If the value of a formula is wrong, then the entire financial model can be said to be completely wrong.

Yang Tian's heart was almost collapsed at this moment, and the financial model he was proud of was actually pointed out by Shen Rui in front of so many students in the school and the senior management of two large group companies. This blow was no less than a resounding slap in the face.

Yang Tian's face was pale and he couldn't say a word.

He has always been proud, and from elementary school to high school, he was an absolute man of the year in the school. But after arriving at Yan University, Yang Tian's proud heart was completely torn apart by Shen Rui.

In terms of learning, Shen Rui is the "future financial star" praised by Oleg. In terms of appearance, Shen Rui is a famous school grass in Yan University, and there are countless magazine companies or advertising companies that have asked him as a part-time model in the past. In terms of family background, Shen Rui is the son of a billionaire, and all the people who come and go are custom-made extended Bentleys.

Such a car is not something that can be bought with money.

In the past, Shen Rui was a big mountain in Yang Tian's heart. He can only look up to the mountains, but he cannot raise the idea of transcending him.

Just when he thought that his college career would be spent in the shadow of Shen Rui, he suddenly found that Shen Rui had begun to change.

Becomes unresponsive and has a weakened memory. Becomes fat and bloated, sloppy and has no temperament. Even the enviable family background is gone.

I used to go in and out of the extended Bentley, but now I go in and out of the bus. Once people went to one place, countless girls flocked to him, just to see his appearance. Everywhere I go now, there are laughing voices and mocking eyes everywhere.

Yang Tian thought that he could finally raise his eyebrows and show his talent.

But now, Shen Rui, who was standing on the stage and talking eloquently, always with a confident smile on the corner of his mouth, let Yang Tian see the shadow of the proud son of the sky a year ago.

Yang Tian shuddered, and his intuition told him that Shen Rui in the past was likely to be back.

Although Yang Tian didn't speak, Director Chen, who was sitting in the first row, couldn't help it. He did not hide his displeasure in his tone, and said indifferently: "It's just a small deviation from the substitution value of a formula, but the result predicted by this financial model should be eight or nine ten, at least the stock price of Huaguo Bank will definitely rise in the next year." ”

As soon as Director Chen said this, Shen Rui, who was standing on the stage, smiled faintly and said, "As I just said, this financial model is flashy and full of loopholes. The mistake I just pointed out is just to prove that it is full of loopholes. Next, I'm going to tell you why this model is flashy. ”

After speaking, Shen Rui used his mouse to write such a row of words next to the model picture. "Data is full of variables, and forecasts must be realistic."

After writing such a sentence, Shen Rui wrote again: "On June 13, 2015, Huaguo Bank announced that it would increase the reserve requirement ratio in the next year. ”

"Ahh I understand! ”

Chairman of the Oriental Group, who is also the founder of the Oriental Group, Xu Zhentian suddenly screamed.

As soon as he called this, the president of Cheung Kong Asia Pacific actually stood up directly and applauded Shen Rui generously.

At this moment, Liu Yu also stood up and gave Shen Rui a thumbs up, "Sure enough, it is worthy of the 'Future Financial Star' that Oleg praised." Ruier, tell us more about what it means that Huaguo Bank has announced that it will raise the reserve requirement ratio in the next year. ”

"Okay professor."

Shen Rui nodded slightly to Liu Yu, and then said loudly: "Huaguo Bank is the first state-owned bank in Huaxia, if the financial environment is good in the future, what it should do is to raise the loan interest rate significantly, not increase the deposit reserve ratio." This is because raising the reserve requirement ratio is tantamount to "tightening monetary policy."

At that time, many large and small enterprises in the country will no longer be able to continue to obtain loans, and may face bankruptcy.

As a result, the domestic economy will be greatly affected, and there will be many social problems that will arise with it.

The fact that the Bank of China is aware of so many bad effects, but that the Bank insists on raising the reserve requirement ratio, can only show one problem, that is, there is a problem with the Bank.

If a bank has a problem, do you think its stock will go up? ”

The people who attend the lectures here are all college students studying finance, and they naturally understand what the loan interest rate and the reserve requirement ratio are.

To put it simply, the former is to lend money to those large and small enterprises, while the latter is to reduce the amount of money borrowed out, and at the same time strengthen the recovery of loans.

After Shen Rui made such an inference, all the students in the lecture hall dared to make a direct conclusion. Huaguo Bank's stock will definitely not rise in the next year!

Syllable! This was another resounding slap in the face to Yang Tian.

Shen Rui walked to the side of the podium, bowed to the people sitting in the classroom, and said, "Okay, my opinion is over, I hope Yang Tian won't blame me for being too direct." After all...... I'm also thinking about my classmates' wallets. ”

Bang Bang Bang ......

Xu Zhentian finally couldn't help but get up and applaud, and as soon as he drove like this, the students in the entire lecture hall immediately stood up and applauded.

