Tuesday, May 6.

In the morning, Lin Zhichao held a meeting with 12 employees of Changjiang Real Estate. The employee did not increase by one, but Lin Zhichao assigned Xue Junshan to Changjiang Real Estate as a 'driver'.

Everyone's faces were full of smiles at this time, probably in their hearts, if this sale did not go well, the company might have a crisis, and affect their future!

Anyway, everyone's mental state is very good and positive at this time.

Lin Zhichao first asked: "Have all the 250,000 Hong Kong dollars been credited to the account?" ”

Zhou Fuzhao immediately said: "258,200 Hong Kong dollars, all of which have been recorded in the account, and the company is currently fully funded. ”

Collecting half of the property fees at once is obviously remarkable.

Lin Zhichao continued: "The owner of the 15th floor needs to pay the remaining fees on time for each period, and your finance department must do a good job in this regard. ”

Zhou Fuzhao nodded and said seriously: "Okay, we will collect the installment fee on time." ”

Next, Lin Zhichao said a shocking thing.

"At present, our reputation of Changjiang Real Estate is growing, and there is definitely no problem in going to the bank for a loan. So, we should strike while the iron is hot and do a few more projects or a big project. Manager Hu, you are looking for an old building that can be rebuilt, or a piece of land, this time I plan to invest about 400,000 Hong Kong dollars in the land. ”

Hu Zhaoxu said excitedly: "Okay, I'll look for land with Ah Hao immediately, and report to the boss if I have a goal." "He also has a subordinate.

At this time, Zhou Fuzhao raised a question: "Boss, the asset value of Changjiang Real Estate is estimated to be more than 400,000 yuan, and the bank's loan mortgage for real estate is generally 30%, even if we have excellent reputation, it is estimated that it is only 50%, almost 200,000." Even if we have the money to buy 400,000 yuan of land, I am afraid that the later costs will not be able to meet it. ”

Can remind the boss, and is also a good employee!

However, Lin Zhichao said confidently: "I have other funding channels, you won't think that I am living after death this time!" ”

Everyone stopped persuading, looking at the appearance of the boss, there may still be funds in his hand.

As a result, people have also changed their perception that the boss is not the kind of person who takes risks.

As for the funds from the boss, everyone naturally won't ask.

........

Mr Lam arrived at the BEA headquarters on Queen's Road in Central and handed over a poster to meet the General Manager of BEA, Mr Kan Tung-po. In the past, he might not have met the general manager of Hong Kong's largest Chinese-funded bank, but now he is famous, and Jian Dongpu will not refuse.

Sure enough.

"Mr. Lin, please come here!"

The staff politely led Lin Zhichao to go, and soon the two came to an office.

A sixty-year-old man stood up from his office and came to Lin Zhichao with a smile.

On the eve of the Anti-Japanese War, Jian Dongpu, the general manager of the Bank of East Asia, was 63 years old this year, and on the eve of the Anti-Japanese War, Jian Dongpu led the banking industry in Hong Kong and raised funds to help China resist Japan. In 1945, the 'Bank of East Asia' was reopened, and under the management of Kan Tung-po, the number of depositors increased day by day, and the current deposit is estimated at HK$40 million or 50 million. And Jian Dongpu is also extremely smart, and when Hong Kong fell, he had already transferred the assets of the Bank of East Asia to Europe and the United States, avoiding a large number of losses.

The Bank of East Asia, which is now the largest Chinese-funded bank in Hong Kong, has also begun to support Hong Kong factory owners, for example, Vitasoy has only 150,000 Hong Kong dollars in assets, but Kan Dongpu has taken the initiative to lend 400,000 Hong Kong dollars to Vitasoy to resume and expand production.

There are three major families behind BEA, all of which are well-known and prestigious families in Hong Kong, and the 'upper-class Chinese (formerly known) who have been deeply rooted for decades.

"Jane Lao"

Lin Zhichao took the lead in greeting politely, but his demeanor did not lower his breath at all, but he just treated him with a junior courtesy.

"Good! The people who can come up with the 'good bridge (high recruitment)' of 'strata sales' and 'off-plan sales' and revitalize Hong Kong real estate in one fell swoop are really young and promising, and their bearing is extraordinary. ”

Lin Zhichao hurriedly said: "Jian Lao has won the award!" I was just impressed by the housing situation of Hong Kong people, and I have been thinking about the way of 'home ownership', and I have achieved this success by mistake. Don't dare to get your old praise! ”

looks modest, but he exalts himself and describes himself as a person who worries about the country and the people, this is Lin Zhichao's nature - hypocrisy!

But Jian Dongpu doesn't think so, he thinks that Lin Zhichao is young, but he is worried about the homelessness of Hong Kong people, and thinks that 'the home has its own house', and he really does it, which is undoubtedly impressive.

"Your success this time has brought a new pattern to the Hong Kong real estate industry, and even the Hong Kong government has praised it, which is amazing."

As soon as they met, they connected to Quara Lin Zhichao, not because Jian Dongpu particularly admired Lin Zhichao, but because 'strata sales' and 'off-plan sales' were too 'revolutionary', and the industry had a huge impact.

"You are the pride of our Shunde people, I heard the banker Jian Dongpu in my hometown when I was a child, and led the Hong Kong bankers to raise funds to help China resist Japan."

"I didn't expect the people of Shunde to remember me."

Jian Dongpu is very useful, who doesn't want to be the pride of their hometown!

