Chapter 152 Out of Control

The next day, Fan Siqi, who tasted the forbidden fruit for the first time, couldn't get out of bed all day, Yang Xin was already talented, and he ate a lot of tonic food yesterday, and the damage value was directly full.

Fan Yuxuan was very satisfied with this effect, and in the past three days, she sent Peach Blossom to stare at Fan Siqi, so that she had no chance to leave her sight.

Soon, it was the third phase of the Daxing Money Bank borrowing bidding activity.

Shangguan Hong participated in the first two issues, and this time was no exception, and he came early in the morning to occupy a good position.

As usual, the bidding for Daxing Money was carried out very quickly, and the highest interest rate in this round was only five cents, which was won by a shopkeeper who sold horses.

After the bidding ended, the scene became more lively, and many people have begun to take action.

Shangguan Hong gave Shopkeeper Lu a look, and whispered: "The shopkeeper who sells porcelain just now seems to have been introduced by Shopkeeper Liang of Yunluo Silk Village, and he has just paid four cents of interest, you go and tell him, I can lend him five thousand taels at this price, but you'd better say that Shopkeeper Liang will be his guarantor." ”

Shopkeeper Lu immediately understood, got up and walked over to Shopkeeper Liang's table.

The porcelain merchant was full of disappointment, and said to the shopkeeper Liang: "It's a pity, I almost got it borrowed, but the horse merchant actually got five points, is it so profitable to sell horses?" ”

Shopkeeper Liang smiled and said: "It's okay, look at this, the interest is declining every period, and the shopkeeper Zeng is waiting for the next period, maybe he will be able to win the bid." ”

At this moment, the shopkeeper Lu came over and said with a smile: "A few shopkeepers, the shopkeeper Lu in the Xialu's grain store, don't you mind sitting down and chatting, right?" ”

Shopkeeper Liang generously let a section come out, patted and motioned to Shopkeeper Lu to sit down, and said: "It's all neighborhoods, speaking of these, Shopkeeper Lu is sitting, and our brothers haven't chatted well for a long time." ”

Shopkeeper Lu smiled all over his face and said, "Shopkeeper Liang, if your friend wants to borrow four points, he can help in the future." ”

When the two shopkeepers heard this, they were overjoyed and hurriedly came over and asked, "What do you mean by this?" ”

Shopkeeper Lu was not in a hurry, and said with a smile: "I have a good friend in the next place, and I have a lot of spare money in my hand, as long as the shopkeeper Liang is willing to be a guarantor for your friend, then there is no problem, after all, we are not familiar with your friend, and your shopkeeper Liang is well known to everyone in this temple street." ”

The porcelain merchant looked at the shopkeeper Liang eagerly, hoping that he would agree, the shopkeeper Liang thought for a moment, and immediately said: "Okay, no problem, Shopkeeper Lu will take us over to find your friend, right?" ”

Shopkeeper Lu didn't move, just smiled and didn't say anything.

The porcelain dealer understood, took out a hundred taels of silver tickets from his arms, and secretly stuffed them into the hands of the shopkeeper Lu.

Shopkeeper Lu skillfully put the silver ticket in his arms, quickly stood up, and took the two to see Shangguan Hong.

Soon, the four came to an agreement.

Shopkeeper Lu beckoned, and a guy from Daxing Qianzhuang saw it and immediately rushed over, with a stack of agreements in his hand.

"Ladies and gentlemen, the agreement is ready-made, you only need to tell the small one the name, the silver tael you borrowed, the interest and other information, fill in the small one, and then press your handprint to announce it."

The guy said with a smile on his face.

The shopkeeper Liang hurriedly pushed the porcelain dealer with his hand, and the porcelain merchant was satisfied, and took out a silver ticket of fifty taels and handed it to the man.

The guy was overjoyed and hurriedly took it.

After a while, the agreement was signed, and the guy walked to the front of the lobby with the agreement, and read aloud: "Everyone, quietly, here is the shopkeeper of the Sadotu general's family, Mr. Shangguan, who lent the shopkeeper of the Sifang porcelain shop 5,000 taels of silver, with a monthly interest of four cents, and the shopkeeper Liang of Yunluo Chouzhuang is the guarantor, please be a witness for Mr. Shangguan!" ”

The crowd cheered and replied unevenly, "No problem, we all know it!" ”

The shopkeeper Zeng was overjoyed after getting the silver ticket, and after saying hello to everyone, he walked out with the shopkeeper Liang.

