Chapter 731: Investment

Shen Yuanjie spoke very methodically, after all, he was a third-class secondary school student and a leader of an agricultural machinery factory.

Qin Zhengguo nodded, and asked him how much money he needed to borrow.

"My budget is 100,000 yuan, but I don't need that much at first, 50,000 or 60,000 should be enough. Now my own savings plus my family have put together less than 10,000, if Jeongkook can borrow me 30,000 barely enough, if it is convenient to borrow me 50,000 is better. ”

"And how long are you going to borrow it?" In business, Qin Zhengguo didn't agree immediately for the sake of his relatives, but asked a question.

"Half a year, at most one year, then I can repay you according to the bank interest." Shen Yuanjie had thought about this question before he came, and hurriedly replied.

"Let me ask you another question, it's not a small amount for you to borrow this money, if you are self-employed, the money you raised before is enough, if you borrow so much, what are you going to do with such a large amount of money? Are you going to contract a factory? Still is......? ”

"Hehe, I came out of an agricultural machinery factory, yes, I have been doing agricultural machinery production for so many years, and I am no stranger to technology. However, I have never thought about contracting any factories in the past, and it is not so easy to do a factory, don't look at those factory directors who look majestic on the outside, unless it is a large state-owned factory, the general collective enterprise factory leaders actually know in their hearts, otherwise our factory would not have been merged because of the yellow. ”

Speaking of this, Shen Yuanjie glanced at Qin Zhengguo and continued: "You are not an outsider, I borrowed money from you and you should ask about this." I borrowed this money for business, not for contracting, not for individuality, to tell you the truth, I plan to set up a trading company, and then go there to do business ....... ”

As he spoke, Shen Yuanjie stretched out his hand and pointed in one direction, Qin Zhengguo didn't come back to his senses for a while, and looked at the other party with some doubts.

"North, Big Brother." Shen Yuanjie reminded.

"You're going over there to do business?" Qin Zhengguo was stunned, he naturally knew the big brother in the north, but because the relationship between the two sides was not very good in previous years, there had always been contradictions, and it has gradually eased in recent years.

But the problem is that the contacts between the two sides have just resumed, and they have not been in contact for so many years, Qin Zhengguo really doesn't know about the situation over there, and he still remembers those things from a long time ago.

"Yes!" Shen Yuanjie nodded and said: "You also know that I used to be an agricultural machinery factory, and the earliest equipment used in our factory was from Big Brother, and a large part of the agricultural machinery produced was also based on Big Brother's products." ”

"From this point of view, I have some understanding of the situation over there, plus I went to the north on behalf of the factory a few years ago, so I know a little more about the situation in the north than ordinary people."

"After the agricultural machinery factory failed, I was also thinking about what to do in the future. I went to Fenhe County more than a month ago, do you know this place? ”

"Fenhe County? Sounds familiar...... Qin Zhengguo thought for a while and asked, "Is it not on the side of the Mudanjiang River?" A county town handed over by both sides? ”

"That's right! That's it! ”

"What's up over there?" Qin Zhengguo asked again.

Shen Yuanjie didn't hide it, and immediately explained it to Qin Zhengguo.

He still has some understanding of the situation of Big Brother in the north, and he has been there once before as a representative of the factory and the leader of the system, and he has been even more impressed after coming back that time.

He had told Qin Zhengguo before that it would not be difficult for him to find a relationship and change his work unit, but this result was not what he wanted. He is not young, but the busyness is such a result, and now he wants to change his way of life, a way of living that he wants, instead of the same as before.

It was this kind of thinking that made Shen Yuanjie think of doing business on his own, and coupled with his understanding of Big Brother in the North, he felt that this was a way.

Compared with being a self-employed person, such a risk is definitely greater, but Shen Yuanjie made a decision after a special trip to Fenhe County more than a month ago and after a long field trip there.

Big Brother has been ignoring light industry because of the development of heavy industry, and the structure is unbalanced, resulting in a strong cutting-edge field, but poor people's livelihood.

In particular, the materials related to the lives of ordinary people are very scarce, and many people have money but cannot buy things, and even have to queue up to buy the bread they need every day.

On the Big Brother side, it is very common for people to queue up in the shops on the street, and many people are either queuing or on their way to the queue every day, which shows that they are short of supplies.

Shen Yuanjie's vision is good, he is keenly aware of this, and this time he went to Fenhe County and found that there are a lot of hairs crossing the border to Fenhe, the first thing these people do every time they come is to go straight to the supply and marketing cooperatives and department stores, and then spend the last copper plate in their pockets to buy many things, large and small things, even toothpaste and toothbrushes, and then fill the bag with a bulging bag, and return happily.

Shen Yuanjie made a field trip for a while, and made friends with a few Maozi on Big Brother's side, and chatted with each other a lot in the words he had learned before.

After this investigation, Shen Yuanjie decided to register a trading company and set up in Fenhe County, and then purchase a batch of goods from the south to sell in Fenhe County.

"I've calculated that the profit is very large, and I've already negotiated with a few people on the other side that I can sell it to them as soon as it arrives. Settle in rubles, or barter for exchange, as long as it takes half a year for me to gain a firm foothold, and there is absolutely no problem in repaying the money. ”

Shen Yuanjie said confidently, but Qin Zhengguo was a little surprised, he never thought that Shen Yuanjie's so-called business was actually such a business.

But if you think about it carefully, combined with what Shen Yuanjie said just now, if what he said is all true, this is really a way to make a fortune.

