Chapter 623: Retreat
"The ancestor is right, senior brother in charge, I am also a talent in the mortal world, I am still very clear about these things, the money bank will help you save gold and silver, and when you want to withdraw money, you need to pay ~ fees, who would be so stupid? Open a loss-making bank?" Wan Kun shook his head and smiled bitterly.
"I will, I will, hahaha, thank you Master for reminding me, Master's way of business is really fantastic, this will open up a new business model in the Qianyuan Continent, haha, I'm going to be the leader!" Qin Feng suddenly laughed like crazy.
Seeing this, Shi Sheng smiled, many of his classics were really not in vain for Qin Feng to see, this kid's comprehension of the way of management is really not ordinarily high, of course, this is also the relationship between Shi Sheng showing Qin Feng too much of the way of modern management.
However, when Shi Sheng secretly praised it in his heart, the others regarded Qin Feng as a crazy demon!
"That, are you okay?" Wan Kun looked at Qin Feng with some surprise.
"It's okay, it's okay, I'm going to open a money bank, a money bank in the cultivation realm!" Qin Feng laughed excitedly.
"Open a money bank, do you really want to like the senior brother in charge, save one billion, and you give 1.1 billion when you withdraw money? Are you sure you are normal now?" Elder Leng Yuan looked at Qin Feng.
"Naturally, the elders don't know how to do business, we don't value the little money given to your depositors, we look at the big money, and the little money in your hands is just a spare time, and it can't bring you any benefits.
But in our bank, I use your little spare money to accumulate, which can be used to make more money and create greater benefits, and what I share with you is just some small profits.
I remember that the book on the way of doing business that my master gave me mentioned financing. It's just that this word is really obscure, and it was difficult to comprehend at first, but now that it has reached this point, and with the master's reminder, I have comprehended the concept of financing!" Qin Feng said slowly.
"What? Take our money to do business? You...... What a cunning boy!" Zhang Tian Ancestor said with a glaring glare.
"Hey, Ancestor. Your money is also put away, you can still make money here with me, you don't know how to run it yourself, we can use the Xuanjing jade accumulated by everyone to create greater wealth, how about the ancestor? In this way, will you still save the Xuanjing jade?" Qin Feng asked.
"But the question is, what if you lose money? Who do we ask for? I'm afraid it's hard to establish this credibility!" Leng Yuan said.
"It's easy to do. The big signboard of the Lanxiang Business Alliance is stronger than any credibility, and there is also the support of Tianxuanzong behind it, and the credibility is not a problem, otherwise, how could I borrow the 10 billion before?
Besides, we brought the Xuanjing jade circle, and everyone doesn't know what it is for. Only our own family knows our profit model. It is used to make money, how can outsiders know about it? Even if they know, everyone will willingly save the Xuanjing jade for money. Qin Feng said.
Wan Kun thought for a moment, but frowned.
"That doesn't seem right!" Wan Kun said.
"Oh, what's wrong?" Qin Feng still had excitement on his face.
"Maybe it's a bystander, maybe you're just thinking about making money now. But I didn't expect that in the future, as more and more depositors and credit improvement, in the end, I am afraid that you will not be able to use up the money you have saved in the bank.
Until that time. With such a huge amount of money, if you can turn around your business, you still want to pay for additional expenses for others with your own profits? I'm afraid you can't afford to lose, because there are too many depositors' funds, and you can't swallow them!" Wan Kun said slowly.
"This ......" Qin Feng calmed down instantly, the excitement on his face gradually faded, he was only thinking about solving the urgent need just now, but after listening to Wan Kun's words, he felt that it was not unreasonable.
In the end, depositors come to save money, so much money can't be used up by themselves, and they are idle in their hands, and in the end they have to give others interest rates, which is indeed a loss-making business.
Thinking of this, Qin Feng scratched his head again!
"Hehe, it's okay!" Shi Sheng waved his hand.
"Is there any way for the master to solve it?, or after the circle has enough money, immediately stop and prevent others from continuing to save Xuanjing Jade, lest we lose too much?" Qin Feng asked.
"No, what you said is financing, but my method is more advanced than financing, depositors come to deposit, we must not refuse, as for the huge funds in the later stage, you can't use them up, you can release them." Shi Sheng said with a smile.
"Let it go?" Mo said Wan Kun and the others, even Qin Feng was stunned, not understanding what it meant.
Shi Sheng said with a smile: "You just said that you are in a hurry to use money now, but there are still some old customers of Lanxiang's shop, and they can't give you Xuanjing Jade, but you don't have a good urging."
This shows a problem, some people have money to spare, so they store it with you, but there are also people like you, who are in urgent need of money, but borrowing around requires favors, and they may not even be able to borrow it.
But our money bank can lend, depositors save one billion, for example, return 1.1 billion a year, but someone comes to borrow money, you can see whether they have the ability to repay, and mortgage, they borrow one billion, and need to repay at least 1.2 billion.
There are a lot of people who save money, and there will definitely be no fewer borrowers, but others can't go around borrowing money for a while, and they may not make up enough money for a year, and people who don't know each other may not believe in lending him.
But we are different, we don't need to borrow, as long as we open a bank, depositors will naturally come for their own interests, and as long as the lending business is opened, borrowers will naturally come.
