Yes?

Give you the billions of dollars that were originally lent to Welian?

Everyone was a little stunned when they heard this, and said that Chase Bank and Citibank took the lead in lending and there is still a serious project, and you haven't even set up a project, and you want to borrow billions of dollars?

Matsushita Masayuki, as Ji Cheng's old friend, was a little sneering when he heard it, and took the initiative to save the situation and said: "Ji Sang, do you want to borrow such a large amount of money from everyone to buy some company with leverage?" ”

Horita Sozo, Yokota Akiyoshi and others all looked at Ji Cheng, showing a very puzzled look, just now Ji Cheng himself said that the garbage bonds of the beautiful country are about to collapse, indicating that the leveraged buyout is going to the altar, at this time, do you want to borrow money for the leveraged buyout?

"It's not." Ji Cheng shook his head.

Everyone was even more speechless when they heard this, why don't you even have a leveraged buyout, don't you say that you want to borrow money from everyone without any collateral? How can such a good thing be?

Matsushita Masayuki couldn't help but rub his temples, and asked helplessly, "Then you borrowed so much money?" ”

Ji Cheng said with a smile: "I want to borrow money from you not to acquire other companies, but because the company has major projects to carry out and urgently needs a large amount of funds." ”

Sozo Horida became interested, "Oh? What major project does your company need to raise billions of dollars? ”

Because even if it is a loan, the borrowing bank has a reason to track the movement of your funds after getting the money, so Ji Cheng has to disclose it.

It's just that this aspect involves confidentiality, and he can't say it completely.

And generally speaking, for this kind of huge corporate loans, lending banks are not allowed to invest funds in the financial derivatives industry.

But with just one process, this problem can be easily solved.

For example, as long as these funds are flowed into the enterprise in the form of "shares", then Ji Chengcheng can dispose of these funds at will.

"You should know that Huajin Capital has opened more than a dozen subsidiaries this year, and these subsidiaries are in their infancy and need funds to support their development." Ji Cheng said slowly: "As the parent company of Huajin Capital, in addition to the funds invested at the beginning, the funds needed by the subsidiary are issued in the form of loans, naturally, Huajin Capital needs to have a lot of cash support, in fact, I currently have a lot of cash on hand, about more than eight billion US dollars......

"More than $8 billion in cash, and you still have to borrow?"

Riki Sugita said with a puzzled face.

Everyone else had the same expression.

Ji Cheng was not surprised by this, and said calmly: "Because I have a big financial battle to be carried out next, I need to use billions or even tens of billions of dollars of huge funds, and after such a large amount of funds are taken out, the company has no liquidity, if something happens to the subsidiary, there is no way to resist, especially the existence of a commercial bank under Huajin Capital, which needs a lot of cash support, so I want to ask you to borrow billions of dollars in case of emergency." ”

Well, that's just a bunch.

The meaning he wants to express is very clear, the money I borrowed will not be used to invest in financial derivatives, but it is not the same for my funds, and then the subsidiary of Huajin Capital needs to expand, and I use the money you lent me for the expansion of the subsidiary, then you can't control it.

"We have the right to monitor the movement of funds?" Sozo Horida asked.

Ji Cheng said sonorously: "Of course, if you lend me money, you are my creditor, why don't you have the right to supervise?" ”

"So in what form do you want to get this loan?" Sozo Horida asked again.

Many people thought that Ji Cheng would take out a normal business loan or start a syndicate loan program.

But what no one expected was that Ji Cheng said a terrifying plan, "I want you to invest openly and secretly lend money!" ”

What?

Are you willing to take out a loan in order to get funds?

Everyone present was shocked.

Why were they so surprised?

Because the benefits of this form are too high!

The actual essence of open investment and dark loans is that the borrower can achieve the purpose of borrowing funds without increasing liabilities, and even increasing net assets, while the lender can not only lend funds but also obtain stable income under the premise of protecting rights and interests, which can be described as a great joy for all.

