Fang Bai had a plan, and said to the county magistrate Gu: "Leader, the first batch, the pre-tax cost of land purchase is 20 million yuan." ”

At present, there are 30 million yuan of bank loans that can be obtained, and about 15 million yuan can be used by themselves, and 20 million yuan can be used in addition to the maximum budget of 25 million yuan for shopping mall investment.

He will continue to borrow about 10 million yuan from the bank, and the money earned by Xinghai Mall can be used to pay the interest on the bank loan.

As for the purchase funds after the construction of the shopping mall, it will be a year later, and when the time comes, if you think about the funding problem, as long as there are five million yuan to support the supermarket.

"So much?"

Gu Wen coughed slightly, almost squirted the tea in his mouth, and asked in surprise, he thought that Fang Bai had only invested a few million yuan to buy land for development.

Fang Bailuo worried: "Yes, we have to buy so much at one time, in case other investors disrupt our company's plan, it will be in vain." ”

If you don't buy it now, the price will rise soon, and when the time comes, it will be several times more than ten times the payment, of course Fang Bai is not happy.

"Haha, Mr. Fang is still worried about this."

"It's better to plan ahead of time, in case it really disrupts, it will be troublesome."

Gu Wen put down the teacup and gestured: "Well, let's talk about your investment plan, investing in such a large land requires a lot of funds." ”

Fang Bai knew that Gu Wen was worried about his financial problems, and he didn't like to use all bank loans, and said: "The first phase of Xinghai Shopping Mall will be put into use next year, the huge popularity of the shopping mall, the superior shopping conditions and the surrounding living environment can attract more citizens to buy residences in the surrounding area, coupled with the current high demand, the supply of housing exceeds demand, I think this is our opportunity."

Since there is a huge demand, there is no need to worry about funding.

I plan to develop it gradually in two or three years, and as long as it sells quickly, it will be completed in a few years.

Of course, taking a step back, if the real estate sales are not good, we can afford to lose, after all, the development of real estate is not all at once. ”

Two or three years later, it was 1994, and Fang Bai planned to develop it slowly, in one word: drag.

Of course, if it sells well, there is no need to delay, just hoard the land with the money earned, leave the land near the mall undeveloped for the time being, and redevelop it when the appreciation is enough.

Residential construction investment, as long as the house is sold quickly, never have to worry about the construction project funds.

Bank loans, pre-sale houses, and pile drivers have not yet entered the market, and they can sell their houses, and they don't have to worry about the funds for house construction projects at all.

Fang Bai is not very interested in real estate, but in terms of the speed of making money, except for stocks and listed companies, there is really no company that can compare to it.

He plans to hand over the real estate business to his father or other managers to toss, and he must quit this industry after 20 years, otherwise it will be a matter of time before he steps on the thunder, and he doesn't want to be like someone Xu.

But I have to say that drawing circles on the map is like attacking cities and looting land in ancient times, or playing SimCity, which is really cool.

"Hey, this piece of land is ours, and that piece of land is ours."

"This land is a shopping mall, this land is an office building, hey, the nature of that land must be residential, how about a villa?"

"Forget it, Lao Tzu has had enough, sell all the land and houses, stand on a high place to watch the scenery, and watch the tiger fight."

Using the money from the circle to engage in real industry is Fang Bai's idea.

Gu Wen, on his side, fell into deep thought after listening to Fang Bai's words.

He also has ambitions, and he is also comparing the gains and losses of this game.

Xinghai Plaza is the first large-scale shopping mall in Wencheng, and it is estimated that it is also a very forward-looking comprehensive shopping mall in the forefront of the country.

In the lottery, the county got more than 3 million taxes, and the city leaders praised him.

Now, if the land of Fang Bai Circle is built, as he said, "A blank piece of paper is good, re-plan, I will charge", since the other party has this idea, it can indeed give it a try, and it is also in line with the planning of the county, but it is not as imaginative as Fang Bai said.

"As you say, all the small workshops in this area have to be moved?" Gu Wen asked, pointing to the circle that Fang Bai had drawn on the map.

