Chapter 024: Next, how are we going to play?
Even in 23 years, 5 million is a figure that 99% of people can't reach in a lifetime, but now that he says it lightly, it feels like he can handle everything at any time.
What did he go through that made him go from being a coward who didn't dare to play anything, to being so bold?
Is this the words of an ordinary college student?
Are you sure it's not an old fritter trained by society?
You won't be, I want your interest, you want my principal, right?
This guy has disappeared for more than half a year, is it possible to replace him!
Where did Gao Huaijun, who was hesitant and weak before, go?
This is a bit outrageous!
"Ahem... Brother, I'm in business, but I won't do those dangerous things, don't worry, I won't pit you! I'll give you 3 pips for the bridge toll! Am I still not at ease? Gao Huaijun almost didn't choke on drinking water.
Although the two are friends, they are now out of society, and both sides have to rely on interests to speak.
Friendship can make them sit together, but friendship can't let Tang Yuan go beyond the rules of the game to help Gao Huaijun do things.
At the end of the day, it's going to be a deal.
"Huh! Loans are not that simple, bro! This is 5 million, not 50 yuan! A hint of joy flashed in Tang Yuan's eyes, and then he reluctantly pressed down.
He recently had a little sister, but his father was not satisfied and cut off his food.
150,000 can indeed solve his urgent need.
3 pips for bridge tolls.
Do you know what you're talking about?
Even if he relied on his connections to work in the banking system, but a month's salary, if he didn't add performance or anything, it would be about 2,000 yuan!
150,000 is a very shocking number!
However, compared to the risk of pulling his father into the pit, the risk of this money is very high.
The banking system has a bad debt assessment.
He didn't want to ruin his father's future for 150,000.
"Have you ever seen this thing?" Gao Huaijun saw Tang Yuan's micro-expression, and was sure in his heart, took out a stack of photos, and pushed it over.
This is the new small air conditioning fan from Hillhouse Factory.
"This... I seem to have seen it, I have blown it at my relative's house, right? Tang Yuan looked dazed, and then asked with curiosity.
Then he thought of something, and then looked at Gao Huaijun with a shocked expression.
Seeing Gao Huaijun nodded, although he couldn't accept it in his heart, he didn't have to know.
This kid is really developed!
directly becomes a rich generation in seconds, which is really a good guy.
It seems that what Lin Xiaoyu gave up was not a sapling, but a big tree!
"This machine is a popular product produced by our Hillhouse factory, and this year's sales have reached more than 20 million. However, as you know, electric fans are not a product with high technical content and high competitive pressure. Gao Huaijun concisely said the general situation in the factory.
Tang Yuan no longer has the pitiful mentality he had at the beginning, and he looked at this Gao Huaijun squarely, and nodded yes again and again.
"So, do you want to get a loan and do a product upgrade?" Tang Yuan asked.
"At present, the Hillhouse factory takes out loans for plant and facilities and equipment, and the amount that can be borrowed is very low. The bank's people came to estimate that they could only borrow more than 1 million at most, which is insignificant and too little for Hillhouse Technology. . . Gao Huaijun said with a smile.
"So you found me? I can't speak for my dad's attitude! Tang Yuan laughed.
"Enterprises also need support for these things. Banks must also conform to the spirit of the above policies! Besides, 5 million is a huge amount of money for others, but for President Tang, who has a loan amount of hundreds of millions of yuan, it is nothing. Gao Huaijun said meaningfully.
Banks have non-performing loan indicators, but the amount of 5 million is not too large.
Moreover, if Gao Huaijun said that it was true, the loan risk would not be too great.
As for whether he said that it is true or not, the bank's risk control department is not a dry meal.
"Okay! I'll talk to my dad. Tang Yuan thought about it, and was still ready to help his old classmates, with this reason, 5 million is not a risk.
"Then thank you, brother!" Gao Huaijun said happily.
。。。。。。
At this point in 04, the financial crisis has not yet arrived, so the monetary market is not nervous.
Gao Huaijun also took advantage of a loophole, coupled with Tang Yuan's mediation, he barely managed to get this credit loan.
After returning to Xicheng from Jiankang, Gao Huaijun did not let Min Weiguo slowly recruit personnel by himself while waiting for the loan to come down, but let the time continue to be wasted.
After Min Weiguo arrived at the post, Gao Huaijun immediately held a formal high-level meeting, and after the introduction of relevant personnel, Gao Huaijun entered the topic.
"Our Hillhouse factory has launched two new electric fan products this year!"
"These two products can be said to have shocked the entire Chang Triangle region and become two small hits!"
"But!"
Gao Huaijun looked around at Zhu Yunlai, Ning Yuan, and Min Weiguo, who were all in their hearts, and continued.
"The limitations of electric fan products are too great, this niche product can only be sold in the summer, and for our Hillhouse factory, it is completely impossible to achieve the full quarter of sales! Therefore, the Hillhouse factory must be resolutely transformed! ”
As soon as these words came out, the entire conference room was silent.
In fact, Gao Huaijun more or less gave some words to Ning Yuan and Zhu Yunlai, but now that it is officially proposed at the executive meeting, it is still very shocking!
Hillhouse factory has been making electric fans for so many years.
It can be said that the electric fan is the comfort zone of this factory, and it still takes courage to get out of the comfort zone now.
"So, what are we going to do next, I'd like to hear your opinions!" After Gao Huaijun finished speaking, he lay down on the seat behind him.
The three of them are not particularly familiar with each other, you look at me, I look at you, and then Zhu Yunlai coughed and said, "Let me say a few words!" ”
"Although we do light car traffic for electric fans, it is true that if we want to maintain the high development of the Hillhouse factory, we need to make some items that are often made all year round, such as washing machines, microwave ovens, and gas stoves.
"Anything else? Director Ning, what is your opinion? He turned his head to look at Ning Yuan.
"The next development direction of Hillhouse Factory, my opinion is to carry out micro-innovation!" Ning Yuan thought for a while and said.