"Even if it's 20 billion, it's at least, and it's not necessarily enough!" Qin Feng said with a dry smile.

"Hmph, the old man didn't have it anyway!" Leng Yuan pursed his lips.

"Last time, you said that you had 10 billion yuan in your hands, even if you didn't share it with others, I'm afraid it wouldn't be enough, right? Since you are doing business so profitably, how can you still be short of money?" Gao Protector obviously didn't understand the way of management, and asked with some doubts.

In the eyes of everyone, five billion is a huge number!

"You don't know, although this shop makes money quickly, but it also spends money quickly, and every purchase requires a lot of capital turnover, especially now such a huge multinational store, the purchase capital needs a very large amount.

Although we have some fixed capital, but we don't have much liquidity, if we used to just run shops, it was indeed more than enough, but now to build a huge network of information, to build our own armed forces, everything needs huge financial support.

In fact, 30 billion is a simple budget, and I have already said hello to a few friends, and now I have borrowed 10 billion, but there is still a shortage of 20 billion funds.

The way of doing business is like this, often those who are more superficial and look rich and powerful, are likely to borrow other people's money to make a fortune, and their own money is basically not enough to maintain their own huge operation, but these things are difficult for you to understand. Qin Feng said with some feelings.

"The old man really can't understand that you are so rich that you still need to borrow it. The Ancient Dharma Protector shrugged.

"Hehe, it's not a secret, when I used to run shops across borders, the working capital was often insufficient, but fortunately, Lanxiang shops also have a certain reputation, I can finally borrow some in the hands of others, even if I owe others a favor.

When the time comes, others will be in need. I lend it to others, the so-called gift exchange has borrowed and returned, to be honest, there are still some customers who owe us a lot of Xuanjing jade, but they are all old customers, even if we urgently need Xuanjing jade. You can't be too tough to get people to pay off their debts. Qin Feng said.

"Forget it, the old man doesn't understand the way of management, Master Shi, there's nothing to do here, I'll go out first!" The ancient protector arched his hand, listening to these things, he was a little big, and the high protector left immediately.

"Elder Leng Yuan, Elder Wan Kun, the head of the sect has given us a lot of Xuanjing jade in his shop. Don't hide what you have, but take out all the ones you have now. Seeing that Shi Sheng was embarrassed to speak, Zhang Tian Ancestor said so.

"Ahem, I only have a billion here. Wan Kun coughed dryly.

"Old man, there are more than six billion here, but for the safety of the sect, I still have to leave some of them to maintain the formation, so I will take five billion for you!" Elder Leng Yuan said with some pain.

"Thank you, two elders. However, there is still a difference of more than 10 billion!" Qin Feng shook his head.

"Don't be dissatisfied, you kid. Hmph!" Elder Leng Yuan pursed his lips.

"Haha, there's no need, the Xuanjing Jade of the sect is the expense of maintaining the operation of the sect, if the Great Elder Wankun takes out a billion, the operation of the sect will also stagnate. Our sect can't make a profit, but it needs a huge amount of expenses.

And Elder Leng Yuan's Xuanjing Jade must not be moved, so as not to cause a big battle at any time, the Xuanjing Jade reserve is insufficient, and the strength of the personnel to urge the large array is limited. I can't last long, so Tianxuanzong can't help you this time. Shi Sheng said with a straight face.

Hearing this, Qin Feng nodded with some disappointment, but when the master spoke, he didn't dare to refute anything.

But Leng Yuan and Wan Kun are gone.

"Master, how can this work? Even if we need Xuanjing Jade, but this is almost all taken by Qin Feng, now that he needs it, we naturally have to take it out to help it tide over the difficulties, take it, this is five billion." Leng Yuan threw out a Nian Yuan ring.

"That's right, this is my billion, I'll hand it over to you to tide over the difficulties first, and then we'll find a way to the sect!" Wan Kun also threw out a Nian Yuan ring, although the two of them had some iron roosters, they could still distinguish the weight at the critical moment.

Qin Feng's face was overjoyed, and he was about to take two Nian Yuan rings, but without Shi Sheng opening his mouth, Qin Feng didn't dare to make a move, so he looked at Shi Sheng, the master.

Shi Sheng shook his head with a straight face, Qin Feng understood in his heart, and after a few polite words, he returned the Nian Yuan ring to Leng Yuan and Wan Kun.

"Master, what do you mean? Just now I was just joking with Wan Kun, could it be that the head of the sect is serious?" Elder Leng Yuan saw Qin Feng's refusal, and Wan Kun became a little unhappy.

Zhang Tian Ancestor frowned, and said with a haha: "Haha, master, you just let Qin Feng accept it, what are you afraid of, he took six billion this time, and next time he will return seven billion, if there is a difficulty, just help each other, we also take advantage, haha." ”

Shi Sheng also smiled and said softly: "Ancestor, Elder Leng Yuan, Elder Wankun, don't misunderstand, after all, I am still the head of Tianxuan Sect, and the shop is also mine, if I am in need, I will naturally not see outside."

However, this Xuanjing Jade really can't be given to him, because our sect also needs it, of course, I have my own way to let him get through this difficulty, so you don't have to worry!"

