On the issue of treating laws and regulations, Guan Yuntian admits that he is naturally timid, and on many occasions, his friends have repeatedly advised him to let financial personnel reasonably avoid taxes, but he never makes such a request to financial personnel, because Guan Yuntian believes that paying taxes according to regulations is abiding by laws and regulations, and tax evasion is illegal.

Respecting the law has always been Guan Yuntian's code of conduct.

After Ding Xiangqian became the company's chief financial officer, he also took the initiative to talk to Guan Yuntian about the issue of reasonable tax avoidance of enterprises, Guan Yuntian's point of view is that Lao Ding, as a senior accountant, reasonable tax avoidance is illegal and legal, Guan Yuntian let him decide on his own, and the company does not have any excessive requirements for the finance department in this regard.

Under such a principle, Lao Ding asked the financial personnel to try to avoid touching the red line of the law in their actual work, and to pay taxes on any matters that are uncertain. Therefore, in this tax inspection, Changda Group found the least problems.

Over the years, Changda Group may have paid more taxes than other companies that could have been avoided paying them, but it is completely worth it for himself and the relevant staff to avoid living in the fear and anxiety caused by violations of laws and regulations!

Lao Qi raised his glass and said: "Mr. Guan, according to our staff, the financial accounts of Changda Group are very standardized, which is the result of Mr. Ding's strict requirements, but your tax-related subjects are rarely clear, and the taxes that should be paid are paid according to the regulations. ”

"Qi Bureau, isn't there a popular saying in society, it's not easy to do anything. It is not easy for me to be an enterprise, it is not easy for you people in government functional departments, and it is also not easy for those grassroots workers in our enterprises, if I add additional pressure to them, how can I bear it? The severity of the tax burden is not determined by you, you are just the executors, if you have to force the financial personnel to do something reasonable to avoid taxes, and if you touch the bottom line of the law, you will harm them, and it will not be good for me. This truth is very clear!" Guan Yuntian said.

On the one hand, our taxpayers have not been respected enough, and in addition, the collection and use of taxes have not been fully transparent, the so-called general environment. Lao Qi is a relatively early graduate majoring in finance and taxation, and he has his own views on relevant issues.

"Well, Qiju's point of view is very innovative, and it is in this situation that the two sides play a game of cat and mouse, expropriating and being expropriated. ”

"Yes, it is in such a game that there is room for power rent-seeking, and both sides get what they want, but it is the national interest that is harmed. Director Qi said.

"Don't hide it from the leaders, in my philosophy, there has never been such an idea, rather than hiding and hiding and hiding it, it is better to pay taxes openly and honestly. Maybe someone calls me a fool behind my back, but I think that's the only way to be at ease. Actually, this has also saved you a lot of trouble, and Changda Group doesn't dare to say that it is very clean in this regard, but I know that there is absolutely no big problem, because I have never instructed anyone to do that!" Guan Yuntian was very calm.

Between the tax department and the enterprise, it is always the relationship between the collection and management and the collection and management, Lao Ding asked Guan Yuntian to attend this occasion, the purpose is to enhance the understanding and interaction with the tax collection and management department, after all, there can be a relatively relaxed tax environment, the benefits to the enterprise are self-evident. Moreover, in the process of this tax inspection, Changda Group is not invulnerable, there are no errors in principle, and there are many general omissions.

Thinking of this, Lao Ding picked up his wine glass and walked towards Lao Qi, "Director Qi, there is a lot of room for further improvement in our work, thank you for the shortcomings!"

"Mr. Ding is polite, first of all, you have done a good job, so we have reason to take care of you. Director Zhang took the people from the inspection department back to report to me, we studied the situation of Changda Company, and felt that it was not a matter of principle, just a verbal warning, if you have to pay a fine of 1.8 million yuan, it will make both parties unhappy, and there is no need. ”

"Qi Bureau, I respect you!"

"Respect each other, Mr. Ding's business level is very high, and his professionalism is good, which is worthy of emulation by all financial personnel. ”

Guan Yuntian is in front, Ding Xiangqian is behind, they start from Lao Qi, take turns to toast with the guests, Lao Ding is older, Guan Yuntian asked him to order, "Mr. Ding, you take it easy, I will definitely accompany a few leaders." ”

The enthusiasm of the host, so that the guests were very moved, originally, Changda Group did not find any principle problems in the tax inspection, Lao Ding and Guan Yuntian's hospitality, so that the atmosphere on the wine table is more harmonious, the guest and the host frequently interact, this wine to the end, stunned to send a box of Wuliangye sent by the waiter to drink up, except for Lao Ding, no one else is less drunk.

In the car home, Guan Yuntian told Lao Ding that in a few days, he would invite the leaders of several banks separately, even if there was no integrity compliance inspection some time ago, Guan Yuntian would regularly contact the leaders of these financial institutions, which had not met those friends for two or three months, and Guan Yuntian also wanted to meet them.

"Mr. Guan, for a period of time, many people have asked us for guarantees, and I am a little overwhelmed. Ding Xiangqian said.

"Ouch, you still say, there are a lot of people looking for me, even when I'm in the south on a business trip, someone calls my mobile phone. "Guan Yuntian said.

"Also for loan guarantees?"

"No, I haven't heard of many companies, and I don't know how they found us. Guan Yuntian was a little helpless.

