After the three of them sat down, Su Shi introduced Chang Muhua's identity to Zhou Jin, and when Zhou Jin learned that Chang Muhua was a Persian nobleman, but he traveled around the world all the year round, he couldn't help but show surprise and yearning.

Chang Muhua has traveled for many years, and naturally knows how to observe words and feelings, so he talks about exotic customs and anecdotes, Zhou Jin listens to them with relish and interest, and sighs from time to time The world is big and the customs are different.

In particular, I couldn't help but be surprised to hear that the Western Continent actually practiced the kiss ceremony.

She couldn't help but smile at Su Shi and said, "There is such a strange etiquette, it's the first time I've heard of it." ”

Although Chang Muhua spoke wonderfully, it sounded a little boring to Su Shi, so he seemed to be listening carefully, but in fact, he had already lost his soul.

At this time, when he heard Zhou Jin's words, he blurted out without thinking about it: "The kiss ceremony is a very solemn etiquette in the West, and it is generally used on very formal occasions to express the highest respect." ”

Before the words fell, he suddenly realized something, and then saw Zhou Jin and Chang Muhua both looking at him in a daze.

Seeing this, Su Shi explained: "More than a year ago, I also met a man from the Western Regions, and he also likes to travel around like Big Brother Chang, when he told me about the etiquette of the Western Continent, I thought it was very novel, so I remembered it so clearly. ”

Zhou Jin didn't doubt it, but a trace of strangeness flashed in Chang Muhua's eyes, but he immediately smiled and said: "Brother Su's Bowen is strong, which makes the old brother admire it very much." ”

Su Shi said: "After all, this etiquette is too shocking in Daqian, and I believe that Her Royal Highness the princess is the same, I am afraid that I will not forget this etiquette in this life." ”

Zhou Jin nodded lightly and said with a smile: "That's true." ”

The three of them were talking and laughing, when they suddenly heard someone outside the door announce: "Miss Qin of the Qin Mansion is here." ”

As soon as Su Shi got up, Qin Nan had already walked into the study, and saw that Zhou Jin and Chang Muhua were already waiting in the study, and his face involuntarily flew red, and he hurriedly made amends: "Let everyone wait for a long time, it's the little woman." ”

Chang Muhua hurriedly replied: "It's no wonder Miss Qin, it's because I'm too anxious and came early." ”

Zhou Jin also said on the side: "Sister, come and sit." ”

Qin Nan didn't know in which capacity Zhou Jin appeared in front of Chang Muhua at this time, so he had to reply vaguely: "Thank you, sister." He walked over to her and sat down.

It's just that when he passed by Su Shi's side, he couldn't help but glare at him when the other two were not paying attention, as if he was blaming him for changing the time without notifying him.

Su Shi had no choice but to touch his nose and look at her innocently.

After everyone sat down, Zhou Jin looked around, his eyes fell on Su Shi's face, and said slowly: "Su Gongzi invited him to discuss something important this time, is it okay to discuss now?" ”

Su Shi said with a smile: "There is still one person who has not arrived, I have already sent Lin Mo to pick it up, but it will not delay our deliberations." ”

"One more?"

Not only did Zhou Jin feel a little puzzled, but even Qin Nan and Chang Muhua were surprised.

Su Shi said: "Actually, you also know that little girl, and you have also taken care of her business. ”

Zhou Jin was even more puzzled: "Chen Xiaolan? ”

"Yes, that's her."

Zhou Jin stopped talking, because she knew that Su Shi would not do meaningless things, and since he called Chen Xiaolan to come, he naturally had his plans.

At this time, Su Shi stopped talking nonsense and said: "Since the people have arrived, then I will start to talk about my plan, and in the process of my telling, you can ask any questions at any time." ”

Everyone else nodded, then looked at him expectantly.

"It's a huge plan." Su Shi said slowly: "Because we want to do more than just one industry at the same time. Within three months, I plan to get involved in the quality warehouse, grain, hotel, wine, porcelain, and even jade jewelry. ”

didn't speak, because everyone was deeply shocked by Su Shi's words, and then a very ridiculous feeling arose.

Even if Qin Nan and Zhou Jin had confidence in Su Shi, they couldn't help but think that his words were too unbelievable at this time, and it was impossible to do it.

Chang Muhua couldn't help but sigh, and then shook his head with a wry smile, although one million taels is not a small amount, it is only a drop in the bucket compared to Su Shi's plan.

He really couldn't figure out where Su Shi got the confidence.

So he couldn't help asking, "Brother Su, do you know how much principal it takes to get involved in these industries at the same time?" ”

Su Shi muttered: "I haven't counted the specifics, it shouldn't be less than 10 million taels." ”

Chang Muhua sighed: "Even if I need 10 million taels of principal, how much do we have now?" ”

"One million four hundred and fifty thousand taels."

"Then how do we do a business of 10 million taels with 1,400,000 taels?"

Su Shi smiled: "It's a good question, but in my opinion, it's not a problem." Then he looked at Zhou Jin and Qin Nan: "Do you have any other questions?" ”

They looked at each other, and then Zhou Jin said softly, "We also want to know how to solve the problem of principal." ”

"The problem of solving the principal falls on the quality bank."

"Vault?"

Although they all know that the quality bank is a profitable industry, it is simply a fool's dream to earn more than 8 million silver in just two or three months.

Su Shi said: "Our quality bank is a little different from other quality banks. ”

Chang Muhua immediately asked, "What's the difference?" ”

Su Shi smiled and said: "This quality bank has the function of a money bank. ”

Chang Muhua shook his head, not knowing whether to express his disunderstanding or disapproval.

Su Shi smiled again: "I also know that there are several money banks in the capital, but my money bank is not the same as them. ”

Zhou Jin sighed and said, "Su Gongzi still don't hang people's appetites, let's make it clear at one time." ”

Su Shi said slowly: "I know that other people's money banks charge fees for keeping gold and silver property for guests, and if the money bank we open stores their belongings here, I will not only not charge fees, but will pay a certain amount of interest. ”

Su Shi thought for a while and said, "I want to set the annual interest at about one cent, that is, 10,000 taels of silver has about 100 taels of interest a year." ”

Chang Muhua's expression immediately became excited, and he said loudly: "No, never." Do you know that in this way, everyone in the capital is afraid that they will deposit their money in the pledge treasury, but how much interest will be paid? ”

Su Shi smiled: "If 10 million taels are paid a year, it will be 100,000 taels." ”

"Isn't 100 million taels a million taels of interest?"

Su Shi's expression remained unchanged: "I can still calculate this arithmetic." ”

"Why do you want to pay so much money for nothing?"

Su Shi said lightly: "Because I want to borrow money from them to make money." ”

At this time, Zhou Jin, Qin Nan, and Chang Muhua took a breath at the same time, because they suddenly understood what Su Shi meant.

He wants to borrow this money to do business, as long as the profit of the business exceeds one point, it is equivalent to Su Shi borrowing chickens and laying eggs.

At this time, Su Shi continued: "And I also want to use this money to do money business, and if I pledge to borrow money in the Qianqiu Pledge Warehouse, the annual interest will not exceed one or eight cents." ”

The other people's expressions became solemn when they heard this, because Su Shi finally attacked the Eastern Essentia Reservoir.

Moreover, as soon as Su Shi's monster of the quality bank is not like the quality bank and the money village is not like the money bank, not only the quality bank, but even the money village will be strongly affected.