Time flies, and in the blink of an eye it is the middle of August (1986).

Lin Zhichao was lying on the recliner on the deck of the superyacht, his eyes were looking aimlessly, and he was on a real vacation with no career in his heart. This is very much in line with his current state of life, which is to play and make money.

"Husband, why don't I give you another superyacht, this 'Rising Sun' is a little old!" Audrey Hepburn stepped forward and said.

When Lin Zhichao heard this, he was in a good mood and stretched his hand to her inner thigh, feeling her still young body. Although this woman is 57 years old, her body is only thirty-five or sixteen years old, and she is in the state of a light mature woman. In her previous life, she was plagued by illness, so when she was thirty-five, she was like she was in her forties.

Of course, Lin Zhichao is a man who values love and righteousness, so in addition to finding a young one, he has always handled the relationship with these women.

"How?"

Audrey Hepburn offered further treasures, only to see her lying on her waist, and her plump figure was also visible.

At this time, several women surrounded them, three genuine cards, three lovers, Li Jiaxin was not included in this team, after all, PUA is not enough.

It is easy for a rich man to have sex with a beautiful woman; But if you want to be a beautiful woman, die-hearted, and absolutely loyal, then you need PUA. After all, a woman's heart is a needle.

At this time, these six women can be described as three grades: light mature women, young women, and young girls, which are enough to meet Lin Zhichao's physical needs.

"I know you have money, but even if you put aside those businesses and family offices, you won't be enough to see in front of me!" Lin Zhichao said leisurely.

The business is for his son, and the family office is shared by family members, but Harbour Investment is Lin Zhichao's personal investment.

The six women are concerned, especially Tang Caiyun, Xu Caiying, and Audrey Hepburn, who have always known that Lin Zhichao's Victoria Harbour Investment has a lot of private investment, but they don't know the specific figures. Now Audrey Hepburn's net worth is five or six billion US dollars (calculated according to the shares of listed companies), which is not comparable to the wealth of Victoria Harbour Investment.

Lin Zhichao glanced at the six daughters, and immediately smiled: "Don't ask, on the day I die, there will be a lawyer and accountant who will not give this money to future generations." ”

Tang Caiyun hurriedly said: "I didn't inquire, what are you talking about unlucky, just this body, don't say that we can't survive you, even a few children can live!" ”

The other five women nodded, they followed Lin Zhichao, vaguely knowing the mystery of this man's body. As a 58-year-old man, sometimes he can go crazy, and he is not an ordinary human at all.

Lin Zhichao said: "Then let's not talk about this custom superyacht, I'm really a little excited, let the family office people get a plan for me later!" ”

His superyacht, the Rising Sun, is not a composite superyacht, that is, it does not have a multi-deck. Nowadays, technology has long been changing, and the superyacht concept has long been defined (more than 24 meters) and, more importantly, the multi-level decks increase the usable area. American media mogul Malcolm Forbes commissioned the 'Phidi Star' to build a 164-foot (50-meter) superyacht with a multi-deck, which was widely praised by the media.

Audrey Hepburn said: "Yes, you like to rest on the yacht, so naturally you have to change to a better one!" ”

Everyone understands that Lin Zhichao likes to rest on the yacht, in addition to his own liking of the sea, it is also inconvenient to accompany other women to go shopping in Hong Kong, especially a few new lovers, Lin Zhichao does not accompany them to shop in Hong Kong, but there is no problem overseas.

Subsequently, Tang Caiyun asked: "I heard that the three of them have made a lot of money on foreign exchange recently?" ”

As the patriarch of these women, she has nothing to say, and the three lovers will not hide it from her, they are all competing to please her. Even if it is this kind of relatively private issue, as long as Tang Caiyun is concerned, a woman will tell her.

Of course, Lin Zhichao also said that in addition to the business and family office, everything else belongs to the wealth that he can dispose of at will.

"Each earned 500 million Hong Kong dollars, they are now worth 1 billion Hong Kong dollars!"

Tang Caiyun, Xu Caiying, and Audrey Hepburn were surprised, this is too fast to make money; However, they soon understood that if the three lovers made so much money on foreign exchange, then the husband's private investment company would make even more money. The wealth of Victoria Harbour investment may have reached the scale of tens of billions of dollars, after all, they knew a lot when they speculated in gold.

