Chapter 440: Justice League F4
Justice League WeChat group.
Huang Xin: "Basically, some well-known Internet companies in China are coming to make short videos, are you afraid? @张益达. ”
Zhang Yida: "There is no goal, no direction, no plan, just a few blind to join in the fun." It's similar to the "Thousand Regiment War" back then.
These resources will eventually become the nutrients for the growth of Zhonghe Group.
Isn't there a thousand corpses of fellow travelers lying under the feet of the rise of the magnesium group?"
Huang Xin: "Praise one! I'm not optimistic about these companies joining in the fun."
Whatever is hot, they will follow the trend indiscriminately, lacking the ability to think and judge independently. ”
Chen Wei suddenly spoke in the group: "When are Zhonghe and Ruixiang going to IPO?"
Zhang Yida: "It's too early to talk about IPOs, we haven't found a stable profit model, and there is still a fierce battle to be fought for short videos and mobile payments. ”
Chen Wei posted a "you liar" emoji, and said: "Be modest, I heard that Ruixiang has never lost money since its establishment, and lending is really so profitable?"
Zhang Yida: "Try it yourself, grant a credit limit to the driver and passengers based on the data and information that Didi has, and recycle it." ”
Chen Wei: "Like using bei and loaning?"
Zhang Yida: "To be precise, it's a loan, of course, you can get a consumption limit that can only pay the fare." ”
Chen Wei: "Oh, we are doing this, and we plan to access the mung bean credit score as a risk control support." ”
Seeing this, Zhang Yida smiled.
Chen Wei is also unwilling to become a puppet!
Some of the small actions that Didi did during this time did not hide from those who had a heart at all.
A few months ago, "19 Pay" was acquired, and the curve obtained a payment license.
What is this trying to do?
Do you want to make Ahri and Penguin rebel?
In this regard, Didi replied: "Travel is an important scenario for payment transactions, and Didi has been maintaining extensive discussions and exchanges with partners in the payment industry. Didi will continue to focus on the field of travel and has no plans to enter the payment industry. ”
Don't have any plans to enter the payment industry?
Didi's external reply, Zhang Yida will never believe it.
When the company reaches their size, who doesn't want to get rid of the constraints of giants?
If it's just a small company with hundreds of millions of dollars or billions of dollars, it's definitely very comfortable to hug your thighs.
With the huge platform resources, traffic, and financial support of the giants, the small life is very nourishing.
But when it comes to tens of billions of dollars, if you want to go to the next level, you will inevitably have contradictions.
These judgments can also be glimpsed from Didi's recent rounds of financing to Softbank-led investment.
In addition, Ahri has also changed hands on a lot of shares to SoftBank, which has become the largest shareholder of Didi.
Chen Wei also wants to use SoftBank to dilute the equity proportion and influence of Penguin and Ahri in Didi.
In the long run, SoftBank, as an investment institution, only wants to make money, and is more suitable as a major shareholder than Ahri and Penguin, who are trying to manipulate Didi.
Why didn't Huang Xin move?
Zhang Yida suddenly found that Huang Xin didn't know when he was invisible, and Aite Huang Xin asked: "Do you want to access the mung bean credit score for the consumer credit business of the magnesium group?"
Huang Xin replied: "Okay, arrange!"
When Zhang Yida and Huang Xin were chatting, Chen Wei was invisible again.
The two deliberately "avoided it", and Zhang Yida guessed some reasons.
At the beginning of this year, the magnesium group launched the "magnesium group taxi" in Jinling, and the daily orders have approached 100,000 orders.
It can be said that the magnesium group has given Didi a knife in the core business area.
It is said that the day before the magnesium group taxi was launched was Valentine's Day, and Huang Xin and Chen Wei were still eating together......
However, the next day, there was news that the magnesium group taxi was launched in Jinling.
Huang Xin is a real ruthless person, obviously the next day is going to war, and he will invite you to dinner the first day.
I don't know if it's deliberately paralyzing Chen Wei, or if it's not to pay in advance.
After learning that the magnesium group launched the taxi function, Chen Wei asked Huang Xin, and the latter replied with four simple words: "I want to try it." ”
Chen Wei regarded this as a declaration of war, and immediately closed the magnesium group interface on the Didi APP.
Huang Xin shouted in the air: "Everyone has to accept that competition and cooperation are the new normal in the future. ”
Chen Wei's reply was only five words: "If you want to fight, you will fight!"
Since then, the friendship boat between the two has capsized.
Chen Wei and Huang Xin met in 2011, when Zhang Yida was still in high school at Rongcheng No. 7 Middle School.
Huang Xin and Chen Wei are not as powerful as they are today, they can't be said to be small roles, but they are not irreplaceable.
At that time, the market share of the magnesium group was not among the top three in the group buying field, and Huang Xin, who was in urgent need of funds, accepted 50 million US dollars from Ahri.
And Ahri was responsible for the docking business with the magnesium group, and it was Chen Wei who was working in Paybei at that time.
Although the magnesium group and Ahri fell out later, it did not affect the friendship between the two, because Chen Wei also resigned and came out to found Didi.
There is also a person in the Justice League Quartet Zhang Ming, who has been diving and has not come out to speak.
He and Zhang Yida are also very different!
The development of the headline video did not go well, and it was precisely the sniping of the shaking eye.
