Ye Zan is of course modest, whether it is online payment, or about the transfer of money to the bank, it is the technology world that has long been played. Pen & Fun & Pavilion www.biquge.info Singularity Brain's database, it is not difficult to find these things, what Ye Zan did was just to make some adjustments to the Singularity Brain for some special situations in this world.

If Ye Zan is allowed to come up with such a set of things by himself, it is not that it is impossible, but I am afraid that it will really make his hair gray. In the world of science and technology, almost everything, whether it is a technological product or rules and regulations, is not something that a single person can come up with. Maybe at the beginning, it was someone's whim, but if you want to really improve it to practical use, a large number of talents are indispensable to constantly revise and make up for it later.

In fact, the plan that Ye Zan came up with can already be used directly, and even if there is a problem, it is only a small problem. It's just that Qian Zhuang is very important to the Heavenly Treasure Sect, no matter how much Ye Zan guarantees the perfection of this plan, the Heavenly Treasure Sect will not take risks easily.

And for this point, Ye Zan still has an idea, so he said to Duobao Zhenjun: "Zhenjun, regarding the problem of online payment, there is a strategy for both worlds, I wonder if Zhenjun is willing to listen to it?"

The best of both worlds?

Duobao Zhenjun has already read the plan, and actually knows that this plan is quite perfect, but many things are not something you think can really be done without any worries if you think there is no risk. Why do people always admire the first person to eat crabs? In the eyes of those who came after them, crabs are delicious, and what is the big deal about eating crabs? However, before the first person to eat the crab appeared, even if it was accepted that the crab could not eat the dead, it would be difficult for most people to take that first step.

There is a saying that "if you are not afraid of 10,000, you are afraid of what if", for the vast majority of people, no matter how safe a thing seems to be, even if there is a 1 in 10,000 chance of an accident, it is enough for people to give up trying. It's not that people are cowardly, after all, people are individuals, and one in 10,000 people has an accident, and that is one in 10,000 accidents. But for the person who had the accident, he may not be able to bear the cost of the accident at all.

As for the Tianbao Sect, if something goes wrong with the Qian Zhuang, although it will not make the Tianbao Sect bankrupt, it will definitely hurt the muscles and bones. In such a competitive world of cultivation, everyone else is constantly advancing, and if you stop, it is equivalent to falling behind, not to mention breaking your muscles and bones.

But taking risks also means greater rewards, and it's not a matter of getting a taste of crab before anyone else. In Ye Zan's plan, he also talked in detail about some prospects for online payment, and Duobao Zhenjun couldn't be sure whether the others were pies, but he was sure that it would be helpful for the development of Qianzhuang.

You must know that in this Shenhua Domain Realm, it is not only the Tianbao Sect that is the money bank, and even the Tianbao Sect is not the biggest. Really talking about the boss in this industry, I have to say that it is the Rune Alliance headed by the Heavenly Rune Sect, and most of the rune money comes from these rune sects, so the money bank of their rune alliance is like a central bank that can print its own bills.

Of course, in reality, due to the peculiarities of this world, this "central bank" is definitely not as influential as the central bank of the tech world. Otherwise, those cultivator sects in this world may not be able to tolerate the existence of the Fu Dao Alliance at all.

In addition to the Fu Dao Alliance, other sects also operate money banks to a greater or lesser extent, or businesses related to money banks. After all, some big sects don't worry about storing their spirit stone rune money in other sects' money banks. At the same time, many money banks are also reluctant to accept deposits from those large sects, so as not to cause unreasonable situations in large sects. The reason for this is that there is still no existence that can override all sects and formulate a law that no one dares to violate.

And if the money bank of Tianbao Sect is reformed according to Ye Zan's plan and the function of online payment is added at the same time, then even if it cannot replace the money bank of the Rune Alliance to become the industry leader, its status will definitely be greatly improved. At the same time, the status will be improved, which means that more deposits can be absorbed, and the funds available for borrowing will also be greatly increased, and the income will naturally rise.

It's just that, in Duobao Zhenjun's view, this benefit and risk coexist. Ignoring risk for the sake of benefits is clearly undesirable. But because of the risk, I am afraid that no one wants to give up that kind of benefit. Therefore, hearing Ye Zan say that there is a way to do both, how could Duobao Zhenjun not be interested.