In fact, they would not have imagined that Victoria Harbour Investment is now worth more than $20 billion in wealth.

Since talking about this topic, Lin Zhichao said: "They entered the market with a margin of 100 million Hong Kong dollars on the foreign exchange of the US dollar against the yen, and made a profit of 500 million Hong Kong dollars. Now I have asked them to buy Japanese stocks with their funds, and in three or four years, it will be more than a billion Hong Kong dollars. Coupled with local investment, it can reach a wealth of more than 2 billion in the 90s. ”

His words were immediately very surprising, because investment does not need to consider risks, right?

Tang Caiyun asked, "Why are you so confident?" ”

She knew that her husband was the god of management, and his financial talent might be very powerful, but she didn't know that she could reach the point of becoming a god.

Lin Zhichao said with a smile: "It's very simple, now that the Bank of Japan has accumulated a large amount of wealth from various countries, then the bank will make the interest rate very low and encourage everyone to invest." In this way, a large amount of funds are piled up in real estate and the stock market, and it is no wonder that they do not rise by two or three. Of course, this is a bubble formation process, smart people must learn to run a little dry first, remember, don't tell anyone about this, today I have leaked a lot of heavenly secrets! He finally joked.

In fact, even if Lin Zhichao calls for it publicly, not too many people may follow suit. It's like the state tells you not to speculate in stocks, and a few people listen; At that time, HSBC Sundash and Cheung Kong Lin Zhichao publicly called for the Hong Kong stock market to be risky, and everyone listened to it for a day, and then they forgot about it.

In short, most investors believe in their own opinions!

This time, speculating on the foreign exchange of the US dollar against the yen and exchanging the yen currency, Lin Zhichao, his company, and his lover have made a huge profit.

First of all, Harbour Investment made a profit of US$2.5 billion, of which US$2 billion was foreign exchange and US$500 million was a profit from currency exchange.

Secondly, Hang Lung Bank and Overseas Trust each made a profit of 1 billion Hong Kong dollars, and half of the foreign exchange and currency exchange profits.

In the end, the three lovers each made a profit of 500 million Hong Kong dollars.

It's so easy to make money, especially when it comes to grasping the general trend of history, it's basically incomprehensible!

Of course, Lin Zhichao's financial investment, in addition to familiar stocks, the rest of the highly leveraged investments will only choose to invest before knowing the 'black swan event'.

At present, Lin Zhichao divides financial investment into two parts:

Part of it: It is a family office investment, which generally focuses on high-quality US stocks that have recently been listed, and a small number of UK stocks. For example, Microsoft, which went public in March this year, Lin Zhichao's family office intervened, and the market value was only less than 200 million US dollars when it was listed, but now it has risen nearly four times, and according to history, it seems to have risen six times this year.

Part of it is Harbour Investment, which generally focuses on old 'blue chips' and 'potential stocks', and there are high-risk financial investments (futures, oil, foreign exchange, etc.).

Of course, whether it is a family office or a harbour investment, it will not only be a financial investment, but also an investment in industry. And as wealth grows, so does the amount of investment in business.

Lam arrived at the office building in Harbour City, which is the headquarters of the Wharf Group.

The market value of Wharf Group has lagged slightly behind Hutchison Whampoa, but it cannot be denied that it is still firmly in the top ten listed companies in Hong Kong. The main reason for this is that Wharf Group owns Harbour City and Times Square, especially now that Harbour City has become a big profiteer.

Of course, the Wharf Group also has many other businesses, such as the equity of Modern Container Terminals, the Star Ferry, and the integrated business of Hong Kong Tram Lights.

In the office, Lin Zhichao asked: "Has the foreign exchange been closed?" ”

Lin Ruihai immediately said: "The liquidation is completed, with a total profit of 410 million Hong Kong dollars, and the current cash flow of Wharf Group is 1 billion Hong Kong dollars."

Wharf Group's investment in Times Square requires HK$2 billion for construction costs, but it does not require land compensation fees; The construction fee is generally paid in batches, plus you can take out a loan, so the pressure is not great at all.

At the same time, the Wharf Group participated in a lot of real estate development and gold speculation in the early stage, so the financial situation has already improved. Compared with his previous life, Wu Guangzhen only reshaped the conservative image of the Wharf Group in the 90s, and the conditions are obviously much better.

