Don't look at the tail sewn and spend money lavishly, it's not distressing at all, in fact, she herself owes a lot of debt.

The stocks selected by the so-called toad gods as predicted before were not only bought by her followers, but also by herself!

Yes, that's right! The nonsense that came out of the tail seam, she herself was doing it.

It's not that she even cheats herself, but she's purely indifferent to investment and money.

If she had a little knowledge of this aspect, she would not have borrowed trillions of yen in bank loans.

Yes, just sewing himself on the tail and sewing himself personally, he borrowed 1.7 trillion yen from major Japanese banks.

1.7 trillion yen, about 12.5 billion dollars, that's the money that is now owed to the bank.

However, she borrowed such a large amount of money, but she did not squander much.

Most of them are invested in the stock market or used to buy financial bonds.

Of course, there is a lot of financing for other people, as it is today.

According to the previous statistics of the housekeeper, the assets of the tail sewing at the end of last year were about 620 billion yen.

However, with the collapse of the stock market, like her followers, her assets have shrunk by half.

After the rally, several people privately summed it up, and now there are only about 265 billion assets left in the name of the tail sewn.

And most of them exist in the form of financial bonds, and as for the cash, after today's toss, there are only less than 30 billion in the account.

To be honest, although most of the money is gone, in fact, I don't feel distressed at the top of the tail.

Because as an ordinary person, especially an ordinary person with an average level of education.

Most of her life revolves around this izakaya, and her daily expenses add up to millions a month.

What high-end luxury, cuisine, bungalows and villas, I can't get used to eating and living on the tail.

Growing up in the thirties and forties, she was used to living a hard life, and suddenly she had a huge amount of wealth, and she didn't know what to spend for a while.

The only place she could think of spending a lot of money was to buy herself a set of coarse and heavy pure gold jewelry.

The emperor's golden hoe, such a joke may sound funny.

But it does reflect the huge gap in knowledge and perception between the lower classes and the upper strata of society.

So in the face of hundreds of billions of funds, in fact, I don't feel anything.

Now when I heard the housekeeper say that there was not much money in the account, my first reaction was to go to the bank for a loan.

In the past two years, she spent money when she had money and borrowed when she didn't have money, and then accumulated more than a trillion loans.

However, banks are not fools, and with the stock market falling off a cliff, the tail seam has long been insolvent.

Now it is impossible for her to go to the bank to borrow a large amount of money, especially since those big banks are all good people.

"Since the amount of money that Ogami-sama wants to borrow is not a small amount, then I can only go to the big bank to cooperate."

Just as she was struggling with a loan on her tail, a middle-aged man with glasses sitting next to her suddenly spoke.

"That being said, the bank needs a mortgage for a large loan.

If it's a small amount like tens of billions, I'll just call Kawanishi-san directly. ”

Kawanishi-san in the mouth of the tail seam is the executive director of the Industrial Bank in Kansai, and his name is Kawasai Kyoji.

Because whether it is a loan or the purchase of financial bonds, it starts with tens of billions.

So for this God of Wealth, Kyoji Kawanishi usually waits carefully.

If it takes two or three billion yuan to seam it on the usual tail, a phone call from Kyoji Kasai will call the money.

So tens of billions of such a "small amount", I really don't care too much about the upper seam of the tail.

But what she wants to borrow is not a small amount, but a large amount of hundreds of billions.

Even if she doesn't have any concept of money, she knows that more money needs to be reviewed by the bank.

Facing the frowning brow on the tail, the middle-aged man who had just spoken showed a meaningful smile.

"Actually, it's not that difficult~"

"Eh, is there any good way to do it Kanda-san?" As soon as he heard that there was a door, he immediately leaned closer and showed a look of interest.

This middle-aged man named Kanda, he is the president of Toyo Shinkin Bank.

Usually after the assembly, he likes to stay and get close to the tail sewing set, and after getting acquainted with each other, he also became one of the henchmen of the tail sewing.

Seeing her expression, Kanda also leaned closer and lowered his voice temptingly.

"Since the big banks want reliable collateral, then we can provide one."

"Eh, reliable collateral? Is Kanda-san talking about real estate? ”

What is the most valuable thing right now? Of course, it's real estate.

Although Ogami has not invested in any real estate, it does not mean that she does not know how popular Neon's current property market is.

But if it's real estate, it doesn't seem to have a big piece of land in your hands.

Faced with Ogami's question, Kanda shook his head with a smile.

"Now that the Ministry of Finance is tightening the amount of real estate loans, I am afraid that it is not appropriate to use real estate as collateral.

And we don't have any real estate in our hands, so why don't we just use the deposit? ”

"Deposit?" The tail seam looked at Kanda a little strangely.

A deposit can be used as collateral to borrow money from a bank, or even a kind of hard currency in collateral, comparable to real estate.

However, if you have so much savings, do you still need to borrow from the bank?

