Promised to invest openly and covertly?

Ji Cheng was not surprised by this at all.

Huajin Capital is different from the past, and its more than a dozen subsidiaries, even if they do not count cash assets, have a scale of 156 billion US dollars, so even if he borrows all the money he borrows, these banks are not afraid that they will not be able to recover the principal and interest.

Promise to make money.

It is also a high-quality business with ultra-high return value of four years and forty points.

Not to mention these banks, even Ji Cheng himself can't resist the temptation in the face of this kind of business.

"Okay, great." Masaharu Matsushita applauded happily, the reason why he was so happy was entirely because of the close relationship between Ji Cheng and Matsushita Masayuki.

Matsushita Masayuki was originally cultivated as a "prince", but he was "a little uncompetitive" and had no intention of becoming the head of the Panasonic Group, so he let the professional manager take power.

There is no problem in a short period of time, after all, Masaharu Matsushita is still alive.

But what if one day he dies?

Can the Panasonic Group still be fully controlled in the palm of the Panasonic family?

Naturally, Masatsushi Masaharu wants to take precautions and lay out a good game for Matsushita Masayuki as much as possible, this bureau is different inside and out, and Ji Cheng, a top elder in the financial circle, is friends with Matsushita Masayuki, isn't it one of the best candidates for external help?

"Congratulations to President Ji."

"President Ji, congratulations."

Hiroyuki Matsushita and Tsuneo Sekine congratulated one after another.

Matsushita Ayako, who was not far away, also secretly glanced at Ji Cheng's young face, and then her cheeks were slightly red, and she didn't know what she was thinking.

Ji Cheng looked very calm, and said with a smile: "Thank you." ”

Matsushita was walking over and sat down, looking at him a little puzzled, "Ji Sang, why don't I feel that you are too happy?" ”

Masaharu Matsushita also found out and felt very strange: "Chairman Ji, you can get billions of dollars of financial support this time, and the company can develop more quickly, it stands to reason that this is a great joy, why are you acting calm?" ”

Of course, Ji Cheng was happy in his heart, but he was not so excited, after all, this money was dispensable for him, and besides, he had expected from the beginning that the stupid bank would not be able to refuse such a big temptation and would definitely lend him money, since he had expected it a long time ago, how could he be so excited?

Besides, this is borrowed money, and it is not earned by yourself.

Of course, you can't say that, so Ji Cheng joked and joked: "Suppose they borrow one billion and I want to repay 1.4 billion, when I think of repaying so much money, where am I still in the mood to be happy?" ”

Matsushita Masaharu was stunned for a moment, and then laughed and said, "President Ji, you are so humorous. ”

Sekine Tsuneo was also amused, "I haven't had in-depth contact with President Ji before, I always thought you were a serious person, but I didn't expect such a good personality, if anyone is lucky enough to be your wife, they must have a lot of fun." ”

Masayuki Matsushita and Hiroyuki Matsushita also laughed.

That being said, in fact, the Panasonic family admired Ji Cheng even more, and they were not shocked by the humiliation at a young age, no wonder their career was so big.

Matsushita Masaharu wanted to have a good relationship with Ji Cheng, so he took the opportunity to propose again: "President Ji, Ayako is going to travel to the beautiful country recently, I hope you can take care of her more at that time, well, she hasn't gone out much, can I make an excessive request, let her live in your house for a few days in the beautiful country?" ”

It's almost impossible to say that Ji Cheng can do anything to Matsushita Ayako.

Ji Cheng is not a person who can't figure it out, he knows how to choose, so he politely refused and took the initiative to explain the situation: "It's not impossible to live with me temporarily, but I'm afraid that my fiancée will have thoughts when she sees it." ”

Hearing this, Matsushita Masaharu was a little disappointed and asked, "Fiancée?" ”

Ji Cheng said: "I and Anne, the eldest granddaughter of the Rocky family. Rocky is engaged. ”

Although Matsushita Hiroyuki and Sekine Tsuneo knew that Ji Cheng had joined the Boston consortium, they really didn't expect Ji Cheng to marry the Rocky family, one of the most powerful "Brahmins" in Boston, and they were helpless for a while.

Yes, they have an idea with Masatsushita Masaharu and want to recruit Ji Cheng into the Panasonic family warship, even if Ji Cheng's career is so big now, but the assets of Panasonic Group of more than 30 billion US dollars are still worthy of Ji Cheng.

But now it seems impossible, not to mention that the strength of the Rocky family is stronger than that of the Panasonic family, just to say that Ji Cheng is mainly developing in the beautiful country, and the advantages that can be gained by marrying the Rocky family will be greater.