So, Lin Zhichao said: "Recently, Mr. Li from Singapore invited some of our Hong Kong tycoons to investigate investment, and you will go with you later." The next step for Wharf Group is to invest in commercial real estate projects in Singapore, or even to acquire local listed companies, I support you to invest heavily in Singapore, but remember to be decisive and prepare in advance. Communicate with me more! ”

Lin Ruihai was excited in his heart, but said calmly: "Okay, I will definitely live up to my father's expectations!" ”

Now, he can finally show his skills, although he also has to communicate with his father in advance, but as long as it is not an obvious mistake, his father will give him enough freedom to take the lead. He understands this very well, because the eldest brother said that those of them who are sons and have their father to take care of them will simply eliminate the wrong things.

Lin Zhichao nodded, the feeling he gave the media at this time was a semi-retired state, because the four sons Lin Ruihuan, Lin Ruijiang, Lin Ruihai, and Lin Ruikai have become the vice chairman and general manager of the group, and in the Western world, it is equivalent to the number one enterprise management.

In the West, although the chairman of the board of directors is the real leader of the company, the chairman of many companies is actually elected by the board of directors, so the authority is not necessarily higher than that of the president/general manager.

Of course, as long as the chairman holds a large number of shares and is the founder, then he is almost a proper 'boss', and the president is just a part-time worker.

In any case, Lin Zhichao's four sons are already in the state of 'taking over' the company, and Lin Zhichao has the title of chairman.

If it weren't for the fact that these sons listened to themselves very much and admired Lin Zhichao more, Lin Zhichao would not have assured that this kind of shift was too early, after all, his experience was invincible.

This time, Lin Zhichao asked Wharf Group to further invest in Singapore, of course, because his vision has reached 2023 and he knows that Singapore's future prospects are very good. Therefore, Wharf Group's investment in commercial real estate projects in Singapore is definitely profitable, and Singapore's return on investment in the past few decades is the second highest in the world (18.3%), second only to Hong Kong's 19%.

Cheung Kong already has a number of businesses in Singapore, including two commercial complexes (Raffles City and Tylfull Place 'under construction'), which will be handed over to Wharf Group for investment.

"Wharf Group invests in Singapore at the same time, but also to investigate the market of Thailand, Malaysia and other Southeast Asian countries, in the last five ~ eight years, you can try these countries." Lin Zhichao then pointed.

Lin Ruihai nodded seriously and said, "I will investigate carefully and communicate with my father!" ”

Lin Zhichao said: "Well, these countries belong to emerging economies, and there will be another wave of real estate, according to my analysis, it should be the last 5~8 years." ”

"Okay"

Of course, Lin Zhichao is very familiar with this wave of history, and the Asian financial crisis in Southeast Asian countries is not caused by bubbles! It was around 1988 that the bubble began to form in Southeast Asia, and the bubble grew bigger and bigger, and it was already prominent after 1994, and finally burst in 1997.

Therefore, investing in Southeast Asia in the next five years is obviously the most suitable one.

Of course, in order to be more clever, Lin Zhichao generally lets enterprises build their own land in the name of investment (shopping malls, comprehensive commercial office buildings); In this way, it is possible to avoid saying that it is a 'speculator'.

During the construction period, it is natural to buy some more properties, so as to avoid the reputation of 'speculators', or at least to keep a low profile.

Of course, commercial projects in Singapore are almost to be held for a long time. For the Southeast Asian commercial projects built by themselves, they can sell most of the equity in the later stage and strive to hold the management right in their hands, but they can't sell all the equity.

With Lin Zhichao's planning, I believe that Wharf Group will soon become a large-scale real estate group.

Invest in Southeast Asia first, with a focus on Singapore;

After that, in 1992, he went to the mainland to invest in real estate.

After some operation, the future Wharf Group will definitely be much stronger than in the previous life.

As for Cheung Kong Group, although its business is similar to that of Wharf Group, it controls comprehensive groups - Hutchison and HK Electric; Moreover, Cheung Kong Group will invest in Europe and the United States in the later stage to avoid competition with Wharf Group in the same region - Southeast Asia.

As for the mainland market, it is too big to allow two investments, not to mention that Cheung Kong Group will make more integrated investments.

(End of chapter)