Chapter 907: Can We Use Paypass?
Of course, it is not only mobile phones that are purchased in installments, but also computers, notebooks, netbooks, game books, Huanyu Technology's Pear 4th Generation, and Pear mobile phones.
Compared with mobile phones, the price of these electronic products is undoubtedly much more expensive.
In particular, the high-end products of Huanyu Technology are more than 5000 at every turn, and even have a price of 9999.
At such a price, to be honest, the average ordinary person really can't afford it.
But now, with a down payment of 20%, will you still not be able to afford it?
"Ahhh ”
"Well, I've always wanted to buy pears for 4 generations, but unfortunately I don't have the money, so this time I made a down payment and bought him back. ”
"Actually, I just need to buy a computer and play games online. ”
There are so many things you want to buy in reality.
You bought a mobile phone, maybe you want to buy a computer.
If you buy a computer, you may want to buy Pear 4.
Not to mention some ordinary people, even if some conditions are okay, they can't meet all the things they want to buy at once.
But Huanyu staging really gave them all the opportunities.
They can't afford to pay in full, so how can they not afford it in installments?
"Boss, I want to know what about this installment of yours?"
"Boss, how much is the interest on the installment?"
"Boss, isn't it troublesome to staging hemp?. ”
The flow of customers translates into purchases.
Previously, because of a series of products of Huanyu Technology, which has been suppressed by TSMC.
At this time, sales are like rocket launches.
Some other foreign electronic product manufacturers that TSMC cooperated with before were instantly suppressed back to the prototype under the soaring price of a series of electronic products of Huanyu Technology. Even, not only were they suppressed back to the prototype, but their sales also stagnated while the Huanyu Technology series of electronic products skyrocketed. In an electronic product mall of Nuoda, the number of foreign electronic products traded in a day is only a handful.
"Mr. Chen, it's awesome, our Huanyu staging is really awesome. ”
"Yes, yes, Mr. Chen, how about introducing such a good business to us?"
"Mr. Chen, we are the brain-dead hardcore of your Huanyu Technology. ”
In this case, a number of domestic electronics manufacturers naturally found out.
They once felt the pressure extremely before, and even some electronics companies were almost unable to withstand it.
After all, TSMC, Intel, and Samsung dominate the industry.
Whether it's price or supply chain, they are subject to a lot of them.
Now that they have lowered the price, the previous cooperation with Huanyu Technology has become a chicken rib.
However, just when they couldn't withstand the pressure and were ready to throw themselves on TSMC's side, Huanyu Technology made a big move.
One move of Huanyu staging directly digested the suppression of TSMC in an invisible way.
And that's not all.
They also tend to fight back.
Not only did they regain their own market, but they also defeated their market.
As it is now.
Under the power of Huanyu staging, which company can withstand it?
Is your mobile phone cost-effective, can it compare to the installment of Huanyu Technology?
No matter how good your computer is, can you buy back a computer with only 1,000 yuan from Huanyu Technology?
"You're welcome, we've been and will always be allies. ”
In the face of several major domestic electronics companies coming to Huanyu Technology to seek cooperation, Chen Yu did not break it.
Although Chen Yu knows that some of these companies will be transferred to TSMC.
But in business, there is nothing moral or immoral.
Others can't withstand the pressure, the company is going bankrupt, and it is impossible to cooperate with you all the time.
If you want others to follow you all the time, if you want others to use your chips all the time, and let you do OEM all the time, you can only bind absolute interests.
If there is no interest, which one is with you?
This is a very realistic thing.
Of course, Chen Yu didn't think there was anything about it.
Therefore, although Chen Yu saw everything clearly, Chen Yu still treated them the same as before.
"Our Huanyu staging is not only for us Huanyu Technology, of course, if you also want to cooperate, you can do it completely. ”
Chen Yu did not refuse.
His Huanyu staging is naturally to be promoted.
One is for its own payment business.
On the other hand, saving a number of domestic electronics manufacturers is also saving themselves.
If they die, just Huanyu Technology uses its own chips, how can the entire ecosystem be done?
"Mr. Chen, what you said is true?"
"Of course, when did I lie to you?"
"Mr. Chen, thank you. ”
The heads of several major electronics manufacturers almost couldn't believe it.
They thought that they might have to pay a certain price when they came to Huanyu Technology today.
After all, how can a nuclear weapon like this easily cooperate with others.
Even if you want to cooperate, you have to ask for some benefits.
Moreover, they had thought about cooperating with TSMC before, and even communicated.
Unexpectedly, Chen Yu didn't care at all and still cooperated with them.
This mind, if you don't admire it, you can't do it.
At the same time, they also secretly felt lucky.
Fortunately, they still wanted to stabilize at that time, and they didn't switch to the camp of TSMC so quickly.
If you really cast it...... That's really asking for a blessing.
......
"What's going on, what the hell is going on?"
"Doesn't it mean that Huanyu Technology's sales performance is average?"
"Also, how can the sales of electronic products of other domestic electronics manufacturers in China have recovered?"
Looking at the latest data report, Zhang Zhongmou almost thought that he had read it wrong.
You must know that some time ago, Huanyu Technology was still busy dealing with their suppression.
Other domestic electronics manufacturers in China have long been unable to resist.
Unexpectedly, a few days later, the situation was reversed in an instant.
"Mr. Zhang, the main reason is that Huanyu Technology has launched a business called Huanyu Installment. ”
"Huanyu staging?"
"Yes, this is a financial product that Huanyu Technology has cooperated with major banks. Consumers can purchase products through a down payment, one-year or two-year installments, which is equivalent to taking out a loan to buy the product. ”
"This is nothing new. ”
This kind of installment is actually equivalent to the credit card used in European and American countries.
When you don't have any money, you can use it with an overdraft first.
The same is true for the use of Huanyu Technology.
"Nokia, Motorola, Sony, Samsung...... Can't they follow up and launch installment business as well. ”
"We're in contact with them at the moment, and they're also thinking about this aspect of the business, but there are two issues with that. ”
"Which two questions?"
"One is that the financial business has always been more cautious in the review of China, and even if such a business is really carried out, it is estimated that the review will take a long time. But this is not the most important reason, the most important reason is that there is a financial risk in this business. ”
"You're talking about the problem that consumers can't repay?"
"Yes, China does not have a credit card mechanism like European and American countries, so there is no perfect credit system. ”
"Then why isn't Huanyu Technology worried?"
"Because they use a payment pass. ”
The assistant explained: "Alipay is a third-party payment tool launched by Huanyu Technology, which was only used to get payment, but later Huanyu Technology attached it to the credit attribute. As long as the user has opened Paypass, the system will conduct a credit score according to their operation and capital situation. Although such a credit system is not as perfect as that of Europe and the United States, it has been able to greatly avoid the risk of capital collection. ”
"Chen Yu, this guy is really a genius. ”
Zhang Zhongmou slapped the table.
He didn't expect that Chen Yu would be able to think of a counterattack move when he was in such a crisis.
And the strength of this counterattack is even more fierce than the strength of the three of them to suppress them.
Thereupon.
Now the situation has become, not that Huanyu Technology is under pressure, but that they TSMC, Intel, Samsung, ...... and a series of electronics manufacturers working with the three of them are in trouble.
"What if we also use Universal Technology's payment pass?"
couldn't help it, but Zhang Zhongmou said.
It's just that after finishing speaking, Zhang Zhongmou felt that he had said an extremely mentally retarded question.