Matsushita Masaharu was silent for a while, and suddenly, he seemed to have made up his mind, looked up at Matsushita Ayako again, and then glanced at Matsushita Masashita, and then smiled and said to Ji Cheng: "President Ji doesn't have to worry, Ayako will not hinder the relationship between you and your fiancée." ”

Ji Cheng understood that Matsushita Masaharu meant to give Matsushita Ayako to himself as a child, as for what price to pay, he probably understood it in his heart, it was nothing more than that the Matsushita family needed him to lend a helping hand if they encountered any difficulties in the future.

So far, the Panasonic family has helped him several times, and Ji Yuan himself owes the Panasonic family favor, this time he didn't hesitate, but he didn't take advantage of others, "Okay, go back and go to live with me in a beautiful country, I will treat her as a sister." ”

Although Matsushita Masaharu was still not satisfied with Ji Cheng's answer, at least Ji Cheng was relieved, and he didn't press step by step, and said with a smile: "Then I'll thank President Ji for Ayako." ”

After that, the two sides didn't talk about the cause and "cooperation" anymore, but simply laughed and chatted.

Later, Ji Cheng was kept overnight like last time in Osaka.

……

Following.

Ji Cheng met with many bank representatives in the conference room rented by the hotel.

"Hello, President Ji."

"Hello, President Horita, hello."

"President Ji, we will be partners in the future."

"Haha, thank you Vice President Yokota for convincing the board of directors."

"President Ji ......"

As soon as a group of people met Ji Cheng again, they greeted each other warmly, and their attitudes were completely different from yesterday.

In fact, this kind of behavior is normal, yesterday Ji Cheng had nothing to do with everyone, and after today, these banks, financial institutions and Ji Chengcheng are partners, and they will make money from Ji Cheng, of course, they have to be eager.

After the greetings, everyone sat down.

Ji Cheng didn't say anything immediately, but was thinking in his heart about how much money he could get from these stupid banks.

This is a critical question.

If it's just a billion, it doesn't make much sense.

Billion.

It only makes sense if you can get five billion dollars.

Ji Cheng thought in his heart, and turned to everyone and said, "Because I've been busy lately, I have less time to stay in Japan, so I'm a little more snobbish and asked directly, how much are you willing to borrow from me?" ”

Everyone could hear that he was joking, and they couldn't help but purse their lips and laugh.

"Chairman Ji, I discussed with the board of directors yesterday, and since you are willing to take out 30% of your shares to invest in open and secret loans, according to the asset appraisal on the Huajin Capital asset appraisal form you provided, these shares are equivalent to about five billion US dollars." Sozo Horita said slowly: "Our Sumitomo Group has always been good friends with you, and we are naturally willing to provide the greatest help when you need it, so Sumitomo Bank is willing to invest 1.5 billion US dollars, do you think this figure is satisfactory?" ”

At present, it is only a preliminary discussion, and the asset appraisal form given by Ji Cheng is only used as a reference.

One thing is for sure, the final assessment will make no difference, and what we talked about today will come true.

Ji Cheng didn't expect Horita Sozo to be so powerful, and he was willing to come up with a $1.5 billion to support himself, whether it was an open investment or a secret loan, Sumitomo Bank could come up with so much money, and he wanted to come to Horita Sozo under a lot of pressure on the board of directors to persuade others, and he hurriedly thanked him: "Thank you, Chairman Horita." ”

Akiyoshi Yokota next to him also spoke, "We can come up with a billion dollars here." ”

Sumitomo Bank and Sakura Bank alone have spent $2.5 billion.

Ji Cheng was overjoyed when he heard this, and estimated that there should be no problem with his target of five billion dollars.

No, as soon as he finished thanking Yokota Akiyoshi, Sugida Noriyuki of the First Quanye Bank spoke a little unreasonably and threw out a big stroke: "The board of directors has discussed and asked to take about 10% of Huajin Capital's open and secret loan shares, and the final negotiated capital contribution is about 1.7 billion US dollars." ”

As a result, as soon as he said this, several other families were not happy.

"Vice President Yokota, what should you do if you Daiichi Bank takes so many shares and lets us have a few left?"

"That is, Sumitomo Bank is 1.5 billion, Sakura Bank is 1 billion, and you have another 1.7 billion here, and you have made a lot of money, and we are watching it?"

"No! You can only contribute a billion at most, and divide us! ”

Representatives of Fuji Bank, Industrial Bank, UFJ Holdings, and others all shouted and were very dissatisfied with this investment ratio.

If it is other investments, even if it is a syndicate loan, these banks may not be willing to take out so much money, let alone rush to contribute, the reason why they are so competitive is entirely because Ji Cheng took the shares of Huajin Capital to invest in the open and covert loans, and the term is only four years, and the annual income is as high as ten points, is that everyone knows how big the benefits are, who doesn't want to take the opportunity to make more money?