After they left, Shopkeeper Lu walked to Shangguan Hong's side with a smile, took out the silver ticket he had received before, and said, "Mr. Shangguan, this is what the shopkeeper just gave to me, you take it." ”

Shangguan Hong smiled, took the silver ticket, took out twenty taels of silver ingots from his arms, handed them to Shopkeeper Lu, and said with a smile: "Thank you Shopkeeper Lu, we will cooperate happily and continue in the next issue." ”

Shopkeeper Lu was overjoyed, accepted twenty taels, and asked, "Mr. Shangguan, hasn't General Sadotu's silver been released yet?" You've released more than 30,000 taels for three consecutive installments. ”

Shangguan Hong buried his head and said in a low voice: "The shopkeeper Lu doesn't know anything, and there are a few friends of General Sadotu, and the Manchu generals heard that Zai Xia could make money for them, so he handed over some silver to take care of Zaixia, and the two of us worked hard, and we could make a lot of money in the middle." ”

Shopkeeper Lu was overjoyed and said: "This is so good, every time I come out to play with Mr., I can earn a lot of silver, so naturally I won't miss it." ”

In the far corner of the lobby, Yang Xin and Fan Yuxuan were paying close attention to the activities of everyone in the field, Fan Yuxuan was wearing a long black dress, she was so happy that she couldn't close her mouth, and whispered in Yang Xin's ear: "With this amount, 80,000 taels have been traded today, and a store on our Temple Street has earned 800 taels of rewards, and the ten stores add up, I'm afraid the income is 7 or 8,000 taels, this time you still said that it was just a small amount of money." ”

Yang Xin looked at her with a smug look, glanced at her, and said, "It's still a little money, I think it's almost over, and we can launch our second-step plan!" ”

Fan Yuxuan was stunned in surprise and said, "Is such a profitable business still a small amount of money?" Do you have a second step plan? Listen to what that's saying! ”

Yang Xin smiled mysteriously: "You send someone out to spread the news, just say that our Daxing and the Fan family will jointly go to Goryeo to do maritime trade, and there will be a sailor escort in Daxing, and the merchants who want to go can rent a boat and go with the caravan, and each ship needs to pay a thousand taels of silver to Daxing for escort fees!" ”

When Fan Yuxuan heard this, she immediately smiled, and said: "You are a thief, and you charge escort fees, and you can also rent out sea ships to make a profit, and you have made all the money, but if there are too many merchants to go, will it affect our own maritime trade business?" ”

Yang Xin said with a smile: "The impact will definitely be affected, but we have a lot of money, we are not afraid of the impact, what we want is the impact, don't worry about it so much, you find a few more managers of the Fan family, and now the people who are still working in your Yuxin business, come to Daxing Qianzhuang's bidding will find someone to borrow money, and they will go to Goryeo to do sea trade and say that it is a huge profit, each person comes to borrow 100,000 taels and rents a Goryeo sea boat, understand?" ”

Fan Yuxuan was confused when she heard this, and said, "What is your intention in doing this?" We are not short of silver, so why do we borrow from them and give so much interest! ”

Yang Xin said softly: "Those few stewards of the Fan family came here to advertise, the purpose is to encourage others to follow suit, do you understand?" ”

Fan Yuxuan shook her head frantically and said, "Don't understand? What the hell are you going to do? ”

Yang Xin sighed and said, "If you don't understand, just do it, go back to the bed and explain to you slowly!" ”

Fan Yuxuan glanced at him and said, "Hehe, I've eaten a lot in the past two days, and I've learned to spoil my mouth, believe it or not, how many days have this palace starved you?" ”

Yang Xin hurriedly said around, "Don't mind, I mean there are a lot of people here, it's inconvenient to say too much detail, how good is it to go back and talk slowly in bed?" ”

"No, Hongu wants to know now!"

Fan Yuxuan has been tormented by this question for more than ten days, and she has always wanted to know what Yang Xin's plans are.

Yang Xin sorted out his thoughts for a while, and then said softly: "Let's put it this way, your father's eight imperial merchants have formed a solid alliance of interests with the Qing Dynasty, they obtained the entire Qing Dynasty's silver deposits through private banks, and then lent Dolgon to support his war, in turn, Dolgon laid more territory, gave your father's money bank to provide more people to deposit silver, and through force to ensure that your father's money bank and other businesses can be unimpeded in the Qing Dynasty, forming an absolute monopoly advantage."