Because the acquisition of open investment and dark loans is a "phased equity transfer", the lender generally does not participate in the operation and management of the financing entity and dividends in addition to enjoying the decision-making of major matters, so there is no need to worry about the company's equity being taken and seized.

Although the investor invests funds in the form of equity, regardless of the business status of the enterprise, it is required to repay the principal or interest to the investor in accordance with the agreement, and the repayment subject of the fixed return is usually the shareholder of the financier or its actual controller.

In addition, the exit of the underlying equity in the dark loan structure of Mingtou is generally based on the commitment of the shareholders or actual controllers to the forward repurchase, and on this basis, there are also credit enhancement measures such as increasing the joint and several guarantee for the repurchase, or the supplementary commitment of the high-credit rating entity to the amount paid for the principal repurchase and the expected return.

In addition to buybacks, the measures that usually guarantee the exit of investors include VAM clauses, mandatory regular dividend clauses, equity maintenance fees, drawer agreements, etc., which still have the characteristics of capital preservation of rigid payment.

Suffice it to say, these terms alone are much more generous than the interest you can get from simply borrowing.

The crowd was thrilled to hear this.

Ji Cheng knocked on the table and said, "I don't dare to say anything else, if you are willing to invest in secret loans, then I can promise that the interest rate on your income will not be less than ten points, I mean the annual interest rate, which can be written into the contract." ”

You must know that the annual interest rate of their syndicate loans to others is only six points, and now Ji Cheng promises that the annual income will not be less than ten points, which is a huge temptation for any bank or financial institution, and more importantly, the probability of recovering the principal and interest is greater than that of normal loan insurance.

As the head of the Sumitomo Group, Sozo Horita is beating his heart at the moment, knowing what a big performance it will be for their group if he can get this business, but he still has a question, or a question from everyone present, "How many years are you going to borrow?" ”

If it's short, it doesn't really mean much.

So this deadline is important.

Yokota Akiyoshi looked at Ji Cheng.

Sugida Riyuki looked at Ji Cheng.

Masayita Masayuki and everyone else were watching him, wanting to hear the answer.

Ji Cheng calculated that the time of the Japanese stock market crash was from the end of 1989 after the last opening of the market, and it was officially over in 1995, but in fact, for Ji Cheng, who wanted to short the Japanese stock market, the so-called end time should be 1992, he knocked on the table and said: "I hope it's four years." ”

Four years!

The annual income is not less than 10 points per year, and it is 40 points in four years!

You must know that the syndicate loan program led by Chase Bank and Citibank has a total return of only 120 points, and the payback cycle will take 20 years, and the risks can be imagined, coupled with inflation and other factors, it can be said that the investment is not very good.

But what Ji Cheng proposed is different, even if inflation is made in four years, it is generally not too bad, and the risk is greatly reduced.

Ji Cheng looked at everyone and said with a smile: "How is it?" You guys...... Will you lend me this money? ”

Sozo Horita took several deep breaths to suppress the excitement in his heart, and said rationally: "Can I go back and discuss with the board of directors and give you an accurate answer tomorrow?" ”

Ji Cheng snapped his fingers and said, "Of course." ”

Akiyoshi Yokota and Riyuki Sugita glanced at each other and then spoke, "I'm going back to discuss with the board of directors as well." ”

"I'll give you an answer tomorrow."

"Ji Jun, I need to have a meeting with the company's senior management to discuss."

Other people have this attitude.

Of course, Ji Cheng could see that they were tempted, and he was not in a hurry at all: "Okay, wait for the good news." ”

One after another, everyone got up and left.

Only Masayita Masayuki and his old acquaintance Sozo Horida stayed.

As soon as the people were gone, Tian Zhuangsan couldn't help but ask: "Ji Jun, please forgive me for being rude, aren't you afraid of losing money if you give us such a generous return?" ”

Fear?

Why be afraid?

Ji Cheng couldn't help but laugh dumbly, others don't know what they are doing with this money, and they still don't know?

Of course, it is used to short the Japanese stock market.

