Chapter 735: Field Trip

8~10% annual interest rate ......" Hearing this, He Qiang seemed to be a little moved.

As the head of the branch sent by the Beijing headquarters, Xu Qiang's ability to serve as a cadre of such a level at the age of less than 30 is actually controversial within the unit.

The main reason why Xu Qiang was able to succeed in the end was because he dared to put forward a relatively high performance commitment to the headquarters, and in the first year of ICBC's entry into Daxing, he would achieve the performance of issuing loans of 8 million yuan and collecting 20 million savings, and made a written commitment, which finally made the bank's senior management have the determination to reuse him.

However, after He Qiang came to Daxing Branch after the year, the business development was not very smooth, the main reason is that the Agricultural Bank of China and the Construction Bank have been operating for many years, and all the local enterprises and depositors have been absorbed by these two banks, so it is not easy for He Qiang to complete the performance commitment to the headquarters, especially under the same storage interest rate stipulated by the state, He Qiang does not have any good cards to play.

And if Duan Yun can really take out a loan of 10 million this time and repay it at such a high interest rate, then he will be equivalent to completing this year's performance requirements at one time, and Duan Yun also promised to open an account in their bank in the future, these two temptations for He Qiang are very big.

But if according to the normal loan regulations, it is impossible for Duan Yun to borrow 10 million at one time, although He Qiang, as the president, has the right to give him so much money, but the risk is too great, once Duan Yun has a business loss and cannot repay the money on time, the loan issued in violation of regulations will become a dead debt, and if the superior investigates it, then He Qiang will not only face a simple dismissal without pay, but will be imprisoned, this risk is too great.

"Manager He, it seems that you don't have much confidence in our electronics factory. Duan Yun also saw He Qiang's doubts at this time, so he continued: "Either this is good, if you are not busy now, I can take you to our factory to visit, maybe you will change some ideas." ”

"Going to visit your factory?" He Qiang was stunned when he heard this.

"I came by car, I won't delay you too long, if the situation of our electronics factory is not satisfactory to you, you can still not take out this loan. Duan Yun said with a smile.

"Okay!" He Qiang nodded.

He Qiang is also under a lot of pressure now, this loan is an opportunity for Duan Yun, and it is also a very important opportunity for He Qiang himself, especially now that it is difficult to expand his business, there may be a way to survive if he goes sideways.

Then the two got up and left the reception room, and took a car together to Duan Yun's Tianyin Electronics Factory.

Sitting in the car, He Qiang didn't say much, he was obviously thinking about something, the main thing was the feasibility of borrowing Duan Yun's money.

There will never be a pie in the sky, and the business that makes money will not be sent to the door, and the benefits are always proportional to the risks, if the bet is right, even if He Qiang completely fills the position of president in the Daxing branch, the future is also bright, but if Duan Yun is not trustworthy, or absconds with the money, what awaits He Qiang will be a nightmare.

Half an hour later, He Qiang finally came to the electronics factory where Duan Yun was.

Walking down from the car and seeing the newly painted factory and office area in front of him, He Qiang couldn't help but feel bright.

He Qiang is the first batch of college students to graduate after the resumption of the college entrance examination in China, and he has also been engaged in some related financial work before, and has also been to some domestic private enterprises.

However, He Qiang's impression of domestic private enterprises is mostly not very good, many private enterprises are basically dilapidated plants, poor equipment, and very small production scale, basically belonging to the kind of production mode of small workshops.

But Duan Yun's Tianyin Electronics Factory made He Qiang feel a little unusual, the two security guards standing at the gate of the factory were neatly dressed, their waists were straight, the factory was also very clean, and the surrounding greenery was very good, and even compared with some state-owned factories, the environment was much better.

Duan Yun led He Qiang to the workshop first, at this time the workers on the morning shift were busy, the windows in the workshop were bright and clean, the ground was also very clean, and all the workers wore uniform uniforms, which looked very tense and orderly at a glance.

Xu Qiang is a careful person, he asked the workers in the factory from time to time about some situations, and then looked at the products produced in their factory, his eyes flickered, as if he was thinking about something.

Out of the workshop, the two looked at the warehouse again, at this time there were still hundreds of sets of speakers that had not been shipped, and the workers inside were packing and sorting.

After coming out of the warehouse, Duan Yun led him to the office area.

"Hello Manager Duan!" As soon as the two of them entered the office area, Zhang Xiulan, who was talking to the merchants in the reception room at the door, saw the people brought by Duan Yun coming over, and immediately greeted them with a smile.

"Xiao Zhang, this is Comrade Xu Qiang, the president of our Daxing Industrial and Commercial Bank, I want to visit our factory, and you are responsible for introducing the product to him. Zhang Xiulan said.

"Okay, three more merchants came this morning, and I'm about to introduce them to the product. Zhang Xiulan said with a smile.

"Okay, let's get started. Duan Yun nodded and said.

Next, under the leadership of Zhang Xiulan, Duan Yun, Xu Liang and three foreign businessmen who came to visit the factory came to the audition room together.

Today's sound has been modified by Duan Yun many times, and it has been upgraded to a new level in terms of sound and light, and the auditory and visual effects are more shocking.

He Qiang is not a audiophile, his impression of the speaker is nothing more than a loudspeaker, that is, the volume and power are higher than the general tape recorder peripherals, in addition, he does not think there is anything else special about this kind of thing.

However, this experience in the audition room deeply shocked He Qiang.

As the curtains were drawn, the music sounded, the light effect of the four walls was like a howling wind, like a raging wave, and like a gushing volcano, and the super sound effect of the stereo subwoofer on all sides made He Qiang instantly feel like he was in the wild nature, his heart beat suddenly accelerated, and his scalp and pores all over his body felt numb, this feeling was exciting and exciting!

So much so that after the audition of a tune, He Qiang and the other three foreign dealers did not come back to their senses for a while, which shows how shocking the audition of the tune just now brought them.

"Your factory's loudspeaker is really amazing!" After a while, He Qiang gave Duan Yun a thumbs up and said approvingly.

"If Manager He likes it, I can send you two of the latest speakers to listen to. Duan Yun said with a smile.

"This can't be done!" He Qiang's head shook like a wave drum when he heard this, only to hear him then smile and say: "We all do things according to the rules, don't think about using any crooked ways to buy me." ”