If someone enters the visitor lounge of BEA Mingyu Group, they may wonder if they have come to the wrong place, because there is a group of people from six banks, including the director of the credit department, including SPD, CITIC, GF, Minsheng, Everbright and Huaxia. People who don't know the truth are afraid that this is the CBIRC holding a meeting with the bank's credit department.

The cause of the incident was the establishment of East Asia Mingyu Integrated Circuit Manufacturing Co., Ltd. The investment of 120 billion yuan Si Mingyu must be a loan, and because the investment is in chip production, it will definitely make a profit, so many banks want to give him a loan.

For some reason, the official banks are not involved in this matter, so for the commercial banks, there are half of the competitors at once. In this case, the presidents of the Modu branches of the six banks gave a death order to the director of the credit department, and the bank would provide all the resources, but the loans must be taken down.

The presidents of each branch called Si Mingyu to talk about friendship, so that they could meet the director of their credit department. That's right, it's the so-called bank that comes to your door and begs you for a loan.

Of course, Si Mingyu didn't have time to meet one by one, so he arranged everyone for one day. If you have heard of the procurement bidding meeting, you will get a loan bidding meeting today, and whoever gives the good conditions will choose whoever you want.

The reason why I only take out a loan now is because the money in the early stage is the first to be paid by other shareholders such as Penguin and Ahri, so you have to show that you have to make money.

As for China Merchants Bank, because Wang Qinqin has an office here, she doesn't have to crowd with other colleagues, but her pressure is indeed the biggest among all.

Si Mingyu, who previously acquired the shares of Peacock Ling Cosmetics Company, borrowed 5.5 billion yuan from China Merchants Bank, which was included in Wang Qinqin's performance, which really made her get a lot of bonuses. But the problem is that it didn't take long for Si Mingyu to inherit Guoxing Group, and this loan has long been repaid, which means that now Si Mingyu does not owe any money to any bank.

So things came full circle and returned to the starting point, and the Modu branch of China Merchants Bank still had to fool, no, begging Si Mingyu for a loan.

With the establishment of the chip company, isn't this sleepy and sending pillows? So the executive director personally called Wang Qinqin and arranged the work, which probably means that the building near the water will get the moon first, and no matter what way you think, you have to take down this loan list.

Wang Qinqin promised well, but in his heart, he had a stomach full of bitter water that could not be poured out.

She has an office in the group building because of the effectiveness of her preliminary work, but the problem is that Si Mingyu used to be low-key, but with the increase in exposure, he is becoming more and more popular, and now he is known everywhere he goes, so many of the original things no longer need her to arrange in advance.

For example, if you want to go to a restaurant temporarily, if you don't have a place, you will let Wang Qinqin use the black card privilege of China Merchants Bank to arrange it, but now you can just brush your face, and if you don't have a position, the boss has to arrange a position, and no one dares to snub Si Mingyu in the magic capital.

This is because as his charity reputation spreads, as well as his bad temper and retributive character, several business people in the magic capital have been made by Si Mingyu because of such and such small problems, and their net worth has plummeted and fled from other countries. The key is that people don't make any unsightly means, that is, industry competition and smash money, and no one can say anything.

Now everyone has the same idea, and they can't make trouble with Si Mingyu and then block themselves.

So Wang Qinqin is now almost forgotten. It's not that she doesn't want to use some other methods, but under normal circumstances, Zhang Ningxi and Lin Shirui have at least one person by Si Mingyu's side, and she doesn't dare even if she has an idea. Now that there are new twins, she has no chance.

"Ladies and gentlemen, please come with me to the conference room, where Mr. Si will meet you." Baili Feixue stood at the door to inform the people in the house.

So the directors of the credit departments of each bank immediately followed each other to the conference room with two or three of the most beautiful employees in the bank.

They are all elites in the industry who know what Si Mingyu plans when they see this scene now, and what they prepared before is useless, in addition to fighting for loan preferential conditions, it is to fight for the quality of employees.

Appearance is also the most important item for the quality of employees.

"You may be seated." The nameplates of each bank have already been placed on the conference table, and you can just find your own.

Si Mingyu glanced at the representatives of the seven banks and said: "I don't need to tell you all about the origin of the matter, it was all the presidents of the banks who called me and it was not good to slack off, so I invited everyone over today." ”

After a pause, he continued: "I am a businessman, we are in business, 120 billion Chinese dollars of loans, please ask the banks to directly write down the conditions that can be given on paper, and I will choose the most suitable one." ”

Because they had been told before, the seven banks, including Wang Qinqin, had already prepared, and after the on-site staff got the paper with the loan conditions, they entered the pre-prepared shared documents on the spot to form a comparison table.

Bian Guohai, the chief financial officer, and the personnel of the financial department were also on the scene, and they compared the conditions given by each bank according to the content of the table to select the most beneficial one for the group company.

Wang Qinqin is okay, he has been in contact with Si Mingyu for a long time and knows the other party's situation. The female employees of the other six banks were shocked when they saw this scene, but they didn't expect that someone would really take out a loan from the bank to repay such a big score, making it look like a draft.

You must know that other companies want to borrow money from the bank, in addition to their own qualifications, they must not invite guests and give gifts, and strive to lend as soon as possible. But they knew that the next day's release was only the most inconspicuous of those terms written on paper. Yes, as long as Si Mingyu nods, he can sign an agreement to lend money first, and then talk about collateral and the like.

In their opinion, it is incredible, this is 120 billion, and it was 1.2 million before, and I haven't seen anyone in the industry prescribe such a "convenient" clause.

It's no wonder that they have limited information after all, and even the director of the credit department doesn't know why the bank can do this, and they just do what they are told. However, the presidents of each bank got the news from the head office that the chip company will definitely be able to start, and the loan will definitely be recovered without collateral.

If it is not a guarantee of profit and no loss, why should the president make such a request to the credit department?

As Bian Guohai got up and handed the writing paper in his hand to Si Mingyu, the hearts of all the directors of the bank credit department present were hanging.

"That's it." Si Mingyu said after looking at it.

"Ahem." Bian Guohai cleared his throat and announced: "Please leave Guangfa, Minsheng, Everbright, and Huaxia, and I am sorry for not being able to cooperate with you this time." ”

The faces of the directors of the four credit departments who were named instantly became very ugly, and they didn't know how to face the president after they went back.

It's no wonder that they did a detailed investigation before they came, but after all, the bottom line is not as low as the other three.

China Merchants Bank and CITIC have dealt with Si Mingyu before, and Pudong Development is a local bank with more information sources, so the conditions offered by these three are obviously better than the other four, so they are naturally left for the second round of negotiations.