Chapter 143: Rapid progress
After the comprehensive summary of the border country and the sea, the conditions given by the remaining banks are equally equal. After all, it is impossible for the loan interest rate to be low to a certain extent, it depends on the other conditions offered by various banks, and it depends on Si Mingyu's mood if this aspect cannot be quantified.
The preferential conditions given by China Merchants Bank, CITIC and Pudong Development Bank were rearranged into a table and sent to Si Mingyu.
"The conditions given by the three of you remain unchanged, with a loan of 40 billion yuan each. If you can accept it, sign the agreement, if not, please leave. ”
Si Mingyu's solution is very simple, rain and dew are evenly wet.
The relevant personnel of the three banks present immediately went outside to call the president for instructions, but the result was already doomed if nothing else. After all, the 40 billion loans have 1.5 billion yuan according to the minimum annual interest, and the most important thing is that there is almost no risk.
If the loan is distributed to an average of 400 enterprises, it will take a lot of manpower from the application to the approval, from the background check to the collateral value accounting. Once there are a few bad debts, it is a lengthy lawsuit, and bad debts are inevitable, after all, hundreds of enterprises cannot be closed down accidentally.
Therefore, for the bank, although it has given a lot of additional benefits to East Asia Mingyu Group, it has saved these potential costs, and it is actually not a loss.
Sure enough, all three banks finally gave a concurring reply.
The rest of the things like signing the agreement were naturally taken care of by the financial department where Bian Guohai worked, and the directors of the credit departments of CITIC and Pudong Development Bank took the opportunity to put forward a small request, that is, they also hoped that their "key account department" could send someone to be stationed in East Asia Mingyu Group.
So Wang Qinqin's office had three more peers who were no less beautiful than her, and the only job of the three of them was to serve Si Mingyu and his family. Of course, they are not bare-bones commanders, and each has two assistants under them.
You must know that this is the headquarters building of East Asia Mingyu Group, where the group executives are all paid high salaries and are potential targets of the bank, and the task of these assistants is to make these executives become big customers of their own bank and provide services to them.
For example, Xiao Shixian, with an annual salary of 12 million, is he a big customer? Fu Wanyun, with an annual salary of 10 million, is it considered a big customer? Although the rest of the executives are not so exaggerated, they still have annual salaries of several million. For each bank, as long as there are more than a dozen such large customers, it is worth sending an employee to provide services.
The regrettable thing for the three banks is that they were unable to win the opening bank of Dongya Mingyu Integrated Circuit Manufacturing Co., Ltd.
The opening banks of East Asia Mingyu Group and its subsidiaries are in China Merchants Bank, and most of the opening banks of East Asia Mingyu Hongming Industry and its subsidiaries are in CITIC, Guoxing Group Co., Ltd. and most of its subsidiaries are in industry and commerce.
Because the chip manufacturing company was prepared by Guoxing Group in the early stage, the opening bank has been selected in the industry and commerce. Otherwise, no matter which bank account the nearly 200 billion funds are deposited into, the president of the branch to which he belongs will wake up with a smile in the middle of the night.
The chip manufacturing plant is located in an industrial park in the magic capital, which is ready-made, with complete supporting facilities such as water, electricity, transportation, and communications.
As for the construction of the plant and the installation and commissioning of equipment, it is not a problem at all for the infrastructure maniac, especially on the premise of giving enough overtime pay.
Chip production requires a lot of electricity, especially since the chip manufacturing company has opened thirty production lines at once, and if it runs at full capacity, it will even affect the power grid supply of the magic capital.
So how to solve this problem? Quite simply, build your own nuclear power plant.
Of course, a nuclear power plant cannot be built near the magic capital. Therefore, after research, Dongya Mingyu Integrated Circuit Manufacturing Co., Ltd. invested 50 billion Chinese dollars, and the State Nuclear Industry Group invested in technology to establish a new company, "Dongya Power".
In fact, the nuclear power construction project of East Asia Power can be regarded as the second phase of the Qinshan nuclear power plant, because there are all kinds of management personnel and supporting facilities, so the construction period is very short.
In fact, the construction project has already begun, and after completion, the abundant power will be directly transmitted to the chip manufacturing plant through UHV, which can also alleviate the electricity problem of the magic capital on the premise of ensuring the production of electricity.
Before the completion of the nuclear power plant, the power required by the chip factory can only rely on the power grid of the magic capital to deploy, but fortunately, there is no problem in the construction of the power grid as an industrial concentration area, at least to ensure the early operating rate of the chip factory.
It is worth mentioning that Zhonghua Youwei Company has provided great help for the construction of the factory, for which they have specially designed a set of automatic management system and corresponding base stations and facilities, so as to monitor the production process at all times, find problems in time, and improve production efficiency.
These are all free, and chip manufacturing companies will use the corresponding technology in exchange, which is the technology exchange agreement that Si Mingyu and Ren Lao talked about before. Besides, the development of this system is also a new attempt for Zhonghua Youwei Company, and it will also be used in the establishment of their own chip production line in the future.
Ning Ze, general manager of Dongya Mingyu Integrated Circuit Manufacturing Co., Ltd., has taken office, and his current task is to set up the company's management and conduct business training for employees.
Attracted by high salaries, many managers and technicians who originally belonged to Intel, Qualcomm, MediaTek, NVIDIA, TSMC, and AMD have joined the new company. Their arrival not only brought advanced management experience, but also solved some technical problems for the new company.
Previously, Si Mingyu and President Fan proposed to hold a campus recruitment activity at Modu Jiaotong University to recruit talents for chip manufacturing companies and East Asia Mingyu Group and its subsidiaries. This activity not only received strong support from the school leaders, but the rest of the colleges and universities in the magic capital asked to join it after learning about it, and also wanted to give their graduates a chance.
Needless to say, the development prospects of the country's first full-industry chain chip production enterprise are good, and those who apply for the job are naturally eager to apply.
As a result, the original school recruitment turned into a talent recruitment conference, and the company also changed from one East Asia Mingyu Group to three Guoxing Group and East Asia Mingyu Hongming Industry, with a total of more than 5,000 recruits.
With the spread of the news, the people who heard the news were no longer limited to the fresh graduates of various colleges and universities in the magic capital, and other job seekers also came, and the entire recruitment site was crowded.
This is because the three groups are all enterprises with high salaries and good development prospects, and there are thousands of new positions in the newly established chip production company, so the probability of hiring candidates is naturally much higher, and where will they miss such a good opportunity.