Of course, what I'm talking about is just a model, the specific interest rate, we still have to set it according to the national conditions, the specific details, we also need further detailed planning, this matter is not trivial, can not be careless!"
"This, using other people's money to make money in business, lending other people's money to others, and taking benefits in the middle, this ......" Zhang Tian Old Ancestor looked at Shi Sheng strangely, and said slowly: "The old man is simply suspicious, are you the person of this interface, how could you come up with such a strange way? The old man has lived a long time, and he has not figured out your crooks!"
"Haha, it can only be said that the development of our Qianyuan Continent is too slow, in fact, even if I don't establish such a bank, maybe in a few years, with the development, there will be people who will establish such a bank. Maybe I'm ahead of my consciousness!" Shi Sheng couldn't help but laugh in his heart after speaking.
These bends and bends are the valuable experience summed up by the development of China for countless years!
"Alright, master, I'll go think of a plan and show it to you. If I can, then I will open a money bank immediately!" Qin Feng was also resolute, and he was in a hurry to do it.
"Okay, then you go get busy first!" After Shi Sheng finished speaking, Qin Feng hurriedly left the main hall.
Everyone still recalled Shi Sheng's way of making money, but Shi Sheng frowned.
"It's beautiful to live peacefully, but it may not last long, if the turmoil in the Holy Palace is not resolved, our Tianxuan Sect will never have peace. During this time, Sister Wan'er couldn't come to the news, I don't know why the Holy Palace hasn't moved for so long!" Shi Sheng said solemnly.
"Maybe Fairy Lin doesn't know, or maybe the Holy Palace doesn't want to deal with us?"
"The possibility of the Holy Palace letting us go ~ sex ~ is very small, according to the two Dharma protectors, Elder Wu Fa is very vindictive, we killed his younger brother, and no one will give up if they want to come.
Last time, if it wasn't for Sister Wan'er saying that Elder Wu Tian finally left the Holy Palace alone with a group of people, we wouldn't have been so well prepared. Having defeated all the last enemies, Sister Wan'er is now risking her life in the Holy Palace. But it has been of great help to us. Shi Sheng said quietly.
"Oh, it turns out that the last time Wu Tian and the others came, it was Fairy Lin who notified the master?" Zhang Tian Ancestor said softly: "Hey, everyone is still suspicious of Fairy Lin, now it seems that we should also re-examine this matter, Fairy Lin doesn't seem to be actually helping us." But just one piece of information saves us from the danger of being wiped out. ”
"Yes, if it weren't for Fairy Lin's good news, coupled with the proper arrangement of the master, we would have really failed last time. Even if it's the Holy Palace, I think there are good and bad people, and we can't generalize in the future!" Elder Leng Yuan said.
Listening to everyone's change of opinion of Lin Wan'er, Shi Sheng was also relieved in his heart!
Everyone chatted about some things, Shi Sheng returned to Guxiangzhai, and six or seven days later, Qin Feng came to Shi Sheng with a designated plan, and the two studied it for more than a month.
In the end, the matter of Qianzhuang, the armed forces of the Shang Alliance, and the huge news network were finalized, and finally Qin Feng left Tianxuanzong, and Venerable Qishan took ten Venerable Majesty, who was close to protect and left with Qin Feng!
Shi Sheng passed through the guò teleportation array, went directly to Danding Peak, and handed over some of the pills he got in the Holy Palace, as well as several elixirs, to Danding Peak.
Although the purpose was to let Dan Dingfeng refine the elixir and supply it to the disciples and elders of the Tianxuan Sect for cultivation, the old medicine king was extremely excited, because there were too many pills in this place, which was enough for the people of Dan Dingfeng to exercise their Dan Dao attainments.
To say that in the past, Dan Dingfeng became the alchemy pavilion of Tianxuanzong, and the old medicine king still had a grudge, but now he agreed without the slightest hesitation, and the refined pill was supplied to Tianxuanzong for free.
Of course, the condition is that Shi Sheng has a good pill recipe, and it must be handed over to Dan Dingfeng, and now Dan Dingfeng has many more Fenyuan Realm elders, and the speed of refining pills has also been greatly accelerated.
But in the end, Shi Sheng handed over a few poison pills to Fairy Sophie, and needed Sophie's help to refine them in large quantities in the future, and gave Sophie some experience in the poison path, which benefited Sophie a lot.
Although the old medicine king had the heart to oppose it, he was worried that Sophie would fall into the poisonous path evil cultivators again, but Shi Sheng made a guarantee to the old medicine king that the poisonous path can harm and save people, and he can guarantee that Sophie will not dare and will not resist, let alone do anything hurtful.
This is indeed the case, today's Sophie does not dare to betray the master no matter what, let alone disobey Shi Sheng's intentions, because Sophie really likes poison.
Even if these poison pills are old medicine kings, they are not as good as Sophie's refining techniques, and Sophie's poison dao attainments have also helped Shi Sheng save a lot of time, otherwise even Qin Yao would not be able to refine such a level of poison pills.
After explaining the matter, Shi Sheng began to retreat, cultivating the Heavenly Holy Hand obtained from Elder Wu Tian, as well as the Poisonous Blood Arrow Divine Power, while the Tianxuan Sect was under the leadership of the two Dharma Protectors and the elders, and it was developing in an orderly and rapid manner, in order to resist the unknown power!
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