Yang Xin wanted to say that if I was given a long enough rod, I would be able to pry the earth, but I remembered that the ancients didn't know what the earth was, so I didn't bother to explain it again.

However, this sentence also made Fan Yuxuan scratch her head, she was about to ask, at this time, the shopkeeper of the counter Tian said: "Everyone, today's Daxing money borrowing activity is completed, you can stay and continue to chat, or you can go, it will be held again in three days, I hope everyone will come to participate." ”

At this time, a few people stood up and left, but the vast majority of people did not leave, there are eating, drinking, and beautiful women to see, all rich and powerful people, it is simply an excellent place for celebrities to socialize, not that there is an urgent matter at home, no one is willing to leave.

Ma Liu reacted at this time and said: "This Li Juren really wants to be an official and wants to go crazy, if you don't rob me, it would be better, 10,000 taels is enough for me to match 30 taels of carriages, and I can earn at least 2,000 taels more per month!" ”

Shopkeeper Lu smiled and said, "The shopkeeper only has to wait for three days!" ”

Ma Liu shook his head and said: "After three days, it still won't work, eight points is too high, Lao Tzu is so lucky to earn two thousand taels a month, and the interest will be given eight hundred taels, think about it, I will be six points at most, and it can't be higher!" ”

At this time, the Shangguan housekeeper suddenly said: "In fact, if the horse shopkeeper really wants to borrow, you don't have to find their money bank, our master recently paid more than 30,000 taels of silver for me to take care of, I don't know what to do, six points a month to lend to the horse shopkeeper, it seems to be quite cost-effective, although driving a horse shop is very profitable, but I am not as good as the horse shopkeeper!" ”

Ma Liuda was overjoyed and said: "This is the best, everyone is an acquaintance, and there is no need to worry about any accidents." ”

Shopkeeper Lu thought for a while and said: "Indeed, the celebrities in the neighborhood are here today, it is better to ask the shopkeeper of Daxing Qianzhuang and all the neighbors to be a witness, Mr. Shangguan lent the silver to the shopkeeper, they are all acquaintances, if the shopkeeper does not keep his promises, don't want to mix in the capital in the future!" ”

Ma Liu hurriedly waved his hand and said with a smile: "How dare you, Mr. Shangguan's master is a general of the Qing Dynasty, and if I don't pay back the money, it will be a long life!" ”

Mr. Shangguan said with a smile: "Shopkeeper Lu's proposal is good, Shopkeeper Ma, just do it, in this way, you save interest, I also save me from going out to find a way, it is a trivial matter to invest in an unfamiliar business and not make money, if I lose the general's capital, I am afraid I will not be able to explain." ”

Uncle Tian put away the agreement he had just signed, and was about to go to Yang Xin to chat, when suddenly, a man in the field stood up and said to Uncle Tian: "The shopkeeper, I am Shangguan Hong, and I am going to lend the shopkeeper 10,000 taels of silver and six cents per month, please make a witness with everyone here, and the shopkeeper will draw up an agreement for the two of us, I don't know if the shopkeeper is willing to help this little favor?" ”

Uncle Tian was stunned for a moment, and said in his heart, it is my business that you lend money to each other, but you can't offend customers when you open the door to do business, others just ask for a small favor, and it is a little unreasonable to refuse, so after hesitating, he looked at Yang Xin.

I saw Yang Xin's face excited, and nodded violently at himself.

Uncle Tian couldn't understand what kind of medicine Yang Xin was selling in the gourd, so he hurriedly said: "Mr. Shangguan is polite, even if it is a small favor, it is naturally incumbent, all neighbors, do you know these two, please also be a witness together?" ”

Everyone laughed, and someone said: "The official butler of General Sadotu's family, who doesn't know this street, this long-haired chariot and horse shopkeeper, whoever hires a carriage can't look for him, and there is a reason why I don't know him?" ”

In fact, the people above the ninth floor of this store know each other, and the rest are those who have heard and met but have not interacted, and in such a big place, there are so many celebrities, and it is difficult for people in this circle to know each other.

In fact, what Shangguan Hong wants is this effect, if Ma Liu doesn't talk about credit, he won't be able to mix in this celebrity circle, and he thinks about it every day, afraid that he won't pay it back, after all, even if it's the general's mansion, he doesn't have the energy to look at a person every day, and use the pressure of the circle to restrain Ma Liu, the effect is much better, it can be said that if Ma Liu doesn't pay back, his reputation will stink, and the capital basically can't get along.

