Although the Ministry of Finance jumped by one percentage point at once, it directly raised the interest rate from 4.25% to 5.25%.

However, because the people are optimistic about the universality of land, strong housing prices are still rising.

At the same time, because the stock market relies on the property market, after more than two consecutive months of decline, the Nikkei has now stabilized and remained around 25,000 points.

And as house prices continue to rise, the stock prices of many real estate companies have also begun to recover.

The stocks of major real estate companies such as Mitsubishi, Mitsui, and Tokyo Bussan even returned to around 30,000 points.

Seeing that the Nikkei Index, which has been plummeting all the way, finally stopped falling, whether it is major banks, securities institutions, or ordinary people, everyone is relieved.

Sure enough, the previous prediction was correct, the stock price cannot fall all the time, and there will always be a time when it bottoms out.

The stock market, which has now begun to recover, is the best proof of this.

At the same time, the Ministry of Finance and the Bank of Japan are also relieved to see the recovery of the stock market, and it seems that their previous series of tightening policies are not radical.

One by one, those economic experts stood up alarmistly against it, saying as if neon was about to meet the end of the world.

But you see, the situation is still very good... Ahh

What does this mean? This shows that the previous actions were still too conservative.

The stock market is not the ultimate goal of the Ministry of Finance, but the real estate is.

Since the effect is not satisfactory now, then increase the efforts.

As a result, in March and April, the government successively promulgated the Basic Land Law and the Outline for the Promotion of the Comprehensive Land Policy.

These two laws strengthen the control of the total supply of land, and the other strengthens the control of land prices.

At the same time, restricting the total amount of bank loans to real estate is also further restricting land investment in terms of financial means.

The implementation of these laws and policies marks the first time that the Ministry of Finance has started to limit the expansion of the property market from the land front.

In addition to these, the possibility of taxing land is also being discussed within the government.

This is a big killer, and there is no doubt that the neon government itself is also cautious.

Although it has not yet been decided whether to implement it or not, all these actions are done around the land.

It is not difficult to see from this that the government is ready to burst the real estate bubble.

However, a series of measures taken by the Ministry of Finance, as well as frequent government briefings, have not dampened people's enthusiasm for the land.

Again, the more land is used, the less it is. Neon is such a big place, how can the price of land fall?

As long as the knife of the Ministry of Finance does not hit the sore spot, the market will never give up the fat of the land.

Limit the total amount of real estate loans from banks?

No problem, the bank won't give me money, so I'll go and borrow elsewhere.

During this period, in addition to banks lending to the real estate industry, many private financial institutions were also doing loan business.

For example, securities companies, such as private equity institutions dressed as investment companies.

They may not be as strong as the banks, but the total amount of private loans combined is about 75% of that of the banking industry.

Therefore, the Ministry of Finance's practice of restricting the total amount of loans from commercial banks has not fundamentally solved the land problem.

During this period, the total amount of money in society was actually very sufficient, and there was no interest on savings that were stored in the bank.

Therefore, many conglomerates, including the public, are thinking about taking money out of the bank and then looking for the next high-quality investment product.

This is also the reason why Toyota Corporation was able to easily absorb 200 billion yen from tens of thousands of people.

Because everyone does have money in their hands, and there is no interest in the bank, then go and invest.

What kind of gold, art collection, this is the conservative old way of playing.

The stock market and money lending business are the best tools to make money quickly, so without banks, the real estate industry still has no shortage of funds.

Besides, even if the Ministry of Finance restricts commercial banks from lending to the real estate industry, are those big banks really willing to watch those huge loan businesses slip away from their eyes?

Now Neon Bank is still implementing the evaluation system of loan priority.

In other words, the performance of banks and related practitioners is evaluated based on how many loans they have signed.

For the president of the bank or the branch president, if the amount of loans from his department is greatly reduced, then the board of directors will be approved.

Therefore, for the sake of performance, the bank is trying to lend money from its own treasury.

Does the Ministry of Finance have restrictions on real estate loans? It doesn't matter, my bank doesn't lend directly to the real estate company.

The word "not direct" is very mysterious, real estate companies can't lend, so it's okay for me to lend to other institutions or individuals, right?

For example, financial institutions, private investment clubs, and entrepreneurs can start their own businesses.

As for where the money that flows out ends up, it is beyond the control of my bank.

Therefore, in order to lend as much as possible, many banks have relaxed a lot in loan review.

These include large-scale banks such as Dai-ichi Bank, Fuji Bank, and Industrial Bank, and even their behavior in some operations is even more incredible.

…

Umeda Ward, Osaka, is still the "Keikawa" izakaya.

As the stock market began to crash in the past few months, fewer and fewer people came here to ask for advice.

In the context of the rapid collapse of the Nikkei index, not to mention the god of Ogami, even the toad god next to her is not spiritual.

Therefore, after several successive prophecies were wrong, some believers began to question the goddess of Ogami.

And in order to maintain his image as a "goddess", Ogami had to think of other ways to attract his followers.

Since it is predicted that the stock market is risky, it is better to say less about it. When others asked, they said that they were practicing closed-mouth meditation.