As if noticing the question in Ogami's eyes, Kanda replied unhurriedly again.

"This proof of deposit, it just has it. As for whether it's true or not, does it matter that much? ”

Ogami's eyes widened slightly, "Kanda-san, what do you mean?"

Kanda nodded proudly, "The deposit certificate is provided by Toyo Shinkin Bank, and it is up to you to decide how many numbers you want to fill in."

Even these prove that our Toyo Shinkin Bank can provide several more amounts of different versions.

When the time comes, Industrial Bank, Dai-ichi Bank, Fuji Bank, we will try one by one.

Oh yes, the Northern Metropolis Bank also has to prepare one. I heard that their family's financial strength is not weaker than that of the three major banks, but the audit is stricter.

But with a genuine deposit certificate in hand, people don't believe that they will refuse this sky-high loan business sent to their door. ”

The Toyo Shinkin Bank, where Kanda is located, is also a well-established financial institution and is a full-fledged Shinkin bank registered with the Ministry of Finance.

Most banks will accept their certificates, and these data are available in the financial system, and generally cannot be faked.

But there are exceptions to everything, and if there is something wrong with the banking system itself, then the fake will come true.

After hearing Kanda's plan, his eyes lit up, and this method was really foolproof.

"Kanda-san, then I'll trouble you with this matter."

"Of course, but after the deed, you are Ogami-sama."

"I will buy 90 billion yen of financial bonds issued by Toyo Shinkin Bank."

The tail seam did not hesitate to add a sentence, cheering for the major financial institutions.

She has done a lot of this kind of thing, and she is already familiar with it.

And with her assurance, Kanda also laughed contentedly.

90 billion yen of financial bonds, with Kanda's old way, he has countless ways to manipulate contracts.

Believe it or not, in the end, the 90 billion yen will all fall into the pocket of Toyo Shinkin Bank.

What is the purpose of taking such a big risk to open a certificate yourself? Isn't it just for the money?

Tsk, 90 billion yen, a piece of waste paper-like proof.

Sure enough, it is still a business without capital, and it is the most profitable.

In May, the Nikkei has recovered to around 29,000 points as the stock market stabilizes further.

The rebound in the stock market once again proves that the previous crash was only an accidental event.

As a result, financial investment has become active again, and the financial bonds of IB, which had not been cared for in the past few months, have gradually gained more buyers.

Yamaga Securities, which had been pretending to be dead for more than three months, came to the door of Toyo Securities again and wanted to buy back the 80 billion yen bonds.

In the face of the purchase of Sagami Securities, Toyo Securities did not hesitate to sign another contract.

If you look at the front and back together by omitting the process, it is said that Toyo Securities' Takeda is dead

It's a pity, Takeda-san went to the rooftop, and it went too fast.

If we keep up with it, we might be able to turn things around.

However, history has no ifs, and the stock market is playing with a heartbeat.

Without a big heart, they all die faster than others.

On the day the Nikkei index plummeted, there were five jumps on the street where the Shirakawa Holdings Building is located.

In fact, it is not to blame that they are anxious, because not everyone can accept it, from billions of dollars to the end before liberation.

The huge gap between wealth and psychology can break through a person's psychological defense in an instant.

Especially those so-called social elites who are pampered on weekdays, the last thing they can accept is to fall from the clouds into the mortal dust.

However, these have nothing to do with Shirakawa Kaede, because of sufficient preparation, in fact, Shirakawa Holdings' losses are not large.

Although there are some radical management who use the company's funds to enter the stock market for profit.

But fortunately, the amount of funds is not large, hundreds of millions, billions of dollars, and the accounts can be settled within the group.

Of course, the matter was settled, and those radical high-level leaders depending on the severity of the situation. Either you go to the sewing machine or you are kicked out of the club.

Under Bai Chuanfeng's three shen and five orders, do you still dare to disobey the yang and the yin, and keep him to poke a bigger hole for himself?

What kind of merit sequence system, lifetime employment system, these are not easy to use at all in the case of violating the regulations.

Besides, Shirakawa Holdings does not explicitly stipulate that it is a lifetime employment system in the employee handbook, so this does not apply to it.

Because Shirakawa Kaede suddenly adopted a contraction policy in the matter of financial investment.

In addition, the subsidiaries and members of Shirakawa Holdings have become much less enthusiastic about the stock market.

However, others may shy away from the stock market and financial bonds, after all, they have just suffered losses.

But Beidu Bank can't, because its main business is finance and bonds.

After drastically reducing land loans, Beidu Bank always has to look for new growth points for its business in other places.

As a result, corporate loans and personal loans, in the presence of collateral of comparable value, have become the focus of Beidu Bank's business.

Recently, however, the branch in Osaka received a somewhat strange loan application.

Because the amount was too large, the branch president did not dare to call the shots, and finally this application was handed to Shirakawa Kaede's desk.

(End of chapter)