In the curious eyes of the third girl, after taking a sip of mineral water, Qingyun continued,

"After the Industrial Revolution, the world's productive forces began to develop rapidly, and the use of machines allowed the production capacity of all industrial countries to explode.

You are also aware of this period of history, and there is a textbook that the contradiction between supply and demand, the contradiction between the emerging powers and the traditional powers, was very acute in that era.

In this context, the Morgan family ...... In fact, it is J· P. Morgan, because the voices of their family were not unified at the time, it was he himself who persuaded the family members.

With him as a representative, the entire America has set off a very majestic industrial integration.

Morgan annexed 785 small and medium-sized steel mills in the United States in the form of empty gloves and white wolves, and the total assets of its steel sector reached $1.5 billion. ”

Looking at the disapproval on Qin Manman's face, Emperor Yun was also drunk.

She understands the relevance of finance and industry, and that the two go hand in hand.

However, you will find that when the enterprise is bigger and the industry is bigger, the more willing the bank is to give him a loan, and the more reluctant it is to collect it.

The two of them really want to shout at Chen Yue not to get used to this disgusting thing, the more used to it, the more unpleasant it becomes!

In the price war they have been fighting in the past few days, they can actually see the clues? ”

If she grows up in such an environment......

But the stinky brother is seriously experienced as a classic case.

After all, her father is an old city builder, and in the past, she had the mentality of taking the road of official career, and she knew this industry very well.

She thought it was too funny.

She couldn't hold her face in front of her sister, and she twisted a bad guy with a small hand, and glanced at him angrily.

"Let's take the perspective out first, and the pattern is magnified.

Too big to fail, too big to fail.

But at this time, Qin Manman had a fever on his face.

Her pursuit, in fact, has been detached from the material plane.

This discovery made Qin Manman's heart also have mixed feelings.

In 2022, Fantasy Group alone will have a total of 300 million units shipped worldwide, and the domestic and export sales will reach a scale of nearly 70 million units.

"What can banks do when all the businesses in the industry are not making money at all?

Like Magnolia's example, it can only continue to borrow with a dry eye.

Because Qin Manman was also looking up at the starry sky.

The daughter of a big dog has no concept of money.

According to Intel's own calculations, the total share of computers produced in China is conservatively estimated to be more than three-quarters of the world's total, which means that at least 225 million computers are made in China every year.

House prices cut straight in half from the top of 7500.

"I'll say something. Yueyue, to understand this story, you must first understand a fact.

After all, good sleep.

Well, my own man is not only really talented in business, but also very interested.

He now feels that he can't count on you, so he sorted it out and sent it to me. ”

"But! There are phased peaks in this market! That's what we see every year.

It is easy to understand that when two-thirds of the world's tablets, 50% of laptops, and 18% of smartphones are made in Sichuan and Chongqing, it is meaningless to count this data.

It is so big that it may take half a year or even more than a few years of income for consumers to afford it.

Qin Manman on the side blinked her eyes, revealing a thoughtful look, she felt ...... This story seems familiar.

This realization made Chen Yue's heart full of emotion for a moment.

The words of Emperor Yun's washing on his face made Tang Qianying giggle when she looked at her embarrassed plastic girlfriend.

As soon as he said this, Chen Yue immediately had a perceptual cognition.

What is the so-called integration period?

That is, when the social demand has reached the peak of the stage, but the supply is still at a high level, when you encounter this problem, you find that an industry is full of enterprises.

She believes that it was she who persecuted too much at the beginning, so that Qingyun was forced to embark on this road.

Fantasy of playing a price war at a price that is almost halved, and the whole market is crazy.

Speaking of this, Qingyun paused, took a grape from Qin Manman's hand and chewed it in his mouth, then picked up Chen Yue's little hand and spit the seed in her palm.

There is no need for him to say anything, the price war launched by the fantasy a few days ago made the three girls very impressed.

Qingyun continued, "Okay! It's the state of individual businesses, and we go back to the industry.

However, in the future, it is likely to become tens of millions or even hundreds of millions of units. ”

Especially for small and medium-sized enterprises, how many years have it been difficult to obtain financing and expensive financing?

It doesn't matter if a small and medium-sized enterprise falls, and large enterprises, for example, I say hypothetically, Magnolia is down, and other provinces are not easy to say, but I dare to say that the entire Xishu Province will not recover in ten years.

"Manman, don't underestimate this amount, in terms of purchasing power, this $1.5 billion is equivalent to $90 billion now.

After swallowing the preserved fruit that Lord Qianying sent to his mouth, Emperor Yun continued to talk about Gu,

"The whole thing is set against the backdrop of the first wave of the economy from 1880 to 1920.

At this time, after a long period of rapid development, there is overcapacity, so an economy begins to ebb and flow, and then some industries have entered the integration period of this industry.

She had seen her father take out a loan for a livelihood project, yelling at the branch president of a bank in the living room, 'You don't take a loan?' I'm going to kill you! ’

But she really can't remember when she'd heard it.

Is it because banks dislike the poor and love the rich, and pick on small and medium-sized enterprises?

But from Chen Yue's inquisitive eyes, they also knew that they could only say nothing.

In other words, his goal is that the scale of his assets can match her family background and meet her desire to marry in glory.

In the end, the price war is actually the first to jump out, not the enterprises, but the financial system.

But quietly, she couldn't help but glance at Qin Manman.

