There is cooperation between China and Yuntong, and only three banks are eligible to issue Centurion black gold cards: Minsheng, China Merchants Bank, and Cosmos Bank.

Among them, the titanium black gold card released by Minsheng Bank has the highest appearance, and the other two are PVC plastic cards, which are full of cheapness.

But the water is not water, and the appearance is not the same, but the highest appearance is the most watery, Xia Yu will refuse the people's livelihood because of the most watery black card in his family, the amount is fifty, and the rigid annual fee is still thirty-six thousand per year, a comparison of the pit.

The black gold card material of China Merchants Bank and Universe Bank is the same, and the annual fee is the same, and the rights and interests are not much different, but the card conditions of Universe Bank are more stringent.

Harsh means rare, Xia Yu likes to be different, and it just so happens that he has a single name "Yu", which seems to have a lot of fate with the universe.

It just so happens that people are also invited now, so they agree?

"Okay, I don't have a credit card yet!"

Xia Yu said honestly.

He is not afraid that Li Donghai will be suspicious, after all, the education methods of rich people are strange, some are poor and some are rich, and some even hide hundreds of millions of family properties and pretend to be poor in front of their children.

As long as you have real money in your account, people will help you make up for other things, because money will not deceive people.

"It's a good thing that I haven't used it, my booklet has been spending money since he was a child, and at the age of thirteen, he took my supplementary card and swiped it everywhere, and I don't know how many times I beat it and didn't change it. ”

Li Donghai and Xia Yu complained about their son, but he was so envious when he heard it!

At the age of thirteen, he had a credit card that could be swiped, and at that time he didn't even have a savings card, so he lied to the head teacher that he was saving New Year's money, but in fact it was a broken fold in disguise.

Damn, I was pulled and saved when I was a child, and I was pulled and saved when I grew up, and I will never be able to escape the clutches of the bank.

The only good news is that it is beneficial to be pulled by others now, unlike when I was a child, the benefits were taken away by unscrupulous teachers.

"What, Uncle Li, the card is down, how much can the maximum amount be?"

Xia Yu asked Li Donghai again.

Things at night are not necessarily accurate, and now there are professionals on the side, just to ask clearly.

"There is only 10 million, there is no way to do it, this card is not a foreign charge card in essence, the country has regulations, the maximum limit is 10 million, but if you want to buy excess goods, you can call to apply for a temporary quota. ”

Li Donghai introduced in detail.

Because he had seen Xia Yu's heroic act of brushing off 50 million in one stroke, he deliberately mentioned what to do if the amount of withdrawal was insufficient.

"So that's the case, that's troublesome Uncle Li. ”

Xia Yu said politely.

"It's out of the way, but you didn't have a credit card for the universe before, so you have to join the private bank first. ”

The rules are used to regulate ordinary people, and Xia Yu, as a high-quality customer, can open a green channel for him even if there are non-compliances.

"Okay, I'm fine. ”

First under the private bank, and then apply for the centurion black gold card, Xia Yu has filled the high-end services of the universe, and then he has to allocate assets and apply for loans.

It's very troublesome to look at, and it's really troublesome to sit up, but fortunately, Xia Yu doesn't have to worry about these troubles, all he has to do is sign the authorization and wait for the card to be released.

As soon as the card arrives, immediately turn on the brush mode.

Signing a series of authorization documents, Xia Yu asked Li Donghai again, how much can the temporary amount of the black card be, and he said that it depends on how much you have saved.

Banks are not charitable, only win-win cooperation is good to me.

After talking for most of the morning, seeing that it was almost noon, Li Donghai suggested that he be the east and go out to rub it.

"Uncle Li, I'm just doing catering, I'm tired of eating outside, and I want to eat your canteen working meals, what do you think?"

"No problem, isn't it just a working meal, let you see the standard of our universe line. ”

After Li Donghai finished speaking, he led Xia Yu to the cafeteria, not knowing that the drunkard did not mean to drink, Xia Yu's purpose was mainly to get to know more people.

For example, the president of the Fudong branch!

It's a pity that the president went on a business trip, and there was only the vice president in the canteen.

The vice president of the second-level branch is also okay, after all, he is a member of the 7th level, and he is a department-level cadre like the president.

Li Donghai didn't look at it, and helped Xia Yu introduce it, and he was familiar with it.

sat down to eat, Lao Li made several dishes, which looked quite good, worthy of being food in the system.

After a few bites, dozens of men and women poured into the cafeteria, all upstairs and downstairs workers who had just gotten off work.

Xia Yu looked around and found that there were few beautiful ones.

"Uncle Li, aren't your female employees here good-looking, I thought it wouldn't work in the business hall, but it turned out that the upstairs was not good. ”

"Hey, after all, we are state-owned enterprises, and we can't compare to those joint-stock banks. ”

Li Donghai showed the exclusive smile of the old driver.

This is not a phenomenon unique to banks, and the same is true for hospitals, where nurses in public hospitals are not as beautiful as private hospitals.

"Actually, it's okay if it's not pretty, there aren't so many bullshit things, many people just can't control themselves and are prone to make mistakes. ”

After more than 30 years in the bank, Li Donghai still sees some problems very thoroughly.

"That's the principle, work is work, life is life, and you can only score clearly. ”

Xia Yu agrees with Li Donghai's opinion, he doesn't mess around with men and women at work, and even the assistant is a boy who is specially looking for him, but he is not enough, and he will have to find another one after a while.

By the way, the personal concierge team of the black card is good, and as soon as the card arrives, he has to have a good experience.

After eating, Xia Yu said goodbye and left the Fudong branch and drove back to his home.

Originally, I planned to spend the remaining 40 million yuan well, but now I can't move too much, and at least 30 million yuan must be left in the account.

In the past, the bank was a task of rushing to the time, and the task was completed after a day or two, but now it has become stricter, and the average daily deposit has been assessed, that is, there must be so much money in the account every day on average.

It's hard to cheat, so you can only pull big customers like Xia Yu.

Fortunately, the 30 million is not just put on the account, every day is interested, and Li Donghai can still make the decision to raise the interest to the maximum.

Then when the company needs money to expand, Xia Yu can also re-lend most of the money, and then re-loan in the name of the enterprise.

No wonder rich people want loans, loans come quickly!

Xia Yu is just a drizzle, if he is a reborn, he must know that a few years later, Tesla will get a loan of 10 billion in the magic capital.

When will he be able to legally lend 10 billion, and the poorest Shenhao will be able to take off the hat, why don't you wear it honestly now!

When I got home, I called Xue Ping and asked him to prepare the relevant documents needed for the enterprise loan, and when the loan came down, they could do a big job when New Year's Day arrived next year.