Chapter 0191 Borrowing Money
A few hours later, Yin Yuan and the two returned home.
The car drove directly to the threshing floor in front of the village school and drove into the fence.
The piece of land he paid for was walled except for two warehouses.
There is still a risk for the car to be placed outside, the children in the village are more naughty, for this kind of luxury car, take advantage of the fact that people are not paying attention, take a small pebble to scratch a mark on it, who do you look for to lose money?
The village elementary school has already had winter vacation, but there are still students who carry the pine cones picked up on the mountain to go to the school to complete the task.
Yin Yuan saw that his father was still weighing the students.
Two carpenters repair doors, windows and desks.
Seeing the car, Lao Yin knew that his son was back.
He came over to his son and daughter-in-law and said, "Knowing that you will be going home for the New Year, your mother cleaned a few rooms, bought a few beds, and a few desks."
Mom was cleaning under the eaves around the warehouse.
Yin Yuan and the others took the things they bought home.
The last time her parents came home, Yin Yuan gave her some money to her mother, and asked her to install air conditioners in several rooms after she went back, and buy refrigerators and washing machines.
Buy a set of liquefaction stoves, and usually cook liquefied vapor when cooking rice and stir-frying.
When I returned to the kitchen, I found that my mother was still burning wood, and there were no briquettes.
"It's okay to buy a liquefied stove, but you have to go to the county seat to add liquefied gas, and it's troublesome to add gas, so your dad said that it's so cumbersome to add gas, just burn firewood, anyway, the two old people are at home, and they don't need much firewood."
My mother pointed to the piles of firewood piled up under the eaves and said, "Knowing that you have come back for the New Year, I went to the bazaar to buy a few loads of firewood, which are enough for the Chinese New Year."
Yin Yuan saw that he didn't use the rice cooker in the kitchen, and was still steaming rice with the previous rice retort.
I also planted vegetables on a few pieces of wasteland next to the toilet in the back.
Peppers, eggplants, taro, leeks, cucumbers, you name it.
The refrigerator is used when the electricity is turned on, but the washing machine is not plugged in, and it seems that it is rarely used.
Mom and Wanting went to lunch together.
Yin Yuan observed from the fence behind the warehouse.
After tearing down the warehouse and rebuilding it, neither he nor his brother had time to be at home.
Let my father take care of this, and he may not be able to manage it well.
If you want to build it, it will not be possible to build this old structure, and you will definitely build that kind of villa.
It is better to hire a professional construction company to build it.
Let's wait until the conditions are ripe to build.
Now he thinks about it: the toilet is in the back, and it is not convenient to go to the bathroom at night, and he has to go to the back on purpose, especially on rainy days.
The best way to do this is to remodel a toilet in the room near the back of the toilet to drain the sewage directly into the toilet.
At this time, someone called him from behind.
"Isn't this the big boss of Yin Yuan, when did you come back?"
When Yin Yuan came back, it turned out to be Sun Zaohua, who was the younger brother of Sun Zaorong, a plumber who went to Jiangmen to help him, and usually worked as a plasterer in the village.
In addition to the third uncle and brother-in-law who can be plasterers, there are more than a dozen people in the village who also do this kind of work.
When Yin Yuan saw him, he hurriedly said, "It's too coincidental, I was just about to find a plastering master to do something, and you appeared. How about it, do you have a job, and if you don't, help me do two days of work?"
Sun Zaohua said, "It's going to be the Chinese New Year, and I haven't taken on other jobs. What do you have to do?"
Yin Yuan said, "Help me build a bathroom in the room and bury a drain pipe to the toilet at the back."
He took Sun Zaohua to the room in the warehouse, pointed to a corner of the room and said, "Build two walls with red bricks, divide them into a bathroom of more than ten square meters, and make a squatting pit, tomorrow I will buy a toilet and install a water heater." Drill a hole in the corner of the wall and drain the sewage into the toilet at the back."
He asked him, "Can you get a few more people to finish it by the end of the year?"
Sun Zaohua promised that it could be completed in two days.
Yin Yuan asked him to quote a price for the contractor and materials, paid him half of the money first, and paid him the rest after the completion of the work.
Sun Zaohua happily went to prepare the materials.
He also asked Yin Yuan, "Aren't my brother and the others working in your decoration company?" Aren't they going home for the New Year?"
Yin Yuan told him, "I've come back a little in advance, and they estimate that they will be home at twenty-six."
Sun Zaohua said, "Or will I go to work for you next year?"
Yin Yuan said: "It's not for me to work, your brother is piece-rated, and he will have to work as much as he does after a single job, but since they came, there have been jobs for them to do, and they should make some money this year." If you want to go, you can do it, as long as you can get by and you can't finish the work."
During lunch, Yin Yuan told his parents about building a bathroom in the room.
Mom and Dad don't have an opinion.
Now that the economic conditions allow, it is also necessary to improve the living conditions.
