Hearing the amount of guarantee reported by the chief of the finance section, Principal Qi broke out in a cold sweat, how can an elementary school make so many guarantees for others? Once the lender defaults, can the school bear the responsibility? He could not help but blame his subordinates.

"Principal Qi, regarding the guarantee of the campus factory, it was you who asked me not to trouble you and asked me to make decisions for you, but I thought you had agreed to it, so I didn't report it to you. "The chief of finance felt very wronged.

"Forget it, I don't blame you for this matter, I'll deal with it, Guan Yuntian will go to the finance department to find you in the future, don't go through the guarantee procedures for him again." ”

Principal Qi returned to the office, and the more he thought about it, the more frightened he became, he grabbed the phone on the table and called, "Hey, Yuntian? Without waiting for the other party to ask the reason, the old Qi hung up the phone.

As soon as Guan Yuntian heard that Principal Qi was urgently recruiting him to meet, he put down his work and immediately rushed to Chengguan Central Primary School, and saw that the door of the principal's office was open, so he knocked twice on the door and walked in.

"Is the principal looking for me?" asked Guan Yuntian as he entered the room.

"Oh, sit down. "Maybe after making up his mind, Principal Qi is not as anxious as just now.

Guan Yuntian sat down on a chair by the window, "What is Principal Qi looking for me?"

"Yuntian, I just learned today that you have a lot of loans for the red brick factory on your campus! Now the cumulative amount has reached 1.2 million. Principal Qi looked at Guan Yuntian solemnly.

"Principal Qi, can't you say it's my red brick factory! Didn't I pay the money to the school?"

"I know this, this is the first time in recent years that the campus factory has paid money to the school, but the school guarantees you too much!"

"President Qi, our campus red brick factory is now the largest red brick production enterprise in the county, such a large production and sales volume, naturally need more working capital, this is normal!"

"I also understand this, but Chengguan Central Primary School is such a small unit, with no power, no money and no power, and it guarantees more than one million yuan, which seems to me to be incredible, and the risk is too great!"

"What should I do? From now on, the school will no longer guarantee our campus factory?"

"That's exactly what I came to you to discuss. ”

"Principal Qi, what are your plans?"

"My idea, not only do I no longer continue to guarantee, but I also want the school to decouple from the campus factory, to put it bluntly, I want the school to get rid of the relationship with the more than one million loans. Principal Qi was blunt.

"Ouch! It was a bit sudden, and to be honest, it caught me off guard. Guan Yuntian's face was solemn.

"You have been running a campus factory for almost two years, right? Besides, we are educational institutions, and we are not qualified to provide guarantees for enterprises, but this is allowed in this specific period at present, and I think this kind of behavior will be banned sooner or later, and it is better to decouple later than to decouple early. "Principal Qi obviously wants to stay out of the risk as soon as possible.

"If I understand correctly, Principal Qi asked me to come here, not to discuss with me, but that you have already made a decision, just to give me an ultimatum. Okay then, I'm on the receiving side, but I have a small request, please give me a few days to deal with this. Guan Yuntian said helplessly.

"Yuntian, whatever you want to understand, as long as you understand what I mean, that's enough. As for the time, it doesn't matter if it's three or five days, ten days or eight days, it's been almost two years since I vouched for you, and I don't care how many days it takes. ”

Principal Qi's showdown left Guan Yuntian speechless, and he had to accept this reality.

When Guan Yuntian stood up and wanted to say goodbye, he suddenly remembered something, so he turned around and said: "Principal Qi, I almost forgot to ask, after the campus factory is completely decoupled from Chengguan Central Primary School, how can my teacher relationship be calculated?

Although Guan Yuntian is already the owner of the county's largest red brick production enterprise, he can't easily throw away his iron rice bowl that he has only worked hard to get.

"Yo, you reminded me, yes, how do you deal with this relationship?" Principal Qi was also stumped by this question, he thought for a while and didn't pay attention, "Why don't you go back first, let me think about it, there will definitely be a way." ”

Guan Yuntian returned to his office, he sat in a chair in a daze, and began to feel that this was a big deal, and then thought about it, since the matter had happened, instead of being frightened and having no master, it was better to face it bravely, even President Qi said that after nearly two years of running a campus factory, there are always some social resources.

In fact, in the past two years, Guan Yuntian has dealt with Chengguan Credit Cooperative, because all the loan business that has occurred in the campus factory so far has been declared in Chengguan Credit Cooperative, and the campus red brick factory is a very profitable enterprise in the jurisdiction of Chengguan Credit Cooperative, and the repayment of principal and interest on their loans has never been overdue, and they have also won the award of the county association.

