Chapter 633: The Reason for the High Price

"The interest rate is so high?" Ying Zheng was shocked, "Thirty years of time interest is more than the principal."

Not only Yingzheng, but others were also very shocked, they were shocked not only by the interest, but also by the house price, where the house price is two million taels, even if it is the palace, I am afraid that it does not need so much money.

Qin An said helplessly: "What can be done about this, one and a half million, borrow for thirty years, and there will be interest every year, fortunately, it is not a profit on a profit, otherwise you will not be able to pay it back for a lifetime."

It seems like a lot of interest, but a lot of people are willing to buy it."

"Why do people rush to buy it when they know they want so much interest?"

Qin An said with a smile; "It's very simple, to get married, to be able to live in the city. Because the salary in the city is high, you can reach a salary of 10,000 yuan a month.

But there aren't so many of them elsewhere.

Everyone wants to live a good life, they all want to go to the city to find work, and many people have farmed the land for a lifetime, which is better than working outside for a year.

Therefore, many people would rather buy a house in the city and go into debt than go back to the countryside to farm."

"If everyone doesn't plant and leave, what will happen to the grain?" Huangshi asked.

"I know that." Ying Zheng said, "The state gives the land to the people to plant, and if the people don't plant, they can only give the land to other people, or they can give it to other people, and then collect a little rent every month.

Many people choose the second option, although it is said that the money from farming is not much, but it does not mean that they cannot make money.

If the annual income of one acre of land is one tael of silver, what if there are ten thousand acres? Does that mean you have an income of 10,000 taels a year?"

"10,000 acres of land can indeed have so much income, if it was before, I would say that 10,000 acres of land alone requires a lot of manpower, but now it is different, with Qin An's farm tools. 10,000 acres is just a few days." Guiguzi said.

"That's right." Ying Zheng said, "Once the development is according to Qin An's words, the focus of future development will be on commerce, and it will be in the city, and farming will be handed over to the businessmen and the state.

Of course, if the people want to farm, the state will not stop it, and many people still feel that self-sufficiency can truly feel at ease.

But young people want to break through, and when they are in the big cities, and the population is increasing, business will only get more and more developed.

And after the development of business, other industries will be mobilized.

Qin An once said that it is easy to do things with money. It's hard to do anything without money. I think that makes a lot of sense."

Although it is realistic, I have to think that this statement is really very reasonable.

Qin An said: "Therefore, the development of real estate is unstoppable, and a group of people who speculate on houses make a lot of money, but the country can't do anything about them.

Because of the whole body, the real estate speculation group has speculated the housing prices, they have made money, the banks have made money, the state has earned a lot of taxes, and although the money in the hands of the people is less, all the funds have flowed.

I have said before that business can only develop if money flows, and if everyone hides their money and does not spend it, it will not do business or the country any good."

Huang Shi said thoughtfully: "So although the housing prices are very high, some people can afford to spend them, so the state will not interfere."

"It's almost, but it won't be completely non-interference, if it's too outrageous, the state will also interfere, generally speaking, those real estate speculation groups will not be stupid enough to be too stupid, and they will not be able to afford the house to a sky-high price.

Therefore, generally speaking, the price of a house is high, but it will not become higher all of a sudden, just like a house in a village, which may not have been for a tael of silver before.

Now the house price has risen to one or two silver per square meter.

That one square meter is a square, and it is exactly one meter from top to bottom, left and right, which belongs to the category of arithmetic, and the students of the college know it."

Everyone nodded, they didn't care about how big a square meter was, they knew that this was Qin An's habit, but what they were used to using was the size,

Expressed in a few feet and inches.

"You said that one square meter costs one tael of silver, then wouldn't it cost a hundred taels to buy a house." Huang Shi visually measured the size of the house and said what he thought.

Qin An said, "The exact number is one hundred and twenty taels. There are 1,400 sets in total, with a total value of 168,000 taels.

You may think it's expensive, but I don't, and I think it's cheap."

"Qin An. Do you know that the most expensive house in ten miles and eight towns sells for a few hundred taels of silver. But people are more than one or two times bigger than your house." Huangshi said.

Qin An smiled bitterly: "Mr. Huangshi, the reason why you think it is expensive is that the wages of people in ten miles and eight towns are only that much a month, I don't know how much, but I can be sure that it is not much, and there are even some that are not given.

But all the people who work in the village are paid, at least two taels of silver a month, or even more.

If you open your own shop, even if you open a stinky tofu shop, you can earn a hundred taels of silver a month, and at least fifty or sixty taels of silver.

I sold a house for 120 taels of silver, just to give the people a benefit, and it was not profitable at all.

Otherwise, I'll sell it for 1,200 taels, and everybody will rush to buy it."

Huang Shi looked incredulous.

"The wages in the village are really high, especially for street sweeping, they have three taels of silver a month, and there are other benefits during the New Year's holidays.

Not only the street sweepers, but also the iron-screwing workers, the workers of the textile mills, etc., their wages are very high.

If the house really only costs one hundred and twenty taels of silver, I believe that the whole village can afford it, but at present, no one can come up with so much money to buy a house here.

The reason is that Mr. Reason's mortgage policy has not yet come out."

Gan Mao had already inquired about these, and he had not stayed in the village in vain in the past few months.

"That's not the point, it's because everyone already has a house, and they don't need it for the time being.

What's more, my husband also abolished the food tax, which I really didn't expect."

"The food tax has been abolished?" The crowd was shocked.

Ying Zheng said, "You've come this far."

Qin An shrugged his shoulders and said, "First of all, these houses are not sold now, but they will be sold to newcomers who are about to form a family in a few years.

When you get married, you have to start a new family, and I know you think you should live together even if you get married, but I think it's better to separate.

The reason is very simple, to give the juniors the opportunity to go out and wander, and being in the village all the time will only make the juniors become caged birds."