Dad told him, "I asked the third child to demolish the rooms in the old mansion and gave him the piece of land, and he said that he was willing to give some money, and I didn't care about him, and I didn't take any money from him. Only the brothers of this world, anyway, we have bought the land here, and we can build a house here in the future."
Yin Yuan asked, "Did he take the initiative to discuss with you this time, or did you tell you this after you saw it?"
Dad said, "Last time he was cleaned up by you, he was much more honest, but now he has changed a lot. He came to negotiate with me, and asked me to sign a transfer agreement with him, so that his brother-in-law could tear down and build the house."
Yin Yuan said, "Since he has your consent, I don't care about him. If he doesn't work like he did before, I'll tear down his house when it's built."
Dad said, "At that time, he also said that he would call your two brothers and tell you in person, with your brothers' consent. I told him not to beat him......
At this time, outside the courtyard wall, there was a knock on the door.
"Cousin, cousin, is anyone home?"
Yin Yuan walked outside and saw a middle-aged man carrying a few catties of winter bamboo shoots.
He is Sun Fuyuan, who contracted a rice milling house in the village.
is Sun Zaorong's cousin.
Although Yin Yuan rarely stayed in the village, most people still knew him.
This Sun Fuyuan is a person with a better mind in the village, but he is unlucky.
At this time, he saw him come to the door, and he guessed his intention.
"Cousin Yin Yuan, you are really at home, and I want to ask you for help with something."
Yin Yuan opened the door and let him in.
"Master Sun, is there something you are doing when you come to my house?" Yin Benfan is a straight person, and he was stunned for a word, and Sun Fuyuan didn't know how to pick up the stubble for a while.
He took out a cigarette and handed it to the two fathers and sons of the Yin family.
Yin Yuan asked him if he had lunch.
Sun Fuyuan said that he had eaten it.
He saw that Yin Yuan's wife had a big belly, and he seemed to have a little more confidence in his heart.
He saw a luxury car driving into the village at the rice milling house, and several villagers who were grinding rice in the rice milling house said, "Where is the big boss coming to our village to look for relatives?"
"Or is it that someone who is a big cadre from outside has something to do in the village?"
"What kind of vision do you have? It's Mr. Yin's eldest son who opened the company that Jiang Ming has returned."
"Tsk, this Yin Yuan is really a capable person, and the entire county may not be able to find anyone richer than him."
Sun Fuyuan hesitated and said, "Uncle Cousin, you also know that I am a village cadre, and I am responsible for family planning work in the village with the women's director. I don't have much money, so I contract a rice milling house with my brother-in-law, just to make some hard-earned money. Now I have received an order for the supply of stone from the county bridge construction site, so I want to buy a tractor. But I don't have enough money, so I want to borrow some money for emergencies, and as you know, there are not many families in the village who are really rich."
Yin Benfan heard and understood his intention.
He didn't say a word, just looked at his son.
In the past, he received a meager salary every month to support his family of five, and he couldn't make ends meet every month. Everyone in the village knew that he had no money, only he went to borrow money from others, and no one would borrow money from him.
In the past, he remembered that he had borrowed money from Sun Fuyuan, but he refused.
"Your surname is Yin and my surname is Sun, if you want to borrow money, you can only borrow it from your brother surnamed Yin, right?"
Yin Benfan also wanted to reply to him today, but he couldn't help it when the words came to his lips.
Yin Yuan didn't know that his father had eaten deflated in front of Sun Fuyuan before, if he knew, he would definitely not talk nonsense to him.
Even then, he wouldn't lend him money.
He has memories of his previous life, this Sun Fuyuan did not borrow money from anyone, but he fooled two retirees to guarantee with him and go to the bank for loans.
I bought a tractor and began to pull stones from the mountains to the construction site day and night.
A month later, he said how much money he had earned, bragged everywhere in the village, and he could become a 10,000 yuan household by the end of the year.
It's just bad luck, I worked for two months, and once I didn't have a good rest, and I drove to the bottom of the valley on the mountain road, and the person ran out of gas on the spot.
Later, the bank deducted the monthly wages of the two retired workers in the village who guaranteed his loans.
Sun Fuyuan's wife ran back to her parents' house, and the tens of thousands of yuan of loans were repaid by two retired workers.
I was a short-lived person in my previous life, and if I borrow money from me at this time, I will lend it to you?
"Boss Sun, your surname is Sun and my surname is Yin, and they are not related, if you borrow money, you should also borrow from your surname Sun, why do you want to borrow from me? Besides, when I come home for the New Year, I can't bring much money with me."
Yin Benfan heard his son say what he wanted to say, and his heart was extremely comfortable.
Sun Fuyuan said, "If Xiao Yuan is willing to borrow money, you can send money to me after the New Year."
Yin Yuan said: "You better ask other people, when I go to Jiangming in the New Year, I have to borrow 2 million from others, and the business stall is too big to turn over, so I only have a loan from others."