With Guan Yuntian's relationship with the permanent director of the Chengguan Credit Cooperative, the loan financing of the campus red brick factory has long been no problem, and the key is the link of guarantee, and the most important question at present is: If the Chengguan Central Primary School withdraws the guarantee, what will happen to the 1.2 million yuan they previously guaranteed? Does the bank ask Guan Yuntian to find a new guarantor for the 1.2 million yuan?

With this question, Guan Yuntian dialed the phone number of the permanent director of Chengguan Credit Cooperative, "Hello big brother, are you busy now?"

"What, what's wrong?"

"There's something I'd like to discuss with you, and if I have time, I'll go to you. ”

"Isn't it convenient to talk on the phone?"

"I can't say it in a few words. ”

"Come here, then. ”

Director Chang's office is not large, except for his simple desk and chair, the rest of the space can be placed for a chair for visitors to sit on, and there is no much wide space. After Guan Yuntian entered the house, he pulled a chair over and sat opposite Lao Chang.

"What's the matter with coming to me in such a hurry?" asked the old man.

"Just now, Principal Qi of the Central Primary School talked to me, and he wanted to completely decouple the red brick factory from the school. "Guan Yuntian said.

"Did you have a conflict with Principal Qi?"

"What a contradiction! Usually I rarely have the opportunity to meet him. ”

"Then why did he suddenly remember to draw a line with you?"

As soon as he knew that the Central Primary School had guaranteed a total loan of 1.2 million yuan for the red brick factory on campus, he might have scared him, so he went to me and told me like an ultimatum that he wanted to completely decouple from us. ”

"What do you want to do?

"Now it's not me who wants to do it, but I have to do what my relatives ask. He had already said hello to the school's finance department and would no longer guarantee our loan. ”

"Yo, this is not a trivial matter, you have to pay attention to it. ”

"Do I dare not pay attention to it? I don't want you to discuss a countermeasure. ”

"What countermeasures should be discussed? If the old man wants to decouple from you, what can I do?"

"I'm not talking about this, I'm not afraid of decoupling, I mean the school won't give us a guarantee, the previous 1.2 million loan, do you want me to find a new guarantor?"

"According to the regulations, there should be a new guarantor to vouch for you. ”

"But big brother, this sudden change, where are you asking me to find a new guarantor in a few days?"

"What I said just now is to do it according to the regulations, and there are times when the regulations are not in accordance with the regulations under special circumstances, and the methods are all thought of, brother, don't worry. Lao Chang said with relief.

"Can you come up with a way? Tell me, what do you want to do?" This is Guan Yuntian's main purpose for finding Lao Chang.

"After the Chengguan Central Primary School withdrew from the guarantee, try not to make a noise about this matter, the fewer people who know, the better, as long as our credit union does not report to the Associated Press, the above will not know, this is equivalent to your previous loan of 1.2 million without a guarantee, which is an absolute violation. During this period, you must repay the principal and interest in a timely manner, and do not overdue and breach the contract, otherwise the above will know, and if you are held accountable, neither of you and I can be held responsible. "I really stick a knife in my friend's ribs.

"Okay, you can rest assured, the repayment of debt and interest will never be overdue, and I will do my best to limit the decoupling to the smallest possible scope. Thank you big brother for your support!"

"But Yuntian, even if I gave you the old loan before, if you need funds in the future, then you have to find a new guarantor!"

"I know that I will need a loan guarantee in the future, and I will talk about it when the time comes, there must be a road before the car reaches the mountain, and I will deal with the current situation first. "How can Guan Yuntian have the heart to think about the future now!

"Well, you're in a good state of mind. To be a business, you have to have such a mentality. ”

Four days later, Principal Qi called Guan Yuntian again and asked Guan Yuntian to go to him, and it seemed that he wanted to completely dissociate himself from the campus factory as soon as possible.

As soon as Guan Yuntian entered the house, Principal Qi couldn't wait to ask, "How is it, are you ready?"

"Principal Qi, what are you referring to?" Guan Yuntian asked knowingly.

"After the school withdrew from the sponsorship, did you find a new sponsor?"

"Oh, thank you Principal Qi, you don't have to worry about us in this regard, what I want to know is that after the school and the campus factory are decoupled, how do you want to deal with my teacher staffing?"