Bill Gates, or the Microsoft behind him, can help very little in the field of electronic payments.

NewPay is accepting investment and will not choose Microsoft.

An excellent enterprise has never lacked investors, and at this stage, it is always the project that picks the investor, rather than the investor who picks the project.

Zhou Xin's goal for investors in NewPay has always been clear, either as a bank or an e-commerce platform such as Amazon and Ebay.

"I'm willing to give a valuation of $500 million." Bill Gates refuses to give up.

"It's too low, it's this price now, but it's not that price a week later." Zhou Xin said.

Bill Gates asked rhetorically: "There are many electronic payment companies on the market, and if I want to participate in this industry, NewPay is not the only option.

Other electronic payment companies are valued at only a few million dollars. ”

Zhou Xin smiled, "Bill, so you won't invest in those companies, you will only believe me."

You try the products of other electronic payment companies, and then try NewPay, there will be harm if there is a comparison.

The customers cultivated by those electronic payment companies are completely cultivated for us.

They will be converted into NewPay users one after another. ”

Zhou Xin is extremely confident, he does have this confidence.

Compared with the electronic payment products of this era, NewPay is much better.

"In the case of our promotion incentive program, we support both mobile phone number registration and email registration.

And users who register with an email address can only get $1 user incentive, but users who register with a mobile phone number can get $10 user incentive.

Why? Because users can register unlimited mailboxes, and the registration of mobile phone numbers has a cost.

And the probability of users changing mailboxes is much greater than the probability of changing mobile phone numbers, Yahoo's mailbox is easy to use, then I use Yahoo's mailbox, Microsoft's MSN mailbox is easy to use, I change to Microsoft's mailbox.

Users are always chasing excellent products.

But the mobile phone number is a very mature model, and users will not say that I use this mobile phone number today and that tomorrow.

And electronic payment also wants to be stable for users.

What's more important is marketing, after users register with their mobile phone numbers, we can notify them of NewPay's activities by sending text messages.

Emails are full of spam emails, and without special alerts, it is difficult for users to pay attention to marketing emails sent by an electronic payment company.

Compared with other electronic payment companies, NewPay's advantages are reflected in countless details.

This is only from the level of product logic design, and the excellence of NewPay is reflected in the use level.

We only need a very simple way to complete an electronic payment.

Enter your mobile phone number or email address and the amount of the transfer, then enter the verification code received from your mobile phone or email address, and then combine it with the payment password you set, and the payment will be completed under double confirmation. ”

Zhou Xin only said part of it, and the more important reason is that mobile phones are the trend of the future.

Compared with 1998, mobile phone sales increased by more than 65 percent in 1999 and by more than 40 percent in 2000 compared with 1999.

At the same time, it is also preparing for the migration of the mobile Internet era.

NewPay is convenient enough at the moment, you don't need to go to the bank to operate, and the whole process is completely operated on the web.

At present, other electronic payment software also needs to go to the bank's online banking for a confirmation operation.

As for why you can't take the afterlife, you only need to enter the six-digit payment password to complete the transfer.

This is still taking into account the acceptance of users, which is too large, and users will have doubts about the security of payments.

People are like this, the more they can't get it, the more they want it.

The more Zhou Xin shows the advantages of NewPay, the more Bill Gates wants to invest.

"$800 million, and my valuation will rise by another 60 percent!" Bill Gates said seriously.

Zhou Xin thought for a while: "I will accept your investment, but not yet."

For NewPay, money is not the most important thing, but what the investor can offer is the most important thing.

If Microsoft's windows system adopts the method of electronic payment for purchases, and then the payment channel is completely dominated by NewPay, and the subsequent Xbox is also completely dominated by NewPay, then I am willing to accept your investment. ”

Bill Gates asked: "With Microsoft's strength, it is completely possible to cultivate an electronic payment company by itself." ”

Zhou Xin grinned: "Bill, not all companies can succeed in other fields.

Microsoft's strength is in the operating system, and you have also entered the portal, email, browser, etc., have you had any obvious success?

Is there an advantage in Microsoft's dominance to dominate the entire market? Not even dominance can be obtained.

Microsoft is both an advantage and a disadvantage.

NewPay can be a payment channel for Amazon, it can be a payment channel for ebay, and even Yahoo will make NewPay a payment channel for them as long as I'm willing to accept Jerry's investment.

But Microsoft's own electronic payment software doesn't.

These companies will naturally be wary of Microsoft's electronic payments, which will be confined to their own internal scope. ”

Bill Gates instantly understood what the other party meant, and Internet companies would be wary of Microsoft because Microsoft was too big.

The demand for payment is widespread in all corners of the Internet, and Riot Games' bank transfers and captcha downloads have brought users a fresh electronic payment experience.

But that's not enough.

Previously, the market did not provide the technology to address the various forms of payment needs.

Over the past few decades, credit card and ATM networks have dramatically expanded the way consumers pay, but these heavily infrastructure-dependent systems also have significant drawbacks.

Only merchants can be licensed to use the necessary equipment to accept credit cards, and ATMs are not likely to be available anytime and anywhere.

With so many restrictions, neither credit cards nor ATMs can meet the needs of a single consumer to make payments to another.

If the consumer does not have enough cash on hand, his only option is to write a check, which is a cumbersome payment method that requires the recipient to go to the bank in person. As for cheque clearing, the recipient will be able to use the money, but it will take a few days to wait.

Now NewPay has given users a new choice.

After the official release of "Plants vs. Zombies", it quickly sparked heated discussions among the player community, and this is a more mature product.

Users who have cleared the level quickly have already experienced the fun brought by different scenes such as day mode, night mode, rooftop mode, pool mode, etc.

And the combination of Zen garden and customs clearance is the fun of farming.

Riot's "Plants vs. Zombies" section quickly became the hottest section of the entire electronics community.

But in Silicon Valley, NewPay is getting more attention.