For such an alliance, if we want to defeat them, the first thing we have to do is to open up a system independent of the Eight Great Imperial Merchants, which is what we are doing now, these people borrow freely in Daxing Qianzhuang, and the funds are not monitored by the Eight Great Imperial Merchants, and at the same time they are not deposited in our Daxing Qianzhuang, so as not to make a collective attack on the Eight Great Imperial Merchants and restrain us through Dolgon's court.

The next thing to do is to create a huge investment disaster, that is, to instigate these people to invest in sea trade, causing a huge bubble, and then, when the bubble collapses, it can have a fatal impact on the money system of the Eight Great Imperial Merchants, and when the time comes, we can take the opportunity to take down all the industries of the Eight Imperial Merchants, understand? ”

As soon as she explained this, Fan Yuxuan was even more confused, but she was extremely excited, and said: "You still don't have to explain, I can't understand it, but this palace is most interested in your last sentence, take all the industries of the eight imperial merchants, you are going to fly to the rhythm of the sky, and when the time comes, I am afraid that the entire Qing Dynasty will not have as much money as you!" ”

Yang Xin was full of ambition and said: "Don't be happy too early, your father is an old fox, this is easy to say, but it is difficult to do, he now occupies the home advantage, not only has the imperial court escort, but also has a large amount of private deposits as a backing, we must be careful in everything." ”

The two were chatting happily, but they didn't notice that a man with a goatee inadvertently walked to Fan Siqi who was waiting behind, Fan Siqi gave him a look, looked left and right, and quickly handed a paper ball to the man.

The man hurriedly took it, shrunk it into his sleeve, and then walked away as if nothing had happened, continuing to blend in with the crowd.

When the transactions in the money village were almost completed, everyone left the scene, and the man with the goatee also walked out, calmly and casually circled around the street twice, making sure that no one was following, so he walked straight to Fan's mansion.

Fan Mansion, Fan Yongchang was furious, and shouted: "Third brother, we can't go on like this, we have more than a dozen money houses in the past few days, and almost no money has been released, these people have gone to Daxing Money Village, we went to the regent, and asked him to restrict the behavior of Daxing Money Bank, and he didn't release the money, so that those people borrowed freely, harmed others and themselves, and made the market all mess up, which is really hateful!" ”

Fan Yongdou sat quite steadily, picked up a cup of tea, took a sip, and said, "Big brother, don't worry, he lent five million taels to the regent not long ago, I'm afraid the regent may not listen to us." ”

Fan Yongchang sneered and said, "Isn't it five million?" We will unite with the other seven families, pool 10 million, lend it to the regent, and see if the regent will protect him! ”

Fan Yongdou thought for a moment and said: "It's not the time yet, didn't Fan San say it, there are many powerful housekeepers among the people who participate in free lending, and we will fight with them, injuring 10,000 enemies and losing 8,000 ourselves, which is not worth it." ”

At this moment, the man with the goatee hurriedly walked in and said, "Go back to the master, I have received information from Fan Siqi!" ”

Fan Yongdou was overjoyed and hurriedly said, "Take it to me and take a look!" ”

The man respectfully handed over the paper ball, Fan Yongdou opened it and looked at it, and immediately smiled, "Haha, I see, this person is really a genius!" ”

Fan Yongchang was surprised, took the paper ball and looked at it, his face was suddenly full of iron, and said: "Why is the third brother laughing, this person is so insidious, if we continue like this, our business will be robbed!" ”

Fan Yongdou waved his hand and said: "Big brother's words are wrong, now that we know the secret of his money-making and occupy the home field, what is there to worry about, this is simply a godsend!" ”

Fan Yongchang was even more confused and asked, "What do you mean by what the third brother said?" ”

Fan Yongdou wisped his beard and said proudly: "It turns out that they make a profit by matching free loans and charging fees, and today just ten stores a day will make a profit of seven or eight thousand taels, we just need to copy their model, with the manpower and material resources of my Fan family, not only can we easily defeat them, but also seize the market of the other seven imperial merchants, it is simply God to help me!" ”

Fan Yongchang was still a little confused, and said, "You mean to say that we also learn from them?" So what about the business of our bank? ”

Fan Yongdou said with a smile: "Big brother, you still haven't figured it out, as long as we reduce the interest of the money village to the same level as the interest of free lending, we are not afraid of no business, and then, and then copy the model of Daxing money on a large scale, and engage in our own free lending business, just like them, charge a handling fee of one point per transaction, and we can quickly seize the market. The relationship is not as hard as ours, and if you make money with the same model, why compete with our Fan family? ”

Fan Yongchang suddenly realized and praised: "Third brother, high!" Good chess, this time this Fan Siqi has made a great contribution to our Fan family! ”

Fan Yongdou nodded with satisfaction and said: "Well, it's not in vain that she has raised her for eighteen years, big brother, you immediately go and inform the shopkeepers of each bank, all the shops in our Fan family's money bank, the loan interest will be reduced to six points, as for the free loan business, I will personally be responsible for the preparation!" ”

Fan Yongchang was overjoyed and hurriedly promised to go out.

