There were no formal mortgage companies these days.

Those who are waiting to use their money to pledge their things can only find private lenders.

As for the bank loan, it is not a casual loan, and I think Lao Li's business has not started yet, and the business license has not been issued, so he will not lend to him if he applies for a bank.

Therefore, when you wait for the money, you can only mortgage the valuable things in your home.

He heard that Cheng Guanli had mortgaged two calligraphy and paintings, and there were no valuable antiques in his home, and the only thing he could do was the house.

But the current house is too worthless, and it is not enough to mortgage the house, and he has to borrow money from relatives.

It is said that as long as you calm down and think about it, this kind of patchwork business is still in partnership with others, and you can't do it at all.

But the old Li Ye and his wife have already admitted the reason for death, and they are not only envious of Cheng Guanli's life, but also confused by Chen Jinsheng's painting.

As the so-called bystanders are fascinated, they are already fascinated.

In particular, Li Dalei signed up for a travel agency and followed him to experience it for two days.

I am more sure of the idea that I can make a lot of money just by working.

Father and son both have a dream of returning the capital in the spring, sharing the money in the summer, and riding a motorcycle in the fall, so it is reasonable to borrow money from everywhere and even mortgage the house.

Li Dalei said: "Dad, if you don't borrow enough money, you can mortgage it, it's not a big deal, when Cheng Guanli took over the restaurant, didn't he also borrow money and mortgage?" If he can do it, so can we! ”

Chen Jinsheng said: "Uncle Li, my money has been invested in it, and I also borrowed Yinsheng's money, and now I have a profit of six or four points with your grandfather, and I really can't help anymore, otherwise if I am seventy-three or eighty-two points, I might as well borrow your money to do it alone." ”

Chen Jinsheng has been in business for a year, and he has indeed earned a lot of money with his ability to speak, have no face and skin, and have keen observation.

But this time, if you want to do a big job, you will invest in it all at once.

Lao Li nodded and said: "I understand this, your hands are empty, and you can't borrow if you want to, don't worry about it, before the tenth day of the first month of the new year, we must get the money together, you should be ready to prepare, and you can't delay the opening." ”

"Don't worry, Uncle Li, I'm looking for an old minibus, and my friend's travel agency in Shanghai has been contacted, as long as we complete the formalities, he can send us the first batch of tourists."

Lao Li hurriedly said: "Then our own travel agency also has to recruit tourists, and we can't rely on others to give it." ”

"Don't worry about this, as long as the formalities are completed, put an advertisement in the newspaper, and wait for the endless registration calls when the time comes!"

"Okay, okay, you're doing this, then let's go back!"

After the Li family left, Chen Yinsheng asked about his brother Jin Shenglai.

"Brother, if you really make money like you said, why should we find a penny? Can't we do it? ”

Chen Jinsheng said with a smile: "The money of our brothers is not enough, we must find a partner, this is called sharing risks and pressures, everything has to leave a way back, in case of loss, you are my back road, our brothers can only collapse one, otherwise it is not easy to turn over, once the business is good, the first thing I will do is to pull you and my brothers and sisters in, squeeze them out, this business is of course our Chen family." ”

Chen Yinsheng said with a smile: "Okay, you just have this plan, I'm afraid that they will get bigger and bigger, and they won't be able to squeeze out when the time comes." ”

"Hehe, I'm worried about this redundant, Erlei can't drive, Da Lei will drive but go to work, I'm a driver, big customers and hotels are what I'm looking for, they can only pick up some retail investors, the right to speak is in me, if the business is good, you can easily squeeze them out, by the way, Xiuli, you have to learn the knowledge of tour guides, and be ready to replace Da Lei's daughter-in-law at any time."

Yinsheng's daughter-in-law said: "Brother, don't worry, I can take office at any time, I have memorized the history of the major attractions in the capital in the past few days." ”

"That's good, let's wait for next year!"

Today, in the Chinese New Year's Eve, Shuxiangxuan and hot pot branches are still open for half a day, and they will close at more than three o'clock in the afternoon.

After closing, Cheng Guanli took Su Ying to pay for Lao Guantou, Xu Yuzhen, Lao Huang, Lao Zhao and Lao Yu to have a celebration banquet.

This year's business is very good, and Cheng Guanli has been back for more than a year.

From a person with only more than 200 yuan on his body, he has developed into the owner of a restaurant and a hot pot restaurant, which is a microcosm of most businessmen after the reopening.

It's no wonder that neighbors have followed suit.

Lao Li's family was not idle after the year.

scraped together, borrowed from a relative's house, and added himself and his two sons, making up a total of 2,000.

This amount of money is not enough to partner with Chen Jinsheng to open a travel agency, so he has to borrow those who specialize in lending.

It is five points higher than the bank, and after three months, the money is repaid, and the mortgage has to be held.

He was only lent a thousand yuan.

Lao Li said to Chen Jinsheng: "Just these three thousand, there is no more than one point, Da Lei and Erlei's daughter-in-law are both at work, you can invest more in it when the time comes, Jin Sheng, you look at it, if it is too little, we will take this money to do the rest." ”

Chen Jinsheng frowned and said: "Since it's all like this, I can't force you anymore, I'll fill the remaining holes, anyway, the car that pulls tourists can't be new, make do, let's change it again after earning money as soon as possible." ”

"Okay, let's start here, our side is Erlei and his sister-in-law going to run with you, and when the business is good, Da Lei and Erlei's daughter-in-law will also join."

Chen Jinsheng said with a smile: "Da Lei and Er Lei each have a person, Uncle Li, don't you and your aunt also have a person?" ”

"Whew! How old are we both here, don't join in this fun, this is for the two sons Zhang Luo, and the three of you will share the money when the time comes. ”

"Okay, don't worry, I'll take Erlei to pick up the car, Da Lei's daughter-in-law will go to the store first to count the list of the first batch of customers, and my friends in Shanghai have already sent it."

At that moment, they immediately split up and worked hard.

Due to the limited amount of money invested, the car they bought was driven for ten years, and it looked okay on the outside.

As for whether there will be a breakdown on the road, no one can say.

Chen Jinsheng plans to change to a slightly newer one in a few months, as long as he can hold on to this period of spring.

Li Erlei also thought so, and he had to accommodate it at the beginning.

As a result, the first time I pulled tourists to the Great Wall, I broke down halfway.

Angry, Chen Jinsheng and Li Erlei went to the bottom of the car to repair for an hour.

Tourists are naturally complaining, and the first time they pull tourists to encounter this, it is indeed a bad head.

Chen Jinsheng discussed with Da Lei's daughter-in-law and Erlei, it is important to protect his reputation, and he can't break down in the circle for the first time.

Only by giving discounts to tourists can they barely appease the tourists.

I didn't lose any money on the trip, but I didn't make much money either.

When I was about to exert my strength again next time, the car broke down on the way to Xiangshan for the second time.

Ten times in two months.

The travel agencies in Shanghai are so angry that they don't give them tourist resources, and other travel agencies from other places are not willing to cooperate with them, and it is difficult for retail investors to support the business of the three companies alone.

At this time, Chen Jinsheng realized that this time the steps were too big and too light.