According to the information he gathered in the modern world, the Nikkei Stock Average stock index closed at 38,915 points at the last opening of the stock exchange at the end of 1989, and by August 18, 1992, it had plummeted to 14,309 points.

Anyone can know how much money they can make in the end if they short the Japanese stock market at a high point.

If you still don't understand this, Ji Cheng can cite direct figures: At the end of 1989, the total stock price of the stock market was 630 trillion yen, and on August 18, 1992, the total stock price was only 299 trillion yen!

Assuming that Ji Cheng can get a loan of five billion US dollars from Riben Bank, then he will be able to use this money to make a tenfold leverage, and the yield will reach more than six times!

This is still ten times leverage, in fact, Ji Cheng can find a series of data changes about the Japanese stupid stock market crash in modern society, he can boldly rest assured that he can do a higher multiple leverage, and the money he makes at that time is not as simple as several times, more than ten times is possible!

For example, Kyle, the founder of Capital Management and the hedge fund manager known as the king of short selling. Bass once bet on short selling more than 200 times leverage, and if the target he shorted fell by 40% during the period, he would make a profit of 64 times!

Of course, Nikkei's leverage ratio is not allowed to be so large, and the highest is only 25 times, but according to Ji Cheng's memory, the Nikkei peak to trough decline is as high as 60%, even if he does 25 times leveraged short selling, he can have more than ten times the return, and more importantly, he can carry out over-the-counter allocation, or get more funds to invest in the form of loans!

You lend me five billion dollars, and I have to pay forty points.

But I took advantage of the stock market crash to attack the stock market, and I could get more than 1,000 points at most!

The gaps are clear at a glance.

Ji Cheng thought about it for a while, but said with a smile in his mouth: "There are profits and losses in investment, if I end up losing money, it can only mean that my investment level is not enough, but if I succeed, it will be different, my business can develop rapidly, compared with forty points of interest, I value the development of the enterprise more, so why be afraid?" ”

"Good! What a lot of courage! Sozo Horida gave a thumbs up.

Panasonic Zhengxing also secretly admired on the side, this Chinese young man in front of him is incredible, he has seen Ji Cheng leap from a small home appliance wholesaler to the godfather of world finance, the most important thing is that this legend is not over, he is a witness, witnessing Ji Cheng moving towards the legend!

No, he's already a legend.

Ji Cheng is still using his strong strength and courage to create greater brilliance!

Matsushita Masayuki was inexplicably a little sad, obviously his birth was more than a million times ahead of Ji Cheng, but on the contrary, the gap between him and Ji Cheng now was like a moat.

Some people were born in Rome, such as Matsushita Masayuki.

And some people come from humble backgrounds, but they have built a new Rome with their own efforts!

He's a legend!

He's a king!

This is Ji Cheng in the eyes of Matsushita Masayuki, who is already unattainable.

……

At night.

Masayita Masayuki is located in the mansion of Tokyo.

As soon as Ji Cheng and Matsushita got out of the car, they saw a large group of people standing at the door.

Matsushita's father, Masaharu Matsushita, his younger brother Hiroyuki Matsushita, and Tsuneo Sekine are several powerful figures in the Matsushita family.

You must know that Ji Cheng didn't receive such a grand reception last time he came over, especially Matsushita Masaharu because Ji Cheng and Matsushita Masayuki are friends and still regard themselves as seniors, but today is different.

As soon as Matsushita Masaharu saw Ji Cheng get out of the car, he greeted him with a smile on his face, and said in his mouth: "Welcome President Ji to the cold house." ”

Ji Cheng didn't support it, and said modestly: "I haven't seen President Panasonic for a long time, how is your health lately?" ”

"It's good to trust you Hongfu." Matsushita Masaharu laughed and shook hands with Ji Cheng, and then took the initiative to stretch out his hand into the house and said, "Please." ”

Ji Cheng and Matsushita Masasaki went in side by side.

