Chapter 30: Wasted Effort

"Hey, Li Ji!"

A hearty voice came from the other end of the phone, and Wan Daming's mood didn't seem to be bad.

"Uncle Wan, are you busy?"

"It's okay, it's okay," Wan Daming sighed, "It's been a lot of trouble these days, I'm going to die of worry!" But fortunately, the company's maturity bond payment was finally completed. ”

Li Ji listened carefully, while thinking in his heart, how to say this.

"Li Ji, this time it's really thanks to you, you have done Uncle a great favor!" Wan Daming said loudly, "If it weren't for that 100 million, I really wouldn't know where to get such a large sum of money!" I heard your sister-in-law come back and say that this CCB loan can be repaid later, isn't it? ”

Li Ji's heart was shocked, and when he rolled to his mouth, he swallowed it back again. I felt extremely disappointed and cold.

"Yes, yes......" was silent for a while, and Li Ji hurriedly replied, "I, I told the bank, but you can ...... it"

"Li Ji, are you okay over there? If the industry really doesn't agree, I'll think of a way, or I'll come forward and talk to you. The sound of drinking water came from the earpiece, and Wan Daming took a breath, "I haven't seen this new president of your bank." ”

"It's okay, it's okay," Li Ji said bitterly, "Uncle Wan, don't worry, it's easy to say in the industry, it's easy to say......"

After a slight pause, Li Ji asked, "Uncle Wan, is the group's funds really so tight?" ”

"Hey, it may be worse than you think," Wan Daming's voice sank, "If I hadn't found Mayor Wang, he personally came forward, and several big banks agreed to postpone the repayment, I might have to vacate the Marriott Building for others......"

"You also know that the trading company has been in trouble. I finally managed to scrape together more than 30 million yuan, and first gave it to a few suppliers with large arrears, which was considered to appease the family and let the family withdraw the lawsuit first......

"But it's just a drop in the bucket, what to do later, I don't have anything in my heart......"

In an instant, Li Ji felt cold to the bones, and was speechless for a long time.

"But don't worry too much," Wan Daming comforted, "This month, several major projects of the group have been negotiated. The transfer of transfers, the joint ventures of joint ventures, is that the funds do not come in so quickly. ”

"That's good, that's good......" Li Ji smiled reluctantly.

"In a month or two at the latest, I will definitely pay back your 100 million!" Wan Daming said it neatly.

Another month or two?!

Li Ji wanted to cry without tears.

For a while, it was like swallowing eight bitter melons, and his face was full of helplessness.

My dear uncle, don't say it's a month, even a day can't wait! If I waited for your money to arrive, the cucumber vegetables on my side would have been pulled out of the cold and cold, just waiting for the corpse to be collected.

"Oh, then ......" Li Ji groaned, plucking up his courage, "Uncle Wan, can you pay back a little first, such as 20 million, 30 million......"

"How?" Wan Daming paused, "Is it a requirement in your industry?" ”

"No, no......" Li Ji didn't know how to reply, "I, I'm just talking about it,...... I think it's better to pay back some of ......."

"Hmm......" Wan Daming responded, and he didn't speak for a long time.

Li Ji was up and down in his heart, and he regretted what he had just said.

"If you don't say it, I also know that it's better to pay it back first," Wan Daming finally spoke, "Everyone comes to ask me for money, but the group's funds are really tight at the moment." It's a joke to say it, I can't even get five million cash on hand right now......"

Speaking of this, Wan Daming stopped, his voice a little choked.

"You also know that the 100 million yuan for the payment of corporate bonds was still given by other partners," Wan Daming continued, "You Uncle Wan, now there is only an empty temple left, and the poor monk who has nothing." Every penny spent, you have to rely on going around and begging for alms......"

Wan Daming's voice was old, and there was a sense of twilight at sunset, and Li Ji couldn't help but feel sad in his heart.

"Hey, it's okay, it's okay! Uncle Wan! Li Jiqiang made a happy face, "Don't worry, I'll just say that, if you don't pay it back, it's okay to ......"

"Oh, I think so," Wan Daming was silent for a moment and sighed, "Next month, no matter what the situation, Uncle Wan will smash the pot and sell iron, sell the house and sell the land, and return your 100 million first, okay?" ”

"Okay! Yes! No problem! Li Ji calmed down and seemed to use all his strength, "Uncle Wan, don't worry." Don't be in a hurry with this money, you can pay it back slowly!"

When Wan Daming's words came to this, Li Ji had nothing to say.

Pay it back slowly, anyway, I don't know where I ended up at that time, and I don't care about the loan of the second uncle.

"Li Ji, you don't know, what a mess Wan Cheng stabbed this kid," Wan Daming's voice was full of sadness and helplessness, "This company is about to collapse him......"

There was a heavy sigh on the phone: "Uncle Wan is now the most difficult and difficult time, and the company is about to close down......"

"Uncle Wan, how could it be? If you don't die in a catastrophe, there will be a blessing in the future......" Li Ji searched his intestines and scraped his stomach, trying to find words to comfort Wan Daming.

"If you don't want to be blessed, Uncle won't want to do it anymore. It's not easy for Marriott Group to develop like this, I can't let it fall......" Wan Daming's tone was difficult, "Your Brother Wan Cheng is gone, this time, it's all thanks to your help......"

"I ......" Li Ji was stunned, opened his mouth wide, but couldn't make a sound.

"Okay, I'm here for guests......." Li Ji heard footsteps and human voices, "Uncle is old, Li Ji, I have time to come and see Uncle ......"

"Okay, okay, Uncle Wan, I'll definitely go ......" Li Ji's eyes were hot, and he almost burst into tears.

The phone hung up over there.

Li Ji held the mobile phone, his eyes glazed, like a wooden man.