"It is not difficult to understand that Changda Group is also a golden sign in Fuyuan County, and even in the entire Huayuan City, and everyone knows that if you come forward to guarantee us, any financial institution will recognize it. ”

"If those companies come directly to the door, we can use the reason that they don't understand to refuse, the problem now is that some companies do not come forward, but find acquaintances who have a relationship with us, or the leaders of relevant functional departments come forward to intercede, things are not so simple. ”

"Yes, a few of them have been talking about this issue for a long time, I'm really afraid that the other party will ask, how will I reply to them when the time comes?"

"Hey, let's go home and rest first. Guan Yuntian asked the driver to send Lao Ding first.

When he first took over the campus factory, the small loan at that time was in order to provide a guarantee for the Chengguan Central Primary School, he almost didn't kneel down with Principal Qi, but after the old Qi knew the stakes, he said that he would also have to break off the relationship with Guan Yuntian, and would rather not have the profit share paid by the campus factory than provide any guarantee.

Fortunately, I met an old colleague like Lin Nan, she did the work of her father Lin Xueming, and in the name of Fuyuan Flour Mill, a one-time guarantee for Changda Company provided tens of millions of guarantees, if not, Guan Yuntian's enterprise would be stillborn, and there was no chance of development and growth.

Thinking of those business owners who did everything possible to ask people to come to the door to find guarantees, Guan Yuntian felt worried about them, but also afraid of being stuck by them. To do business, especially in the initial climbing stage, the business owner worries about funds all day long, someone helps, the enterprise may develop, if you don't get help, it is possible to completely lie down.

However, no matter whether it is a financial institution or a powerful enterprise, they do not dare to rush to help, and if the money lent out is lost, who will be responsible? Therefore, it is unfair to condemn the other party for being cold-blooded without principle.

At about nine o'clock in the morning the next day, Guan Yuntian, who had not been patrolling the grassroots level for two months, was about to go to the branches to see, and he was just about to get up and leave, when the landline phone on the table rang, "Hello Mr. Guan! I am Lao Wan of the Urban Construction Bureau, have you come back from a business trip to the south?"

"Oh, Director Wan, hello! I just came back, what do you command?"

"How dare you command, I want to ask, when you were on a business trip in the south, I called you, do you remember?"

"You call me? Ouch, after we talk, I'm busy with other things, I can't remember what you called, can you remind me?" Guan Yuntian of course remembered the content of the call, but he really didn't want to pay attention to that stubble.

"I have a friend who runs a small business, and he wants to borrow 2 million from the credit union, can your company guarantee him?"

"Oh, this matter, I just came back, you know that Changda Group is now a joint-stock enterprise, and we need to have a meeting to discuss this kind of thing before we can make a decision. ”

"Mr. Guan, although my friend's business is not big, it is doing well, take the time to go to him in the past two days?" Lao Wan invited.

"Thank you for your kindness, but I'm afraid I won't have time for the next two days. ”

"It's okay in a few days, take your time, my friend is also very good, you will know when we meet." "It's really annoying to do things for friends.

"Well, I'll have time to take a look. If Guan Yuntian doesn't agree, it is estimated that Lao Wan will continue to ramble on the phone.

As soon as he put down the phone, Lao Ding pushed the door and came in, "Mr. Guan, how can we reply to those who ask for help and guarantee?" I just received a call from a friend, and the other party asked. ”

"Yes, I just put down the phone, and Lao Wan of the Urban Renewal Bureau asked for a guarantee for his friend, and invited us to visit his friend's company. ”

"Guaranteeing someone is a very serious matter, we can't just agree!" Lao Ding reminded.

"Yes, you can't agree casually, but it's not a way to blindly push back, this matter has to be taken seriously, all of them are refused, you have to offend many people, and you are very risky to agree rashly. I called Jiayi, let's have a meeting, we have to study the countermeasures. After speaking, Guan Yuntian dialed the phone number of Ye Jiayi's office.

After Ye Jiayi entered the room and sat down, Guan Yuntian gave a report on the situation he was facing, "This matter is completely a trouble for others to come to the door, and it is not okay if we don't take it seriously, now we have to think of a way to get the best of both worlds, not only to take care of some people's face, but also to avoid risks as much as possible." ”

"It's not easy to do both, in order to save face, who dares to guarantee that the borrower will never default? It's not easy. Lao Ding said.

"Why don't we find a way to push these people who ask for guarantees away? I mean pushing away from the Chanda Group, not a complete refusal. Ye Jiayi said.

"Can you make the meaning clearer?" Guan Yuntian looked at her.

"In my hometown, as early as three or four years ago, there were loan guarantee companies that specialized in this business, and they provided bank guarantees to customers on their own, and the banks recognized their strength. However, this guarantee is paid, and a certain percentage of the guarantee fee is charged to the customer. Ye Jiayi explained.

"But how does this approach avoid the risk of defaulting on the customer's loan? After all, charging that guarantee fee is far disproportionate to the risk of repaying the bank loan on behalf of the customer. Guan Yuntian believes that the feasibility of this approach is questionable.

"You can do a counter-guarantee at the same time and let the client use the property as collateral. ”

Mr. Ye is right, this is a good idea! Let the customer make a counter-guarantee at the same time, you can avoid the risk of default of the other party to the greatest extent. Lao Ding is a financial master, and he thinks this method is feasible.

Guan Yuntian nodded, "The method seems to be feasible, according to Jiayi's meaning, do we also want to set up a guarantee company?"