"Does Elder Ye really have a way to have both?" Duobao Zhenjun asked Ye Zan curiously with some anticipation.

"In the next plan, there are not many users of Qianli Shen, and the demand for online payment will naturally not be very high. Therefore, in the next preparation, I Yuqingzong will provide a sum of funds to make a reserve for online payment, and the money banks in your sect only need to provide some assistance and convenience to my sect in terms of opening accounts and transfers in accordance with some requirements on the plan. Ye Zan seemed to be quite relaxed and said.

In fact, what Ye Zan intends to do is the same as the methods used by the earliest companies engaged in online payment in the early days of the Internet era in ancient China.

Those companies that engage in online payment have no banking background at the beginning, and online payment is just a matter of account and transfer. It can be said that this is the existence of an intermediary, the buyer hands over the money to the intermediary, the intermediary transfers the money to the person who sells the goods, and the seller sends the goods to the person who buys the goods, which is as simple as that.

It's just that anyone can be the intermediary of such a transaction, but if it is exchanged for tens of thousands or even millions of transactions, it is not something that anyone can do. If the bank does not cooperate, let alone find any trouble, or do not give some special convenience, it is enough to kill the intermediary.

For Duobao Zhenjun and Tianbao Sect, what Ye Zan meant when he said these words was: Since you are not willing to take this risk, then I, Yuqing Sect, can go to you first.

This is undoubtedly very good for Tianbaozong, which does not have to take too much risk, and can enjoy the improvement of the status of online payment to the bank. It is conceivable that when this online payment becomes popular, Tianbaozong's money bank may have many new customers to open an account.

Moreover, Tianbaozong doesn't have to worry about what will happen to Yuqingzong after it becomes bigger, after all, the foundation of this online payment still has to rely on Tianbaozong's money bank. Unless, when the time comes, Yuqing Sect will also open a money village by itself, and spread the money village all over the bazaars, it will be inseparable from the Tianbao Sect.

As for the fact that the Yuqing Sect went to cooperate with the Fu Dao Alliance, of course, it was not impossible. However, at least in the view of Duobao Zhenjun, it is much more difficult to change partners after the development of online payment than to change partners at the beginning.

However, in order to put an end to all possibilities, Duobao Zhenjun said after thinking for a moment: "The risk of this matter cannot be borne by your family under any circumstances. It's not as good as this, and the other aspects are as Elder Ye just said, but my Heavenly Treasure Sect can also come up with a batch of funds to join it, even if there is a real risk, it will not hurt my muscles and bones to share it together. ”

In fact, in Ye Zan's view, there will be no risk in this matter, at most, no one will use online payment, and there will be no loss of money. However, Ye Zan didn't want to change partners halfway through the development, so he didn't say anything about Duobao Zhenjun's proposal.

Soon, for the two companies to jointly establish an online payment business organization, Ye Zan made a complete and detailed plan. In this plan, the concept and prospect of online payment are specifically described, and some things that need to be cooperated with by the money bank are also highlighted.

Duobao Zhenjun looked at the new plan and read it, so that there is not much change in the money bank, and naturally the money bank will not have any risks, but it can also be called a two-way strategy. In particular, what makes Duobao Zhenjun excited is that this online payment will not only involve the platform of Shenhua News, but also various platforms such as online live broadcasts, forums, and chats, and even connect with the virtual god world.

"Okay, that's the best, the old man will return to the sect and gather everyone to discuss this matter, and Elder Ye will listen to the good news. Duobao Zhenjun put away the plan, and couldn't wait to get up and say goodbye to Ye Zan.

Ye Zan couldn't help but smile and said, "Zhenjun is slow, Zhenjun came this time, isn't it just for this matter?"

Hearing Ye Zan's reminder, Duobao Zhenjun suddenly came to his senses, and said with some embarrassment: "Let Elder Ye smile, the old man originally came to get thousands of miles to convey his spirits, but he didn't expect to be made by Elder Ye's plan to forget even such an important matter." ”

"Zhenjun wait a minute, the new batch of thousands of miles of gods has already been prepared in the morning, so this will be fetched for Zhenjun. Ye Zan said and sacrificed the jade ball, and as a ray of light shone on the ground, large boxes appeared in the light.

