This is similar to a concept, for example, a brand A store, which requires customers to wear clothing with a brand A series to allow purchases, so it prevents users who wear ordinary clothes from entering, but the question is, I don't buy this brand, how can I wear this brand of clothing?

Then, the clothing store doesn't care what you think.

If you don't have clothes, you can't get in.

Customers are going crazy, am I just going to come in and buy it?

Wouldn't you have it if you bought it?

I'm here to buy it!

It's a pity that I can't really enter this threshold without it.

When it comes to bank loans, the rationale is similar.

The same newly established companies, companies with few assets, have weak credit on the bank's side, and there is no doubt that they belong to the bank's high-risk users.

It's a pity that what they don't know is that the real risk comes from a seemingly huge enterprise that doesn't know anything.

Like what...... A real estate company has a debt of two trillion yuan.

That kind of risk, on average, can give a life to a company that needs a million loans?

That's 2 million small companies!

How many companies that need tens of millions of loans can be given to survive?

200,000!

This data is really scary.

With so much money, you can afford to support millions of small companies.

In this, what is the default rate?

Needless to say.

A lot of truth is sometimes self-evident.

Of course, companies with two trillion debts, let alone in recent years.

Even in the next few decades, it will be a unique case.

This concept of the bank, which has been developed for thousands of years, is deeply ingrained in this land.

To describe it in a popular phrase, it is naturally a very backward pawnshop thinking!

How can small and medium-sized enterprises develop if they are willing to lend to companies that don't need money at all, but they set thresholds and make it difficult for those small businesses and small companies to lend to them?

Big companies that don't need money, take the money and have nowhere to spend it, so they start spending money indiscriminately, stepping into a field they don't understand, messing around casually, spending money and seeing nothing, anyway, I have money.

However, small companies that need money, in the case of failing to borrow money, can only be unsustainable, and then slowly after layoffs and downsizing, the company will also go bankrupt.

Innovation and entrepreneurship need financial support.

And now, Su Yu ushered in a big support.

Support from banks.

He failed to break through the pawnshop mentality of the bank.

He has a guarantor, and this guarantor is Zhang Linran.

With Zhang Linran as a guarantor, she found her uncle and submitted an application.

The loan of three million should be transferred to the company in a few days.

These three million loans are low-interest loans.

The agreed repayment period is within three years.

Su Yu had plenty of time to think about when to repay the loan.

Not to mention three years,

Even if it's a year away, if he can still see three million, it's his failure.

For the scale of shared bicycles, millions ...... It's really nothing, it's just the kind of water that falls a stone and splashes in the vast ocean.

Millions, it's really just this scale.

It may only be at the level of 10 million to maintain it for a long time.

In the field of shared bicycles, only more than 100 million can be qualified to play chess in the national bureau, and Su Yu naturally knows it.

So what Su Yu is thinking about now is starting at the level of tens of millions!

How to attract capital is a big problem.

In the past, I felt that the development of shared bicycles was very smooth, and the country expanded greatly at every turn.

Now it seems that Su Yu really finds it very difficult.

The money comes too slowly, and the demand for money is surprisingly fast.

Even if it was three million, Su Yu was not too satisfied.

Now he is a little luckier and has met two nobles.

One is that he won it after giving certain benefits.

The other is the relationship between his parents and Zhang Linran's real interest in his company and the things he researches, so he helps.

Su Yu thought of the help provided by Zhou Qiang and Zhang Linran during this time.

Immediately raised his glass and signaled,

Everyone was still worried, especially Liu Jiannan, who was almost scared, but when they heard it, the boss had made a loan of 3 million, and they were relieved.

He doesn't care where the boss's money comes from, as long as the company has money, it is the most important thing.

Of course, this also proves the ability of the boss!

He knows very well that an ordinary small company that has just been established wants to get a loan of three million from the bank?

Just kidding!

Three hundred thousand is difficult.

Not to mention a loan that is more than ten times greater.

Since the boss can handle it, it means that the boss has someone, and this is the key.

Naturally, from the side, it proves that the boss's background is not bad.

Next, everyone had eaten.

I went back to my place to rest.

In fact, at night, the company doesn't need to leave anyone behind at all.

Because it was too late, there were no students at the school to ride.

Naturally, there will be no server troubles.

What Su Yu has to think about now is how to thank Zhang Linran, if it really doesn't work, it's good to get Zhang Linran into the company and give him a share or something.

In this way, it will be easier to get a loan in the future, right?

This bank loan is so timely that I can't thank you.

He also experienced the help his father gave him for the first time, you must know that at the beginning, when his father said about his classmates, Su Yu didn't take it seriously.

Although Zhang Linran helped him with this, he didn't inform her father, at most he recommended Su Yu's company, because the other party's bank had a lot of reasons, so he naturally made a certain amount of risk lending, and for the bank as a whole, whether there are these three million or not is really nothing.

Not to mention, that bank is already a big bank.

That night, Su Yu just returned to the bedroom from the outside hotel.

Just as he was about to take off his coat, he received a call on his phone.

Picking up the phone, Su Yu raised his eyebrows and said, "Hello doctor, is there something wrong?" ”

"Classmate, this security guard in your community is no longer good......

In a word, Su Yu stopped taking off his coat.

……

The next day, Su Yu directly took two days off and returned to Jiangcheng by high-speed train.

This time, he needed to go back.

In many cases, people do something not out of interest.

Since you have done something, you must at least ensure that there is a beginning and an end.

The uncle was sick, and they did come to Yanjing City, but it was also because school started, so they had to come.

Now that the uncle is no longer good, it is necessary for Su Yu to go back.

Help people to the end, send people to the west.

You have to have a beginning and an end to everything!

Su Yu didn't drive either, because the high-speed rail was faster.

He took the high-speed train early in the morning, and when it was more than ten o'clock in the morning, he came to Jiangcheng.

Subsequently, Su Yu took a taxi and went directly to the hospital.

While in the taxi, Su Yu also sent a text message to Chen Jianghe: "Lao Chen, did you find the person I asked you for before?" ”

Before, he promised the security guard one thing, to help him find his ex-wife.

Later, he asked Chen Jianghe.

After such a long time, Chen Jianghe should have found out earlier, right?