As a result, ByteDance currently has only one trump card product, Toutiao, which is supported in the field of graphics and texts, and other products such as: Connotation Joke, Wukong Q&A, Understand Chedi and other products, the ceiling is obvious, and the imagination space is very limited.
Blocking people's money is like killing parents!
So Justice League F4 is falling apart!
Zhang Yida first fought with Chen Wei, then with Zhang Ming, and then Chen Wei and Huang Xin pinched each other.
Fifteen years ago, the four groups of people were still very active, and the four of them often chatted enthusiastically, supporting each other, arguing, and eating together.
But now, it can only be said that it looks like a god.
In his previous life, there was no Zhang Yida, and Huang Xin and the three of them also formed a WeChat group.
The ending is not much better than it is now.
However, what made Bonima happier was that the four of them built the group on WeChat, not DingTalk.
Does this mean that he is better than Jack Ma? At least he is more popular with entrepreneurs.
Poniema was smoking a cigarette in his office, looking at the computer, and he could see all the chats of several members of the Justice League.
No, the frequency of this chat is getting lower and lower, and it looks like the four of them are going to break up.
Boniema snuffed out the cigarette butt in the ashtray and closed the "Monitoring" applet.
He didn't really want to do that kind of thing.
But I just couldn't help but wonder, what do the four of them talk about every day, what kind of person do they think they are?
In the end, curiosity overcame morality, and he took matters into his own hands and made this little program.
As soon as the four of them go online to chat, the Mini Program will remind him as soon as possible.
To his disappointment, the four had been monitoring the four for almost four years, and had not found any valuable information.
What he couldn't figure out the most was that Zhang Yida seemed to admire himself very much, and often said in the group that he wanted to learn from Penguin's corporate culture, pay attention to products, and respect technical talents.
At first, he was a little happy, but then he thought that something didn't seem right. Did they find out?
In addition, the only significant discovery is that except for Zhang Ming, the other three people don't like Jackma very much.
Especially Zhang Yida and Huang Xin, who often complain about Jack Ma in the group.
In addition to Didi, the magnesium group also won a payment license.
However, the magnesium group did not make efforts online and C-end, and the main direction of attack is the acquiring business of millions of offline merchants, intelligent POS.
In addition, the magnesium group is also the second largest shareholder of Yealink Bank, and also has its own layout in small loans and insurance.
In addition to doing car financial leasing, car purchase installment, and car insurance, Didi has gradually turned its attention to online loans.
Both companies also have hundreds of millions of users and a huge amount of traffic, which is indeed very suitable for lending.
In addition to the self-operated loan business, it has also started a sharp old bank, traffic trading.
At present, the two companies have limited digestion capacity and are still helping some online lending platforms to divert traffic.
In line with the principle of not wasting, Zhang Yida talked with the two about cooperation again.
He plans to let Jincheng Consumer Finance, Xingwang Bank, Yimin Loan, and Yimin Puhui enter the traffic open platform of Magnesium Group and Didi.
Zhang Yida and the two did not have too direct business conflicts, so both of them readily agreed to cooperate.
Anyway, whoever the traffic sells to is also sold, and Zhang Yida is not not giving money.
As for Zhang Ming's side, Zhang Yida didn't bother himself.
Because, the contradiction between Zhonghe Group and ByteDance will expand again.
......
"My friend, after some investigation, I don't think we at the Abu Dhabi Investment Authority can invest in Zhonghe Group at this time. ”
Zhang Yida looked at Mansur, who came to say goodbye to him, and asked why.
After finishing his investment work at Ruixiang, Mansour stayed in China for a while.
The people under him were also sent out by him to investigate the Zhonghe Group properly.
"Because my subordinates told me that Zhonghe Group is not worth $80 billion at the moment. ”
Mansour spread his hands with a look of regret.
Zhang Yida was a little embarrassed, Mansur is indeed a local tyrant, but people are not stupid.
Zhonghe Group is not worth $80 billion at present, which is indeed an indisputable fact.
Next year, next year it should be there. Zhang Yida cheered himself up in his heart.
Mansour added: "I see that many Internet companies in China have announced their entry into the short video track, which makes me a little uncertain.
You know that the Abu Dhabi Investment Authority is not my own, but belongs to all the citizens of Abu Dhabi.
So, I regret it, my friend, that I can only decline your kindness. ”
Zhang Yida smiled, "It's okay, there is an old saying in China, that buying and selling does not become benevolent."
Regardless of the outcome, it will not affect the friendship between us. ”
Mansur pondered for a moment, and then said, "In this case, we will discuss this matter again in half a year."
If Zhonghe Group's business can be taken to the next level, the $80 billion valuation is not a problem at all.
Even higher valuations are acceptable. ”
Mansour had a good calculation, and seeing that Zhonghe Group was embattled, he wanted to wait and see first.
When the situation is clear, it's not too late to reinvest.
For him, the safety of the principal is the most important thing. After all, billions of dollars are not a small amount of money, and we do have to be cautious.
"Okay, no problem, we'll see it in half a year!"
Mansour said a few more words of blessing before leaving.
Returning to his seat, Zhang Yida looked at the latest business information in the mailbox and made up his mind.
Since the penguins are unkind, don't blame me for being unjust.