Yang Xin laughed and said: "See, our work has worked, these people are all social elites, as long as they are given the opportunity, they will make the best choice, and they will rush forward, without you pushing behind." ”

Fan Yuxuan thought for a long time and said, "This palace still hasn't figured it out, what does this have to do with our money-making plan." ”

Yang Xin smiled and said: "Don't worry, take your time, your father is an old fox, if you want to make money from the Eight Great Emperor Merchants, you have to go around in a big circle." ”

Sure enough, when Uncle Tian signed the agreement for the two, two pairs reached a loan agreement by themselves, asking everyone to testify, and signed on the spot, but the silver was much less, one of them borrowed 1,000 taels from each other, and the other borrowed 500 taels from each other.

Uncle Tian's own business has already been done, and he has been busy doing free labor all day.

At the end of the day, all the shopkeepers were very puzzled, and the ten money houses scattered out 100,000 taels, and in the end, the situation was similar to that here, except that the local rich people were provided with a place to lend to each other.

"We must encourage them to borrow money from each other, and those who have cash will find a way to take out the silver stored in the Eight Great Imperial Merchants and lend it to their own profits, you must know that they will deposit the silver in the Eight Great Imperial Merchants Banks, not only will there be no interest, but they will also be charged."

At the evening meeting, Yang Xin explained to everyone.

"But most of the people who borrowed the silver may only get the silver tickets of the Eight Great Emperor Merchants, and they don't care about the handling fee and continue to use the silver tickets."

Fan Yuxuan frowned.

Yang Xin sighed and said: "Don't worry, the focus of this part is not here, but to let these rich people know that their silver has a channel to make money, and they don't have to die in the bank, and more importantly, let these shopkeepers who borrow silver know that they have a channel to borrow money, and stimulate their ambition to expand their business, people are greedy, give them a way, and they will widen the road themselves." ”

Fan Yuxuan thought for a while and said, "Actually, you don't have to promise my father not to do the business of saving money, we can collect the money of the rich and release it at the same time, and make profits in the middle, so we don't have to spend our own money to do these businesses." ”

can't help but deny that this Fan Yuxuan is a talent and can think about these issues very thoroughly.

Yang Xin waved his hand and said: "Don't worry, wait until you get them, the reason why I promised your father not to do the business of depositing money is that I don't want to arouse their vigilance, although the business you said makes money, it can't make huge profits, which is not our goal at this stage!" ”

Fan Yuxuan knew that he would do it big every time, but she was not in a hurry, but she couldn't understand how she could make a lot of money by doing so.

"When this king implements the second step plan, you will understand how to make a lot of money, don't rush now, let's stabilize the first step!"

Yang Xin always pretends to be a bamboo, and the clouds are light and the wind is clear, naturally to give his subordinates confidence.

……

Fan Mansion, Fan Yongdou was listening to Fan Fu's report.

"They are fooling around, letting those people skip the money bank and borrow from each other on their own, it will only mess up the market, what good will it do him?"

Fan Yongchang said angrily on the side.

Fan Yongdou squinted, his face turned pale, and said, "I can't see what they want to do at all, Fan Fu, you continue to send people to participate in their three-day silver borrowing activity, and report if there are any changes!" ”

Fan Fu bowed and promised.

Fan Yongdou was a little worried, Yang Xin's approach was simply harming others and not benefiting himself, the customers were borrowing from each other, which would naturally affect the business of all the money banks, but fortunately, the scale was not large now, so I had to take a look at it first.

……

Fan Yongdou's fears soon became a reality, and three days later, when Daxing Qianzhuang held another bidding event for borrowing silver, more wealthy people participated, and even some Manchu magnates joined in.

These rich people are very shrewd, there is no profit in the money bank, and there will be a handling fee for using a silver ticket to withdraw the silver, it is better to release it through such a party, all of them are celebrities, as long as they still want to mix in the capital, they are not the kind of liars who cheat the money and run, and the recovery of principal and interest is still very secure, and there will be no problems.

On this day, after Uncle Tian lent 10,000 taels of silver as last time, there were more rich people in the bank who borrowed from each other, and some even took the initiative to tip Uncle Tian and asked him to help draw up the agreement, so that everyone could witness together, and there were even those who urgently borrowed money to ask Uncle Tian to intercede.