After some politeness, the two sat down.

Lin Zhichao quickly said straight to the point: "Jian Lao, Hong Kong's real estate has been revitalized, and the situation in the mainland is bad, and there will inevitably be conflicts across the country, and a large number of wealthy businessmen will come to Hong Kong to settle or take refuge, and property is always the best choice." Therefore, I would like to implore the Bank of East Asia to strongly support Cheung Kong Land. ”

He didn't say how much he would borrow, but he wanted the Bank of East Asia to support him, that is, to establish long-term cooperation.

As far as he knows, after the war, the Bank of East Asia also supported the 'tide merchant' Liao Baoshan to buy the property and give financial support. Of course, Liao Baoshan is just buying property and then collecting rent, and there is no technical level to speak of.

Jian Dongpu's face remained unchanged, but he asked seriously: "Zhichao, what are you going to do?" ”

If Shunde's juniors are capable, why doesn't he support it! That's what he thinks.

Lin Zhichao said seriously: "Our current asset value of Changjiang Real Estate is more than 400,000 yuan, and its reputation in the market has been established. Therefore, I would like to continue to buy the land and the old site immediately, and get the money back quickly through 'strata sales' and 'uncompleted properties'. I hope that the Bank of East Asia can provide a 6% loan for the land when we buy the land, and our company will contribute 4% of the funds. After that, we repaid the loan from the Bank of East Asia by selling the off-plan property. ”

Jian Dongpu thought about it seriously, generally fifty percent of the mortgage is an extremely trusting relationship, so this treatment is possible.

And Lin Zhichao proposed sixty percent, which seems to be a little too high.

However, Cheung Kong Real Estate now has a strong reputation, and the sale of pre-sale properties occupies a market advantage; And support Lin Zhichao, but also make friends with a potential businessman.

"There is a problem here, I say that the wealthy businessmen from the mainland will come to Hong Kong to settle and take refuge, but have you ever thought that the mainland will affect Hong Kong together?" Jian Dongpu said solemnly.

Lin Zhichao was overjoyed in his heart, knowing that the time had come for him to fool.

"How so! I will give you the old analysis and analysis, the future of Hong Kong....... Therefore, Hong Kong is a bridge between China and the West......"

understands the general trend and is good at management, Jian Dongpu immediately gave Lin Zhichao a high evaluation.

Although he didn't know what the future would be, he felt that Lin Zhichao was reasonable, and it was hard to imagine that a young man had such a long-term vision.

"Okay, I'll come to your company later!"

Although he did not say that he agreed, it is obviously self-evident that he can go to Changjiang Real Estate for inspection.

Lin Zhichao happily left the Bank of East Asia, and he felt that the strong support of the Bank of East Asia was a certainty.

At the same time, he also opened his first network. Not to mention the three major families behind the Bank of East Asia, that is, Jian Dongpu's two sons, both of whom are government celebrities.

Lin Zhichao planned to be a blockbuster from the beginning, and then quickly find a backer, so as to avoid a lot of trouble.

Of course, he is looking for a backer because he has strength and deserves the support of others.

Otherwise, just get up to it, and it's no wonder if others don't drive you away!

This time, Lin Zhichao brought out the 'strata sale' and 'off-plan sale', and its influence is visible to the naked eye, and even the Hong Kong government has stood up to support it, so you can think about the influence of the matter.

At the same time, the bigwigs of all parties in Hong Kong are also asking who Lin Zhichao is? actually came up with two good bridges at one time to revitalize Hong Kong real estate.

......

In the afternoon of the next day, Jian Dongpu took people to Changjiang Real Estate.

Seeing that Lin Zhichao was covered in dust and mud, Jian Dongpu said with a smile: "You just came back from the construction site?" ”

Lin Zhichao nodded and said: "When I first started real estate, I wanted to learn everything, so I went to the construction site to inspect it in the morning, which was really rude." ”

He is telling the truth, from the plan to the construction site, Lin Zhichao is 'stealing teachers to learn art', in order to master the knowledge as soon as possible. It is impossible for him to hand over the design and architecture to others all the time, and Changjiang Real Estate will eventually be involved in all aspects and become a real estate kingdom.

Jian Dongpu laughed 'haha' and said, "That's what you do, you understand." I came here suddenly, and I'm afraid that your subordinates brought you back. ”

Next, Jian Dongpu took people to look through the financial books of Changjiang Real Estate and inspect the operation of various departments.

During this period, he asked a question: "Through your financial situation, I found that your funds were relatively tight at the beginning, with less than 280,000 Hong Kong dollars. And the Shanlin Road project requires 350,000 Hong Kong dollars, so don't you worry that once you can't get back the funds, the project will be shelved? ”

Lin Zhichao said with a smile: "Actually, there is still some money in hand, but it has not been injected." Of course, no matter how bad our land is, a loan of 30% can almost complete the project. It's just that as a result, all my money is soldered to this project, and nothing else can be done. ”

Jian Dongpu nodded, he found that when Lin Zhichao said this, he was full of confidence, and guessed in his heart that Lin Zhichao might not have funds.

Next, Jian Dongpu found that Changjiang Real Estate has many praiseworthy places, such as financial processing is very formal, project management is very standardized, etc., and immediately looks up a lot.

Before leaving, Jian Dongpu said: "If you have a real estate project, you can get a loan of 60% of the land. ”

"Thank you, Jane Lao"