But it's not okay to keep talking, and there will be fewer and fewer people coming here after a long time.

Eventually, after thinking about it, Ogami came up with another way to attract believers.

That is lending, no, how can it be said to be lending to one's own followers? That's generosity.

Because of the sharp drop in the stock market, almost all the people in the financial and securities industry have been spared, and all of them have suffered heavy losses.

Of course, the believers who used to gather under the Ogami shrine are all presidents and executives of major companies.

Compared with ordinary people, they invest more and lose more.

At the last rally, some people said that their recent difficulties were nothing more than financial constraints and needed help.

So now it is just right that the Ogami Lady is ready to take advantage of this gathering and become a fortune boy.

With a sweep of his eyes, he locked onto a haggard-looking man in the corner.

"Takamatsu, last time you said that the club needs financing to get through this?"

Hearing the tail seam calling his name, the middle-aged man named Takamatsu suddenly reacted smartly.

"Ogami-sama, Daeyang Xingye has only encountered temporary difficulties. But don't worry, with only 3 billion yen, we will definitely turn a profit! ”

Gao Song knelt on the table and put his hands on the ground, swearing and assuring.

Under his pleading gaze, the epilogue nodded slowly after a moment of thought.

"Okay, I'll give you 5 billion yen. Please continue to work hard to ensure that Dayang Xingye survives. ”

Yes... This...?

Takamatsu was stunned directly, I obviously asked for 3 billion, how did it become 5 billion yen?

However, before he could react, at the signal of the epilogue, a waiter from a tavern walked to the corner of the room.

There was a small hill covered with sheets, and then under the curious gaze of everyone, the waiter "brushed" the sheets.

"Hiss~!"

A series of gasps rang out in the lobby.

Under the sheets were bundles of 10,000 yuan bills, piled up in front of everyone like a hill.

"Here's 5 billion yen in cash, so take it with you when you leave."

The understatement of the tail seam sounded, and the people who listened to it were dizzy.

To be honest, the funds they handle are not small, but after all, it is 5 billion cash.

The money is piled up on top of each other and gives a visual stimulus that is far from being comparable to the numbers on the account.

Especially after a round of stock market crashes, in fact, everyone is short of money~.

As for Takamatsu himself, his eyes straightened even more after seeing this pile of cash.

"Ogami-sama! Please rest assured, with the blessing of you and the toad god, Dayang Xingye will be foolproof! ”

"Bang"~ Excited, Gao Song touched the ground with his forehead and made a loud kowtow.

Ouemi was satisfied with Takamatsu's reaction, and this fanatical expression reminded her of what it was like to be adored by everyone before.

The eyes swept again, and the expressions of the people below were obviously much more respectful than just now.

Very good, sure enough, it is still the most spiritual trick of scattering wealth, which is more spiritual than the toad god.

And with the stimulation of Gao Song and the "10,000 yuan pile" in front of him, several other people who also had similar problems couldn't bear it.

"Ogami-sama! Yoshida Trading Co., Ltd. needs your help, too.

Just 10 billion! We will be able to acquire our competitor Iwayama Trading Co., Ltd. in its entirety.

By that time, we will have tripled in size! The earnings will also increase several times! ”

"Okay, but I don't have that much cash today, I'll write you a check later."

"Ogami-sama! You are really a god in the world, and you are nothing to do in the stock market!

8 billion! Just 8 billion! We'll be able to complete the bottom search~"

"Okay, I'll write you a check later~"

…

One afternoon, I didn't know how much money I had lent out.

She only knew that her hand was sore just by signing it.

In order to attract believers, for those who borrowed money to raise money. Not only did she not refuse to come, but she also gave a very low interest rate.

Even in the end, the amount and interest that the other party said, the tail didn't even look at it and signed and drew the pledge.

Where to find such a good business?

So those who were not short of money cried and cried that they were short of money.

After the rally, everyone who had gained a harvest was red with excitement.

The fanatical eyes that looked at the seam on the tail were even more fascinated than when they saw the toad god at the beginning.

What kind of toad god in the face of huge wealth, it's obviously the tail lord who is more effective, okay?

Because everyone was full of harvest, at the end of the day, everyone was in high spirits and toasted the tail together.

All the requirements of the tail seam, everyone will never say no. Let the drink be dried in the whole glass, and let the water not leak a drop.

Finally, when the crowd dispersed, Ogami asked his housekeeper to calculate the accounts, only to find that he had lent out nearly 70 billion yen in just one day.

However, because of her limited culture and insensitivity to numbers, she doesn't know exactly what 70 billion represents.

It was only after being reminded by the housekeeper that I knew that there was not much money in my account.

If you don't have enough money, of course you should borrow it. Where to borrow? Banks, of course.

During this period, banks begging you to borrow money, especially big customers like Ogami, who are definitely the guests of all banks.

Besides, the money I just gave away was also borrowed from the bank.

I've already borrowed so much, it doesn't matter if I borrow a little more.

The important thing is to be revered as a god by everyone, and it's so fascinating.

In order to continue to be his "Lord Ogami", Ogami decided to abandon the toad god and go it alone!

(End of chapter)