Chapter 010: What are you anxious about, I haven't finished yet
was named by Sun Yanming to receive customers, to be honest, Fang Yuan was a little surprised, and at the same time a little embarrassed.
This Zhao Li obviously hates second-hand cars and is prejudiced against second-hand cars.
At the same time, she spoke harshly and harshly, and she went to receive them by herself, and she dared to spit on herself if she could say that Wang Hu was garbage.
However, Manager Sun was very angry at this time, and asked himself to receive customers in front of so many people, and Fang Yuan had to go.
There were so many lessons from the fiasco, Fang Yuan's face was tempered to a thickness comparable to that of a city wall, and finally he took a deep breath and walked over with a smile on his face.
When approaching the customer, Fang Yuan forced himself to calm down and analyzed the two customers in front of him.
Zhao Hui is easy-going, easy to talk, and wants to buy second-hand cars, otherwise he would not insist on coming to the second-hand car market.
But if you want to complete the task, you still have to start with this Zhao Li, and only by getting her can you sell the car smoothly.
"Hello, I'm Fang Yuan, the salesman of Zhenghong Auto Dealership......"
Fang Yuan walked up to Zhao Hui's father and daughter, smiling and greeting.
Who knew that Zhao Li didn't look at Fang Yuan, she grabbed her father's arm, shook it vigorously, and prayed:
"Dad, my girlfriend said that there are a lot of faults in second-hand cars, and repairing cars in the future can annoy people. ”
"My girlfriend said that the interior of the used car is rotten at home, dirtier than a kennel. ”
"My girlfriend said that used cars are all old-fashioned models, and each one is worse than the other. ”
"Dad, used cars are garbage, let's go buy a new car. ”
In front of other people's second-hand car salesmen, how can you talk like this? Zhao Hui was shaken by his daughter and was about to fall apart, he looked at Fang Yuan with some embarrassment, and was about to say Don't mind, young man, Fang Yuan on the opposite side took a step closer and picked up the conversation.
"Yes, this beauty is so right, a used car is garbage, it is better to have a new car. ”
"Huh?" Zhao Hui instantly stared at Fang Yuan with wide eyes and depressed, the young man's words were too unexpected and unbelievable.
Originally, Zhao Hui wanted to comfort Fang Yuan and ask him not to mind his daughter's little Ren Xinsheng, but at this time, he really couldn't understand how this young man could say that.
Zhao Hui thought to himself, young man, you are a second-hand car salesman, but you are coaxing my daughter, your brains are in the water?
"Hahaha, Dad, you see that they sell second-hand cars, they all admit that second-hand cars are garbage, it seems that it is really not bad, let's go buy a new car." What Fang Yuan said was too much to Zhao Li's heart, Fang Yuan's resistance disappeared at once, Le's mouth was crooked, and he even threw Fang Yuan a wink as a reward.
"There are a lot of very junk places about used cars, and if you are not careful, you can be deceived. Fang Yuan stared at Zhao Li intently, his face was sincere, his temperament was solemn and pure, as pure as a saint.
"Tell me about the rubbish, young man. Zhao Hui finally determined that the young man in front of him was either very sick, or his head was really caught by the door, and at the same time, he was also very curious about what was very rubbish.
"Yes, yes, you tell my dad to let him die as soon as possible to buy a used car. Zhao Li was no longer disgusted with talking to Fang Yuan now, and asked Fang Yuan to tell the routine of the second-hand car with an excited face.
Zhao Li no longer disliked herself, and finally had the opportunity to communicate with the customer, Fang Yuan stabilized his mind and asked Zhao Hui: "Do you know how much vehicle purchase tax you have to pay to buy a new SUV worth 100,000 Huaxia coins?"
"It's like 10 percent. Zhao Hui has a Volkswagen Lavida at home, and after a little recollection, he remembered how much tax he paid when he bought Lavida, and quickly said the tax rate of vehicle purchase tax.
"Ten percent vehicle purchase tax?" Zhao Li exclaimed, she really didn't expect that a new car would have to pay so much tax.
Zhao Lidu forgot that Fang Yuan didn't say how the second-hand car was garbage, but calculated in her heart with a depressed face, if she wanted to buy a new SUV worth 100,000 yuan, it would cost at least 110,000 yuan, which was far beyond her car purchase budget.
"Yes, you're absolutely right, the rate of vehicle acquisition tax is really 10 percent. Fang Yuan nodded, gave Zhao Li a positive smile, and added, "To be precise, a new car worth 100,000 Huaxia dollars does have to pay 10% of the vehicle purchase tax, but the VAT must be deducted first, and the final vehicle purchase tax to be paid is 8,849 yuan." ”
Then, Fang Yuan seemed to give Zhao Li a special science popularization, explaining in detail that when a new car is licensed, it must pay 10% of the vehicle purchase tax, which will be borne by the customer who buys the car.