After all, many people here are really ready to wait for the end of school to use their New Year's money to open an account on the exchange and buy all the shares of the Huaguo Bank.

Shen Rui stepped down from the stage, and Liu Yu immediately stood up and invited him to sit in his place.

Shen Rui was slightly stunned, and Liu Yu smiled and pointed to the podium.

Only then did Shen Rui understand that Liu Yu was going to speak on the podium. He folded his hands and made a gesture of thanks to Liu Yu, and then sat down in Liu Yu's place.

He had just sat down, and Xu Zhentian and Wen Yi of Changjiang Industrial walked to Shen Rui's side together. The two handed out their business cards to Shen Rui at the same time, but before Shen Rui could reach out to pick it up, the two glanced at each other first and smiled at each other.

Xu Zhentian said to Wen Yi: "Brother Han, you Changjiang industrialists have a big business and have your own think tank, so you don't need to rob Rui'er with me." ”

Wen Yi smiled and said: "Brother Xu, if it's not a brother, I won't give you face, it's really our chairman's principle that the loss of talent is worse than the loss of money, and if you win one less real talent today, you will have one more real opponent tomorrow." ”

When Xu Zhentian heard this, he immediately shook his head with tears and laughter.

He said directly to Shen Rui: "Little brother, I am very optimistic about you. If you are interested, how about coming to me as a management trainee at Oriental Group? The salary during the internship period is 8,000, and the monthly salary is guaranteed to be not less than 30,000 yuan after becoming a regular employee. I will let the best CEO of my group personally take you to ensure that you complete your internship in the shortest possible time. ”

Compared with Xu Zhentian, Wen Yi seemed much more casual, he only said: "Changjiang Industrial, sincerely look forward to your joining." ”

But he does have the capital to be so casual.

Who doesn't know that the boss of Cheung Kong is the richest man in Asia, and of course, Cheung Kong is also one of the largest Chinese group companies in Asia.

Entering Cheung Kong Industrial, I don't know how many college students are dreaming.

If it was placed before, maybe Shen Rui would choose between Wen Yi and Xu Zhentian to join. But now, Shen Rui, who has fully returned to his state, how can he be willing to work for others?

Shen Rui directly stretched out his hands and took down Xu Zhentian and Wen Yi's business cards with a smile.

He got up and bowed to the two of them and said, "Thank you two bosses, but I'm only a sophomore at the moment, and I want to focus on my studies and don't want to be distracted by work so early." When I enter the internship period in my senior year, I will go to the company of the two bosses and submit my resume according to the normal procedure. ”

Xu Zhentian and Wen Yi were stunned together, neither of them expected that they would run into a soft nail.

Wen Yi shrugged his shoulders and walked directly back to his place and sat down.

Xu Zhentian patted Shen Rui's shoulder and said with a smile: "Okay, little brother, I respect your choice." But if you can't be colleagues, we can make friends first. As long as you don't dislike my age, it's okay for me to ask you out for tea, okay with fishing? ”

Shen Rui tilted his head and thought about it, and asked with a smile: "Can you only drink tea and fish?" Is it okay to go to KTV to find beautiful girls and go to the bathing center to experience great health care? ”

Xu Zhentian was slightly stunned, and immediately laughed. He nodded again and again: "Okay, when the time comes, I will see whether it is young and strong, or old and pure." ”

Shen Rui smiled slightly and said, "I am willing to accompany you." ”

Liu Yu's class ended quickly, and as soon as Shen Rui came out of the lecture hall, he left the school directly and ran all the way to the house he rented outside the school.

The house near Yanda, even the worst tin house, has a monthly rent of at least 1,005.

And Shen Rui's house is still in a high-end residential community like "Scholarly Door", and it is also a two-bedroom and well-decorated house.

This price, you don't have to guess to know that it is definitely expensive.

Shen Rui was reluctant to use the money given by Du Yuru, it stands to reason that he can't afford the rent here. But when he rented this house, Shen Rui and his father paid him five years of rent at one time, so Shen Rui could live in this house all the time.

The reason why Shen Rui hurried back was because he knew that the side effects of the "Divine Ghost Summoning Technique" were about to appear.

This time, Shen Rui summoned Xiang Yu to possess him, and the first side effect he encountered was that Xiang Yu was a person who liked to practice martial arts very much.

It is recorded in ancient books, "Yu Dynasty Xi cavalry shooting, holding copper tripods at noon, and reading military books at night." Every pair of moon swords, until the moon is empty, it still does not stop......"

What this means is that Xiang Yu has to practice horseback archery in the morning, practice weightlifting with a copper tripod at noon, and practice sword after reading the military book at night.

Now that the time is approaching noon, it happens to be the time when Xiang Yu's favorite exercise before his death has come, Shen Rui can't control the desire in his heart at all, and as soon as he gets home, he starts to lift the coffee table in his living room and practice weightlifting......