Naturally, several deputies argued.

Everyone wants to eat meat in large chunks instead of drinking soup along with it.

And then...... Well, Ji Cheng saw that the representatives of these banks were very strong, and even Yokota Akiyoshi somehow quarreled with Sugida Riyuki, and the two almost made a move, preparing to stage the spirit of bushido.

Ji Cheng couldn't laugh or cry when he saw it, he was counting on these people to lend him money, don't wait until the fight really ends badly, and hurry up to stop it.

However, several banks are indignant, and they insist on taking shares according to the proportion of their own contributions, although these shares have no real power, but they can win more profits.

In the end, Ji Cheng was helpless, so he had to say to everyone: "In this way, you offer first, I'll see how much money you are willing to take, and then take out a little more shares on this basis to give you a secret loan, do you think this is okay?" Of course, I would like to make it clear in advance that it cannot exceed 40% of the shares. ”

"Really?"

"That's settled."

The crowd was overjoyed and re-quoted.

In the end, Sumitomo Bank provided $1.5 billion, Sakura Bank provided $1.7 billion, Dai-ichi Bank $1.7 billion, Fuji Bank $800 million, Industrial Bank $800 million, and finally UFJ Holdings contributed $1 billion, adding up to $6.8 billion.

Ji Cheng knows that it is very likely that these banks or financial institutions will not come up with the money on their own, or they may share the risk and give the business to some small banks, for example, one billion of the 1.5 billion US dollars provided by Sumitomo Bank may be raised from other small and medium-sized banks.

But no matter what, I got $6.8 billion!

When the $6.8 billion stock market crash comes to an end, Ji Cheng is sure that it will become $68 billion, or even more!

Because it is only a negotiation at present, these days Ben Bank has not yet conducted a comprehensive evaluation of Huajin Capital, so it does not mean that you can get the money, Ji Chengqiang suppressed his excitement and said: "Since everyone has finished quoting, then please send professional appraisers to the beautiful country to conduct a comprehensive evaluation of Huajin Capital, if the evaluation result is okay, then we will officially sign the contract!" ”

"Okay."

"It's a pleasure to work with."

Everyone got up and shook hands with Ji Cheng.

Ji Cheng also shook hands one by one.

……

Ji Cheng, who returned to the beautiful country for more than ten days, has been busy with the company's asset appraisal, and even he was so busy that he forgot to talk to Annie. Rocky's date.

Finally, two weeks later, the asset appraisal was complete!

Ji Cheng took Steve. On the premise of not revealing any rumors, on behalf of Huajin Capital, he signed open investment and secret loan contracts with Sumitomo Bank, Sakura Bank, First Quanye Bank and other financial institutions.

After signing the contract, Ji Cheng took Steve non-stop. White and the company's team have returned to the beautiful country, although the contract is currently signed, but there are still many things to do, such as the change of shares and the arrival of funds.

However, compared to the previous days, Ji Cheng was much easier.

Just returned to the company.

In the office, Ji Cheng hasn't had time to take a sip of water, Steve. White knocked on the door from the outside and came in.

"Mr. Cheng, do we need to announce this financing to the outside world?" Steve. White asked.

Because Huajin Capital is not a listed company, the "financing" does not need to be announced to the outside world.

But Ji Cheng didn't think about making it public now, he smiled and asked, "Why do you want to make it public?" ”

Steve. "We've secured a lot of financing, and although it's a covert loan, it's a very good news for the company, and if it's open to the public, it can increase the trust of customers and the outside world, and it's more conducive to the company and its subsidiaries getting a lot of business," White said. ”

"There's no hurry, it's definitely going to be public, but not now." Ji Cheng waved his hand and said: "I hid from everyone this time to go to Japan to sign the contract, the purpose is to hide it for a while, as for why you did this, don't ask for the time being, do what I arranged first." ”

Steve. White has always been more obedient, unlike some CEOs who "have personalities": "Okay Mr. Cheng, then I'll start busy tomorrow." ”

Ji Cheng said "um" and was ready to let Steve. White went out, and suddenly, he thought of something, "By the way, those stupid banks said that the funds would arrive in two weeks, right?" ”

"That's right." Steve. White has a good memory, and recalled: "It should have arrived around October 12. ”

October 12th?

Ji Cheng suddenly smiled, he remembered that October 13 this year was the turmoil in the stock market of the beautiful country, and that day was Friday, which was later recorded as "Black Friday" by the stock market.

Well, there are still ten days left, and the buddy will be able to clean up people.

His eyes narrowed slightly, and he looked towards the locations of Chase Bank and Citibank.

Finally waited for this day, Ji Cheng has been looking forward to it for a long time!