Chapter 219: It's crazy to make money (ask for subscription)

Hearing Song Guoyuan say that today he will be on the left and tomorrow on the right, everyone was amused by him, and everyone really didn't expect that Song Guoyuan, who is usually not smiling, would say witty things.

"Master Song, I also know something. As an old car dealer who has been in the second-hand car industry for more than ten years, even if Guide Mansion is a small place, Lin Chenglong also knows some industry insiders, so he also set up a dragon gate array when he is in a good mood.

Song Guoyuan and Fang Yuan looked at Lin Chenglong with a smile, and the others also focused their attention on him, wanting to know what he said.

"Our Guide Mansion is a small place, with few cars and few customers, which is not as good as your Dahai City......" Lin Chenglong looked left and right, and found that it was only the people from Zhenghong Car Dealership and the people from the auto repair shop, so he continued with confidence and boldness.

Lin Chenglong said with a smile that some of the second-hand cars collected by some car dealers in their place were not sold within a certain period of time, and they would find ways to cheat the insurance if they were boiled for a long time to occupy working capital, and they would also pay rent or something.

Just like what Song Guoyuan said just now, it is the safest to directly hit the headlights, earn a little money to make up for the loss of car prices and rent, and then find an opportunity to sell it quickly to minimize the loss.

"Hahaha, this is also a way to make money. Everyone laughed, feeling that people were being forced to hurry, and they could really come up with any trick.

"We also do this in the Tianhong second-hand car market, but there are not many. Sun Yanming is in the largest second-hand car market in China, and his vision is much broader and more experienced than Lin Chenglong, "but I know that some people specialize in buying accident cars or old luxury cars to cheat insurance on the spot." ”

"Master, there are too many insurance frauds, can't the people in the insurance company see it?" Fang Yuan never thought that only he was smart, everyone else was stupid, he didn't believe that the insurance company couldn't see these routines.

"People specialize in this, how can they not see it?" Song Guoyuan is very serious about popularizing science for his apprentices, the insurance company's claims adjusters and surveyors are very experienced, and almost all of them can see the scene of this kind of unilateral accident, but if the case value is not large, most of them will pass with one eye closed, and they are too lazy to take care of it.

If they really want to be more serious, they can find out the monitoring trajectory of the vehicle, and at the same time capture substantial evidence in combination with the vehicle impact marks, and the refusal to pay compensation and increase the premium for the next year are light, and I am afraid that they will be imprisoned if they are serious.

Song Guoyuan also gave an example, saying that a car owner drunk driving caused a large accident.

The owner was afraid of squatting in the class room and found a friend to top the tank, so he was fully prepared to report the case.

Who would have expected to encounter a hard stubble, the surveyor of the insurance company was so powerful that he found out the monitoring of the car on the road, so as to push it all the way backwards, which street the owner walked from, which restaurant he ate with whom, and even what dishes he ate and drank that day.

When all the evidence was thrown in front of the car owner, the car owner was directly stunned and could only bow his head and admit it.

"Oh, I see. Wang Hu and the others nodded one after another, and their hearts were open, not that the insurance company did not investigate, but that the case value was too small and the amount was too small.

"I'm talking about the situation with low-end cars. Song Guoyuan then talked about another kind, that is, insurance fraud with a large case value.

Since it is a large case value, it must be a luxury car used to make the scene, at least a luxury car such as BBA, or Porsche, Bentley and other possibility.

Speaking of this, Song Guoyuan suddenly stopped and looked at his apprentice, and asked him with a smile: "Fang Yuan, if it were you, how would you cheat the insurance?"

"Me?" Fang Yuan and everyone else were equally stunned for a moment.

Everyone looked at the smiling Song Guoyuan for a while, and then turned their eyes to Fang Yuan, this envy and jealousy in their hearts, Song Guoyuan, the master, is too competent, thinking about the disciple all the time, Fang Yuan is also too blessed.

"Since I've used a luxury car to cheat the insurance, if it's me, then I'll play big. Fang Yuan had already figured out the situation of this Mercedes-Benz C in his heart, so he immediately answered without thinking about Master's inquiry.

