Chapter 298 Loans

"Milk tea without pearls, it is soulless, how can you attract customers, do you want to have a little, just four dimes a pound."

For this promotion, the owners of various bubble tea shops have bought some more or less to try.

After that, Uncle Zhao finally didn't have to worry about too many pearls made by the machine, and the refrigerator was quickly emptied.

One day at the end of April, Yan Hong came to eat again, and by the way brought Xiao Hong's long-awaited news: "On May 12th, five state-owned factories will be publicly auctioned in the court, and the deposit will be 20,000 yuan. ”

Xiao Hong finally waited for the news, jumped up and kissed him: "Thank you for telling me this good news." ”

Yan Hong took the opportunity to hug her and opened the briefcase he brought: "This is 20,000 yuan, which is the dividend I got from the store in advance, don't be too little." ”

His own salary has now risen to three hundred and eighty dollars a month.

But he had to drive to refuel, go out on a date with Xiao Hong, and he couldn't always let Xiao Hong invite him to dinner, and he had to buy some fruits and supplements for the family.

His own salary is enough for his expenses.

Fortunately, when he opened a small BB machine store, he also invested money into it, and the store was also given to him by his grandmother, so that he could have a dividend every year.

It's a pity that the store repaid the loan before, that is, it only paid off the loan in the second half of last year, and it made a profit.

This time, he also sent it early, and if it was convenient for him, he would let him borrow 20,000 yuan.

Fa Xiao also agreed to come down, so that he didn't have to pay it back, so he would take this year's dividends in advance.

Xiao Hong was afraid that his mother would know, and mistakenly thought that he had asked him to raise money, so he hurriedly said, "No need, I can get 200,000 yuan here." ”

"I'll take it if you're given it," Yan Hong rested his head on top of her head: "Don't worry, my mother doesn't know about this money." ”

Xiao Hong laughed when she heard this, and deliberately laughed with him: "It turned out to be a windfall that no one knows, so isn't it that I am corrupt, and you can't show evidence?" ”

"It's okay, you can be greedy." Yan Hong hugged her and smiled lowly: "My money is all yours, even my people are yours." ”

Xiao Hong was dumbfounded: "Phew, I don't want you, I want money." ”

The two of them inevitably had a look at each other, until they heard the footsteps of someone coming up, and then they quickly separated.

It was Zhao Yanyan who came in, and Xiao Hong asked her to hurry up and find Liu Haibo and tell him about it.

They were going to take pictures of the land together and divide it separately.

In this way, if you shoot together, you can pay less than 20,000 yuan in deposit.

Liu Haibo is also very concerned about the store's income: "The store's income has been good in the past two months, in addition to today's turnover, there are now 53,000 yuan in the account." ”

The wages of the employees are paid every month, and some machines are bought, which is the big head, often tens of thousands, so that the total income is not much now.

It sounds like a lot, and it's really not a lot, but he and Xiao Hong each have to get together 200,000, which is too much.

"It's the 429th, and there are still 13 days left until May 12th, let's go to pay the deposit tomorrow, and I'll take the 'Haizhongbao' store to the bank for a loan, and it is expected to take out a loan of 200,000."

Xiao Hong heard Liu Haibo's words, and also nodded: "Brother Yan took 20,000 yuan for me, and now I still have 80,000 yuan in my account, and I want to use the store to go to the bank to borrow 100,000 yuan." ”

She can have more than 80,000 yuan in her account, and that is her cousin, they all know that they want to use money, so they haven't taken a cent of dividends, saying that they will give them when she has a loose hand.

You know, in addition to the 'Xiao Yiyi' lo-mei shop, she now has eight milk tea shops.

Thanks to the number of stores, she can now have more than 80,000 yuan in her passbook.

By the time it is the twelfth, you will be able to make up 100,000 yuan in the passbook.

plus the 20,000 yuan given by Yan Hong, and he can borrow 100,000 yuan.

Xiao Hong reported the total amount he could take: "I can make up a total of 220,000 here." ”

"Then I'll make up 280,000 here." When Liu Haibo is nervous, he likes to touch his head: "God bless, I hope no one will compete with us for the land of the clay pottery factory." ”

Previously, there was internal information from Yan Hong, and the clay pottery factory was estimated to start at 400,000 yuan.

They prepared an extra 100,000 to prevent someone from competing.

If they exceed that, they will have to give up.

The other four state-owned factories auctioned are too far away from them, and it is inconvenient to come and go, and the places are larger than the clay pottery factories, and it is estimated that the auction will cost 500,000 or 600,000 yuan.

Zhao Feifei couldn't help but smack her tongue: "I originally thought that the income in our store was good, and the money was a lot, but I didn't expect there to be so many rich people in the provincial capital." ”

"My good man, 400,000 yuan at every turn, even if I dream, I don't dare to think that I can have so much money?"

Xiao Haonan used to sell train tickets at the Railway Bureau, and there was a lot of turnover to handle every day, so he was not too surprised by this.

Seeing that they were all nervous, he smiled and persuaded: "You can relax, the factory is remote, no one will compete with us, and everyone must be too expensive." ”

Liu Haibo immediately echoed: "I hope so." ”

After that, Xiao Hong deliberately asked for leave to go to the bank for a loan.

She hadn't repaid the 50,000 yuan she had borrowed from another bank before, and this time she wanted to try her luck at repaying the bank and exploit the loophole that the Internet is not yet connected.

It's a pity that she underestimated the current Internet, and people quickly found out that her previous loan had not been repaid, and she was not allowed to take out another loan.

Xiao Hong could only go to the original bank to repay the loan.

After repayment, you will say that you want to take out a loan.

This time, she also brought the real estate certificate of the other blue brick house, plus the new house that had just paid off the loan, and said that she wanted a loan of 150,000 yuan.

Fortunately, now there are indicators for loans in the bank, and the bank manager was still worried that his loan amount this month had not reached the standard, so he ran into Xiao Hong, a dead mouse.

He checked the flow of the passbook in Xiao Hong's bank again, and he could get three or five thousand in the village every two days, plus there were two real estate certificates, and he gritted his teeth and gave her a loan.

Seriously, Xiao Hong couldn't believe that she could take this shit luck.

She originally wanted to say more about the amount of the loan and give others a lower margin, but she didn't expect people to be so simple, it was really too bold.

She has now tasted the sweetness of the loan, which is too suitable for her who is short of funds.

Anyway, even if the auction doesn't cost so much money, she can build a factory for the rest.

When the factory is built, she can expand production.

She has already thought about it, and when the time comes, she will buy a few vacuum packaging machines, and she can package and sell all these braised chickens and ducks.

When you have money in the future, you can also develop milk tea powder, so that you can buy it back and brew it, which is not only very convenient, but also not expensive.

(End of chapter)