This practice is followed by everyone, after all, it is not easy for people to have money, every party has consumption, those who borrow money will naturally not be stingy, it is normal to reward a few dozen taels of silver, after a party, Uncle Tian actually unexpectedly received a reward of more than a hundred taels, a little crying and laughing.

At the evening meeting, Uncle Tian explained the situation to Yang Xin, with a helpless face.

Aunt Chen hurriedly echoed and said: "King Xing, we have received more tips on Qipan Street today, more than two hundred taels, so calculated, the ten stores add up to more than 1,000 taels, which is a lot of income, and I think it can be used as an important source of income for us in the future." ”

As soon as Fan Yuxuan heard that there was an income, her eyes suddenly lit up, and she said: "What Aunt Chen said makes sense, you can earn more than 1,000 taels in three days, and you can earn more than 10,000 taels in a month, oh my God, you can collect more than 100,000 taels a year!" This income is not small, it is worth the income of at least four Korean sea ships in our sea trade! ”

All the shopkeepers suddenly became interested and echoed in unison.

Uncle Tian suddenly realized, and said: "Concubine Fan is right, this is still the result of our unintentional actions, if you let the guys take the initiative to help the borrower reach an agreement with the lender and negotiate the interest, you will definitely receive more rewards!" ”

Yang Xin didn't expect them to understand this way of making money, it was also quite unexpected, he naturally knew this way of money, but before he felt that this ancient world was not as good as the later generations, the flow of information was too slow, and it may not be profitable to do such an intermediate business, but what he didn't expect was that doing the intermediate business of the rich was completely different, because their transaction amount was very large, as long as they gave a little insignificant reward, it was a very considerable income.

"Okay, let's do it, but don't make too much effort to make money in this area, this is not our main goal, and we can make some money by the way."

Yang Xin nodded in agreement.

Fan Yuxuan was quite unimpressed, this money is not a small amount, it is no problem to work hard to earn 200,000 taels a year, this is still the effect of only doing it twice, maybe the business volume behind it is even greater, Yang Xin actually can't look at it, he can't ignore it.

"Then you'd better explain to your buddies when you go back, it's best to let them act as intermediaries to help the borrower say something, the borrower can borrow money and be happy, and the person who pays will be more generous than the person who pays!"

Fan Yuxuan concluded.

Everyone nodded in unison, they had similar ideas to Fan Yuxuan, 200,000 yuan was definitely enough to arouse the interest of Daxing Firm, Daxing Firm's business of earning more than 200,000 taels a year is really not too much, now in the musket workshop, sea trade can easily break through, although there are many other businesses, but they are messy, and there is no such high income.

……

Fan Mansion, Fan Yongdou listened to Fan Fu's report, and his heart was a little anxious.

"Master, the business of our Fan family has begun to be affected in the past two days, especially in a few stores close to Daxing Bank, some old customers who borrow money have turned to Daxing Bank, and the interest rate of their bidding is much lower than ours, and today it has dropped to six cents, and our money bank with this amount of money will be one layer."

Fan Yongchang on the side said angrily: "Sure enough, he came to steal business with us, third brother, it seems that Xiaoxuan has completely betrayed the Fan family, and she can't be trusted!" ”

Fan Yongdou sneered and said: "The girl who marries out, that is the water that is spilled, she marries to Daxing, she will naturally help Yang Xin, how can she still think about the Fan family, I didn't believe her as soon as she came back, there is no father and son in the mall, let alone a father and daughter!" ”

Fan Yongchang was also full of despair, he had nothing to do, and said, "Third brother, what should we do?" Is it impossible to follow them in lowering interest rates? In this way, you will make a lot less money in a year! ”

Fan Yongdou waved his hand and said, "Don't worry, wait for Fan Siqi to come back and ask about the situation." ”

……

Yang Xin sent the shopkeepers away, and soon Fan Yuxuan ordered someone to make dinner, and it was a big table full.

"You don't have to be so wasteful, right?"

Yang Xin looked at the dishes on the table and smiled bitterly.

