Fu Ruijie heard Mu Cheng's words and immediately said: "The problem of registered capital can be handled according to what you said, but the reinsurance or reinsurance you said is absolutely not possible in this way, aren't you exporting the company's business out?" “

Mu Cheng replied with a smile: "Brother Fu, what I want to emphasize is that the reinsurance business is not to export the company's business outward, but to optimize and distribute the company's business in a reasonable way. For example, when dealing with some businesses with a large sum insured, we can allocate the sum insured to reduce the company's risk and stress. At the same time, we can also handle this part of the business through an agency company to improve the company's revenue. It can even be replaced for business increments. However, there is one thing that we may have cut off the financial path of the company's underwriters by doing so, and I don't know if it will affect you. ”

As an experienced insurance practitioner, Fu Ruijie has a very keen insight into market changes and company development. After Mu Cheng's reminder, he immediately took action and dialed the phone to obtain the reinsurance business volume. Soon, a professionally dressed lady knocked on Fu Ruijie's office door and handed over a document. Fu Ruijie carefully checked the contents of the document, then looked at Mu Cheng and said to him: "Your mind is really good, let's handle it according to your suggestions." As for the cost and office space, you don't have to worry about that. Let me give you the bottom, my department has a premium scale of more than 500 million a year, of which more than 100 million points have been reinsured, basically five or five points, according to your algorithm, this part of the total premium is as high as more than 200 million, and there will be more than 30 million profits allocated to the agency company for more than 100 million, plus if it can be replaced, it will increase by 30 million, as for the artificial adjustment you said, I think it is better to forget it"

Mu Cheng said excitedly: "Great! I also thought in my heart that Brother Fu was still very professional, and he didn't make artificial adjustments.

He continued to ask, "Brother Fu, how to divide the company's equity appropriately?" ”

Fu Ruijie himself has never started a company, so after thinking about it, he decided to distribute the company's equity in five-five. Although this equity distribution is not very reasonable, Mu Cheng believes that this is just a transition. Fu Ruijie once again emphasized the importance of the replacement business, if we hand over the reinsurance to the agency, but do not replace the business accordingly, the company will not be able to hand over.

Mu Cheng had a successful conversation today, said goodbye to Fu Ruijie, and got on the bus back to the rental house, only to find that Xiaopang had already left. If Mu Cheng talked about it well today, then Fu Ruijie was actually even more excited. Although Fu Ruijie is a middle-level company, with salary and corresponding performance, his annual income does not exceed 800,000, and his income has reached 30 million through reinsurance to the agency company, if not counting new business, only reinsurance and replacement.

Fu Ruijie excitedly ran to find Liu Wu after work, telling her that she could resign and prepare to enter the insurance agency, Liu Wu heard the news, and his eyes lit up with joy, Fu Ruijie has been praising Liu Wu's brother is good, saying that Mu Cheng has vision and talent. At the time, Liu Wu thought it was an expression of last night's drinking talk, but he didn't care. What she cares more about is that she finally doesn't have to stay in the store every day and can have more time to pursue her dreams and interests.

The two decided to go to the restaurant to celebrate, enjoy a good meal and a romantic atmosphere. They chose a restaurant with a beautiful view and a comfortable environment, and tasted a variety of food and wines, savoring the pleasure of taste buds. After dinner, the two returned home to continue exploring the mysteries of each other's bodies, studying new postures and techniques, and enjoying physical and mental pleasures.