In the afternoon, after completing some major financial approvals, Chan headed to Kowloon, the headquarters of Hengyi Company in Hung Hom.

"Dad, your headquarters is a little shabby, why don't you move to Hutchison Mansion? I'll let them make room for you! "It is also the former headquarters of Hengyi, Chen Zhiwen felt that this place was too small when he came this time, and it may also be the headquarters of Hutchison.

"Wait, your Hutchison Mansion is crowded enough, I still have more than a year of lease here, and I have to pay for it, and besides, my men's homes are nearby, it's too troublesome to go to Hutchison Office!" Chen Tianfu ate a few puffs brought by his son, and said while eating.

"It's been more than a year! This is just right, the headquarters of the new building of Galaxy Holdings is estimated to be completed at that time, you will move there together at that time, and your employees can actually learn from me, give them some benefits, let them go to Hong Kong Island to buy a house, and Hengyi will provide a little low-interest subsidy, so that everyone will be good in the future. Chen Zhiwen said.

At present, the entire galaxy, Red Bull, and Midea are implementing this welfare policy, employees want to buy a house, they can get a certain low-interest loan support from the company, although this policy has only come out for less than half a year, but there have been more than 500 employees to apply, whether it is a vision or rigid demand, now to start real estate in an almost empty glove white wolf way, the future will definitely be happy to die.

This is also the low-cost benefits that Chen Zhiwen provides for his employees, and the real estate market pays for him.

"Generally, our real estate company will take out some of its own tail plates to employees and give them a discount, but you haven't heard of this method." Chen Tianfu said with a smile.

"The tail plate can't be sold, the location must be bad, or the sunshine is not good, or for other reasons, you are not giving benefits, this is treating employees as wrongs!" Chen Zhiwen shook his head with a smile and said, although even if you buy the tail plate now, you will not lose money in the future, but normal people don't know the future situation, and there are not many people who are willing to buy.

"The discount is low enough! There are always people who are willing, and it is much better to live poorly than not to live at all. Chen Tianfu said.

"That's true, there is no house that can't be sold, only a price that can't be sold." Chen Zhiwen no longer dwelled on this topic, took out a document from the file bag, and said: "Dad, I came here today to bring you a few gifts, I am some high-quality land under Hutchison Whampoa, if you are interested, we follow the rules of the Hong Kong real estate market, I will take half of the land, you will operate half of it, and the profits will be evenly divided, how about it?" ”

"I'll see." Chen Tianfu hurriedly put the puffs aside, took the document and looked at it carefully, and said after a while: "These locations are really good, it is no problem to develop a few medium-sized communities, and an office building or a luxury apartment building can also be built on this side of Qinshan Road." ”

"There are 8 projects in this, and Hengyi has the ability to develop them all?" Chen Zhiwen asked.

The main reason is that the Canadian Imperial Bank behind Li Jiacheng is willing to pay almost 100% of the mortgage for Li Jiacheng, plus the construction suppliers of Cheung Kong Industrial, and they are willing to pay the construction cost first.

This seems simple, but there is the absolute support of the bank and the trust of the construction supplier behind it, these two points are very difficult, the general real estate company, can not do it, Hengyi real estate can not do, Galaxy real estate can not do, then can only take the normal model of the Hong Kong real estate industry, and this model, is required to invest a lot of funds, there is a limit on the number of projects that can be cooperated, Chen Zhiwen also picked a period of time, only to find a few suitable projects.

I wanted to let my father choose, because there were too many development funds, and it was also a very big pressure on Hengyi, not to mention, more than a year ago, he asked Chen Tianfu to buy all of Hengyi's large assets into industrial land, although the price of industrial land has risen, but it is not yet time to sell, theoretically speaking, Hengyi can't take out too much money to develop new projects.

"Two months ago, I wouldn't have had this ability, but now, it's different." Chen Tianfu mysteriously took out a plate of documents from the drawer, handed them to his son, and said, "Do you remember how many private equity companies we once opened in Central?" ”

"yes, a lot of money raised?" Chen Zhiwen took the document, glanced at the final figures, and said in surprise: "80 million Hong Kong dollars have been raised?" ”

"Yes, in fact, a total of 20 or 30 million Hong Kong dollars were raised before, but because of your acquisition of Hutchison, there are so many follow-up actions, coupled with the constant blowing of the media, many people know that the boss behind our private equity fund is you, and they are rushing to send money!" Chen Tianfu said with a smile.

