Chapter 223: Many false cases can be passed

"Okay. Lin Chenglong made up his mind that if Zhenghong Auto Dealer did not have a suitable model, he would go to other car dealers according to Fang Yuan's method to take a look, and collect a car back to subsidize the loss, but he was not familiar with other car dealers, and it was a little difficult for a car to have a wholesale price.

Lin Chenglong agreed, Sun Yanming changed from indifferent just now to quite positive, and happily began to call someone to come over.

And everyone gathered together to wait for the car dealer to come and collect the car, and chatted about the genuine parts, original parts, and dismantling parts that Fang Yuan just said.

"Manager Fang, the water in the auto parts industry is too deep, and masters like Master Song may be blind, let alone us, is there any way to avoid being fooled?" Wang Hu was a little afraid, worried that he would be deceived when he bought a car in the future and needed to repair and replace it.

"I don't have any good way to buy it except for being cheap and buying it through regular channels. Fang Yuan thinks that the current counterfeiting methods are superb, and they are simply impossible to prevent.

"Is there only a way to go to the 4S store to buy accessories?" Even Fang Yuan had no choice, and Wang Hu was even more helpless.

"Go to the 4S store?" Song Guoyuan rolled his eyes and complained, "Do you think the 4S store won't deceive people?"

Now most of the 4S shops do not make money selling cars, relying on car repair and maintenance, selling insurance, boutique and installment loans, and recently there is a 4S store that requires customers to pay a renewal deposit to make a fuss.

According to Song Guoyuan, theoretically speaking, the spare parts sold in the 4S store should all be original parts, but in addition to the big boss and a few people, I am afraid that if you don't look at the packaging, even the after-sales master does not know which kind of spare parts in the store belong to, not to mention the sales consultants who are only responsible for sales, they don't know where to get from what channels, and maybe the original parts are mixed with other kinds of accessories.

God knows if the car owners will be replaced with original parts, genuine parts, or disassembled parts removed from the test drive.

What's even more depressing is that with the use of genuine parts, dismantling car parts, 4S shop charges a lot, but also add working hours.

"Forehead......" Wang Hu really smiled bitterly, and looked at Song Guoyuan, "Master Song, I will either not buy a car in the future, and if I buy a car, I will only dare to repair it here, and your auto repair shop will open for business as soon as possible." ”

"Look at you. Song Guoyuan is also helpless about the chaos in the industry, but he believes that only a small part of the chaos comes, and most of them are still relatively reliable.

"Manager Fang, what you said just now about cheating the car, Lao Wang has done such a thing before. ”

Everyone's surprised eyes instantly aimed at the direction of the sound, and found that it was Su Beizheng from the auto repair shop who looked at Fang Yuan with a sincere face.

"Did Lao Wang cheat on insurance?" Wang Hu asked curiously, "When?"

"I did it some time ago, and he used the money from the insurance fraud to pay several of our salaries and pay the utility bills. Immediately after that, Subei said a more exciting news, "It's the customer's Audi." ”

"The customer's car?" Wang Hu and the others were almost scared to death, the means that Song Guoyuan and Fang Yuan said just now to deceive the insurance were at least the owner's own car, this old Wang dared to use the customer's car to defraud the insurance, "Subei, you tell us what's going on." ”

"At that time, a car dealer brought a buyer to the auto repair shop to paste the invisible car clothing, Lao Wang quoted a very low price, but said that the construction will take a few days...... "According to Subei, Lao Wang reported that the price of the invisible car clothing is very low, and after the owner agreed, Lao Wang immediately found the dismantling of the headlights, the shell was loaded and drove out, and then lost more than 10,000 yuan.

"Do you really use the customer's car to do the scene?" Wang Hu and the others were really speechless, and asked Song Guoyuan, "Lao Wang's courage is also big, right?"

"There's no fuss about that either. Song Guoyuan was very calm, and he didn't seem to be surprised by such a thing.

Anyway, waiting for the car dealer to come, Song Guoyuan was idle and had nothing to introduce to everyone, as long as it was a small problem that could be solved in a short time, but the auto repair shop pushed back and asked the owner to leave the car in the auto repair shop overnight, there might be a problem.

