Chapter 0190: Pan Nianzu's brother
More than two hours later, they arrived in Yuyang County.
Pan Nianzu's brother-in-law's house was only a few kilometers away from the county seat, and Yin Yuan simply drove them to Sesame Oil Village.
The car can only drive under the big banyan tree at the entrance of the village, and cannot cross the small bridge.
Yin Yuan said to Pan Nianzu, "The two of us won't go in with you, let's go back to Yuyang to open a house and stay overnight, and we will go back to our hometown tomorrow."
He said to his sister, "You and Nianzu will celebrate the New Year here, go back to see your parents after the New Year, and go to Jiangming on the seventh day of the new year."
Lao Pan invited the two of them to sit at his son-in-law's house.
"The son-in-law has separated from his parents, and he has built a house by himself, so he doesn't live with his parents like before."
Yin Yuan said, "No, it's not early, it's convenient for us to drive back to the county seat."
When he reversed and left, he saw Pan Nianzu's brother-in-law and sister coming from the opposite side.
I was very happy to see my brother bring his girlfriend home.
said that the eldest brother and sister-in-law who drove a car on the other side left Hongmei, and the two blamed their younger brother for why they didn't keep people.
Pan Nianzu said to his brother-in-law, "Even if your family can live in it, it is also a very risky thing for Brother Yin Yuan's car to be placed under the big banyan tree opposite.
He knew that the villagers of Sesame Oil Village were all thorns, and many young people were doing tricks and abductions outside.
Not many people make a decent living.
Many people who are not easy to provoke in society, put a luxury car under this banyan tree at night, maybe someone will unload your wheels at night.
Back at her brother-in-law's house, her brother-in-law learned from Pan Nianzu about Hongmei's eldest brother's business in Jiangming, and also knew that her eldest brother asked him to manage the building materials factory.
"Nianzu has found the right way to go to Jiangming this time, and he will work hard with your eldest brother in the future, and he will be able to make a fortune soon. I have the opportunity to take your brother-in-law out to work and earn money." Sister Nianlan is also happy for her younger brother.
"It's useless to give birth to two people, and when they give birth to this child, let them go to Guangdong with you to work."
The brother-in-law said disdainfully, "Like Niansheng, who is lazy and lazy, he is willing to go into the factory to do things?"
Pan Nianzu knew from his sister that his younger brother was now wandering around the society with his brother-in-law, making a living by selling fake drugs and defrauding people of money.
He advised his brother-in-law: "Let's go find a serious business to do, don't talk about the past, anyway, you don't lack capital now, what Brother Yin Yuan said, now is the best year to open a store and a company to do business, as long as you do it seriously, you can make money no matter what business."
My brother-in-law has been making a lot of money in the past few years, and when the scenery is infinite, how could he listen to his brother-in-law's advice to do serious business.
He asked Pan Nianzu before: "When a worker only earns two or three hundred yuan a month, it is better to go and run with me and earn more than two or three hundred yuan a day." It is said that it is an iron rice bowl, and if you marry a wife, it will not be enough to support your family."
Now, when his brother-in-law told him that he had earned tens of thousands of yuan in three or four months, his heart swelled up.
It seems that Boss Yin just now is still a capable person, and he is sure that the money will not be very bad when he mixes with him...
He asked his father-in-law and mother-in-law, Nianzu and Hongmei to spend the New Year at his house, even if his father-in-law and mother-in-law lived in his own house in the future.
The son-in-law is also half a son.
The old father-in-law's monthly retirement salary is also several hundred, which is more than enough for their old family.
Lao Pan said, "It will definitely be impossible for the two of us to live with you in the future, and tomorrow we will go back to the village to rent the old house of Uncle Lan Gui's family."
Of course, Pan Nianzu didn't want to spend the New Year at his brother-in-law's house, he knew that his brother-in-law was a calculating person, and he often used the name of doing things to cheat his parents for money.
When this person cheated people, he didn't recognize his six relatives in his bones.
He privately told Hongmei about his brother-in-law's personality and warned her to guard against him.
Hongmei also said to him: "My brother-in-law, he won't hurt you, right?"
But at dinner, when her brother-in-law fooled Nianzu that she could use money to invest in a certain business and make several times the profit in a short period of time, she recognized Nianzu's words.
Her father and uncle are both engaged in pyramid schemes, and her eldest brother told her about all kinds of deceptive words and the final results of pyramid schemes.
She said to her brother-in-law with certainty: "Nianzu will definitely not do any other business, as long as he and my brother are serious about managing the building materials factory, it is better than any business."
Pan Nianlan also told her brother not to listen to your brother-in-law's fooling.
That night, Yin Yuan returned to Ouyang Mansion in Yuyang County and asked for a single room with a large bed.
also said diligently to help his wife wipe her back.