"Oh, what way?" Zhang Tian Ancestor said with some doubts, and Qin Feng was also a little surprised.

"Ancestor, Elder, let me ask you something, I have a new and bold idea, such as now that the Imperial Family is borrowing Xuanjing Jade from you, will you lend it to him, how much can you borrow?" Shi Sheng asked, Qin Feng frowned and listened carefully.

"Oh, if the royal family wants to borrow some Xuanjing jade, we can only take out a small part of the spare money that we can't use for the time being, and we can lend it to them, about a billion. Zhang Tian Ancestor said.

"Well, what if the royal family agrees to borrow one billion and repay us 1.1 billion in half a year or a year? According to this ratio, how much can the ancestor give him?" Shi Sheng asked.

"Hehe, in this case, Tianxuanzong can come up with at least two billion, anyway, these two billion are also put away, it would be better if they could make money, but how could the royal family give us these more benefits? In that case, I don't know how many people want to lend it to them!" Zhang Tian Ancestor shook his head.

"Then if the Lanxiang shop sets up an organization that can help cultivators store the currency Xuanjing Jade and the like, will everyone store the Xuanjing Jade in the Zài Lanxiang Shop?" Shi Sheng asked.

Hearing this, everyone was stunned at first, but Zhang Tian Ancestor immediately reacted.

"Hehe, it seems that this may be ~ sex ~ very low, of course, there are too many cultivators, and there are also people who, for various reasons, are inconvenient to carry Xuanjing jade, and store their Xuanjing jade in the zài shop.

But there are still very few people who do this, and as members of the sect, we feel that we are still our own Xuanjing jade, and it is safest to put it in our own pockets.

For the sake of money security, everyone saves the remaining money in the money bank, or exchanges some currency for huàn, but we are still a little different from mortals, and it is not convenient to say where we are on a day. Zhang Tian Ancestor said.

Shi Sheng nodded slightly, understanding Zhang Tian Ancestor's thoughts, the money village he wanted to establish was different from Zhang Tian Ancestor's cognition.

In old ancient China, the currency exchange against huàn was already stored in the Spring and Autumn Period and the Warring States Period, and some private currencies were stored for a long time, because there were too many types of currency in circulation!

The formal exchange business began to appear in the Western Han Dynasty, and developed in the Tang and Song dynasties, beginning to be operated by gold and silver shops, cabinet shops, etc., and in the Yuan and early Ming Dynasty, the government ~ wanted ~ to specialize in paper money.

However, the people still use silver ingots and copper coins, silver, money, and banknotes in parallel, and a variety of public and private institutions are concurrently engaged in the business of cashing huàn, which is called Qianzhuang, or money number, money shop, exchange shop and other names!

Therefore, the earliest money bank was simply for everyone to exchange different currencies, but some fees would be charged from it, and it was slowly improved, and the money bank could deposit business in the later period.

Until the end of the late Ming Dynasty, Qianzhuang has become an independent financial organization, not only operating the business of cashing, but also lending, providing the convenience of issuing posts and withdrawing money.

Nowadays, although the mortals of the Qianyuan Continent already have money banks, they are only limited to the business of exchanging money, and the development is still relatively backward, and the deposit business has also developed in recent years, which is not as good as the late Ming Dynasty.

However, the poor seldom save, because each withdrawal of money also costs a fee, and only when the rich have too much money and too much gold and silver, they will deposit it into a bank to exchange it for huàn tickets, silver tickets, etc., which also makes it convenient for some people to carry it outside.

Holding a million silver tickets, and letting a few people behind you look at the feeling of millions of silver taels, it must be different, so for convenience, when withdrawing money for huàn gold and silver, I don't care too much about spending some fees.

It is inconvenient for mortals to carry a lot of gold and silver, so they can save it and exchange it for a silver ticket, which is convenient to carry on their bodies, but cultivators are different, they have Nian Yuan rings, and they can save as much Xuanjing jade as they want, and they don't need to go to any money village at all.

Therefore, as soon as Zhang Tian Lao Zu and the others heard about Qian Zhuang, they rejected Shi Sheng at that time, this is not a thing that will work at all, at least there is such a cultivator Qian Zhuang to open it, and he will definitely not save Xuanjing Jade in the past!

Shi Sheng looked at everyone and continued to ask: "Then if the money village changes slightly, you deposit one billion, and you can withdraw one billion in a year, I wonder if you will still save the Xuanjing jade?"

"What?" Zhang Tian Ancestor frowned, and then smiled: "Haha, people are not looking for us to borrow Xuanjing jade, we take the initiative to deposit, people help you save it, not to mention, no fees when withdrawing, and pay you some more, how can there be such a good thing in the world?"

If this is the case, as long as the money bank is safe, the old man is willing to save the spare Xuanjing jade in it, and put it in his pocket and can't make money, so he can put it everywhere, wouldn't it be better to put it in the money bank?

Even all the net worth is saved in and taken back when you use it, but the question is, who would be so stupid to open a money-losing bank?" Zhang Tian Ancestor said disappreciably, but Qin Feng was already stunned, his eyes flashing with light!

......

Good night recommended ticket, thank you for your tips and monthly pass !! (to be continued......)