Chapter 28 No Loans?
"Well, I'm fine, brother, don't worry, the boss is very good and takes good care of us," White's sister Jenny happily said into the microphone: "In short, you can rest assured, the people here are very friendly, no one bullies me, I'm very happy here......"
After making sure that his sister was very happy to work part-time here in Fernandez, she was not bullied or discriminated against, Ji Shengcheng was relieved, but White called her sister, not just to ask her sister how her work was, after chatting a few words, White changed the topic and asked seemingly casually: "Jenny, has your company made any big moves recently?"
"Big moves?" Jenny didn't think much about, and said to her brother without thinking, "Our boss just bought 3.5 acres of land, and it seems that he is going to build a factory." β
As for the difference between the workshop and the workshop, Jenny didn't know, she just listened to the company's regular employees proudly talk about it when chatting with her colleagues, saying that the boss was going to build a big maintenance workshop and a modification workshop, and she subconsciously felt that since it was a workshop, it should be a workshop?
"What?!" Ji Shengcheng exclaimed: "Jenny, you're not kidding, are you?"
Jenny didn't know the meaning of this information, but how could Ji Shengcheng not know? Without knowing at all, without cooperating with the bank, Fernandez had already bought a piece of land with an area of up to 3.5 acres, what does this mean? This shows that Fernandez has other sources of funds besides the bank channel.
This is worse, if Fernandez only has his own financing channel, then of course the condition is his own side, he Fernandez does not have much choice, but now, Fernandez still has a channel...... For banks, this is the second-worst news after customers cancelling loans.
Originally, he was full of confidence in Chen Geng's loan, and felt that it was completely a matter of pinching the snail with three fingers - nine out of ten things, but the information that his sister inadvertently revealed gave White a slap in the face!
But that's not the worst, the worst part:
When did this happen?
Why didn't I hear any wind?
How did he get his money? Could it be that he borrowed money from other banks?
Although the temperature was not high at all, White's head was sweating, and the whole person couldn't calm down at all - if it was someone else, if something that he thought was stable suddenly changed dramatically, he couldn't calm down.
"Who is kidding you?" Jenny was a little dissatisfied with her brother's surprise, but for the sake of her brother's face, she put up with it: "At this moment, the people from the construction company are conducting field surveys......
She didn't know that her brother's forehead was like a spring of cold sweat at this moment.
Sure that his old sister was not joking with himself, White had no intention of talking to his sister at all, and hung up the phone after a few words with Jenny, packed up his things, and rushed out with his bag.
........................
When White rushed to Fernandez's company, he saw Chen Geng wearing a yellow construction helmet on his head from a distance, just pointing at the open space in front of him with a man in a decent manner. Mr. Campbell, the plan I envision is this: here I plan to build a parking lot that can accommodate 200 cars, here is a guest parking lot, which can accommodate at least 50 cars, here I plan to build a large vehicle maintenance workshop, which is required to be able to accommodate 10 lifts at the same time, and plan 5 emergency car repair trenches, and have the working space to repair and maintain 20 cars at the same time; as for this side, this is my car modification workshop......
That's basically it, all these projects, you give me a quote, and also, how long will the whole project take to complete?"
Campbell nodded while listening to Chen Geng, and at the same time kept writing and calculating on the paper, and after a while, he confirmed to Chen Geng: "Mr. Fernandez, if my understanding is correct, the two factories you want are warehouse factories that do not have any requirements for the cleanliness of the air, and only need to harden the ground and install the necessary ventilation equipment, right?"
"That's right. Chen Geng nodded.
Seeing Chen Geng nodding in confirmation, Campbell continued: "In terms of building materials, there is no need for a solid brick-concrete structure, only a modular steel structure workshop, right?"
