On December 10, at the headquarters of Hisense Bank, Chen Zhiwen sat at his desk, and on the table was two documents, one was a one-page loan list of Danong Bank, which included $18 million lent to Hongkong Land, and the other was Hongkong Land's information on all overseas bank loans, and there was no Thai bank.

Both documents have their own stamps on the sides, and when these two are put together, one must be problematic.

"This is ironclad evidence, choose one of the two, this time Hongkong Land finally let us grasp the handle." Chen Zhiwen smiled and said. The documents with the seal are all legally effective, and the two conflicting documents both carry legal effects, and the way Hisense Bank obtains them is legal, but now it is enough to get a pot of land to the court.

"Chen Sheng, now that the evidence is in hand, our funds are now lent to Hongkong Land? I heard that the Keswick family in Britain has also begun to agitate for a shareholders' meeting to overthrow the directors and management of Neubijian. Huo Jianning said.

"The more times like this, the more cautious we have to be, if we are too happy, it will make the people of Hongkong suspicious." Chen Zhiwen smiled and said: "I put forward two requirements with Niu Bijian, first, the loan interest needs to be increased by 2-3 points, and you can talk to them again, and second, I want the Golden Gate Building and the Prince Building now." ”

"Okay, understood." Huo Jianning said.

Zhou Jiayang on the side said: "It is said that Simon Keswick will come to Hong Kong before Christmas, and a general meeting of shareholders may be held. ”

"Then it's going to need to be a little quicker, but Newbijian is definitely in a hurry than we are, and this may be his only chance to turn around." Chen Zhiwen said with a light smile: "Press it, but we still have to complete this deal as soon as possible, as long as it is completed, even if Simon Keswick drives away Niu Bijian, it will not be able to escape our palms." ”

The debt problem will not change because of the change of the company's management, and the debt that should be owed is also owed, and even the previous management's illegal behavior, although the current management will not be held accountable, but also bear all the debt responsibility.

"The two buildings of Kinmen and the Prince?" After seeing the request, Niu Bijian breathed a sigh of relief and said: "It seems that Chen Zhiwen knows the solidity of our mutual control, and he also knows that it is difficult to succeed, so he only asks the prince and the Golden Gate Building?" ”

"But don't you think that with Chen Zhiwen's worth, there are only two buildings, isn't it a bit of a problem?" Bao Fuda is still a little uneasy.

"It's a little little, but Chen Zhiwen may also know that if you want too much, then we will definitely not agree, now we have to go to two buildings, plus lend us 3 billion Hong Kong dollars, the interest is 2.6 points higher than normal, and you can also make a lot of money, and it can also solve the current situation of too much money in Hisense Bank." Niu Bijian said after thinking for a moment.

They also have their own news channels in Hong Kong,Hisense Bank transferred Hong Kong dollars before the Hong Kong dollar exchange rate crisis,Later exchanged Hong Kong dollars at a high price,One after the other must have earned a lot of money,Plus by exchanging foreign exchange,Obtained a large number of deposit users,At present,Many people know the funds in Hisense's bank account,Urgently need to lend out。

This makes many people envious of Hisense Bank,But people have a good eye,You can't help it.

"That's all I can think about." Bao Fuda said.

"In terms of accounting, are you sure there won't be a problem?" Still a little worried, Niu Bijian asked again.

"There won't be any problems,The logic and data are matched,Unless Hisense re-examines our actual debts,Otherwise, it is impossible to find our problems。 Bao Fuda promised: "But even the Hong Kong government, there is no reason and it is impossible to forcibly check our financial data, the only thing to note is that this year's financial report also needs to be appropriately changed, otherwise there may be conflicts." ”

When lying about something, it may be necessary to lie more to cover it up, but it's nothing for the Jardine executives, and when the loan is in hand, who will be with the money they borrowed before? The bank will not check it internally, and a lot of his funds are borrowed from overseas, as long as they are returned on time every month, then the overseas banks will not be idle and have nothing to do to check the information, such as Chen Songqing, who keeps borrowing from overseas banks, and then develops in Hong Kong, the former is the foundation for him to become bigger, otherwise, Hong Kong banks will not be so stupid, it is because there are overseas loans that cannot find out the specific situation, so that Chen Songqing has a chance.

Of course, there are definitely FB issues as well.