When Sun Fuyuan heard him say this, the embarrassed expression on his face finally eased.
The whole village is saying that Mr. Yin's eldest son has made a fortune in business in Jiangming, and it seems that he also borrowed money to make up for it.
People borrow 2 million from usury at a time, and they have to pay hundreds of thousands of dollars in interest a year.
I heard that many big bosses are like this, borrowing a lot of debt from banks or private individuals.
On the surface, the scenery is beautiful, but in fact, it is not as good as ordinary people.
He politely chatted with Yin Yuan for a few words, and then got up and left.
The bamboo shoots and taro he brought, Yin Yuan said that he would not accept him at all.
"I didn't help you much, so I'm embarrassed to accept your gift. You can go and ask somewhere else."
As soon as Sun Fuyuan left, his parents nervously asked their son, "Just now you said that you want to borrow 2 million, is it true?" Borrowing so much money, I heard that the interest is hundreds of thousands, how can it be so easy to earn hundreds of thousands?"
Yin Yuan knew that with their heads, they would never have thought that a loan of two million might make millions a year.
The more money you have, the bigger the business.
Whether it is to run a company or open a factory, whether it is a million or tens of millions of wealth, it will be spent borrowing money or taking out loans at a critical juncture.
He explained to his parents, "Actually, I borrow money from other people to make money, and even if I take out a loan, I am sure that I will not lose money. Last time, I partnered with Aunt Wanting to open a construction company, and in order to have a certain share, I borrowed 2 million from an acquaintance. At the end of the year, when the funds arrived, I paid him back 1 million. Although the construction company has only been in business for a few months, it has also received a profit of 780,000 yuan, and if it does a few projects next year, it will share millions of profits.
The renovation company, building materials factory and building materials store I opened did not owe a penny of foreign debt, and I made a lot of money.
This year, the harvest of the people who work with me is good, there are more than 100,000 red soldiers, and I also give more than 50,000 red plums. The Red Army also earned tens of thousands of ......."
Hongmei said that she went to Pan Nianzu's house for the New Year, and she told her parents on the phone.
He told his parents about the situation of Pan Nianzu's family.
"The key is that Nian Zu is capable, a good person, and educated, so Hongmei will be happy with him."
Wanting also told her in-laws: "You don't have to worry about him when doing business, his head is better than ordinary people."
The old mother said, "Sun Fuyuan will definitely be in the village
Everywhere you talk about you taking out a loan of 2 million with someone else's high interest rate, the village will talk about you."
Yin Yuan: "Let them talk about it, and if someone comes to borrow money from you in the future, you can also use this matter as a prevarication."
Hearing that he is a rich big boss, there must be many people who borrow money from their parents.
After lunch, Sun Zaohua and the three of them used a big cart to pull red bricks, sand and cement.
He said to Yin Yuan, "Drain pipes, squatting basins, toilets, and wash basins, I'll help you buy these things." But when you talk about water heaters, you should buy them yourself."
Yin Yuan asked him to buy an extra mirror and hang it on the washbasin.
Sun Zaohua rode a tricycle to the county seat.
It doesn't take long to travel 15 miles from the village to the county seat.
At this time, Wanting and her mother were picking vegetables in the vegetable field behind.
Du Lanhua, the village women's director, walked over with a smile.
"Auntie picking vegetables, hey, this is your daughter-in-law, she is so beautiful, and the girl who grew up in the big city is more delicate than the girl in the village."
She spoke to herself.
Zhou Yafei saw her appear, and her heart was stunned.
I don't know if my daughter-in-law has applied for a birth permit after she is pregnant, if not, it will be very troublesome.
These few people in the village alone are not good at stubble, and Xiao Yuan didn't lend money to Sun Fuyuan just now, so he doesn't make a fuss about this?
"Director Du is here, go to the house to sit and have a cup of tea?"
Du Lanhua said: "Auntie don't need it, I happened to be passing by, and I saw your daughter-in-law with a big belly, you know that my duty is to do this, just like your second son and his daughter-in-law, the last time I came back to register, I also got a birth permit by the way, and it is limited to one year, this is a policy, everyone has to do, there is no way to do it."
She asked, "Your eldest daughter-in-law should have done the same, right?"
Yin Yuan also happened to see her, he took the birth permit from his bag, and walked forward to say to her, "All the formalities are complete, you can see it."
Du Lanhua glanced at it and said, "If there is, there must be no problem."
Yin Yuan said, "My household registration is not in the village, so it doesn't seem to belong to your management, right?"
Du Lanhua said: "Now that you have documents, no matter where your household registration is, when you return to the village, the village must do a good job in this regard."
After a few words, he left.
The old mother said, "It must be Sun Fuyuan who saw Wanting with a big belly just now, and when he went back, he called Du Lanhua to ask about it. When you go out in the future, you must always carry these documents with you."