"The market for electronic payments is huge, and NewPay alone cannot capture the entire market.

We still have a chance. Peter regained his confidence: "NewPay has just started, and they may not really be able to expand as fast as we suspected.

As long as their product is not perfect, or the market as a whole is not very receptive to this payment method, then we have a chance. ”

Max nodded, "The only problem is that we need to speed up the process and get the web product out of nowhere.

Compared to NewPay, which can complete a series of payment operations only through a computer, using a handheld computer is too clumsy.

After all, the users who own PDAs are in the minority. ”

The handheld computer can be roughly understood as the predecessor of the tablet, and the reason for this demand was first because of a large number of corporate customers, who wanted to have a more convenient form of computer than the laptop.

These corporate customers want this more convenient form of computer to enable them to access the database remotely.

Therefore, the handheld computer came into being, and later as the notebook became more and more convenient, the living space of the handheld computer gradually shrank.

Take Apple as an example, Apple made the world's first handheld computer Newton in 1993, and then due to the shrinking application scenarios, Newton was discontinued after four years on the market.

In addition, Apple developed a tablet in the same year, Senior.

Max thought for a moment and said, "We don't have enough manpower right now, NewPay may fail this time, but what about next time?"

We need to stand on the same starting line with NewPay again, our products can't be pulled too far, we must update our products as soon as possible. ”

Peter agrees: "Yes, so the investments from Nokia and Deutsche Bank are very important to us.

It's about whether or not we can expand smoothly.

If this investment is lost, then we will face a very big dilemma, and a vicious circle will be formed. ”

Max said, "Do we need to talk to them again?" ”

"Not for now, we can't look like we're in a hurry, but we need to keep an eye on Nokia and Deutsche Bank, don't you know Paul well? Talk to him more often and hint at letting him know you if he knows anything. Peter said.

When PayPal's predecessor, Confiniti, was worried about his future and fate for NewPay, and Zhou Xin was marketing "Plants vs. Zombies" through his various channels.

"Games are just a carrier of electronic payments, but that doesn't mean games aren't important, because games themselves represent the speed of NewPay's expansion."

Zhou Xin was in Seattle at this time, and he came to meet Bill Gates this time, and there were many things to discuss with the other party, including when Riot Electronics Community went public.

By looking for Goldman Sachs, Riot Games has begun to operate and go public, and the application materials have been prepared.

Plants vs. Zombies is also a warm-up for the launch of the follow-up Riot Games.

"Bill, I hope you'll be able to say in public that you're also a fan of Plants vs. Zombies and hype up how good the game is."

Celebrity effect is the best advertisement, especially for Bill Gates, the world's richest man.

His words can be excellent propaganda.

In this era when the right to speak is not left behind, in this era when opinion leaders have not yet been born, Bill Gates's words will be hyped by the traditional media.

Because Zhou Xin's expectation for "Plants vs. Zombies" is to break the circle, NewPay wants to break the circle.

NewPay's customers aren't just for gaming enthusiasts.

Bill Gates is very satisfied with Zhou Xin, and in less than a year of investing in Riot Games, this investment has brought him nearly ten times the return.

At this time, Riot Games has already begun to go through the listing process, and Goldman Sachs has given Riot Games an internal valuation of $5 billion, and it will even rise appropriately on the basis of this price.

So for this small request, Bill Gates agreed very simply: "No problem, you remember to send me a copy of the game." ”

Zhou Xin continued: "Bill, have you ever thought about letting users buy the Windows operating system through electronic payment? ”

Bill Gates asked, "Electronic payments?

伱 refers to the form of online shopping.

Or is it like Riot Games, where users pay for their purchases electronically and then we send them a download link for Windows? ”

Zhou Xin explained: "No, but users can experience the Windows operating system for free, giving them seven to thirty days of free trial time.

After the trial period is over, you need to use the verification code to activate before you can continue to use the Windows system.

The user obtains a verification code through electronic payment. ”

This is also the way Microsoft key activation was later adopted, and a similar method was first adopted in Windows 7 system.

"This can greatly reduce the cost of manufacturing optical discs."

This is also the way Microsoft will take in the future, so Zhou Xin said this, Bill Gates quickly realized the benefits of doing so, and where the value of electronic payment lies.

"I think it can be done, but I need to consult with the board.

In addition, I want to invest in NewPay, you can make a price, and the price is right. ”

The idea of man is to become.

Bill Gates was not interested in electronic payments at the earliest, whether it was Confiniti or later PayPal, his attitude towards electronic payments was dispensable.

The change in attitude came in the decade from 2000 to 2010, when electronic payments began to change by leaps and bounds.

But he still thinks electronic payment companies in Europe and the United States are too expensive, such as PayPal, which spent $1.5 billion after the dot-com bubble burst at the turn of the millennium.

So Bill Gates later focused on electronic payment companies in developing and underdeveloped regions, especially India and Bangladesh.

And after Zhou Xin told him that the windows system can take the form of verification code activation, and then use electronic payment to purchase, Bill Gates realized NewPay's ambitions.

NewPay wants to be the transaction vehicle for all online virtual items.

"It's hard to give NewPay a valuation right now, because it has a small number of customers now, but the number of customers is about to usher in a period of explosive growth.

It is not appropriate to make a valuation now, you will not agree to the price if the price is high, and I feel that I am losing money when the price is low.

Let's wait a month and we'll talk about it. ”

This is just a prevarication, and Zhou Xin does not want Bill Gates to invest in NewPay.

Riot Games is not important to Zhou Xin, even though it has always occupied the first position in the market share of the gaming community, but his form determines the upper limit.

NewPay is different, its initial form is electronic payment, its advanced form is online banking, and then it is financial technology business.