On November 1st, Zhou Jiayang came to the headquarters of Hisense Bank again, but this time it was not empty-handed, but brought a very backward document bag, which contained a lot of documents.

"You're so fast, you got the evidence so quickly." Huo Jianning is a professional financial person, and after just looking at it for a while, he confirmed that this is real evidence of fraud, including some of the original investment or loan information of Hongkong Land, and what the corresponding changes have become, although it is only some forms, but as long as you check down according to this, you can find relative evidence.

"Hongkong Land has given benefits to these people, but there are so many people, I just need to choose one to break through, not to mention that Hongkong Land's financial resources are not as good as mine, even if it is ten times stronger than me, I can't prevent it." Zhou Jiayang said with a smile. One offense and one defense, inherently unfair.

"So this person promised to report it in the future?" Huo Jianning asked again.

Taking evidence on their own side is also to ensure that nothing goes wrong, but it is impossible for them to report it, especially if there is such data evidence, it is clear that telling everyone that they have spies in the other company, which will hurt the image of their own bank, after all, no customer will like to cooperate with the bank with which they have such a history of operating against customers.

"Of course, as long as the money is enough, why not, after the report, he will be arranged to return to the UK after the evidence is submitted, which is also what I promised him." Zhou Jiayang said.

"What about the people who came into contact with him?" Huo Jianning asked.

"I have arranged for this person and their family to immigrate to a small country in Europe, where there is also a branch of Midea, and their family will work there, and I have already agreed with Midea." Zhou Jiayang said. Although it is not illegal, there is no need to find trouble, anyway, the group is so big, just find a suitable position overseas.

"Okay, in that case, even if something happens, you won't be able to contact us." Huo Jianning nodded and said.

"Then if you're okay here, let's go see the boss." Zhou Jiayang said again, now that it is time to make a decision, it is natural to go to the boss, this kind of major event involving billions of Hong Kong dollars, they can only control the process, but the decision is still the boss.

Subsequently, the two went to the Galaxy Building with all the documents, where the boss worked most of the time, and only when the headquarters of the Midea Building was built, it was possible to return to Central again.

"Sit down, here's some coffee and tea from the Governor, and you can drink some of it." Chen Zhiwen took the two to the sofa in the rest area, and the secretary also prepared all kinds of drinks, under normal circumstances, in fact, Chen Zhiwen didn't like to talk and chat at the desk, after all, in the era when computers were not popular, there was not much difference anywhere.

"Chen Sheng, on the side of Hongkong Land, there are already people who are willing to report Zhidi after the fact, and I also have some evidence of fake accounts on Hongkong Land, but this is just in case, we will not come forward directly." Zhou Jiayang said.

"Is it ironclad?" Chen Zhiwen looked at the information and said.

"It can't be absolutely calculated, based on Hongkong Land's debt, we found a bank in Thailand, and also found the salesman who had made a loan for Hongkong Land, and spent a little bit of money, and we learned from him that Hongkong Land actually borrowed 18 million US dollars from them, and Hongkong Land is now ready to erase the funds. However, if we can't get actual evidence from this bank in Thailand, they won't give it to us. "But if there is an internal report, then the Hong Kong government will launch an investigation and ask the Thai bank, and they should provide this data." And once the Hong Kong government conducts a full investigation of Hongkong Land, many of the accounts will be untenable. ”

"Hongkong Land is not Jianing, how do you know if the Hong Kong government will turn a big thing into a small thing, and a small thing into a small thing? We do have enough influence in Hong Kong, but we may not be as good as Hongkong Land Matheson, which has existed for a hundred years, and besides, they still have connections in the UK, so I need to be absolutely sure, once a small probability event happens, we will miss the only opportunity to acquire Hongkong Land. Chen Zhiwen shook his head and said.

After 85 years, the real estate market recovers and gradually rises, then all the problems of Hongkong Land will be solved, even if the initial capital will be very difficult, but at most the previous branch or building property needs to sell the point, it can solve the problem, and it is almost impossible for outsiders to forcibly buy.

Although in the original history of early 1987, Jardine Matheson seems to intend to withdraw from Hong Kong and prepare to sell the land, but the initiative is in the hands of Jardine Matheson, and now history has changed too much, if Jardine Matheson management does not have this idea, then they really have no chance at all.

Therefore, this economic crisis is the only window opportunity for you to grasp the initiative, and you must be fully prepared to start.

"The only way is to find a way to get their actual data from this Thai bank, but generally speaking, this is almost impossible, this is the bank's top secret information, it is impossible to tell outsiders about the data of cooperation with customers, if we really violate the rules, it is possible to get it, but it is only illegal means, the court will not accept this kind of document, it will only declare it invalid." Huo Jianning thought for a while and said.

For banks,If the customer asks for confidentiality,Then it must not be disclosed,Unless the court issues a search warrant or the government requires it, etc.,The internal management of Hisense Bank is the same,Disclose it casually,Who would dare to cooperate with you?

Through some methods, it is also possible for insiders to obtain information, but it is illegally obtained, and the court will not admit it, but let this evidence, even if it is taken out through official channels, it will be denied. Besides, if you do this, it will be tantamount to pitting Hutchison and Jardine against each other.

"I know, do you have any information about this Thai bank? Is it a public company? Chen Zhiwen asked.

"Yes, a very old Thai bank, headquartered in Bangkok, is mainly engaged in financing many residential real estate projects in Thailand, and it used to refer to participating in local business in Thailand, I don't know what's going on, and it has cooperated with Hongkong Land." Zhou Jiayang said.

