Chapter 66 Business (II)
Immediately, a businessman said: "Naturally, this money can't be paid by adults." The old man thinks that the Chamber of Commerce does have merit. There are not only the advantages that adults say, but also one that peers can negotiate with each other, and the price can be high or low, which can be calculated by ourselves. ”
This guy has a bit of a brain. Looking at the modern society, some developed countries abroad have laws and regulations that allow peers in certain fields to gather. In China, several milking people got together, and almost on the same day, the price of dairy products rose together across the country. There is also a one-day meeting of fried mung beans, mung beans become golden beans, as well as garlic meetings, fried housing groups, etc., all of which are tangled together by businessmen.
The surrounding businessmen also discussed with each other, and the three rice shops in Yangping had gotten together, changing the previous view that their peers were enemies, and discussing a slight increase in rice prices next month. Seeing that the goal had been achieved, Ouyang stood up and said, "Everyone can discuss with each other, and then discuss the plan by themselves." No one has too much money, unity is strength. With all that said, he left. There are enough things to say, and it's up to them how to digest them.
……
The merchants discussed for a day, and Ouyang liked to watch them discuss, because he liked the merchant kingdom, not the bureaucratic kingdom or the powerful country. The next day, more than a dozen businessmen hosted a banquet for Ouyang in Sufu.
These dozen or so businessmen are all big families in Yangping, and some of them are inheritance families. European family lineages have a history of more than 1,000 years, but according to records, some Chinese families have a history of more than 2,000 years. No matter what kind of change of dynasty, they can always stand. Until the dark twenty years that destroyed ninety percent of Chinese culture. The bad guys don't have bad retribution, and it's not just Gao Yu who says it's just Gao Yu.
At the banquet, the businessmen unanimously expressed their approval of Ouyang's proposed chamber of commerce. And the Su family took out a house in Yangping as a gathering point for the Chamber of Commerce. Don't underestimate Yangping, there are more than a dozen people sitting there with a net worth of at least 100,000. At the banquet, everyone elected the master of the Su family as the president of the Chamber of Commerce, and Ouyang as the honorary president. And Master Su took everyone to meet a nephew of his clan, and it was said that this nephew was going to Jin Country by sea.
Then, there is the first thing that the chamber of commerce wants to cooperate with, monopoly. Monopoly money. The initial goal is to open a chain of money in six counties of Shouzhou. Because money banks are the easiest to compete, most money banks now set up points in several large states and use flying tickets to withdraw money in other places. To summarize as follows, there are eight preset banks, six prefectures, the state capital, and Tokyo. The reserve fund for each bank in the prefecture is 100,000 yuan, and the state capital and Tokyo are 300,000 yuan. Tickets are charged at 1.5% of the amount, and local savings are handled. For each money saved, a management fee of 30 will be charged per year. There is also a loan business, which is mortgaged by real estate at a monthly interest rate of 10%.
The Great Song Dynasty was the only dynasty that did not suppress merchants, and when Taizu of the Song Dynasty ascended the throne, he persuaded the people to accumulate funds, and the city and the house to leave their children and grandchildren, and the singing and dancing girls to live all the time. Emperor Taizong of the Song Dynasty also issued an edict ordering the two systems to discuss the art of political prosperity, and asked officials to study the way to manage money and seek wealth. Song Shenzong believed that wealth should be taken care of first, and he issued an edict that financial management was urgent before political affairs.
The biggest competition of the money bank is the reliability of the brand, and after everyone discussed it, it was agreed that it was more appropriate to use the name of Yangping money bank. At Ouyang's instigation, the bank adopted a shareholding system, and no investor participated in the operation and management, but was only responsible for supervising the accounts. The general manager is a capable person, and the money bank is also selected by the chief manager. The first batch of investment raised a total of 1.5 million yuan, and Ouyang took the lead in investing with people's money and his own money, accounting for 5% of the total share capital.
The first batch of managers were selected within the family, and Ouyang was responsible for the questions, including business monopoly, industry competition, solicitation of depositors, loan targets, currency custody, internal management, and so on. Each shareholder selects three to four capable members from his or her own family to sit for the exam. Requirements, there is a pioneering heart, and there is no intention of keeping the success. Experience is important, but the spirit of initiative cannot be lost.
The third child of the Su family, a concubine named Su Qian, stood out. Su Qian has been helping to take care of the money village at his uncle's house in Tokyo. Its strategy of more cooperation and more development has convinced the shareholders. Su Qian believes that the money village must be opened in the shortest possible time, and it can even be opened in Jin and Liao. The lack of money can be carried out in the form of private fundraising, people's financing and shareholding, and non-local business shareholding cooperation. The total share capital remains unchanged, and the money financed in a certain place is only to increase the share dividends of a certain place, and does not involve the total share capital of the Chamber of Commerce.
Ouyang thought that he was a modern man and a business wizard, but Su Qian's remarks made him feel ashamed. In the end, Su Qian was appointed as the first CEO of Yangping Qianzhuang, and all branch management personnel were selected by him. Shareholders are also in a position to set quarterly expectations.
Next, talking about the details, Ouyang Jue was about the same, so he got up and said goodbye. Just said that when he needed to transport money, he sent 100 township soldiers and 10 officials to be responsible, of course, to protect the local economic development.
The idea of the ancient Chinese is to save money, but it is not safe at home, and it is necessary to prevent thieves and daughters-in-law. As soon as Yangping Money Bank opened, it gave them a solution to their problems. If you deposit more than 10 yuan in the bank, you can exchange it for a bronze medal. The bronze medal is engraved with the amount deposited, and each person has a password. When you want to withdraw money, the banker will ask the blacksmith to open the bronze medal, which is engraved with the password, the amount and the time to deposit the money. Once a bronze medal has been opened, it will be considered a fake.
This is for the middle class, and ordinary people can also save it, but there is no bronze medal anti-counterfeiting. Take the way of accounting, for example, XX has saved 300 Wen, and XX can write numbers in the account book, such as Yangping Zhaotianxiang Hongping Village 12345. XX holds half a note of address. When withdrawing money, the note must match the torn part of the ledger and say the password on the ledger before it can be withdrawn.
Su Qian, a young man, moved quickly, and in about half a month, he opened a money bank in six counties and one state. He is in talks with his uncle to buy his money with his shares. Ouyang wasn't worried about Su Qian's frizziness, and some people were staring at him. These shareholders can have this net worth, and their brains are not covered.
The name of Yangping Qianzhuang soon became famous, at least in Shouzhou, and everyone knew about it. On the day of the opening of the Tokyo store, I specially invited two old scholars of the Three Dynasties who were official but not official in the imperial court to cut the ribbon. In addition, Master Li was invited to play a song on the scene with a light gauze covering his face, and the effect was extraordinary. The various businesses involved in the money bank are also listed with famous brands. All this, of course, is inseparable from Ouyang's planning. While admiring Su Qian, he also saw the intrinsic commercial value of the hype.
The speed of the people's actions surprised the imperial court, and under careful inspection, it was found that it was the champion of the bank chapter, which led the emergence of Yangping Qianzhuang. Of course, Ouyang was not wrong, the imperial court had already encouraged local officials to develop commerce. The household department hurriedly convened the officials to discuss the establishment of a bank. But he didn't think that Song Huizong was wrong, and advised the household department not to compete with the people. For many generations, the emperors of the Song Dynasty advocated the collection of wealth from the people, but asked the household department to step up the collection of the right to make money in various places and issue official paper currency.