Director Liu smiled and said:

"Brother Wang, you are really a smart person.

Then I'll tell you the truth! What you said is all correct, the 30,000 registrations are all brushed by the machine we arranged for us.

Investment users are basically wool parties.

As far as your platform is concerned, the UI interface is also ugly, and there is no state-owned capital, and the risk is invested in stocks, just in this background, no two people will really invest. ”

Wang Qihang's hands and feet were cold, and he really guessed by himself.

The 6 million advertising expenses can basically be said to be in vain.

How to explain to Mr. He?

Wang Qihang's heart was sad, the advertising expenses were wasted, the performance was not improved, and it was estimated that he was about to finish his job as the operation director.

Seeing that Wang Qihang didn't speak for a long time on the other end of the phone, Director Liu reassured:

"Brother, you are also an operator and promoter, and you know what the current Internet promotion industry is like.

Don't brush the amount, don't adulterate the fake amount, can't pass this day?

These are the little things you don't have to worry about. ”

Wang Qihang sighed and said:

"I know that the advertising industry is very deep, but if your data is like this, I will definitely not be able to make a difference. Maybe I'll be swept away in a few days!"

Director Liu said with a smile:

"Brother, your words are serious.

The contract was signed by Mr. He, what does it have to do with you?

Even if the transformation effect is not good in the future, you will only blame us Huasi.

It has nothing to do with you. You can rest assured. ”

Wang Qihang sneered:

"It's okay for you to deceive Xiaobai, don't play this game in front of me.

The collaboration was carried out in multiple phases, and I was in charge of the company's online operations and data analysis as the director of operations.

Based on your data, a crime of "negligence" will definitely not escape.

And I also instigated Mr. He to cooperate with you in the second phase.

After the later things were exposed, it is estimated that Mr. He had the heart to kill me. ”

Director Liu no longer pretended, and asked directly:

"Then tell me what you mean? We don't talk in front of the Ming people.

Let's put it away!"

Wang Qihang's hand holding the mobile phone trembled slightly, his knuckles turned white, and he wanted to crush the mobile phone.

With fierce eyes, he said viciously:

"Two ways!

First, you must ensure that the following data is true. I just turned a blind eye to the previous data.

Second, I will now resign from Mr. He. It's better to leave early, so that the basin won't be caught on my head later. ”

Director Liu was a little flustered, this is not good!

You can't resign! You're gone, and there's no one to talk to me about. How did Liang Shao complete the task assigned to me?

Director Liu took a deep breath and said, "You wait for me for half an hour." Get back to you in half an hour. ”

Director Liu hung up the phone and went straight to Liang Weimin's office.

Liang Weimin saw Director Liu, who pushed the door in, his face was a little flustered, and asked:

"What's the matter?

How about Jingrui Fortune? It took so long to win 6 million advertising dollars, you should hurry up on this matter. ”

Director Liu hurriedly reported and informed Liang Weimin about a series of things about Wang Qihang's side.

Liang Weimin was furious when he heard this, slapped the table and stood up, his eyes were full of fierceness, and he said:

"You tell him that you can either stay in Jingrui and cooperate with us to finish this play.

Either Lao Tzu will poke out his commercial bribery now, and let him sit in prison. ”

Director Liu was shocked when he heard this, his face turned pale, and he wiped the cold sweat on his forehead. If this thing is poked out, he will not be able to get rid of it as a bribe!

As for Liang Shao, what is his identity. If he pokes it out, he will definitely be taken out, and he will take the blame himself.

Director Liu persuaded: "Liang Shao, you can't do this, it's a lose-lose situation!"

And if you bring down Jingrui, the goal of bringing down the He family will not be realized.

Focus on the big picture!

Our goal is to bring down the He family, and we must not be angry with him. ”

Liang Weimin thought about it, and this is also the reason, so he asked:

"Tell me, what's the best way to do it?"

Director Liu began to think about it, and when it was related to his own safety, his brain began to run rapidly.

Half a minute later, Director Liu thought of a solution, and said with a happy face:

"Money! We'll take the money and smash him to death!

The first time I gave him 50,000 yuan, he accepted it almost without refusing.

This shows that he loves money and has no moral cleanliness.