I kind of hate the feeling that iron is not made of steel.

She was thinking that if she had children in the future, she actually hoped that they could be like Qin Manman.

Chen Yue frowned and thought for a moment, then asked suspiciously, "Why?" ”

The whole computer is made in China.

The consumer has a stampede mentality, and he will think that it is better to wait until the company is about to go bankrupt to pick up the bargain.

The people of our country are just beginning to get a little better, and now the market is less than 10 million units a year.

Has the domestic machine industry as a whole reached its peak?

From the perspective of development, it is clear that it is far from it, and in the 90s we were still struggling around the vegetable basket.

If you don't take out a loan, as soon as he loses his blood, the entire industry will die of hundreds of billions or trillions of loans.

Especially Su Caiwei's old witch accidentally slipped her mouth, saying that after this bastard pointed her in a mathematical direction, Qin Manman was even more sure, perhaps, compared to her and Su Caiwei, the two so-called genius girls, the thing in front of her is the real genius.

From its point of view, the bank lends money to various industries, and it knows very well what the problems are in the industry, right?

In other words, it is actually clear which companies can continue to borrow and which must recover the loans, right?

Whether it's a newspaper or a TV, you'll always see that when a company encounters a cash flow crisis, the bank is the first to collect the loan.

A book, two people read different feelings.

But what is the price war in the computer industry in the past few days?

Well, in order to instill business knowledge in her, his dad is telling these things as bedtime stories.

Obviously, the old man also understands at this moment that the tuba has been abolished.

Because, she knew very well that in fact, for a long time, he had no goals.

This bastard can always make them roll up passively!

After enjoying a faint experience, Emperor Yun also continued,

And she is indeed listening to a little story.

The cheap old man said that he should also add his own feelings to it, so that he could tell his grandson in the future.

"Sounds familiar, huh? This story was told to you by your dad when you were a child.

But this kind of words, he can only bury in his stomach.

Because when they can't survive, the company doesn't bother to care about the cost or not, it hopes to recover the cash as much as possible to clear the inventory and run away, so there must be a large number of goods on the market that are seriously lower than their own value.

said in front of Tang Qianying and Chen Yue that he was not happy for himself.

Moreover, this process of his operation has since laid the overall trend of industrial integration in the modern business society. ”

And after Chen Yue heard this, Qingli's pretty face also had a joking look.

The person who can give directional guidance to her and Su Caiwei is already a math master.

At this time, Qingyun didn't care about Qin Manman, who was distracted, and continued,

Lord Qianying and Qin Manman looked at each other, both helpless.

After the merger and acquisition of TOP was completed, she found that it seemed that he had found his purpose in life.

However, at that time, Qin Manman still thought that Qingyun was wasting his own talent.

It's like Coconut Island back then.

No.

There is no more definitive official data.

Chen Yue, who was anxious to hear the story, snorted lightly, threw the grape seeds into the ashtray next to him, wiped them with a paper towel himself, but obediently peeled the grapes for him, and broke them to remove the seeds before putting them in his mouth.

But there is no way, as long as there is a price war, then the remaining manufacturers can only follow up, because if they don't fight, they will die immediately, fight, and they can survive. ”

I'll just talk about him, which started with steel mergers and acquisitions in the 80s of the 19th century. ”

So her actions are no different from 'buying and returning pearls' in the eyes of ordinary people.

It can only be said that some people are not only born in the city of Rome, but also on the throne of the city of Rome, and the starting point of their lives is someone else's dream, but she does not cherish it.

Chen Yue nodded when she heard this, she understood this.

Like what...... Real estate in Coconut Island in the early 90s. ”

She stubbornly believes that his talent is in scientific research, in academics, and that business is just to match her family, and he is not happy.

"The price war is fought to the end, and the situation is 'you can't live, I can't live, anyway, everyone is grabbing limited customers, it's a big deal that everyone dies together', which led to the chaos of the entire market order, and then the whole industry lost money.

If a person is not interested in one direction, he will not think in that direction at all in such a trivial matter.

It's not like he's bragging.

It's like the domestic computer industry we are facing now.

However, when she heard Qingyun telling this story at this moment, she had to admit it......

Twenty years later, shipments in the domestic market reached the level of nearly 50 million units.

Amazing......

I started to prepare for the direct cultivation of the reincarnation.

Qingyun glanced at her, and knew what was going on, and said jokingly,

And now the domestic computer market is full of manufacturers, vicious competition, everyone is fighting a price war. ”

But we have to add a qualification, that is, the value of the industry must be large enough.

If the bank doesn't do this, the local government dares to let the bank die.

"Morgan's steel sector is the first entity in the history of world business to have assets of more than $1 billion.

Therefore, if something goes wrong with a company like Magnolia, the first one to come out to the rescue must be the bank.

And this is just a small part of his industry, his main business is finance.

All along, in fact, she has a lingering knot in her heart.

It was the first time she had seen her dad angry.

But Chen Yue also knew very well in his heart that in fact, this could not accuse and despise anything.

Living for your love is the meaning of life.

There was one more sentence he didn't say.

Suddenly, there was a feeling that I wanted to exchange lives with Qin Manman.

The reason is easy to understand, your bank has absorbed so many bank deposits in my place, and if you don't save my business in this place, there is no book to sell in the world. ”

But...... Think about it, are you really going to do it as a consumer at this time? ”

……

(End of chapter)