"You have to go, you can't approve it again, but you can't rush, you have to settle it well, the small workshop is the vitality of the county, and it is also the characteristic of Yongjia County.

I suggest that a large industrial area be set aside in the west of the county to provide small workshops such as valves and small shoe factories, which can be sold at low rent or low price, or even rent-free for the first year.

I think this centralized planning is very important, if you don't plan it well, it will be more and more flooded, and it will be very difficult to relocate in the future. Fang Bai particularly emphasized that the small workshops in Yongjia County in later generations were too scattered and difficult to plan, especially since the small bosses had money and did not want to move.

Moreover, the entire county is very chaotically planned.

"Leader, another point, we must leave enough roads and parking lots to expand, I think, the future car prices will be lower and lower, people's income will be higher and higher, the per capita ownership of cars will increase rapidly, more trucks, if a city does not plan the road, it will reduce the development speed of the city."

When Gu Wen heard this, he said approvingly: "Well, Mr. Fang, you have good ideas, forward-looking vision, and sincerely contribute to your hometown, thank you for providing us with good advice." ”

"Leader, I just think about the problem from the perspective of enterprises and the people, and I am also selfish, if the mess around Xinghai Square is not a good thing for our company's shopping mall, and it also affects the image of the city, which can be a banner for Yongjia County to the outside world."

Gu Wen nodded, as the leader of the local ZF, he hopes that the urban governance within his jurisdiction will be standardized, which is all political achievements and face.

Not to mention anything else, if you take your superiors to patrol the local construction, there is no one who can get the results, it is shameless.

"In this way, I will first convene other leaders and personnel from relevant departments to hold a special meeting on your matter, and after the discussion is almost over, we will meet and discuss again, what do you think?"

"Yes, after all, it's not a trivial matter, I'll wait for the leader's good news." Fang Bai agreed, "Leader, I still have something to do over there, don't bother for now." ”

"Okay." Gu Wen stood up and shook hands with him and sent him out of the office.

After seeing Fang Bai leave, Gu Wen asked the secretary to inform the leaders and relevant departments to hold an investment meeting tomorrow.

After Fang Bai left the county compound by bicycle, he went to collect the payment for the valve processing order.

The last time I received money was a year ago, and now the valve factories have just started for half a month, and it is time to collect money.

He is no longer on Wang Hengli's side to get orders, and the orders of other valve factories cannot be completed, and there is no shortage of orders at all.

The dead fat man will not change his life, and he will support the junior, according to his wife's vicious nature, the family will have an accident sooner or later, Fang Bai doesn't want to join in the fun, he doesn't need to retaliate at all, the dead fat man will kill himself.

Hua Feng, Huang Xing and the others knew what Fang Bai's family was doing, Xinghai Company had been too showy recently, and they were very enthusiastic when they saw Fang Bai's arrival.

Huang Xing was a little puzzled, and asked Fang Bai curiously: "Mr. Fang, Xinghai Shopping Mall collects 10,000 gold a day, and it also engages in OEM processing to make this little money?" ”

Fang Bai said seriously: "Mr. Huang, industry is the cornerstone of the country, and the industrial valve is the vein node of the country, which controls the flow of important blood such as oil and natural gas, which cannot be underestimated.

I have great admiration for the experts who have studied in the field of industrial technology, and I hope that the country's industry will develop better and better.

However, our country's high-end valves are monopolized by foreigners, and the hope of the country's high-end valves lies in our valve factories and Mr. Huang.

I also hope to carry forward this industry and do something meaningful, and it is not a matter of more money and less money. ”

Huang Xing listened to Fang Bai's words, his tone was heavy, although he knew that Fang Bai was patting on the back, but what he said was right.

"Mr. Fang is right, you know valves so well, if you don't continue to study, it would be a pity."

"I understand a little, this time I just want to continue the blood of my processing factory, after the college entrance examination, I will go to college, and I have to hope that Mr. Huang will continue to support me at that time."

Huang Xing was stunned for a moment, this way of asking for money was quite interesting, and he couldn't help laughing: "Haha, that's no problem, let's go, I'll settle the payment for you first." ”

Fang Bai finished receiving the processing money of Nanjiang Valve Company, and then went to the next one.