The reason why he is turning against us now is because he is afraid that we will make him lose his job.

As long as we have the money, he will definitely prefer to lose his job and choose to cooperate with us. ”

The corners of Liang Weimin's mouth rose slightly, and he said magnificently:

"Money, not a problem.

It doesn't matter if all the profits from this list are given to him.

However, you must cooperate with us, and you must hollow out the He family. ”

Director Liu nodded, took out his mobile phone and dialed Wang Qihang.

Director Liu said with a smile:

"Brother Wang, I'll give you an answer now. ”

Speaking of this, Director Liu deliberately paused, listening to the rapid breathing on the other end of the phone, knowing that Wang Qihang's heart was afraid that he was not calm at the moment.

After a pause of a few seconds, he continued:

"Let's choose the third way!"

Wang Qihang was surprised: "What third way?"

Director Liu went on to add:

"The third way is that we will give you 30% of the cooperative advertising fee we receive. ”

Wang Qihang asked in disbelief:

“30%？”

Director Liu said in an affirmative tone:

"Yes, it's 30 percent.

Later, if you receive another 10 million advertising fees, you will be divided into 3 million.

If you receive 30 million advertising fees, you will be divided into 9 million. ”

Wang Qihang was there and didn't reply for a long time.

The heart in the chest was beating fast, and the breathing was a lot shorter. Licking his dry lips, he said:

"I'll think about it again!"

After saying this, the whole person was stunned.

He didn't know how to say it himself, shouldn't he say yes right away?

He was mainly a little scared, such a high rebate, he didn't dare to take it!

After saying this, the whole person began to suffer from gains and losses again. What if Huasi doesn't cooperate anymore? So much money is just missing?

Director Liu glanced at Liang Weimin and was about to ask him.

Liang Weimin raised his hand, gestured a "5", and nodded at Director Liu.

Director Liu swallowed his saliva, he was a little moved, and continued:

"At most, 50%, no matter how much we Huasi can only give up cooperation. ”

Wang Qihang squinted his eyes, suddenly opened them again, and said in a low voice:

"Okay, 50%, I promised. ”

After hanging up the phone, Director Liu asked Liang Weimin to take credit:

"Liang Shao, how about it? I'll send him away after 50%, and our company still has 20% of the profit left. ”

Liang Weimin said disdainfully:

"20 million advertising costs are 4 million profits, which is not enough for me to buy a car.

We don't want this money, throw it all out. Give me the data to be real, and don't let He Shenghua be suspicious. ”

Director Liu nodded helplessly and said:

"Okay! I'm trying to double the number again. Lao He saw that the advertising effect was getting better and better, and he would definitely not be suspicious. ”

Liang Weimin waved his hand and said:

"Okay, look at it!

This matter is done, and you will be promoted to the general manager of the subsidiary. ”

When Director Liu heard this, he patted his chest and said:

"Liang Shao, this matter is on my Lao Liu. I promise to make it beautiful for you, and I'll see you myself if I can't do it!"

Liang Weimin wanted to laugh a little, this Lao Liu is really an old fritter!

I asked him to do things before, and he was still twisting and pinching, saying that it was difficult to do, that he couldn't do it, and that he was all kinds of shirks.

Now he throws the bait of the general manager, and he is as well-behaved as a dog wagging his tail and begging.

......

Yimin Financial Services.

Ding Siyao's office.

Zhang Yida came over today to learn about the progress of the work and was asking Ding Siyao.

"It's been a long time since I've been here, how is Yimin's side doing?" Zhang Yida asked with a smile.

Ding Siyao stroked her hair, revealing a beautiful face, and Li Vortex smiled lightly and said:

"The amount of funds raised by Yimin Wealth has exceeded 1 billion. Next, we are also preparing to apply for a fund distribution license and an insurance brokerage license to expand our business scope. ”

Zhang Yida scratched the back of his head, the development speed of Yimin's wealth was a bit beyond his imagination. Now they have begun to lay out funds and insurance.

After thinking about it, I think I should still support it. So he said:

"I am in favor of the layout of funds and insurance. Yimin Wealth is now getting bigger and bigger, and there are more and more customers.