"You're too hungry to bend over. I'll wipe your back and wash your hair."
In order to avoid catching a cold due to the wind cold, turn on the air conditioner in the room to the appropriate temperature.
Put hot water.
Wash your hair, soak in a bath and wipe your back......
The big brother on the desk outside rang.
After putting on his clothes, he came out to answer the phone.
It was Huang Zhongchun who called.
"Hello Uncle Huang, we are now in Yuyang County, living here in Ouyang Mansion, is there anything wrong?"
Huang Zhongchun said, "It was Li Kuang who talked to you about taking out a loan from a private boss, and he asked me to confirm with you how sure I am?"
He explained: "Because the next month's expenses have not yet been paid, it may take three or four months for the products sent to the reserve to get the money. Therefore, in the first half of next year, if the company's several large mines want to maintain normal production, they urgently need to solve the problem of funds. Now the Eight Immortals have crossed the sea to show their magical powers, and whoever has the way to get the loan is the capable person of the Qishan Mine."
Li Jingui learned that Huang Zhongchun and Pan Nianzu were villagers in the same village, and Pan Nianzu's current girlfriend was Yin Yuan's sister.
With this relationship, he believes that if Huang Zhongchun contacts Yin Yuan more, he will have more hope of getting a loan.
Yin Yuan asked him, "How much money does the Qishan Mine need in a month to maintain normal operation?"
Huang Zhongchun said: "There are 1 million yuan that can be operated normally, and there are occasional customers who come to order. You can rest assured that the loan operation is only temporary, and now the goods that are pulled to the reserve center are purchased at conservative prices, which are worth at least 10 million, and after three or four months, the money will arrive, and all the arrears and interest can be paid off. Now, there is collateral for private loans, so there is no risk."
Yin Yuan, who had experienced his previous life, naturally knew that what he said was indeed true.
Not only the Qishan mine, but also several other large mines are in the same situation.
After the second half of next year, it can basically be relieved and normal production will be resumed.
He thought: Cheng Bin of the city defense team, a few people, all of them have millions of deposits in the bank, and the annual interest rate of bank deposits is only eight or nine points, and there are thirty points here in Qishan Mine, which has increased several times, will they not be moved?
There is also Huang Guanyuan, he has more than 10 million spare funds in his hands, and if there is a guarantee, it is no problem to ask him to borrow a few million.
Even Wanting's cousin, who runs a garment factory, must have money.
He said with certainty: "It shouldn't be a big problem to borrow a few million, but they are in Jiangming, and I will go to Jiangming after the New Year and discuss with them." But when the time comes, how do you go through the formalities and transfer money?"
Huang Zhongchun said excitedly: "This is easy, chief of finance, go to a major leader in the mine, with the official seal and the inventory certificate of the reserve center, go directly to Jiangming, and then go to the relevant bank to transfer money, or call a third party to testify."
Yin Yuan said, "I'll go to Jiangming after the seventh day of the Lunar New Year, and I'll contact you then."
Wanting listened to what was going on.
"Aren't you afraid to help them get a loan, and you won't be able to repay it when the time comes, is it difficult for you as a guarantor?"
Yin Yuan said: "I don't need to be a guarantor, the annual interest rate is 30%, such a high interest rate, I can't get some profit from it, right?"
"Do you want to take a loan from them and then lend it to Qishan Mine?"
"My wife's financial acumen is getting smarter and smarter."
He smiled and said, "You can rest assured, Qishan Mine used to be a state-owned second-tier enterprise, and tungsten is a rare mine, although it is now sold for nothing. But the relevant departments are now starting to pay attention to this issue. believe
It won't take long for a big change to happen, so there won't be any risk at all for them with a private loan."
Although Wanting didn't have his confidence, she chose to believe in Yin Yuan.
No one's brain is as fast and as far as he thinks.
Everything he wanted came true in the end.
Otherwise, he would not have been able to make millions of dollars in a short period of time.
Yin Yuan thought about it and called Cheng Bin.
"Brother Cheng, do I have something to discuss with you?"
"If you and I have something to say, don't hide it."
"Alas, I want to expand my business after the Chinese New Year, but I am a little short of money. Brother Cheng, can you lend me some money, at most half a year, and the interest and principal will be paid off at one time."
Cheng Bin coughed twice and said, "I told you last time, even if you want to talk about capital turnover, you can't believe it, who else can you trust?"
Yin Yuan said: "I won't let you suffer losses, the bank has a fixed term for one year, with an annual interest rate of 10.38%, and I will give you 13%, and I will borrow it for half a year, do you think it will work?"
Cheng Bin said happily, "No problem, how much do you want to borrow?"