"The financial report is vague, you can't write obvious fake figures, let's do it first." Niu Bijian thought for a moment and said: "In terms of interest, we can promise Hisense, but we can only sell one of the two buildings, otherwise the market will be suspicious of us." ”

Hongkong Land's sale of Central properties is not unheard of in history, and now that the real estate crisis is still continuing, it is not surprising to sell one to alleviate it, but if you sell two at one time, it may make people feel that there is a problem, at this point in time, Hongkong Land can not have this kind of problem, because once the stock price falls, then the value of the collateral of many bank loans will decrease, and you will need to repay the loan in advance or increase the mortgage, which Hongkong Land cannot afford at present. This is also why the rise and fall of the stock price has nothing to do with the company's financial gross value, but many companies still care about the stock price, because it affects the company's debt ratio and financing ability.

"Okay, the biggest thing now is to solve the current debt problem, even if we know that Hisense Bank may have problems, we can only jump into it." Bao Fuda sighed.

In the whole of Hong Kong, anyone can guess that Chen Zhiwen must be trying to buy land, but what do you know, Yizhi Mutual Control can indeed prevent others, but now they have a big problem, without external help, Hongkong Land may not fall, but their current group of management must be finished, not only lost the control of Hong Kong's former first consortium, but also can only retire immediately in the future, because the management of Landmark Jardine Matheson has achieved such results, and no company will invite them in the future, unless they start their own business.

Therefore, they still hold the highest power of Jardine Land, they will never let go, so they would rather gamble and ask Hisense's 3 billion Hong Kong dollars, because the bet is right, the land problem is solved, and the Keswick family may not be able to help them, after all, although the Keswick family is known as the major shareholder of Jardine Matheson, but it is only 10% of the shares, and on weekdays, New Bijian naturally gives them face, and some things will be discussed with them, but now when it comes to seizing power, it will definitely tear up the face.

Anyway, even if Hisense takes any medicine, their results will not be worse than not being able to borrow money.

"Chen Sheng, Bao Fuda replied that they can accept the interest, but Central Building, they can only sell one, but Hongkong Land can sell us several medium-sized properties in Admiralty and Tsim Sha Tsui, and in terms of current value, it is not much worse than another Central Building." Huo Jianning said.

"It seems that they are worried that the sale of the two buildings together will cause concern in the market." Chen Zhiwen smiled and said, "If the price is about the same, then agree to it, and let Hehuang buy it at the right price." ”

The acquisition itself is ostensibly to take advantage of the danger of others, but in fact, it is to put a satellite to make the landowner think that he has no other intentions, but it is impossible to make the other party really completely reassured, but if there is no such request, then the other party will immediately be more suspicious.

As for which one to acquire now, it doesn't matter, if you can acquire the land in the future, then it will be your own, if it fails, those properties are actually meaningless, and there is an opportunity to acquire another oneself.

"Okay, in that case, I will follow the process and issue a loan of 3 billion to Hongkong Land." Huo Jianning said.

"Yes." Chen Zhiwen nodded and said: "Give it to them, the Keswick family will come to Hong Kong in half a month, and if Niu Bijian has this money, he will definitely spend it quickly, so as to ensure that he will not be knocked down by Keswick's people on the board of directors, once this money is almost spent, it will be time for us to do it." ”

Trying to land this kind of enterprise, especially when the other party also makes a Yizhi mutual control, there is no way to start in the normal way, the previous Wharf can be said to be a sneak attack, and now it can only be a strong fortress.

The fortress is too big to be stormed, but the losses will be great, so the best way is to let the fortress go wrong on its own.

Hongkong Land's problem is that the debt is too big, so now I will increase the debt for him, and at the same time get the illegal operation when they borrow, then you can directly force the debt, and if other banks are also together, then Hongkong Land and even the Jardine Matheson behind it will definitely die, this will be a case several times larger than the debt of Hutchison back then, and no one can save it.

When the time comes, either Hongkong Land will be acquired, or it will go bankrupt, or it will go bankrupt, and Chen Zhiwen will also win these high-quality businesses and properties at auction.

After three days:

In the Recreation Building, Bao Fuda walked to the office of Niu Bijian with joy and said: "Niu Bijian, the first loan of 1 billion Hong Kong dollars from Hisense Bank has been received. ”

"The speed is really fast,It seems that there are too many Hisense Bank funds uploaded on the market before." After listening to this, Niu Bijian said with a smile, one billion, at least it can solve many problems in the short-term built-in, which reduced his pressure a lot, and then asked: "What about the remaining 2 billion?" ”

"After we need to complete the property transaction with Hutchison, now we are still bargaining with Zhou Jiayang, and the price they killed is more ruthless." Bao Fuda said.

"That's pretty much it, now the important thing is that we have cash, the transaction is successful, and after deducting the collateral, we can also get some extra money." Niu Bijian said.

"Okay, I'll try." Bao Fuda nodded and said.

(End of chapter)