Huang Han said: "Let's talk about it! Let's talk about the happy event first, let us be happy too!"

Zhang Fangfen also said happily: "What kind of article is being dragged! It's still mixed with joy and sorrow, come quickly!"

"This time I went to the province, and the leaders of the provincial university paid more attention to our 'all-out enterprise'.

He not only personally coordinated the supply of compressors from the provincial foreign trade company, but also agreed that the US dollars earned by your 'Huamei Style' should first meet the needs of our 'all-out enterprise'!"

Zhang Fangfen said happily: "This is really a great joy!"

"What's more! Our loan amount has been increased by 80 million, and it is renewed for one year, and it will be repaid after maturity, and we will continue to lend it within three days. ”

Huang Han said: "Great, the profit that can be generated by these 80 million a year will not be less than 30 million." ”

"It should be more than that, according to this momentum of development, our "full enterprise" will definitely be able to do the capital operation twice next year, 80 million can make at least 200 million output value, and the gross profit should be more than 60 million. ”

"Well, the production cycle is three months, the account period is three months, and it must be effectively operated twice a year, otherwise you will not be able to achieve the grand goal of more than one billion. ”

"Hehe!" Huang Daozhou was a little disapproving, and said with a smile:

"Don't forget, we have dozens of outsourcing units and OEM companies, and I only guarantee that half of their contract amount is cash on delivery, and the other half can be settled after six months. ”

"Based on 50 OEM companies, each of them can make an output value of 200 million yuan if they do your outsourcing work of four or five million on average, which is about equivalent to more than 100 million yuan of funds you can have. ”

"That's right! This more than 100 million will be converted into our output value next year, and it will definitely exceed 300 million, so I have a lot of money in my chest, and next year's output value will exceed 1 billion yuan!"

"Daddy is amazing!"

As a family member, I am responsible for thousands of cadres and workers, as well as for the leaders at higher levels.

We have ordered a lot of new equipment this year, and many of them are German goods purchased by Qin Shujie's company.

After optimization by our engineers and several experts invited, the second line is more efficient.

With an additional 80 million funds, I am more confident and will soon be ready to launch a more advanced third production line.

Strive to eliminate the first production line that consumes man-hours, wastes materials and electricity by the end of the year.

It is estimated that after the completion of this industrial upgrading, the cost can be reduced by 5 to 10 percent!"

"Yes, yes, yes, we should continue to innovate and improve ourselves.

By the way, how many compressors can the provincial foreign trade company give you this year?" Huang Han said.

"Alas! This is a hidden worry, the provincial foreign trade company only dares to guarantee an increase of 5,000 units this year, which is a drop in the bucket! We have to find a way to import compressors ourselves. ”

"If Qin Shujie's company can supply 50,000 units this year, is it enough?"

"50,000 units? Can there be so many at once? I have heard that foreign manufacturers all set production by sales, and basically refuse to produce inventory!"

Huang Han didn't say anything about the fact that 100,000 units had already been ordered, and said with a smile: "Negotiate with others amicably, it shouldn't be a problem to squeeze it!"

Huang Daozhou's eyes widened and said: "There are really 50,000 more compressors, and we don't need to worry about the production plan in January next year." ”

"Then you can have a good chat with Qin Shujie!"

"Well, I'll call her later, it's still early in the United States, maybe they haven't gotten up yet! ”

In the second half of the year, there will be a rush to buy, and no matter what goods can be sold.

The high-quality "all-out" air conditioner and the fashionable, moderate, and fine-made "Fengpai" series of clothing, bags, shoes and hats will definitely be snapped up in the rush to buy.

I believe that the high-end "Mengduojiao" series can also be a big hit when people across the country consume irrationally.

Huang Han is the deputy general manager and executive director of "China Hong Kong Industrial", but he still only manages the general direction and never interferes in the daily operation.

The senior executives of "China Hong Kong Industrial" performed their duties, and Zhang Fangfen assisted.

Thirty middle and high-level cadres who have been to Japan led by Zhang Chunmei's mother, Zhang Xia, have broadened their horizons, and the on-site management of "Zhonggang Industry" in Little Japan has learned decently.

The joint venture "China-Hong Kong Industrial" does not engage in seniority, and employees and cadres can get the corresponding income if they give full play to their value.

Since March, the monthly income of the most skilled female workers has exceeded 400 yuan, and the proportion of female workers with such high income has reached 15 percent.

By April, the monthly salary had doubled to 30 percent, including night pay and overtime pay, and more than 500 yuan a month could be paid.

