Chapter 187: Worrying Far and Worrying Near
Regarding the new economy, Guan Yuntian has discussed with Ye Jiayi and Ding Xiangqian many times, but he only talked about it in general terms before, and never involved specific events and discussed them in depth.
Hearing that Guan Yuntian wanted to ask for his opinion, Ye Jiayi said: "The new economy includes many aspects, I don't know which industry you want to contact first?"
"As I said earlier, in the next step, I want to make use of the 400 acres of construction land reserved by Changda Group, and do real estate development under our current conditions. "Guan Yuntian said.
"It is a good thing to make use of idle land, the trend of housing commercialization has spread to all parts of the country, and it is not too early or too late to cut into real estate development at this time, it should be said that it is the right time. It's just that real estate development is a capital-intensive industry, and with the existing liquidity of Changda Group, it may be difficult to support the development of several real estate projects. "Ye Jiayi's insights are always very valuable.
"Changda Group is currently able to have several production projects as the main business, and the working capital of the enterprise can not be misappropriated, and the funds must be found from other channels to do real estate development. Looking for you today, first, to ask for your opinions on the next step of the company, second, let's divide labor again, if you start real estate development, the existing business of Changda Group is fully responsible for you, I focus on real estate development, this side is completely unable to take into account. ”
"There's no problem with that, I'll report back to you in time if there's anything going on. ”
"Then it's decided, within a day or two, a board of directors will be held, and the next development plan will be submitted to the board of directors for discussion, and the shareholders will be enlisted. ”
In fact, since Changda Group participated in the restructuring of local enterprises and obtained the factory land of four enterprises, the shareholders have a rough idea of the use of those lands, and when Guan Yuntian proposed the company's next plan at the board of directors, it was unanimously agreed by several shareholders.
These shareholders are well-educated, often pay attention to the country's development situation, according to some information, have long judged that the real estate industry will become a pillar industry of economic development, they have a deep understanding of the traditional manufacturing industry, and agree that in the traditional manufacturing industry, the development space of enterprises will be more and more limited, to other industries is a matter of time, early to take this step, may be able to meet better opportunities.
Not to mention that in Fuyuan County, even in the entire Huayuan City, there is no better enterprise than Changda Group in terms of real estate development. First of all, they have ready-made land resources, and secondly, Changda Group has a very good reputation in the society, which is very convenient for future housing sales.
However, Guan Yuntian learned through understanding and consulting that the capital-intensive industry of real estate development, which is gradually advancing with a single real estate, will inevitably give the outside world the impression that there is no strength, and if multiple real estate projects are developed at the same time, a large amount of funds will be needed to back it up.
Someone suggested to Guan Yuntian that he should engage in pre-sale by selling pre-sale properties, so that he could raise some development funds, and after Guan Yuntian learned about the operating procedures of this method, he vetoed it, "I am really engaged in development, not for the purpose of circle funds." To do traditional manufacturing, Changda Group is a conscientious enterprise with responsibility, and we still adhere to the same concept of real estate development. ”
In order to raise development funds, Changda Group once again knocked on the doors of various financial institutions, Guan Yuntian and the chief financial officer Lao Ding, who was responsible for financing in the Agricultural Bank of China and the Rural Commercial Bank (the former credit union restructured), and the Industrial and Commercial Bank of China, China Construction Bank and the City Commercial Bank were in charge of the financing.
When meeting with President Sun of the Rural Commercial Bank, Guan Yuntian mentioned that he wanted to get involved in real estate development, but the other party did not understand, "Changda Group is the whole city
The number one large enterprise is doing very well in the field of traditional manufacturing, why do you suddenly want to do real estate?"
"President Sun, because of the development of agricultural projects in the northern mountainous areas, I haven't come to visit Big Brother for a long time, and I haven't had time to report some things to you, half a year ago, we responded to the government's call to participate in the restructuring of several local enterprises, and through some transactions, Changda Group got hundreds of acres of land located in the urban area. The commercialization of housing is a major trend in the future, and we want to take this opportunity to make use of the existing land resources and intervene in the real estate market in a timely manner. Guan Yuntian explained.
"This involves the transformation of the enterprise! What about the existing industries of Changda Group? Those are all industries that you have been doing for many years, is it a pity to throw them away all at once?" Lao Sun and Guan Yuntian have been friends for many years, and every project of Changda Group has been supported by him.
"It's not the overall transformation of the enterprise, the existing industry has to continue to operate, we just put some resources and energy into the real estate market. I know that you are very concerned about Changda Group, but don't you know my style of doing things? ”
"If we continue to maintain the steady development of Changda Group's existing industries and only invest part of our resources in the real estate market, I support this decision. Well, the agricultural projects you have developed in the northern mountainous areas in recent years have been said to have achieved good results, and the performance of our offices in Jinzhai, Linshan and Yuanshui townships has improved a lot in recent years, which shows that the economic conditions of the local villagers have been greatly improved. Lao Sun said.
