The days passed quickly, and in the blink of an eye, it was April.

Ge Erping has now become an iron fan of the investment and financing platform, and every day when he has nothing to do at work, he goes to the investment and financing to brush up on financial information, or go to the community forum to browse the posts and blow water with others.

Today, I suddenly received a prompt to upgrade the APP version. Ge Erping hurriedly clicked to upgrade.

When you log in to the Touronghui APP again, you will see a prompt to log in with the "Investment-Ronghui One-Account" account, or use the third-party authorization of 365 Bookkeeping Manager, Kawang Credit Card Manager, and InvestmentRonghui Finance APP.

Ge Erping was a little curious, and he also downloaded the other three APPs. It was the first time I heard about this investment and financing account account, so I quickly clicked on the introduction and took a look:

"One Account is a comprehensive financial management account tailored for users by Ruixiang Jinke.

Through One Account, you only need one account and one set of passwords to manage the online accounts of all products of Ruixiang, and realize a variety of financial needs such as credit card management, bookkeeping management, financial investment, loan application, payment and transfer.

Add the bookkeeping, credit card, wealth management, loan, payment and other accounts under your name to OneConnect, and then log in to the investment and financing exchange, you can query the latest information of all Ruixiang accounts and handle various online businesses of Ruixiang. ”

Ge Erping hurriedly applied for an investment and financing account account, and then logged in to the investment and financing APP platform.

As soon as I entered the APP, I found that the UI interface of the entire software had changed greatly.

The homepage is a chart that is very informative.

Ge Erping's personal salary income, daily consumption, social security provident fund balance, current, fixed, stocks, funds, wealth management products, payment transfers, credit cards, commercial loans and other account data have been summarized and presented as a clear chart and list of total assets and liabilities.

Ge Erping was a little surprised, and after carefully checking the data, he found that all his financial assets except for his house and car had been counted, which was very accurate.

You can understand almost all of your financial assets in one chart, which is so convenient that you don't have to calculate what assets and liabilities you have in the future.

By the way, there is another payment without data.

Ge Erping saw a conspicuous button on the homepage of the Touronghui APP, with the word "transfer" written on it.

I hurriedly clicked in, authorized my address book, and then rows of friends and colleagues' names and accounts popped up.

Ge Erping counted carefully, and found that his classmates, Ergou, Cuihua, and Sauerkraut, were all there, and he recommended them to register the Touronghui APP last year, and it seems that they also opened this payment account.

Out of curiosity, Ge Erping clicked on Ergou's avatar and a chat dialog box similar to WeChat popped up.

Ge Erping was a little surprised to find that he could still type and chat. Hurriedly typed a row of words:

"Two dogs, call two dogs. ”

After a while, Ergou replied:

"Received, please speak. ”

Ge Erping smiled, and found that the opposite side was indeed Ergou, who usually called each other by their own nicknames, and outsiders basically didn't know.

Typing and asking:

"Ergou, you also opened this investment and financing payment account?"

"That's right, don't you recommend us to use this Touronghui APP?

I've been using it for a while and found it to work very well. I received a software upgrade prompt today, so I upgraded and logged in, and found that there are a lot of new features, and I'm still exploring at this time!"

Ge Erping clicked the "+" button on the right side of a dialog box, and a transfer function popped up.

He lost $0.1 and turned around.

After a while, Ergou typed and replied:

"Erdan, you're too picky, don't you! ”

Ge Erping was a little embarrassed and said:

"Am I not testing features?"

After a while, I saw that there was an extra red envelope in the chat box, showing that it was sent by Ergou.

Ge Erping hurriedly clicked on it and found that it was one dollar. I checked the account balance and there was an extra dollar.

Ge Erping saw a "banner" advertisement next to it, clicked on it, and it showed that it was a mung bean credit score.

After clicking to enter, the mung bean credit account was authorized to be opened, and the evaluation got a score of "605 points".

There is also an option next to it, Credit Score Boost.

After clicking on it, there is a series of information supplementary prompts, including ID cards, passports, student status, job information, occupation information, driver's license, vehicle information, real estate information, social security, provident fund and other options.

I have lit up several options such as ID card, social security, and provident fund, and the other options are gray.

Seeing that there was a PK button, Ge Erping clicked on it and sent the invitation link to Ergou.

After a while, Ergou agreed to PK. The two PK the mung bean credit score.

615 points VS 605 points.

Ge Erping regretted losing by 10 points, and hurriedly typed to Ergou:

"What's going on? Obviously, I registered for Touronghui before you, how can I have a lower score than you. ”

"Haha,You must not bind the information!Click on the credit score improvement management button in the mung bean credit score,Upload your information,You can increase the score,I've completely supplemented the information。 The system told me that I would have to increase my score next month. ”

Ergou replied with a smug type.

Ge Erping was a little unconvinced, went to Mung Bean Credit and uploaded all the information, all the options were lit up, and then continued to find someone to PK the credit score.

At the same time, Ge Erping also shared a mung bean credit score PK invitation link to the WeChat circle of friends, ready to fight with everyone.

After thinking about it, I took a screenshot of the asset chart on the homepage, marked a mosaic to cover the key information, and posted a circle of friends and wrote:

"Amway is an APP, investment and financing, the all-asset bookkeeping manager around you. ”

After a while, numerous comments came.

"Brother Erping, what a local tyrant, it's a fund stock, and a variety of financial management, envy!"