Either it will be replaced, or there will be something like what Subei just said, and the customer's car will be driven out to cheat the insurance, and then the customer's car will inexplicably have an accident record, and the careless car owner may not know the truth for a long time.

Even if it is found later, what if there is no evidence to take the auto repair shop?

Wang Hu asked depressedly: "Is there no way at all?"

"Go complain. Song Guoyuan told Wang Hu a solution, that is, to go to the Insurance Regulatory Commission to complain, and it is possible to erase the record.

"Can't erase the record?"

"Admit your bad luck. ”

"It's not authentic for Lao Wang to do this kind of thing, but he hasn't done it yet. Song Guoyuan heard Su Bei just say that Lao Wang first dismantled the original parts, replaced them with dismantled car parts and then crashed them, while some did not even want to dismantle the car parts and refurbished parts, and directly used the customer's car to do the scene, and then came back to simply clean up, and did not change the spare parts at all.

As long as the owner of the car did not see it on the spot when he came to the garage to pick up the car, even if he found the repair place later and found the traces of disassembly, there was nothing they could do.

"There is another situation, that is, the car owner and the auto repair shop do on-site insurance fraud together. Song Guoyuan's talk was very interesting, and he told everyone about another situation where car owners were also involved.

For example, the owner found that there were many scratches on the car, and came to the auto repair shop to scrape a putty and spray paint to simply repair the paint surface.

As a result, the owner of the auto repair shop turned around for a week and said brother, you have too much scratching and the color difference is too big after cleaning up, so it is better to make a full car paint.

How much does a simple spray paint cost?

How much does it cost to make a full car paint for a regular model?

The difference is so many times, of course the owner is reluctant.

At this time, the owner of the auto repair shop will persuade the car owner to make an on-site fraud insurance, and the auto repair shop promises to give the car owner a full car paint for free.

After completing the insurance and applying for repair, the cost is all paid by the insurance company, and the car owner is also happy to be exempted from paying.

"I find it good. "Wang Hu is happy, the auto repair shop can earn a high fee, and the owner does not spend a penny, the best of both worlds.

"Brother Wang, you're wrong, the owner hasn't spent a penny now, and the premium for the next year will definitely rise. Fang Yuan shook his head slightly, he was not as optimistic as Wang Hu, he didn't think it was a win-win ending.

Even if the insurance company does not find out the problem this time, the premium for the next year will rise by 100%, and if you do too much, you may be denied insurance.

"I didn't think there was a question of the next year's premium. Wang Hu thought about it and asked Song Guoyuan, "This is too bad, isn't it?"

"Now a very few 4S stores are even more pitiful. Song Guoyuan said that the 4S shop also has the customer's car, test drive out to cheat the insurance, or the owner of the car to the 4S shop to repair the traces of the accident, the 4S shop people will also suggest that the owner take insurance, repair the car without spending a penny, when the time comes to pick up the car.

The 4S shop and the insurance company report the car repair project, more than the repair, or the big report and the small repair, or the report but not the repair, in order to earn the difference.

For example, the 4S shop and the insurance company charged a high amount of money to replace the cover, but in fact, they did not replace the cover at all, but simply sprayed it.

It is equivalent to the 4S shop using the owner's car as a tool to make money, and repairing the car miserably, resulting in a sharp drop in the value of second-hand cars, which no one wants.

"Can't I take pictures and keep evidence?" Wang Hu was ruthless, not believing that he could be deceived if he was careful.

"It's useless for you to take pictures and keep evidence. Song Guoyuan told everyone that they can come up with any way to cheat.

According to what Wang Hu said, taking pictures to keep evidence, even if you lock the steering wheel, it is useless, because there are too many cars of the same model in the 4S shop, do not use your car, install your license plate on the same model, and still use other cars to do on-site insurance fraud, and then you will still use your premium claim.

In short, as long as the relationship between the 4S store and the insurance company such as the loss assessor is in place, many fake cases can be passed.