……

More than ten days have passed, and Yang Xin has no news back, which makes the princess in the Laiyang palace restless.

The Daxing court showed far more efficiency than this era, all departments operated on their own, and there were no obstacles because of Yang Xin's departure, in the final analysis, they were just almost all the people in the Daxing court.

Everyone is doing things for themselves, naturally doing their duty, corruption is rare, especially big greed, it is almost impossible, all the eyes of the people are staring at you, because you are greedy, he will have less money, it's as simple as that.

On this day, Bai Youcai sent someone to report, and Daming sent a messenger over again, asking to see Concubine Zhu.

The princess agreed without hesitation, and it was Shi Kefa again, and the old man looked haggard, full of silver hair, and worried.

The princess met with Shi Kefa in Yang Xin's study, and when they met, she asked, "Old Shi Ge, how is my father now?" ”

The eagerness is beyond words.

Shi Kefa said dejectedly: "The situation is very bad, the Tatar Southern Expeditionary Army has completed its rest in Nanjing, the troops are divided into two routes, 100,000 people all the way to Hangzhou, and the remaining 200,000 troops enter Jiangxi along the Yangtze River, Your Majesty is now in danger." ”

The princess was so anxious that she almost burst into tears, and said, "How is this good?" ”

Shi Kefa said in a deep voice: "Is there a way for the princess to let Daxing send troops to support?" ”

The princess said dejectedly: "The monarchs and ministers of Daxing are unwilling to send troops, I think it is unlikely." ”

Shi Kefa frowned and said: "Why is this Yang Xin still so stubborn, now the Han River is in danger, and I don't know how to do a little bit of Han duty?" ”

The princess stood up, walked at the table, and said: "Shi Ge Lao misunderstood, King Xing intends to help the Ming Dynasty, and has led a caravan to the capital, preparing to mess up the economy of the Manchu Qing Dynasty, but this palace feels that the economic war is too slow, I am afraid that it is difficult to quench the thirst of the near water, and you will have to hold on for at least a few months." ”

Shi Kefa was dumbfounded, and said: "This Yang Xin is still obsessed with making money, he won't lie to you, right, under the pretext of engaging in economic warfare, he went to the Manchu territory to make money?" ”

The princess shook her head firmly, and said: "Absolutely not, King Xing's promise to the palace has never been unfulfilled, but he is only good at this, when it comes to sending troops, I'm afraid he is not the opponent of those famous generals on the battlefield, not to mention that now Daxing has decided to use troops against Goryeo, the newly recruited 10,000 mercenaries are training in Weihaiwei, and in more than ten days, they will raise troops to go to Goryeo, where does Daxing have the strength to fight on two fronts?" ”

Shi Kefa was stunned and said, "What does he want to do, what does it mean to send troops to Goryeo at this time, and mercenaries?" ”

The princess replied: "Mercenaries are troops bought with money, they go to the battlefield without much training, life and death are in their own destiny, they will not be bereaved like a normal army, and they will not be responsible for their families, it is purely a transaction, but the military salary is much higher than that of the regular army." ”

Shi Kefa was surprised to hear it, but then sighed, and said: "Since King Xing can't send troops, does the princess have any way to support Your Majesty with a batch of weapons and food, the last time Nanjing was defeated, Your Majesty left in a hurry, and the weapons and food didn't come and take away, and now it is very short, and it will take time for the King of Yanping County to be transferred from Nanyang, I'm afraid it will be difficult to deliver it for a while." ”

The princess was shocked and said, "Could it be that the more than two million stone grain that Daxing gave to my father last time was also lost?" ”

Shi Kefa nodded awkwardly and said, "It's cheaper......

The princess was about to cry, it's all money, more than 20 million taels of silver of food, but, after thinking for a moment, she said: "Shi Ge Lao wait, this palace is looking for Bai Youcai to think of a way!" ”