In the case of imported cars, customs duties other than the vehicle purchase tax must be paid.
If it is an ultra-luxury passenger car worth more than 1.3 million, it is also subject to luxury tax.
All of these are forced by the state, and no one can hide from them.
However, because the purchase price of the special invoice for the sale of motor vehicles includes 13% value-added tax, the 13% value-added tax must be excluded when calculating and leviing the ordinary vehicle acquisition tax.
Therefore, the taxable value of the vehicle acquisition tax is equal to the ticket price divided by 1.13, and then the vehicle acquisition tax is levied at a rate of 10%.
In other words, the total price that the owner should pay for the car is equal to the purchase price divided by 1.13 and then multiplied by 0.1.
According to this formula, Fang Yuan deliberately took the price of 100,000 yuan as an example to tell Zhao Hui's father and daughter that the customer would spend a total of 108849 Huaxia yuan for a model with a price of 100,000 yuan, which was the most accurate figure.
Nearly 110,000 yuan, of course Zhao Li doesn't want to pay vehicle purchase tax, otherwise her car purchase budget will be reduced too much, and she won't be able to buy a suitable model.
Zhao Li's face was blue for a while and white for a while, thinking in her heart that her father only had a budget of 100,000 yuan, and if she wanted to buy a new car, she had to pay a vehicle purchase tax of 10,000 yuan, that is, the money she could actually buy a car was 90,000 yuan.
Looking at Zhao Li, who had a painful face, Fang Yuan pretended to be very uneven, and said: "Second-hand cars are really rubbish, new cars have to pay vehicle purchase tax, and second-hand cars don't have to pay, it's really too rubbish." ”
"Hmm, second-hand cars don't have to pay purchase tax?" Fang Yuan was so embarrassed that Zhao Li was so angry, but although her heart was panicked, she had nothing to say, because a fool also knew that if she bought a second-hand car, she could save a lot of taxes.
"I'm telling you, there are more rubbish places for used cars. After Fang Yuan was surprised by Zhao Li, he spoke amazingly.
"Where is more garbage?" Zhao Hui leaned in front of Fang Yuan, and asked Fang Yuan to speak carefully.
"You know, the new car is going to be fully insured, right?" Fang Yuan asked Zhao Hui again.
"Yes, there are 4S stores, you don't buy insurance in their stores, and they don't sell you cars. Zhao Hui remembered the situation when he bought Lavida, and those 4S stores had to pay a deposit to ensure that they would buy insurance in their 4S stores for the first three years.
"All insurance?" is the place to spend money again, Zhao Li's little face was blue, and Fang Yuan asked with a trembling liver, "What is all the insurance, and how much does it cost?"
"New cars must be subject to compulsory and commercial insurance. Fang Yuan took the price of 100,000 yuan as an example and told Zhao Li that in the first year, the compulsory insurance for private cars with less than six seats was more than 900.
Commercial insurance includes more, 500,000 third-party liability insurance, with a premium of about 1,600.
The premium for car damage insurance is about 15,000.
Not counting the deductible, it is about 400.
The theft was less than five hundred.
The glass alone was broken in the early hundreds.
More than 400 scratches are ......
"Huh, so much?" Zhao Li's frightened little face turned green, and she couldn't believe Fang Yuan's words when she opened her mouth wide.
"Why are you in a hurry, I haven't finished talking yet...... Fang Yuan said with his fingers, there is also personnel insurance on the car, spontaneous combustion insurance, wading insurance and so on, even if the insurance company gives you a few oil tickets, a few car wash tickets, and a few barrels of soybean salad oil, the money that should be paid will also be spent, and the insurance cost for the first year will be about five or six thousand Huaxia coins for a model with a price of 100,000 yuan.
"Five or six thousand?" Zhao Li couldn't help it, and exclaimed, because she had already calculated in her heart, the budget for buying a car of 100,000 yuan, excluding the vehicle purchase tax, and the full insurance, was only more than 80,000 yuan, and she also bought a new car with a hammer.
"Yes, that's pretty much the price of every insurance company. But Fang Yuan told Zhao Li that the new car needs all two kinds of insurance, but the second-hand car is not used, you can combine it at will, and you need what insurance to buy what insurance.
And when the owner of the car is better than the accident, there will be a certain discount when the commercial insurance is taken again, so that you can save some money, of course, there is no discount on the contrary, this depends on the character, depending on the luck.
Fang Yuan finally said with a face full of indignation: "Second-hand cars are really rubbish, new cars need to be fully insured, second-hand cars are not used, even if they are only on a few hundred compulsory traffic insurance, no one cares, it's really too rubbish." ”
"You, you, you ......" Zhao Li covered the male Yuehun mouth, her body swayed, and her head was confused, but the more she looked at Fang Yuan, the more she hated it.
"There are more garbage places in second-hand cars, do you want to know?" Fang Yuan leaned in front of Zhao Li and asked pretending to be very mysterious.