"Alas, Elder Ye, let's just say one more thing, these thousands of miles of gods can't even meet the predetermined orders, Elder Ye still has to think of more ways. Looking at the big boxes on the ground, Duobao Zhenjun said helplessly.

"Zhenjun, it's not that you are unwilling to share the refining method with your sect, it is really the refining of this thousand-mile transmission, which is far from being comparable to the transmission of thousands of miles. Especially among them, the most core component is to talk directly to the true monarch below, which is made from the essence of the monarch-level soul bead and split. In the case of ensuring that the monarch-level soul bead does not fall into the grade, it is already the maximum to let it split out of the essence. Ye Zan said without concealment.

In fact, even if Ye Zan didn't say it, the Tianbao Sect could also study how the parts of this Thousand Thousand Miles of God were refined. It can even be said that if the Heavenly Treasure Sect really wants to find a refining master, it may not be able to refine the same Thousand Miles of Divine Transmission. It's just that the speed of refining is definitely not comparable to Ye Zan, and it can only be refined "bare metal", which doesn't even have the most basic algorithm.

You must know that the smart devices in the world of science and technology, smart chips are not only made of materials, but also written suitable algorithms for them, so that they can truly become "smart chips". Otherwise, the manufactured thing can only be regarded as a prototype, and even if it is installed in a smart device, it will not be able to play any role at all.

Of course, Duobao Zhenjun also knew that Ye Zan's words were true, so he could only shake his head, waved his hand to put away the boxes on the ground, and then said, "No matter what, Elder Ye should think of more ways." After all, when the old man looks at the online payment, there should be more people who need to use it. And if you want to increase the number of people who use it, the focus is still on this thousand miles of expressiveness. ”

At this point, Duobao Zhenjun is not wrong, no matter how convenient online payment is, it can only be convenient if there are more people who use it. Moreover, many application platforms on Qianli Express also require enough users to show the attractiveness of those applications. For example, in the chat app, if there are only two friends on it, who would be happy to soak in it all day. There is also that forum, if you post a post on it, no one will reply for ten days and half a month, so who would be happy to go to the forum.

"Zhenjun rest assured, in this regard, he is more anxious than Zhenjun. Ye Zan said with a smile.

Then the old man took his leave. Duobao Zhenjun said.

Sending away Duobao Zhenjun, Ye Zan was not idle, but came to the jade ball space. In the jade ball space, there is an area where thousands of miles of spirit are made, and a large number of machines are constantly running, slowly producing various components of thousands of miles of spirit. However, in the center of the area, a machine extracting the essence of the soul bead, the speed at which the essence was drawn was far from catching up with the production speed of those parts.

Ye Zan walked through those machines and came to the machine that extracted the soul of the soul bead, and looked at the soul bead that had only produced a soul bead for a long time, and could only shake his head helplessly. However, just like Duobao Zhenjun said, the production problem of this thousand-mile transmission of gods does need to be solved.

Although, at the beginning, the purpose of launching the Thousand Miles of God was to suppress the momentum of the Wuzhu faction. can really push out the thousands of miles of spirit, after causing such a sensation in the Shenhua Domain Realm, it is impossible for Ye Zan to let this heat fall. Thousands of miles of divine transmission and online payment can be said to be something that Ye Zan has been planning for a long time, in fact, even if there is no Wuzhu faction, it will be promoted in the Shenhua domain sooner or later. Therefore, this production capacity problem of thousands of miles of gods must be solved.

"It seems that I am going to go to Tiandao Mountain again. Looking at the constantly rotating soul bead, Ye Zan touched his chin and said.

The soul bead in front of him was obtained by Ye Zan in the black prison of Tiandao Mountain, but he was only a general-level at the beginning, and later evolved into a monarch-level in the Netherworld of the Small World of Immortal Palace. However, Ye Zan could be sure that in the depths of the black prison of Tiandao Mountain, there must be a real monarch-level soul bead.