According to preliminary statistics, the monthly wages of more than 400 yuan in May will not be less than half of the total number of employees, and a small half of them will earn more than 500 yuan a month.

Anything that motivates morale is not as good as giving money to increase motivation!

"Zhonggang Industry" treats skilled workers and skilled workers well, attracting many young workers to learn from their apprentices, and it has become a trend to learn the operation process and improve the start-up technology for a while.

Yang Fan, who completed the integration of personnel and put production on the right track, set sail.

There are not only advanced equipment, but also the world's most industrious, smartest, most disciplined, hard-working industrial workers.

When a large number of "Huamei" brand fabrics produced by China and Hong Kong Industrial appeared in the international market, it was the beginning of the collapse of European and American counterparts!

Zhang Fangfen's involvement with "China and Hong Kong Industries" is also justified, because Qin Shujie, the chairman and part-time general manager of "China and Hong Kong Industries", is also a major shareholder of "Huameifeng".

"Huameifeng" is also the largest domestic customer of "China Hong Kong Industrial" fabric procurement, and the two units have you and you have me, and they have also formed a cross-shareholding model.

Huang Han is not only concerned about the stocking of "all-out enterprises", but also about the stocking of "Huameifeng" and "Mengduojiao" series products.

He asked Zhang Fangfen: "Mom, this year I started to work overtime to reduce inventory, how is the effect? Is there any difficulty in funds?"

"Our 'Huameifeng' not only has its own funds of 40 or 50 million, but also has a loan amount of 80 million, and the loan amount of 'Zhonggang Industrial' is more than ours, and it is no problem to press the inventory for half a year. ”

The bank is this virtue, it has always been the icing on the cake, and it is absolutely impossible to give charcoal in the snow.

When the loan task was not completed satisfactorily in the past, Li Jun once specially asked Zhang Fangfen to take out more loans.

It's not that there is no shortage of money everywhere in Sanshui City, which leads to the bank's inability to release money, but on the contrary, there is a shortage of money everywhere.

However, it is too risky for small and medium-sized enterprises and self-employed individuals.

This is also because several banks in Sanshui City were also affected by Huang Han, and the responsibility was assigned to the people after formulating relevant regulations.

Loan officers and leaders who are jointly and severally liable must ensure that the loan is recovered, and if something goes wrong, they must also go to the unit to ask for the account.

"Huameifeng" has a good reputation, good efficiency, high salary, and has a good reputation in Sanshui City, and can get a loan amount of 80 million without collateral.

"Zhonggang Industrial" has been put into operation for less than half a year, and the credit has not been established, but they have German equipment worth 100 million US dollars as collateral.

Moreover, the loan amount was set at the time of the joint venture, and the long-term loan amount that could be retained was as high as 120 million.

If you need financial assistance because you suddenly receive a large order, you can also apply for a short-term loan for three months or half a year.

The size of all bank loans is determined on the basis of deposits, and Sanshui City has developed at a rate of doubling in three years, and the number of deposits of ordinary people has exceeded the rate of doubling in three years.

The "all-out enterprise" has won the loan line of the province, which has reduced the loan pressure of more than 200 million yuan from the bank in Sanshui City.

Therefore, the banking life in Sanshui City is quite easy.

Li Jun, head of the credit department of Sanshui Industrial and Commercial Bank, is personally responsible for the loan business of "Huameifeng", "All-out Enterprise", "Zhonggang Industrial" and "Sanhui Group".

His performance is much higher than that of the credit chiefs of other banks, and he doesn't need to drink with customers every day, so he doesn't have to live too happily.

Zhang Fangfen is confident, because not only does she have a loan in her hand, but she can also mobilize more than 100 million yuan in cash at home, and she can eat up a part of the inventory when the funds of "Huameifeng" run out.

This is because the "Wind Brand Specialty Store" has been an independent self-employed person so far, and now there are nearly 600 of them.

"Fengpai" clothing, shoes, hats, and bags series of "Fengpai stores" around the country are basically according to the tag price of 2.8% off to get the goods.

The profits are visible!

Based in big cities, economically developed cities, "Things Become Hotels" is now more famous, and has always adopted the mode of doing cash business, with nearly 60 stores earning an average of six or seven million per month.

Zhang Fangfen trusts Huang Han unconditionally, but it does not mean that she does not think independently.

Seeing Huang Han mention the matter of the warehouse, he asked by the way: "Why do you have to let us work overtime to produce?"

If we produce like this for a few months, we may not be able to digest our inventory next year!"