Fang Yuan turned around and pointed to the Mercedes-Benz C, which was still lifted into the air by the lift, and used it as an example for everyone.

Fang Yuan's finger pointed to the vertical mark on the hood and slid downward, along the middle grille to the bottom front lip, and said: "Just now my master said, those low-end cars should use trees to smash the headlights from the side, if I do the scene, I will shine the middle ...... the tree."

"Master Fang, according to the words in the middle, the middle net, the hood, and even the anti-collision beam at the back, the water tank or anything will all be hit, and the loss of money will be a lot, but this car has also become an accident car, and the money lost is not enough to repair the car, and the value of the car will be depreciated in the future. Lin Chenglong shook his head and disagreed with Fang Yuan's idea.

Wang Hu just listened to Fang Yuan's introduction that the zero-to-whole ratio of Mercedes-Benz C is very high, and the parts are very expensive, and he also thinks that this is inappropriate: "Manager Fang, you can't make much money like this, right?"

"Yes, it's crazy. Fang Yuan confidently explained, "Replacement, dismantling or refurbishing." ”

"Replace and dismantle car parts or refurbished parts?" Regarding Fang Yuan's statement, everyone's reactions were mixed.

Sun Yanming and Song Guoyuan showed knowing smiles, and Lin Chenglong thought for a while before he suddenly realized, and cast an admiring gaze at Fang Yuan.

Lin Chenglong sighed in his heart that Fang Yuan really has the ability, not only has a solid business ability, but also is smart and flexible, no wonder people can become the deputy manager of such a big car dealership at a young age.

The three apprentices plus Wang Hu and the three of them, the six of them didn't realize what Fang Yuan meant at all, and they still stared at Fang Yuan with an embarrassed smirk on their faces full of confusion.

Sun Yanming really couldn't stand it anymore, and said helplessly to Fang Yuan: "You explain to them." ”

"Hmm. Fang Yuan turned to everyone to explain seriously, "The auto parts market is deeper than the water of our second-hand car industry......"

Fang Yuan is right, if the second-hand car industry can drown those who can swim, the deep and mixed auto parts market can drown the Olympic swimming champion.

The auto parts sold in the auto parts market seem to be the same in appearance, packaging or something, but in fact, the mystery inside is very big, and if you don't pay attention to it, you will be eye-catching, because auto parts are divided into original parts, genuine parts, dismantling parts, offline parts, refurbished parts, analogues and so on.

"What Master Fang said is so right. Lin Chenglong covered his face and said to everyone embarrassedly, "I have been working on second-hand cars for so many years, and I dare not say that I can tell what is the original parts and ...... dismantling the car parts."

"Boss Lin, it's normal that you can't see it. Song Guoyuan patted Lin Chenglong's shoulder, his face was also full of grief and indignation, "I also missed it." ”

"Huh?" Everyone looked at Song Guoyuan in unison, and they couldn't believe that the dignified master Song Guoyuan had a time to look away.

"Now the production of auto parts is made of high-precision machinery and equipment, and it is not the kind of handicraft workshop that used to be, so it is not normal to see it. Sun Yanming smiled, but told everyone not to think about taking advantage of the leaks, and the chance of being deceived can be smaller.

Wang Hu and the others felt depressed to death, begging Fang Yuan to carefully explain the difference between these types.

"Good. Fang Yuan is also willing to teach employees automotive knowledge, only if they can grow up quickly, can the performance of the car dealership be improved.

Fang Yuan motioned to Wang Hu to lower the Mercedes-Benz C in the air, and casually pointed to the front windshield to tell everyone that it was impossible for the main engine factory to produce all the spare parts needed for the production of automobiles, so it would bid for cooperative spare parts manufacturers.

The parts supplied by the winning companies to the OEMs bear the logo of the automobile manufacturer on them, and the outer packaging bears the logo of the OEMs.

For example, this front windshield has the three-pronged logo of Mercedes-Benz on it, and other manufacturers who also produce automotive glass, without the authorization of Mercedes-Benz, will not print the Mercedes-Benz logo at all, even if the quality is good, it is a fake and shoddy product.