Matsushita Masayuki, Matsushita Hiroyuki and Sekine Tsuneo didn't feel anything wrong, after all, everyone knows that today's Ji Cheng is already the world's top elder, if you insist on pulling a person out of their Matsushita family for comparison, I'm afraid that only the deceased Matsushita Konosuke can compare with it.

Come inside.

Ji Chengcai found that a table full of good wine and food had already been prepared on the dinner table, and Matsushita Masayi's daughter Matsushita Ayako Matsushita and several women were busy working on the side.

Ji Cheng exchanged a few words of greeting with everyone, and then sat down in the guest seat at the invitation of Masaharu Matsushita.

Everyone laughed and began to eat.

"Ji Jun, I heard that Joaquin Capital has joined the Boston Consortium, and now it is developing better and better, and I hope to have the opportunity to promote our Panasonic Industrial Company in the future."

"Chairman Sekine is serious, if there is a chance, we will definitely cooperate."

“…… Ji Jun, come and try this tuna fillet. ”

"Well, it tastes good."

The Panasonic family usually eats very old-fashioned, and in the Chinese idiom, it is described as eating without saying a word and sleeping without sleeping, and now they have given up their inherent concepts for Ji Cheng, and caters to talk and laugh like when they eat in Huaxia, it is conceivable how high Ji Cheng's status in the minds of Panasonic's family is.

The meal took about an hour or so.

At the end, when the meal was finished, several women were cleaning up the table.

Matsushita Masaharu looked at Ji Cheng at this time, "Chairman Ji, I heard Zhengxing say that you want to get a large capital loan this time?" ”

Ji Cheng nodded and said, "Yes, for company development." ”

Masaharu Matsushita said with concern: "Did those banks promise to lend you?" ”

Ji Cheng spread his hands and said, "I don't know yet, they said they would go back and discuss it and give me an answer tomorrow." ”

Masayita Masayuki, Matsushita Hiroyuki and Sekine Tsuneo couldn't say anything at all, just sat there and listened quietly.

Masaharu Matsushita was silent for a while, and suddenly said with a smile: "It's hard to talk about other banks, but I should be able to say a few words from Sumitomo Bank, do you need my help to talk to them?" ”

Ji Cheng knew that Matsushita Masaharu was investing in himself, but he didn't take these loans so seriously, it was best if he had them, and it would be okay if he didn't, so he waved his hand and said, "Don't bother the president and owe favors, let them discuss it themselves." ”

"Okay." Matsushita Masaharu suddenly looked at Matsushita Ayako next to him, and opened his mouth to say, "Ji ......"

As a result, Masatsushita Masayuki's mobile phone rang before he could say anything.

Matsushita Masaharu looked sideways dissatisfiedly and frowned, "Go out and answer the phone!" ”

"Yes, Father."

Matsushita Masayuki didn't dare to argue, got up and went out.

Ji Cheng didn't think much about it, and continued to chat with Masatsushita Masaharu.

Masatsushita Masaharu continued the topic just now, and said with a smile: "President Ji is a talent, and he also has skills that ordinary people can't match, my family Ayako fell in love with her last time I saw her, and it just so happened that she was going to travel to a beautiful country recently, President Ji, can you find time to take her around?" ”

Last season, he refused because he couldn't have a real development with Matsushita Ayako, after all, he didn't want to be stupid that day.

Now it's even more impossible, Ji Cheng has strengthened his relationship with the Boston consortium and decided to marry, and he has already privately promised that he will marry Anne. Rocky gets married, how can he provoke Ayako Matsushita again?

Even if Matsushita Ayako is indeed beautiful, he is unlikely to provoke.

Ji Cheng was about to open his mouth and refuse.

Suddenly, Matsushita Masashita's excited shouts sounded outside the door.

Ji Cheng couldn't help but glance out.

Matsushita Masaharu frowned even more, and seemed to be very dissatisfied with his son's many rudenesses.

The next moment, Matsushita Masayuki came in, and the first thing he said when he came up dispelled Matsushita Masaharu's dissatisfaction, "Ji San, I just received a call, and those banks agreed!" They promised to lend you money! ”