Fan Yuxuan wore a particularly ladylike green dress today, walked to Yang Xin's side and sat down with a spring breeze on her face, hugged Yang Xin's neck, and said with a smile: "I made money today, this palace is happy, I want to reward you well." ”

Yang Xin saw that she was sticking so tightly, cold sweat flowed on his back, and said, "Don't mess around, you are pregnant now!" ”

Fan Yuxuan laughed so hard that she brought over a cup of soup and said with a smile: "Don't be afraid, aren't there two maids in the room now, come, be good, drink some soup first." ”

Yang Xin picked up the hot soup and drank it, and said, "It tastes a little weird, I don't seem to have drunk it before, what kind of soup?" ”

Fan Yuxuan put her head to Yang Xin's ear and whispered, "Tiger whip soup!" ”

Yang Xin only felt that she was very tight, and even her bulging chest was pressed to his chest, and his whole body became hot all of a sudden, and a burst of fire rose from his lower abdomen, and he was shocked when he heard this, and whispered: "What kind of moth do you want to do today?" ”

The two were grinding their ears and temples, and at this moment, Fan Siqi, who was waiting on the side, stepped forward and said, "Second Miss, it's been six days since the slave came out of Fan's Mansion, and I miss my mother very much, can I take a leave and go back tonight?" ”

Fan Yuxuan glanced back at her and said, "Not tonight, you didn't look at the dishes on the table?" Tonight you are going to sleep for the king! ”

Yang Xin was stunned when he heard this, and then he noticed that there were several plates of tiger whips, deer whips and the like on the observation table, and he couldn't laugh or cry immediately.

Fan Siqi's face turned red, she came these days, Fan Yuxuan didn't ask her to sleep with Yang Xin, I don't know why I suddenly had this request today, so I had to promise and said, "The slave obeys." ”

Fan Yuxuan turned her head again and said on Yang Xin's face: "How is it?" This palace is good for you, this Fan Siqi has a good figure, is she a little like a princess? ”

As he spoke, a jade hand was already dishonestly exploring downward.

At the mention of the princess, Yang Xin suddenly missed it very much, and glanced at Fan Siqi, it was indeed a little similar in figure, both of them were thin and small.

Suddenly, his body shook, and his brother was already caught in his hands by the naughty Fan Yuxuan, and he was jumping up and down.

Fan Yuxuan smiled proudly and said, "A pervert, she reacted so quickly, hehe, why didn't Bengong speak, and didn't recruit her to sleep?" ”

Yang Xin smiled awkwardly and said, "It's mainly to accompany you and make you happy at night." ”

Fan Yuxuan looked very satisfied, and said, "Do you want to play first and then eat?" ”

Yang Xin's face turned red and said, "Here?" Not quite right? ”

Fan Yuxuan chirped: "It's still this outfit, it's just some humble maidservants, if you want her to be born, if you want her to die, what's wrong, isn't it more exciting?" ”

Yang Xin couldn't agree with the distorted values of the aristocracy in this era, so he smirked and stopped talking.

Fan Yuxuan turned her head to Fan Siqi on the side and said, "Why don't you come over and serve the king!" ”

Fan Siqi's face was flushed, and she lowered her head and walked over slowly.

"You don't have to take off your skirt, just take off your underwear!"

Fan Yuxuan commanded, "King, isn't this more exciting?" ”

Fan Yuxuan commanded Fan Siqi to bend down on the table, with her back to Yang Xin, and then personally lifted her skirt, Fan Siqi suddenly opened the door, Yang Xin felt short of breath, stood up, grabbed Fan Siqi's waist with both hands, and launched an attack.

This feeling is very strange, Fan Yuxuan stood next to her and kissed herself, but her eldest brother was galloping inside another woman, and in the lobby, there were several maids waiting with their heads bowed on the side.

Yang Xin felt that he was about to be corrupted by the lives of rich people in this era, and this kind of thing was unimaginable in the later generations.

The strange thing is that Yang Xin can still do these things in the name of making Fan Yuxuan happy, and although Fan Yuxuan can't go into battle in person, she is happy with this kind of command work, especially when Fan Siqi was bullied by Yang Xin and screamed, Fan Yuxuan was very excited, and Yang Xin could feel the sharp rise in her body temperature.

So, a good dinner became very fragrant, and Fan Siqi, who Fan Yongdou was waiting for, had not been able to appear in Fan's mansion, Yang Xin only said that Fan Yuxuan was for fun and to please himself, but he didn't know that the two foxes of the Fan family had been secretly tricking.