"Well, that's the case," after thinking about it, Chen Geng added: "But in the car modification workshop, you need to build a small low-dust constant temperature workshop, and the area is not too large, 20 square meters can be." β
"OK, this is a small matter, not a big problem," an independent closed constant temperature and low dust workshop of up to 20 square meters, listening to the name also knows what it is for, it is nothing more than disassembling and assembling the engine, gearbox and other precision machinery, the cost is not a few dollars. After determining that Chen Geng had no other requirements, Campbell gave a quote: "If it is just these projects, the total construction period will take 23 to 25 days, of which the hard words on the ground will take about 12 days, and the rest of the time is the time to install the steel structure." As for the overall cost of the project, it needs to be further calculated by the engineer and the project cost department, but in my experience, my initial estimate should be between $25 and $280,000. β
23 to 25 days to complete the construction of a total of thousands of square meters?
It may sound incredible, but it is actually normal, the construction industry in the United States is very developed, and it has been fully standardized and generalized, and a typical single-story American-style wooden house (house), which is what we call American-style wooden cottages, only needs four to five days to build from scratch.
Why so fast?
Because all the components, frames and panels of the house are prefabricated, for this kind of house that has cut corners to the point that it can no longer cut corners, the process of building a house is actually a process of building large building blocks.
Although depending on the size of the construction area of the plant and the different technical specifications, the construction speed of the whole project is different, but if it is only a general production and storage plant, the construction process is faster than the speed of building a residential house - after all, the plant structure of the factory is simpler, that is, four walls and a roof, unlike residential housing, it has to divide so many functional areas.
So it looks like the area is quite large, but to put it bluntly, in fact, it is to put two oversized empty boxes on the flat hardened ground, in the case of standard components, how long does it take? 23 to 25 days is already slow, and the Chinese engineering construction team after 30 years to do this kind of steel structure workshop, more than 18 days can be scolded to death by the owner.
"This price ......" Chen Geng frowned: "It's high." β
"Mr. FernΓ‘ndez ......"
Campbell opened his mouth to defend himself, but as soon as he spoke, Chen Geng waved his hand and said: "Mr. Campbell, there is nothing technical about these projects, they are the simplest things, if you can't give me a sincere offer, I think it would be a good choice to change companies to do this project - in Detroit, there are dozens of engineering companies that can do this kind of project." β
Campbell opened his mouth, but was speechless.
Fernandez is right, in Detroit, it is an exaggeration to say that there are hundreds of engineering companies that can do this kind of project, but twenty or thirty is really easy, because the technical content is not high, and it is extremely difficult for a small company like himself to survive, and almost every time in order to compete for a project, he has to break his head.
Gritting his teeth, Campbell said, "230,000! All down to $230,000, Mr. Fernandez, I promise there will be no lower offer than mine." β
"OK, 230,000 is 230,000, I'm a happy person, I don't care about you," Chen Geng nodded happily, and didn't forget to brag for himself: "Then the payment method is ......."
Campbell breathed a sigh of relief and hurriedly said: "The contract is signed, 20% is paid, and then it is paid according to the proportion of the progress of the project, and 80% of the total amount of the project is paid after the completion and acceptance of the project, and after half a year of use, it is determined that there is no problem, and the last 20% is paid." Lest Chen Geng didn't understand the market, Campbell explained: "This is a consistent payment method in the construction industry. β
Campbell really didn't make trouble with this, Chen Geng nodded: "Then it's decided, in this way, let's make an appointment together tomorrow to find a construction engineering consulting firm to draw up a contract, and you can officially enter the construction the day after tomorrow." β
I didn't expect Fernandez to be so happy, Campbell smiled very happily, patted his chest and repeatedly assured Chen Geng that he would complete the entire project on time with quality and quantity, but listening to Chen Geng's words and the other party, the last trace of luck in White's heart disappeared without a trace, and the whole person was like a mourner: his sister was not wrong, Fernandez really didn't know where to get a sum of money to buy this land, and he was ambitious and planned to show his strength.
Seeing White standing aside as if he had died of his own mother, Chen Geng smiled secretly in his heart and raised his hand to greet him: "Hey, White, hello." β
"Hey, Brother Chen," White reluctantly lifted his spirits, trying to squeeze out a smile, "I'll come over and see if I can help." β
"You kid, it's not sincere," Chen Geng shook his head with a smile: "You don't know what you're here for?"
White smiled awkwardly and didn't speak.
Chen Geng said to White seemingly casually: "This time I went to HSD, I met several seniors of the Chamber of Commerce, and it happened that it had something to do with our family......