"Can you buy it? What is the total market capitalization? Chen Zhiwen asked again.

"Chen Sheng, Thailand does not allow foreign investors to buy local banks, and they hold up to 25%." Huo Jianning said that most countries will protect their banks, especially developing countries, banks are the lifeblood of finance, and if they open up, they will only be swallowed up by the capital of developed countries.

"Then if we get 25% of the acquisition, can we ask for an account check?" Chen Zhiwen thought for a while and said: "As long as we find out the amount of their contract with Hongkong Land, and then the amount of financial data handed over to us by Hongkong Land, once it is different, isn't it ironclad evidence?" And it's all obtained through legal channels? ”

"That's true, but the bank has a market capitalization of almost $500 million, and we're going to have to invest more than $100 million." Zhou Jiayang asked again. In fact, they also thought about it, but they couldn't decide on so much money.

Most of the new major shareholders of a company are indeed qualified to conduct audits, or require audits, especially in the banking industry.

"It doesn't matter,As long as this bank doesn't have big problems like Hisense before,Then the development in the future will not be bad,Thailand's economy in recent years will still be good,I'm more optimistic about the future,It's just that it may not be as good as Hong Kong,It's nothing for our capital to invest some。 Chen Zhiwen said: "Besides, in order for the land to be successful, it is nothing. ”

From the mid-80s to the 97 years before the Asian financial crisis, Thailand was known as the Four Little Tigers, a large number of foreign capital into it, and the harvest was also quite considerable, but for Chen Zhiwen, this good income is still not comparable to Hong Kong, the mainland and even the bay next door, and he is not familiar with its history, so he will not participate.

But if it is said that in order to help acquire land, then naturally it should still be invested, anyway, it will definitely make money, and Thailand's real estate market will also develop greatly in the future.

In the future, Hongkong Land is estimated to be renting hundreds of millions of dollars a year, although inflation is taken into account, but no matter how you compare, the current $100 million is still far behind.

"Then you can give it a try, I will mobilize funds to buy the shares of this company, this Thai big farmer bank, basically there are no major shareholders, it is not difficult for us to acquire, it just takes a little time." Huo Jianning said.

"Our purpose is not to buy this bank, there is no need to hide it, just look for the past in an open and honest way, just say that we are optimistic about the future of Thailand, ready to invest in Thailand's banking industry, and put some big bait, such as we can help them enter Hong Kong or even go out of the international market, the price can also be discussed, or Hutchison can borrow a sum of money from them to increase their business, it is not harmful for us, but it is a real benefit for them." Chen Zhiwen said.

With the international popularity of companies such as Hutchison, Midea, and Red Bull, it can be said that it is very face-saving to cooperate with ordinary small banks, and ordinary small banks will also find ways to hold these big trees.

"Okay, I will personally go to Thailand and negotiate with this bank, with the resources of our group, if it is just a simple investment, it should not be a problem." Huo Jianning said with a little confidence.

If it is a company in Hong Kong, or a non-bank financial company in other regions, it may be very cautious to talk about shares in the face of such a giant, but no bank in Thailand has to worry, because the law prohibits foreign capital from controlling local banks, even if you break through the legal limit to obtain 99% of the shares, let alone the minimum is only 25%, and with a certain number of shares, as long as there is 10%, you can ask to check the bank accounts, which is also the normal operation of large investment, who will not conduct a financial review before investing?

And what I want is just a piece of data that can crush Land.

In the next half month,Hisense Bank did not urge the land,On the contrary, let the land side breathe a sigh of relief,After all,It takes time to do this,Otherwise, it will definitely be full of loopholes。

Huo Jianning, on the other hand, took his team to Thailand in person and communicated with the local Great Agricultural Bank in Bangkok, saying that he wanted to invest in the other party, and also provided appropriate information, such as during the Hong Kong dollar exchange rate crisis, Hisense Bank provided a total of 2.7 billion US dollars to deal with a large run on the entire Hong Kong.

The Great Agricultural Bank was also shocked after seeing this data, the market value of their entire bank is only 500 million US dollars, although the asset size is 2 billion US dollars, and the funds that really belong to them are only about 100 million US dollars, and they are all Thai baht, although Thailand does not have very strict foreign exchange controls, but it is difficult to exchange too many US dollars, and this investment, will directly obtain about 100 million US dollars.

Subsequently, the Great Agricultural Bank naturally sent people to Hong Kong to investigate, and the results were similar to the information, Hisense Bank single-handedly suppressed the collapse trend of the Hong Kong dollar, and the boss behind him was also Chen Zhiwen, the richest Chinese in the world.

Coupled with a large number of plans that can be cooperated in the future, and the price of the stake is also very reasonable, the senior management and directors of Danong Bank are very excited, and they quickly agreed to invite a third-party financial auditor in the UK to conduct a review.

At this point, in fact, it has been considered a success, as long as the audit gets the loan that Danong Bank once used to land for, it is enough, Danong Bank will not hide this matter, they don't know, Hisense Bank is willing to spend hundreds of millions of dollars to invest, it is just for this purpose.

The time soon came in early December, and at the request of Hisense, Hongkong Land provided its own investment expenditure and debt form of hundreds of millions of Hong Kong dollars, which obviously did not have the loan from Thailand's Great Agricultural Bank.

The ironclad evidence is here.

(End of chapter)