"Mr. Ge, where have you made a fortune lately? Bring your brother! I'm about to eat dirt. ”

......

"Little brother, are you free at night? Let's watch a movie together!"

Looking at this last comment, Ge Erping was excited. This is the goddess of the company next door to him!

When he first met the goddess in the elevator, he was amazed. cheekily asked for a WeChat, and asked the goddess to eat a few times but was rejected.

Today he posted a screenshot of this asset, deliberately keeping an eye on it, the specific amount was covered, but the amount is still vague!

One, ten, hundred, thousand, thousand, one hundred thousand, one million, looking at the 7-digit assets summarized by his various financial accounts, Ge Erping smiled.

The start-up funds given to him by his parents, because he didn't think about the entrepreneurial project for the time being, all of them were bought by him into various financial management.

He doesn't have a lot of money in his family, but he still has a little money. Usually he also dresses very plainly, and his ordinary appearance is no different from an ordinary little white-collar worker.

So he also realized that it was impossible for him to pursue the goddess like this.

It's impossible to type over and tell the goddess, I have millions, follow my brother to eat and drink spicy!

So he decided to post on Moments and pretend to be a force lightly.

Try the money worshippers in the circle of friends, and someone really took the bait.

Of course, the invitation of the goddess will not be refused, and it is still possible to have two friendship cannons.

I just want to be my girlfriend, then let's go to the next life! Look at your money-worshipping appearance, Lao Tzu is not stupid, give up the position of the plate man to the next destined person!

Ge Erping smiled, thinking that this investment integration APP was really good, and activated a hidden function.

......

Ruixiang Jinke.

Inside the conference room.

Zhang Yida inquired about the recent progress of work.

Lin Zhenyang said with a smile:

"Since the launch of this payment function and Mung Bean Credit, our new users have ushered in a wave of skyrocketing.

At present, the number of registered users has exceeded 50 million.

If calculated based on the investment and financing of the account, the total number of users of the group's 4 APPs has exceeded 100 million, and after deducting overlapping users, there are also 80 million. ”

Zhang Yida was a little emotional, and asked them to develop this investment and financing account, the purpose of which is to make a unified management of the login accounts of its various APP products.

Log in to the investment and financing exchange, 365 bookkeeping manager, card king credit card manager, and investment and financing financial are all common investment and financing accounts.

Now that the number of accounts has exceeded 100 million, the company really deserves to be called a small Internet giant in terms of the number of users.

Zhang Yida arranged:

"Contact various media and ask them to report on the fact that the number of users of our investment and financing has exceeded 100 million, and give us publicity to make the brand a little louder. ”

Lin Zhenyang frowned, and said with some worry:

"Do you want to keep your eyes on us for a while! Now that it's so high-profile, I'm afraid that the giants will target us. ”

Zhang Yida glanced at Lin Zhenyang and other executives with a worried face, smiled faintly, and said:

"We've been eyeing Mung Bean Credit and Payment since we launched it.

It's useless to keep a low profile now!

What's wrong with the giants, now that they have shown their swords, how can there be any reason to take the sword back.

When the sword is unsheathed, it must see blood.

This is just the first sword for the giant, and there is a second sword and a third sword behind it.

Now it is they who stand in our way, and if we do not step on their corpses to ascend to the throne, they will be crushed to death by them, and continue to lay the majesty of their giants.

In addition to finance, they are also doing social networking, e-commerce, video, entertainment, express logistics, games, and so on.

This is the giant, and every industry has to be involved.

We only do finance, and we focus more than them. Surpassing them is not out of reach. ”

Lin Zhenyang touched his chin and suddenly said:

"Now that the war is going to begin, we must hurry up and prepare enough food and grass. ”

Zhang Yida exhaled and said slowly:

"The payment sector has not yet fully developed, Miao Installment and Le Installment have been fully connected to our payment system, and we have decided on the university campus market, but it will take time.

There are more than 100 wealth management and loan companies that cooperate outside, and the customer group is 20-50 years old, which is also our target group. Their payment account opening information is in our hands, and we can directly touch and convert this customer.

The number is still too small, and there are only one or two million people when it is full.

On Didi's side, we can strive to choose our Mobao Pay as one of its passenger payment methods to help us promote a wave.

But the giants are also shareholders, and it is difficult to say how the cooperation will be in the end.

So don't expect too much!

We have invested in tens of millions of existing users, which is 10 times worse than the giants.

Our biggest breakthrough opportunity is still offline!"

Speaking of this, Zhang Yida's eyes were cold, he paused for a few seconds, and after glancing at everyone, he said slowly:

"I have already thought about the event, and this month the company will take out a subsidy of 50 million yuan to promote our payment QR code in the way of local push.

The target is merchants in the four first-tier cities of Beijing, Shanghai and Pengyang.

Promote the cooperation of one merchant and reward the account opening fee of 100 yuan, and the goal of this month is 100,000 merchants.

Users can scan the code to pay for the purchase of goods through our magic treasure payment, and they will be randomly reduced by 1-99 yuan.

Merchants can get the same instant red envelopes as users, which will be distributed to the merchant's account and can be withdrawn.

Only new users can get instant red envelopes, and we must mobilize merchants to help us promote new users.

Users and merchants each subsidize 20 million, and the goal is to attract 1 million new users.

On the basis of my plan, the planning department will refine the plan in detail.

At the end of this month's promotion, we will launch Series B financing. ”