"This is not bad, with so much money, if you use a little leverage, you will have two or three hundred million!" Chen Zhiwen nodded and said: "In this way, we can collect all kinds of funds through private placement!" ”

"Yes, as long as you really have confidence in the future of real estate, the interest rate is a little higher, and you can easily raise hundreds of millions of Hong Kong dollars, but the problem is that the risk is also large." Chen Tianfu said.

"Risk is not a problem, what is the interest we give now?" Chen Zhiwen asked.

"Now the interest rate on one-year deposits in the bank is 5.5%, and the interest we give is 7%, here is the comparison table, you see." Chen Tianfu took out a piece of paper from the folder next to him.

Chen Zhiwen took it, looked at it carefully, and it was a table of different interest rates from one year to five years, and said: "Our interest rate is generally 1.5-2% higher than that of banks, and 9.5% for five years, no wonder it can attract many people." ”

In the 70s, since the outbreak of the global oil crisis, the world has fallen into serious inflation, although the oil crisis has ended, but the oil price will not fall, at the same time, the losses caused by the beginning have not disappeared, which has led to the world's major central banks desperately raising the benchmark interest rate to suppress inflation, Hong Kong naturally can not run, otherwise, a large amount of funds have to be withdrawn from Hong Kong.

"Yes, so much money also has to pay interest, I just wait for your project, as long as all these lands are developed, if the real estate market will rise by 30% as you said, we will be able to make a net profit of one or two hundred million in a year, and I will be able to earn tens of millions of dollars." Chen Tianfu said with a smile.

"Actually, I'm thinking about something else right now!" Chen Zhiwen suddenly said: "If we raise the interest rate for five years to 2.5%, or even 3%, higher than that of the bank, how much money do you think we can raise?" ”

"This, there must be a lot, you want to play so big?" Chen Tianfu asked.

"Yes, in five years, even if the interest is as much as the principal, I don't worry, because we will only make more!" Chen Zhiwen said.

"Sure?" Chen Tianfu asked again.

"Yes!" Chen Zhiwen nodded, private equity funds are actually a loophole in the financial risk management and control of many countries, because it does not have complete risk management and control like banks, and many Ponzi schemes have exploited this loophole.

For Chen Zhiwen, in the next few years, he can earn five or six times as much money with his eyes closed, even if the annual interest rate of 10% is nothing, and there is another point, according to the history he knows, in the next few years, inflation in Europe and the United States will still not be able to suppress, in order to cope with inflation, the central banks of Europe and the United States will continue to increase the benchmark interest rate, that is, to raise interest rates, and in a few years, the current high interest rate may be low by then.

In other words, regardless of investment income, absorbing funds at high interest rates now will be considered low interest rates in the next few years! It's that weird.

"Okay, then I'll try to raise the interest a little bit first." Chen Tianfu nodded and said, the real estate industry itself has been blocked, as strong as Land, in fact, it is the same, at least in the early days, and other real estate companies are the same, half blocked and half by vision.

"If you only raise the five-year period, forget it for two or three years, and find a way to get people to buy a five-year fund." Chen Zhiwen went on to say that the longer the repayment cycle, the better it is for him, and the private placement funds also have a high-quality feature, that is, they do not need to repay the money during the intermediate period, which is much better than bank loans.

"Okay, you old man, I'll fight for it." Chen Tianfu nodded and said.

"There will be no problem, don't worry." Chen Zhiwen comforted: "Then we will go through the cooperation process, these 8 plots of land will be developed by Hengyi, and Hengyi will be responsible for the funds, and Huang and I will wait for a year to receive the money." ”

……

Hong Kong, Hong Kong Economic Journal Headquarters:

In the office of the editor-in-chief, there was a knock on the door.