No wonder Shen Yuanjie is so confident, Qin Zhengguo can't help but admire that he can figure out such a business channel differently from others, if he really does it well, it is really not bad.

"Brother Shen, you said it so carefully, aren't you afraid that I will intercept your nonsense? What if I don't lend you money and send someone to Fenhe County to rob your business according to the method you say? ”

"No!"

"Won't? Not necessarily, you just believe me? Qin Zhengguo joked with a smile.

Shen Yuanjie also laughed, he said: "This is actually not a question of believing it or not, this business is a good deal in my opinion, it is indeed a lot of money to make a lot of money, if it is someone else, I will not say it, I didn't mention half a sentence when I borrowed money from relatives and friends this time, once it was known by others, it was asking for trouble." ”

"But you're different, Zhengguo, you're the big boss from Xiangjiang, I asked my cousin and Xiao Liuzi, your business in Xiangjiang and Pengcheng is very big, and there are thousands of people in the factory in Pengcheng alone, not to mention other transactions."

"Tens of thousands of dollars are a lot of money in the eyes of us ordinary people, but they are nothing on your side. You have such a big business, can you still look down on me, three melons and two dates? Isn't this a joke? Besides, this time I have a request for you, if I don't explain the matter to you, you won't believe me, you say that I don't care about this? ”

As soon as these words came out, Qin Zhengguo laughed, Shen Yuanjie was not wrong at all, although Shen Yuanjie's business idea was really good, and he would definitely make money, and the profits were not low, but it was really not tempting for Qin Zhengguo.

Even if Shen Yuanjie's business is done, he can earn tens of thousands or even tens or two hundred thousand a month, but in Qin Zhengguo's eyes, this money is nothing at all.

Shenghua Group's profit in one day is much more than these, and it is simply astronomical in a year, not to mention that now Shenghua Telecom's development is so rapid, and the profits brought by each project are extremely considerable.

Put the big money and don't make it, to stare at the small money? Qin Zhengguo is not stupid, and he doesn't have the energy to get this.

But having said that, Shen Yuanjie also took this into account so he didn't fight the slightest ambush, and told Qin Zhengguo about his thoughts and plans, the purpose was to make Qin Zhengguo relax and lend money to himself.

I have to say that Shen Yuanjie is a thoughtful person and a clear-minded person.

Qin Zhengguo really admired him a little about this, it was not easy for a middle-aged man who was about to be forty years old to have such courage and vision.

Originally, he arranged to meet with Shen Yuanjie today, Qin Zhengguo just wanted to meet the other party's people and chat with the other party, as long as the other party was not a very unreliable person, this money would definitely be borrowed, after all, his younger brother and sister-in-law had to give face, and this money was nothing to Qin Zhengguo.

But unexpectedly, Shen Yuanjie gave him a surprise, it is a pity that such a talent has been in the agricultural machinery factory for so many years before. Moreover, the leaders of their current units have no vision, if they were their leaders, they would definitely not let him leave his post without pay, and he would definitely play a greater role by directly reusing him in the right position.

"Your idea is good, but have you considered two questions?"

"You say."

Qin Zhengguo asked: "The first is the product problem, and the second is the local relationship, how do you solve these?" ”

Liaodong is different from Guannei, compared with the open south, it pays more attention to regional relations and personal channels, and it is not good to say that everything here depends on relationships, and local protectionism is serious, and it is difficult for no one to do things in a different city.

If it was in Anton, Qin Zhengguo wouldn't ask this, but Shen Yuanjie was going to Fenhe County, although they were both Liaodong, but the two places were far apart, and he was an outsider who went there and was not familiar with life.

Shen Yuanjie told Qin Zhengguo that there was no need to worry about this, the product was the source of the supply, he had already thought about it, most of the sources could be purchased in Andong or Fengtian, and there were also channels in Bingcheng, mainly for daily necessities or something, including some alcohol, these big brothers were very easy to sell.

If you have better clothes or something, you have to go to Kannai, and even in the south, it's not a difficult thing.

And the second question raised by Qin Zhengguo, Shen Yuanjie said with a smile: "I have an old classmate who is the deputy county magistrate of Fenhe County. ”

As soon as this sentence came out, Qin Zhengguo immediately laughed.

Qin Zhengguo told Shen Yuanjie that it was no problem to borrow money, and he could directly lend Shen Yuanjie 100,000 yuan.

Just started a business, there are a lot of places that need money, and Fenhe County is far away from here, and the transportation is only by railway, and Qin Zheng's country is on the railway, plus he has dealt with the railway when he was engaged in clothing with Song Yuanchao before, and he knows better than anyone how many things can be loaded in a wagon.

If you have more money, you can play a lot of things, since you have agreed to borrow money, you will be more direct and generous, borrowing 50,000 and borrowing 100,000 is no different for Qin Zhengguo, why not take this opportunity to make a good fate?

In this way, Qin Zhengguo promised to lend him 100,000 yuan, calculated according to the ordinary interest of the bank, and the loan term was directly given to him for one year.

In addition, Qin Zhengguo told him that if he needs some light industrial products, especially clothing, if it is difficult to purchase in this province and in the province, he can contact himself, and he Qin Zhengguo still has some way in Yangcheng, Pengcheng, Huhai and even Yanjing, and can help him solve some supply problems.

This was a complete surprise for Shen Yuanjie, he never expected that he would not only borrow money today, but also get Qin Zhengguo's favor, and specially help him introduce more suitable supply channels.

For Qin Zhengguo's help, he was very grateful, until he left the hotel and went home, Shen Yuanjie was still a little like in a dream, and his heart was full of excitement and joy.