Yin Yuan thought: Huang Chonggui can easily lend two million, Cheng Bin must only be more, not less.
"Two million, that should be enough."
He said: "When I started a construction company, Huang Chonggui and I also borrowed 2 million at an annual interest rate of 13%."
He is not afraid to tell Cheng Bin the truth.
Because everyone is together, it is definitely impossible to hide it if you want to.
At the same time, it can also block the mouth of Yoyo.
Although I, Yin Yuan, have made so many famous halls, they are all made with loans.
Cheng Bin said, "Okay, when you come to Jiangming in the next year, I will transfer the money to you."
Now that he has Cheng Bin's two million, he doesn't need to ask Huang Guanyuan, or Guo Yiming and the other two team leaders for the time being.
The next day, Yin Yuan and the two had breakfast, left the room, and were about to drive away.
A young man with a scruffy beard stopped him.
"You're Brother Yin Yuan, right?"
Yin Yuan nodded and said, "I'm Yin Yuan, who are you, do I know you?"
There were two holes in the shoulders of a torn jacket, and a few white psoriasis patches on the neck and wrists, which looked shocking.
"Brother Yin Yuan, I'm Pan Niansheng, Nianzu is my brother, I went to my sister's house last night, and I heard my brother and sister say that you and your sister-in-law live in a hotel here. My sister boiled some red eggs and asked me to bring them to you."
He boiled a plastic bag dyed red eggs, and the other plastic bag was boiled peanuts and handed them to Yin Yuan.
Wan Ting looked at the psoriasis on his body, and felt a little greasy in her heart, so she quickly took the car keys and went to the underground parking lot to drive.
Yin Yuan said, "Don't be so polite."
Pan Niansheng said, "I heard my brother say that your business is very big, I can't leave now, otherwise I will go to Jiangming to work with you."
He also scratched his neck with his hand and grabbed a handful of scalp, Yin Yuan saw the dandruff flying in front of him, and he subconsciously took a step back.
Pan Niansheng also smiled awkwardly.
Realizing that it was psoriasis on his body, it caused the other party's disgust.
Yin Yuan still took the two plastic bags in his hand and said, "Thank you sister and brother-in-law for me, we will go back to Pingxiang City now."
Pan Niansheng saw that Yin Yuan turned around and was about to leave, he knew that if he didn't open his mouth, people would leave.
He hesitated and said, "Brother Yin Yuan, can you lend me a little money, now I am hiding from my wife and renting a room in the suburbs, and I have to hide from those people, and I don't dare to find something to do." Now my wife and I have a problem eating, and my wife will give birth soon, but there is no money in my pocket. Can you? ……」
Yin Yuan suddenly felt as disgusting as when he drank water, a fly was in the water, and he drank it into his mouth.
Do I know you well?
Both brothers were born to the same parents, how can the difference be so obvious?
Pan Nianzu speaks and does things in a polite manner, with a gentle appearance and image
It is clean and tidy.
And this younger brother is pure and a scoundrel.
I don't know what he thinks in his heart, but he actually asked himself to borrow money as soon as they met.
He affirmed, "No. I've only met you for the first time, and I can't say I know each other. I don't know if you are Pan Nianzu's younger brother, and even if you are, I am not obligated to lend you money. Besides, although you said that you borrowed it, but I am from another place, how can you pay me back. You should borrow money from an acquaintance, not from a stranger."
He shoved the hard-boiled eggs and peanuts back into his hands: "Now that you can't eat, bring these eggs and peanuts back and you can have a full meal."
He strode away.
Wanting was waiting for him in the car.
"He said it was Pan Nianzu's younger brother? Why does his brother look like this, not at all like two brothers? Hongmei's good thing is that she won't stay in her hometown in the future, otherwise she will be very uncomfortable for the rest of her life. I'm sure his wife must be ugly, too, or someone like him would have been willing to marry him."
Yin Yuan said, "He brought hard-boiled eggs and boiled peanuts, saying that his sister asked him to bring them in, but I didn't take them. Not to mention eating, I felt uncomfortable standing with him, dandruff psoriasis, like snowflakes flying. There is still a smell of smoke and sourness on my body, and I may not have taken a shower for half a month.
You say it's weird, it's not weird, he actually opened his mouth to borrow money from me."
Wanting also found it incredible.
"I can't believe it, he's Pan Nianzu's younger brother."
At this time, Pan Niansheng, who was at the door of Ouyang Mansion outside, was also confused.
Isn't he the eldest brother of his sister-in-law, and he is such a rich big boss.
He agreed to marry his sister to his brother, and he was good to his parents and parents, and he sent them to his brother-in-law's house last night.
But if you borrow some money from him, how can he refuse it.
He thinks it shouldn't be a big problem to borrow 12,000.