"In fact, in addition to cooperating with the county's poverty alleviation and development work, another purpose of the agricultural project involved in the northern mountainous area is to let Changda Group step out of the scope of traditional manufacturing, and this time it is ready to get involved in real estate development, which is also the same purpose. ”
"Well, as a business operator, you must have your own considerations in the decisions you make, but what I don't understand is that the traditional manufacturing industry of Changda Group is doing so well, why are you trying to leave this field?"
"President Sun, you must know that people have no foresight must have near worries, and there are idioms such as taking precautions, in fact, such near worries have been there a few years ago, only because Changda Group has strong strength in all aspects, so far it can deal with it freely, so that the outside world thinks that we are safe and sound. Guan Yuntian explained.
"Yo, is it possible that the city's largest private enterprise, Changda Group, which has made significant contributions to local social development and economic construction, also has difficulties that outsiders can't understand?"
"Hey, whether it's the city's largest private enterprise, or make contributions to the local area, don't look at the 3.4 billion yuan paid by Changda Group every year in various taxes and fees, and a red-headed document from the local government functional department can make us close down. Traditional manufacturing industry is facing more and more restrictions, environmental protection, safety production, and many other aspects, which supervision will be more and more stringent, just to deal with these matters, will bring a heavy economic burden to enterprises, increase product costs; When the two phases are superimposed, the profitability of the enterprise will inevitably decline sharply. ”
"In this way, will there be a future for traditional manufacturing?"
"It can't be said that there is no future, after all, the traditional manufacturing industry involves all aspects of social life, and it is unimaginable without the traditional manufacturing industry, but the living environment of this industry is becoming more and more harsh, which is something that all practitioners can feel. ”
"I understand that when you say that, that's the main reason why you don't want to continue to invest resources in traditional manufacturing. ”
Guan Yuntian nodded yes, "The traditional manufacturing of Changda Group
In the future, resources and energy should be invested in new economic fields such as real estate development. ”
"What can I do for you?" Lao Sun knew that Guan Yuntian hadn't come to visit the door for a long time, and he came here today, not just to inform the transformation of the enterprise.
"Changda Group is ready to intervene in the real estate market, and today I am here to inform the eldest brother. In addition, the Rural Commercial Bank was also invited to support the new business of Changda Group. ”
"Your business has been doing well over the years, and the company's own funds should be a lot, right? Isn't it enough to support the real estate development business?" Lao Sun has a clear understanding of the situation of Changda Group.
"Big brother doesn't know, real estate development is a capital-intensive industry, our own funds to support one or two real estate is not a problem, if several real estate at the same time, I am afraid it will be a little powerless. ”
An old friend came to ask for help, but President Sun couldn't refuse, "You know the strength of the Rural Commercial Bank, the amount is too big, we can't do anything, as long as we can meet the needs, just say hello in advance." ”
Several other financial institutions learned that Changda Group was ready to intervene in the real estate market, and they all believed that Guan Yuntian was very far-sighted, and President Liu of the Agricultural Bank of China had a higher education, and he was usually very concerned about the development of the situation, and he praised Guan Yuntian's move, "Real estate is a pillar industry in the coming period, the Chinese population is large, the demand for housing is too large, and the previous housing supply has been under strict planning and control, and now that it is liberalized, this market will have infinite potential." ”
In fact, within several state-owned financial institutions, the higher-level authorities have long asked local institutions at all levels to pay attention to the local real estate market, and in the eyes of various financial institutions, since the real estate industry has been identified as the pillar industry of the whole society, state-owned financial institutions have the obligation to provide financial support for it.
In addition, the average profit of the entire real estate industry is much higher than that of the traditional manufacturing industry, and all loans involving real estate are almost all high-quality business of banks, and houses belong to real estate, even if there is no guarantee, the mortgage of real estate can also eliminate the risk of loans.
In the state-owned financial institutions, the financing of the real estate industry by various banks is actually a green light, and the difficulty of financing is much lower than Guan Yuntian's expectations.
With the good reputation of Changda Group as a guarantee, and the real estate belongs to the industry encouraged by the government, it did not take much trouble to obtain billions of financing lines in various financial institutions, which has made a good reserve for the real estate development business that Changda Group is about to start.
After the completion of the industrial and commercial registration of "Changda Group Real Estate Development Company", the first real estate developed by Changda Group officially broke ground, and a simple groundbreaking ceremony was held in the presence of only a few board members of the group company, with no guests attending, no drums and firecrackers, and no leadership speeches, which is in line with Guan Yuntian's low-key and pragmatic work style.
Changda Real Estate Company is temporarily composed of several departments such as the Finance Department, the Technology Department and the Foreign Liaison Office, Guan Yuntian vacated several offices on the west side of the second floor of the Changda Building, as a temporary office space for Changda Real Estate Company, in order to show the leadership of the real estate company, Guan Yuntian also moved from the chairman's office to the real estate office to preside over the work.
The first real estate started less than three days ago, one Tuesday morning, Guan Yuntian was in his office in the real estate company to handle official business, only to hear a few knocks on the door, before he could respond, the door was pushed open, and then two middle-aged people in uniform came in, "Is your surname Guan?"
"I'm Guan Yuntian, may I ask who you are ----??"
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