After a long time, he put down his phone. Sit down in front of the computer, silently clean up the file, and close the computer.

He sat quietly for a while, thought for a long time, and decided to look for Cui Hao again. See if you can extend the loan, or give yourself a little more time.

When I walked to Cui Hao's office, the door was closed. Li Ji calmed down, took a big breath, and knocked on the door gently.

No one in the room answered, and no movement could be heard.

After waiting for a while, Li Ji added a little more strength, and knocked again, but no one paid attention. He pushed the door hard, only to find that it was locked.

was wondering, but saw Xiao Miao come out, glanced at Li Ji, and smiled: "Mr. Li, you are looking for Mr. Cui!" ”

"Well," Li Ji nodded, unconsciously stepping back, "Mr. Cui is not here?" ”

"Mr. Cui is on a business trip and has gone to the province," Xiao Miao said, "and it may take two days to come back." ”

"Okay, then let's wait for him to come back."

Li Ji nodded, turned around and walked back. I felt both relaxed and disappointed.

He walked slowly to the top of the stairs.

The wind blew in through the half-open windows and it was cool. On the roof of a building not far away, a few pigeons "cooed" and jumped around......

Li Ji stood in front of the window for a while, thinking hard in his head. After a while, fine beads of sweat oozed from the sideburns.

He clenched his fists, took a few deep breaths, and walked down the stairs.

Li Ji decided to go to President Tao.

He hesitated, his eyes were solemn, step by step, his legs sank, and finally reached the seventh floor.

The door to Taupin's office was hidden, and it was quiet inside.

Li Ji stood in the corridor at the top of the stairs, stared at the door for a while, gritted his teeth, and walked to the door.

Hearing the movement, Tao Ping, who was buried in a pile of papers, raised his head. Seeing Li Ji at a glance, he was stunned at first, then curled the corners of his mouth and smiled: "Oh, it's Li Ji, come in." ”

The long-lost cordial voice made Li Ji a little trance and a little uneasy.

In front of him, he was still the amiable and considerate subordinate President Tao. Li Ji's heart was hot, full of resentment and grievances, and it seemed that most of it had gone at once.

"Come, sit!" Tao Ping stood up and beckoned.

Li Ji's body trembled, and he felt flattered. It's like a child who has done something wrong and is unexpectedly forgiven by an adult.

Li Ji sat down next to each other on the edge of the sofa and looked at Tao Ping a little excitedly.

Tao Ping sat down behind the desk again, took a sip of the teacup at hand, and asked, "Xiao Li, is there something wrong?" ”

"Tao, President Tao," Li Ji thought, he had never been so nervous in front of President Tao before, "Can the 100 million loan of Marriott Group be repaid by deferring repayment, or can it be repaid by borrowing new ones?" ”

A common routine used by banks to borrow new money to repay old things.

When a customer has difficulty in repaying the loan, or is unable to repay it at all, in order to conceal the true status of the loan and avoid the formation of bad debts on the statement, the bank will often take the initiative to issue a loan of the same amount to repay the previous loan.

In this way, although the essence has not changed, the loan, which should be counted as a bad debt, has been transformed and has become normal.

"Hmm......" Tao Ping's face darkened, and his eyes became uncertain. He drank his tea slowly, and did not speak for a while.

Li Ji was apprehensive in his heart, and his face began to burn.

"If this had been put on hold, it wouldn't have been impossible.......

After a long silence, Tao Ping finally spoke.

Li Ji was overjoyed, and seemed to see a glimmer of hope.

"But ......"

"Fuck you, but!" Li Ji was so angry in his heart that he almost scolded.

"As you know, this year, the provincial bank has been strict on loan assessment, requiring that the bad debt ratio must be controlled within 1%," Tao Ping put down his teacup and his eyes sank, "If this indicator is broken, not only will the province be criticized and the performance ......salary of employees will be deducted."

Li Ji listened silently, completely losing the heart to answer.

"If the loan cannot be recovered at the end of the month and a bad debt is formed, then the bad debt rate of our bank will exceed 3% this month......

Tao Ping's gaze moved back and fell on Li Ji's face.

"If that's the case, not only will the performance of this quarter be gone, but the bonus and performance at the end of the year will definitely be lost.....

"President Tao, it's going to be extended for one month!" Li Ji stood up and looked eagerly, "Next month, next month, I promise to let Marriott Group pay it back!" Even with profits, a lot of points! ”

"Next month? To put it lightly! Tao Ping raised his eyebrows and his face sank, "Then what should I do this month?" Drink the northwest wind! ”

"Then, what about half a month?" Li Ji was anxious, suddenly stood up from the sofa, and couldn't help shouting, "Or ten days!" Ten days is fine! ”

"Half a month? Ten days? Tao Ping twitched the corners of his mouth and snorted coldly, "It's not even a day!" ”

"I have to be responsible for all the employees of the bank!" Tao Ping said seriously, like a kind old father to his beloved son, "If the time comes, everyone can't get the money, and they can't scold me, the president!" It's no wonder that people's wives and children don't block my door! ”

"So, what about borrowing the new to repay the old?"

Li Ji's voice trembled, and his eyes stared straight at Tao Ping.

This is his last straw, and he must grasp it.

"Borrow the new to repay the old?" Tao Ping clearly had a sarcastic smile on his face, "It used to be done, but now the credit department of the provincial bank has requirements, and ...... is not allowed in principle."

Seeing that Li Ji was anxious to interject, Tao Ping waved his hand: "Besides, as far as the current situation of the Marriott Group is concerned, the provincial bank has made an internal notice that it is strictly forbidden to form a new loan scale for the Marriott Group......"

Finally arrived at the Yellow River.

Li Ji was desperate and desperate.

His legs went limp, and he staggered back to the couch.

Mu Ran.