In order to meet the asset allocation services of different customers, we must also vigorously improve our own business lines. ”

Ding Siyao nodded and said:

"Yes, now there are more and more customers, some like the high-risk and high-return of equity investment, some like the medium-risk and medium-return return of securities investment, and some like the low-risk and low-return of insurance.

Therefore, we need to be equipped with a wide range of financial products for customers with different risk appetites to choose from. ”

Zhang Yida thought that in the future, these two small financial licenses have been speculated to tens of millions or even hundreds of millions of transaction prices, and now they can still apply, and in the future, they will continue to increase the application threshold, and at the same time, they are also reducing the number of licenses, and the price will naturally rise.

So he said to Ding Siyao: "Then you can apply! Apply first, and if you can't apply, you can buy it." ”

Ding Siyao smiled bitterly: "How can we have the money to buy it now? If we can't apply for it, we can only put it on hold temporarily, I asked if I bought a license, the transfer price of the national insurance brokerage license is 20 million, and the fund sales license is 30 or 40 million."

If you buy both licenses, you need at least 50 or 60 million.

We only have tens of millions left in the accounts of Yimin Financial Services Group, and if we buy a license, we will completely drain the working capital. ”

Zhang Yida has a headache, Yimin Financial Services is burning money too fast, and several subsidiaries are currently losing money except for Yimin Wealth, which can break even.

Zhang Yida then looked at the recent financial statements, full of emotion!

Yimin Financial Management has reduced its advertising investment and is currently mainly tapping the potential of existing users.

Although advertising has reduced a lot of expenses, the expanding operation team and the newly recruited customer service team of hundreds of people have greatly increased the cost of manpower.

The advertising expenditure is 3 million and the labor expenditure is 5 million, which is a loss of at least 8 million per month.

As for the company's operating income, it is basically used as a sales expense subsidy to financial users.

Otherwise, with a fixed interest rate of 10%-16% and no red envelope investment vouchers, it will not be able to attract users.

The competition in the industry is too great, and everyone is making money at a loss, or fighting for the yield to grab users.

In the case of Yimin Loan, it has only been a week since it was launched, and a total of 10 million loans have been issued.

It's not that I don't want to give more money, but the main reason is that the risk of online customers is still too great. Chen Shaojie and his risk control team are still doing further data analysis.

Make further adjustments based on the results of data analysis to increase or decrease the scale of lending.

In short, the matter of Yimin Loan is not in a hurry, so it can only be slowly figured out.

If you make a profit, don't think about it for the time being, at least you have to lose a few months of labor costs.

The risk control and product R&D team of more than 50 people has a labor cost of more than one million yuan per month. In other words, Yimin Loan loses more than one million per month.

As for Yimin Puhui, at present, the two branches in Rongcheng and Beijing have spent nearly 10 million yuan in the early stage to open.

At present, it is not profitable, and the team of 300 people in 2 branches has a monthly labor expenditure of at least 1.5 million.

It will definitely not be profitable in a few months, because the team is still grinding and can't produce much performance at all.

Zhang Yida's last calculation showed that the monthly losses of the four subsidiaries of Yimin Financial Services Group totaled more than 11 million.

The cash reserves of the entire group are already less than 50 million.

But it's not dangerous, because cash flow has been positive.

The scale of the business is steadily increasing every month, and every time the cooperative loan company receives a fund, it will pay the interest on the fund for the next year or even two years.

This income alone has reached 200 million.

It's just that these 200 million will need to be distributed to every investor little by little in the next year and two years.

Because it's not going to be sent now, the money can be used.

Just like the payment of the card supplier of Goudong, Yimin Financial Management can also use this account cycle to do some things.

The simple understanding is "Yin eats the grain", spends this part of the income, and then the operating income will fill this hole......

Until VCs and the like come in and drag the company out of the pit.

Or a few other subsidiaries are profitable, and they can also fill this hole.

It's just that the company has always had a certain amount of free cash, so Zhang Yida has not used this batch of money that has been determined for the next 1-2 years.

However, with these 200 million in hand, Zhang Yida is not panicking.

This is the user's interest money, just embezzle it and fill it back. Anyway, it will not affect the distribution of user income, and if the payment is in place on time, it will be fine, and it will not cause any pressure and negative impact on the operation of the platform.