"Don't worry, I can guarantee that by the end of August, the inventory will be empty, and all stores will ship at the tag price. ”

"Why? Where did you get your confidence? Is there a secret I don't know?"

"It's not a secret, it's just because I think prices are likely to get out of control and cause a skyrocket.

The masses of the people, fearing that money is even less valuable, will buy everything they can buy.

Our 'Wind Brand' series of works are of high quality and low price, and must be the first choice!"

"Alas, you're right, since the beginning of this year, the price of everything has been rising, and everyone feels unsure. ”

"So our family can't keep the money, spend it all, let all the money become commodities or real estate, and use up the loan amount.

Seeing the inventory of hundreds of millions of dollars, the income brought by the price increase alone is considerable. ”

Huang Daozhou said: "No wonder you keep telling me to buy a large number of electrolytic copper, aluminum foil, galvanized sheet, and cold-rolled plate, it turns out that the price will skyrocket!"

Mom, don't forget to do everything you can to buy liquor, as long as you can get the goods, regardless of whether you are high, medium or low. ”

"Well, I'll listen to you. ”

"I think you will call Xiu'er and Yu'er tomorrow and ask them to send branch managers to the local bank to approve loans, the better!"

"Yes! Our "Fengpai Store" is famous, has collateral, and can get a loan amount! It's just that the bank interest is ......."

"Twelve percent per annum is acceptable. ”

"One percent per month is a bit high!"

"It's not high, you let the stores get the loan and immediately call the "Huameifeng" to buy the goods, and you don't have to worry about filling the warehouse. If the warehouse can't fit, you can rent a nearby house for half a year for temporary storage. ”

"If we do it like this, with an average loan of 300,000 yuan for a specialty store, wouldn't we be able to have more than 150 million extra funds?"

"The more money, the better, and don't keep a penny for raw materials.

If there is a surplus of money, they can pay more to "China Hong Kong Industrial", they are also hoarding raw materials, and they have also imported a lot of high-quality cotton from India. ”

"Okay! I agree, these raw materials are money anyway, and there is no risk at all. ”

Probably less than eight o'clock in the evening, Huang Daozhou contacted Qin Shujie.

After receiving a call from Huang Daozhou, Qin Shujie not only said that it would add another 50,000 units this year, but also talked to Huang Daozhou about next year's plan.

Huang Daozhou took out the notebook he had with him and reported to Qin Shujie the model of the equipment that must be imported for the part of the "all-out enterprise" to complete the third production line.

There are requirements for the import of these equipment, which must be made from Germany and must also be the product of a large company.

"All-out enterprise" is in full swing to develop compressors, basically relying on the gourd to draw a scoop, adopting the mode of decomposing German and Japanese compressor parts one by one.

This month, several Soviet experts specializing in the study of refrigeration equipment were added to participate in the research and development, and the results were good, and many difficulties were solved.

It is preliminarily estimated that by the end of next year, a qualified product will be available, and one will be able to form mass production three months later.

Therefore, a large number of imported compressors will definitely be needed next year, and there will be no reduction in the year after next.

Huang Han and Huang Daozhou have already discussed, and when the compressor was first produced, it was not about quantity but about quality.

The air conditioner produced by the self-produced compressor and the air conditioner with the imported compressor are mixed and shipped from the factory.

It is necessary to see if there is a significant difference between the use of self-produced compressors and the use of imported goods after a few months or a year and a half!

Huang Daozhou is not a person who deducts the rope, and directly stated that he can sign a contract for 200,000 units next year, and the amount of the year after next year will be decided at this time next year.

Qin Shujie acts as an agent for the import of program-controlled telephone exchanges, air-conditioning compressors and many machinery and equipment, and the business volume is rising.

The business is bigger, the company's reputation is rising, and when negotiating prices with those old big companies, they are gradually no longer passive, and they can basically push down the price by a few points.

The average profit of the import business in Qin Shujie's hands has exceeded 15 percent.

Some advanced equipment in the West is restricted from being exported to China, so it must be adapted, but fortunately, Qin Shujie has companies registered in the United States and Hong Kong respectively......

In May, it's getting hotter by the day, and there are two things that are hotter than the weather!

The first is, of course, the matter of "full-time vocational recruitment".

There's a new situation!

"Full Career Training" is open to students in the jurisdiction of Sanshui City, and there is no restriction on household registration, but the location of the household registration must be the territory of Sanshui City.

Taking Zhejiang Taishun's hukou to sign up for his son will definitely not be able to apply.