"Come in." The editor-in-chief, Shen Yiteng, didn't raise his head, continued to write his own things, and said loudly.

"Editor-in-Chief Shen, I have big news about Chen Zhiwen." The person who came was named Zhao Weiting, and after coming in, he said very happily.

"Chen Zhiwen? Did you interview him? Shen Yiteng stopped the pen in his hand and hurriedly raised his head and asked.

For Chen Zhiwen, all the Hong Kong media are love-hate, as the first to acquire one of the four major foreign companies, it can be said that once became the focus of the entire public opinion, two months ago, all the newspapers were reporting on Chen Zhiwen's affairs, and also achieved very good sales results.

But what the media needs most is an interview with the person concerned, but Chen Zhiwen, like many Hong Kong tycoons, does not accept interviews at all, and he can't even block people on the road or in the company.

"No, editor-in-chief, you also know that some rich people in Hong Kong don't like to be interviewed, and Chen Zhiwen must also belong to this category." Zhao Weiting said with a smile.

"That's not looking down on us small media, if it's an international media, people will definitely go." Shen Yiteng shook his head lightly and said, "You go on." ”

"A friend of mine, who works as a clerk in a department of the Hong Kong government, heard the news today that Chen Zhiwen is planning to set up a charitable fund called the China-Hong Kong Foundation, and it is said that he will inject 100 million Hong Kong dollars into it!" Zhao Weiting said with a smile.

"HK$100 million?" Shen Yiteng was stunned for a moment, quickly thinking about how many zeros there were in his mind, and then said, "Are you sure?" There has never been such a large amount of donations in the history of Hong Kong, and there is no one who even comes close! ”

"Sure, not right away, but in ten years." Zhao Weiting said.

"Ten years? This makes sense, Hutchison is now in such heavy debt, there is no reason to spend 100 million on charity at this time. Shen Yiteng quickly understood and said: "It seems that this Chen Zhiwen wants to build himself into a great benevolent person in Hong Kong." ”

"If you can do charity, even if it is for the sake of fame, 100 million funds are divided into ten years, and there are 10 million a year, which can help many people." Zhao Weiting said with a smile: "This news has not been announced yet, I think our first step should be to put this news on the front page and turn it into a headline tomorrow, this matter will soon be known to the whole Hong Kong, it is better to cheapen us." ”

"No problem, I'll leave the first edition to you." Shen Yiteng nodded in agreement, and then asked, "Then what is the second step you said?" ”

"In the second step, I think we should take the initiative to cooperate with this fund." Zhao Weiting said.

"How to cooperate?" Shen Yiteng became interested and continued to ask.

"My friend said that this China-Hong Kong Foundation will provide charitable support for education and medical care in the future, and the main target is also children, but I think they have just been established, and there is no way to know who needs help and who does not, but we journalists know something, and if we can provide relevant information, it will definitely be of great help." Zhao Weiting said unhurriedly:

"In this way, firstly, we do not need to pay any cost, we can improve the image of our newspaper, second, if we can provide information to help some people, then maybe we will be much more convenient when we interview in the future, third, this new fund is very large, it is very likely that Chen Zhiwen personally interrogated the project, as long as we have a good relationship with the new fund, maybe in the future, we can also have a little relationship with Chen Zhiwen."

"You're thinking about it carefully." Shen Yiteng couldn't help but glance at the young man in front of him.

"Editor-in-Chief Shen, in fact, it was because I was poor and scared when I was a child, but I didn't have the ability to help other people, but now that I have such an opportunity, I also want to do my part." Zhao Weiting smiled awkwardly.

"Understand, what can help others, and what is good for ourselves, of course we have to do." Shen Yiteng nodded and said: "In this way, you go to your friends in the Hong Kong government by phone, ask for more information about this China-Hong Kong fund, try to hurry up, and then sort it out for me, I also need content for the first edition of the news."

In the future, I will talk to the boss, and if I can have the opportunity to cooperate with a Chinese-funded giant like Chen Zhiwen, he will definitely be willing. ”

"Okay, then I'll go right away." Zhao Weiting quickly stood up, and then left the editor-in-chief's office.

(End of chapter)