At the end of the day, he ran several companies, and all of them were settled, which went very smoothly.

To be so smooth, firstly, the Jiayu processing plant has high processing efficiency and stable quality, and secondly, he knows that Fang Bai, a young man, is very good, and he can't imagine that he has something to do with the county leaders.

After running the cooperative valve factory, Fang Bai got more than 80,000 processing money, he himself can get more than 30,000 yuan, belonging to Jiayu Company has 40,000 or 50,000 yuan, and he takes 20,000 yuan, in fact, the father-in-law can only get 30,000 or 40,000 yuan, excluding expenses, only 30,000 yuan.

But it's much stronger than before, and working for a month is better than working for a year.

Fang Bai came to Jiayu Company again, and he hadn't seen his father-in-law for many days.

Qin Donghai saw the sound of motorcycles outside the workshop, looked up, and saw that it was Fang Bai, his plain face immediately showed joy, he stood up and went out to greet him, and said with a smile:

"Brother Fang, you're here!"

"Well, it's time to settle the bill." Fang Bai parked the car, took out a black bag from his backpack, and handed it to his father-in-law, "For the processing money during this time, I suggest that after getting the money next month, I will add two more pieces of equipment."

This year, the expansion was accelerated, and the dividend was less at the end of the year. ”

Qin Donghai thought about it for a while, his business was busy, and he really couldn't catch up, and said in agreement: "Yes, you really have to add equipment, is it still a drilling machine and a lathe?" ”

"Yes, it is still this kind of business, and after adding five drilling machines, add another milling machine, and some jobs cannot be done without milling machines."

"Okay!" Qin Donghai is now full of passion for his career, and it won't be long before he has to change to a larger factory, and he has now rented the house next door for backup.

Fang Bai looked at the workshop and saw a worker wearing twine gloves to grind the workpiece with a grinder, and reminded his father-in-law: "The grinding wheel still needs to wear plastic gloves, and the grinding wheel hits the gloves, and the hand is rolled into it directly, and you can't shake it off, so you still have to pay attention to safety." ”

Qin Donghai frowned and said, "Yes, I don't buy twine gloves at all, I'm really afraid that I won't be able to manage it." ”

"Plastic gloves are easy to cut when moving workpieces, remind me more, you must work in accordance with production safety specifications, otherwise, there are too many employees, and you can't manage it."

"That's right."

Fang Bai chatted with his father-in-law for a while and left, returned home, read quietly, and prepared for the exam.

As soon as I sat down to read a book, I suddenly remembered the big man Wang Dakai.

After Wang Dakai came back from sending the lottery ticket, he helped for two days, and before the event was over, he found that he couldn't help much and went to learn to drive, Fang Bai didn't have time to give him a reward, so he had to wait for him to learn to drive and give him the 5,000 yuan reward.

Fang Bai had already given a large amount of money before, but now he has given too much, for fear that after he gives it to his family, his family will use it to toss the family's house, decorate or buy appliances.

People in these years, if they have a little money at home, they either toss the house or buy electricity.

As a friend, Fang Bai still hopes to save more money, and it is better to invest in a house in the city than to toss the house at home.

"Hey, people in this era have no mortgage pressure, but they are actually very happy."

Fang Bai sighed and sorted out his career.

The matter of land investment is estimated to take several days, to discuss, inspect and discuss.

Fang Bai's father ran the bank procedures, and the shopping mall was in charge of his parents, so Fang Bai didn't have to worry about it.

On the side of Jiayu Company, Fang Bai has opened up the relationship between several valve factories, and it usually takes a relationship to go, and it doesn't take much time, unless it develops new customers.

After his father finished the bank loan, Fang Bai went to the design institute to design the shopping mall last time, and he had time to talk to Lu Dahai about buying shares.

All undertakings are slowly moving forward and developing in a good direction.

When you're done, turn back to your thoughts and look down to review.

During this time, he was busy, but he still found time to memorize English.

In the first half of the year, I mainly focused on reviewing English, and in the next few months, I only needed to consolidate my knowledge points and make up for the subjects with poor grades.

(End of chapter)