Someone from the audience asked: "Mr. Zhang, Ruixiang has changed its name to Digital Technology Group, is it carrying out definancialization?"

"No," Zhang Yida shook his head and chuckled, "The financial industry is just one of the many industries that Ruixiang will serve in the future, in addition to IT, retail, agriculture and so on." ”

"What does it mean that Ruixiang holds many financial licenses other than trusts?"

This question is very tricky, and many people gloated and looked at Zhang Yida on the stage to see how he answered.

Ruixiang holds more than one billion financial licenses, which is no secret in the industry.

has long been counted by the media, and the financial licenses held by Ruixiang are no less than those of Penguin and Leech Financial Services, and even more than Qiandu and Goudong.

He says he doesn't do finance, but his body is honest. With such a lucrative business, are you willing to give up?

"A financial license is a necessity for us to link users. For example, without a payment license, how can Mobao Pay conduct business?

It is illegal to operate without a license. ”

A little joke, Zhang Yida rounded up this problem.

The audience users also think that it makes sense, without Mobao payment, Ruixiang Group has today's volume?

Isn't that a joke?

There is no contradiction between engaging in finance and engaging in digital technology!

"Is there a connection between Ruixiang's transformation into a digital technology group and the launch of Ruixiang Mini Program?"

"Yes," Zhang Yida nodded, "There are many more products and services that Ruixiang will provide in the future, and the mini program is just the first step." ”

"Can you tell us more about the production method and application of the Mini Program?"

Zhang Yida said: "Okay, then I'll talk about it in detail."

There are two ways to make Mini Programs, the first is the merchant's self-developed mode, where merchants settle in the platform by themselves, download the IDE for coding and debugging, and then go online after submitting it for review and approval;

The second is the third-party development model, which includes template development, plug-in development, and agent development......

For specific applications, let me take the fund industry as an example!

Tool applets, such as fund companies to make a yield calculator to help users calculate accounts;

Activity Mini Programs, such as making a fun game, can attract users to buy funds;

Service applets, doing some market analysis, and investing in educational products can help fund companies attract fans.

Before the Mini Program came out, the six major financial supermarkets could only use the user holdings of Investment and Finance to do traffic operations within the APP;

However, with the emergence of mini programs, financial supermarkets have a way to get out of investment and financing, breaking the original traffic barriers.

For example, partners can use images and QR codes to send promotional posters to other Internet platforms, which can attract more traffic......"

Many viewers in the audience laughed, this is to arm everyone and go to major Internet platforms to "steal" traffic. If you do this, I'm afraid you're going to be banned!

"In addition to the six financial supermarkets of the platform operation business group, Ruixiang also has four other business groups.

Including Mobao payment, mung bean credit, Yongbei, loan, change treasure and other products.

Will Ruixiang open these products?"

This topic is a good question, and Zhang Yida glanced at the questioner appreciatively.

He slowly spoke: "Ruixiang five major business groups, one of which is called the open technology business group.

Open Technology Business Group, Mobao Payment, Mung Bean Credit, Tiance Technology, Ruixiang Super Brain, Ruixiang Cloud and many other products.

Since its establishment, these products have been open to B-end enterprises to export our technology to help B-end customers better serve C-end users.

With the two products of Yongbei and Loanbei, we have also been cooperating with major banks.

Ruixiang is responsible for customer acquisition and risk control review, and the bank is responsible for providing funds.

We will continue this win-win cooperation model.

As for Coin Treasure, it has always been Ruixiang's shareholding company, Hantai Fund, providing services.

Next, we will introduce several fund companies to provide users with more abundant products.

For users, there will be better products and services if there is competition.

We will uphold this concept and carry out the openness to the end!"

Cow, many viewers in the audience understand that Ruixiang is not just talking, but really moving.

In this way, compared with self-finance, who is more profitable? Many viewers have been idle for Zhang Yida.

"365 bookkeeping butler, card king credit card butler, diandianchip, and taurus finance, the four independent apps are not open?"

Zhang Yida shook his head with a smile, "These four APPs are for users, not platforms.

On the contrary, the four companies will also join the public beta of Ruixiang Mini Program as the first batch of people to eat crabs. Everyone is welcome to come and experience it. ”

"What are the companies participating in the first batch of public beta testing of Ruixiang Mini Program?

"The number won't be too much," Zhang Yida said with a smile, "but it's not too small, there are hundreds, everyone will know in a few days." ”

"For developers, is there any policy support for Ruixiang?"

Zhang Yida said with a smile: "There must be policy support, and Ruixiang plans to launch a plan to "spread beans into soldiers".

In the next three years, we will invest 1 billion yuan to support partners, benefiting and serving 1 million developers and 10 million small and medium-sized merchants. ”

1 billion yuan, it can only be said that talking is better than nothing.

Many developers in the audience don't value this, but value Ruixiang's 500 million users, which is a big piece of fat!

"In addition to the financial industry, Mr. Zhang, you said that you will also empower other industries with science and technology, right?"

"Yes, it's not just finance. Ruixiang wants to bring digital technology to more industries and users. ”

The questioner then asked: "Mr. Zhang, can you give us an example to let us understand more intuitively." ”

"Okay, let's take the retail industry and the travel industry!"

Zhang Yida added, "Ruixiang plans to release an industry solution called "Retail Pass", mainly to help retail enterprises open up online and offline CRM systems and promote the transformation of new retail.

Yongbei has also been carrying out the layout of offline consumption installments, which can be combined with new retail.

Consumer installment products solve a pain point in the retail industry, that is, the contradiction between the user's desire to consume and the ability to spend.

In the future, retail enterprises can flexibly use the tools provided by Ruixiang to independently configure Yongbei marketing activities to drive sales growth.

For example, use "Yongbei" to buy a certain product in a certain store, and the discount is how much or less.

In the tourism industry, Ruixiang has reached a cooperation with Ctrip.

Users with high scores in Mung Bean Credit will get a certain degree of convenience in terms of visas to go abroad in the future.

For example, apply for a mung bean credit report as proof of financial and performance ability to apply for visas to certain countries. There is no need to open cumbersome work certificates, financial certificates and other materials. ”

The more the audience listened, the more excited they became, and asked Zhang Yida how to empower agriculture with science and technology.

Intelligent solutions of the Internet of Things, big data, artificial intelligence, blockchain and other technologies can be applied in the agricultural field.

For example: soil detection, pest and disease protection, yield forecasting, livestock and poultry disease early warning, etc.

Zhang Yida focused on the Internet of Things + AI pig breeding.

Put the pig on the equipment to achieve continuous temperature measurement, and then automatically diagnose the depth state of the pig through the artificial intelligence algorithm.

When the pig's body temperature is abnormal, the automatic alarm can achieve early warning, and at the same time, the best conception time can be predicted, and the best breeding model can be established for the farm.

In addition, surveillance video can be analyzed by artificial intelligence, eliminating the tedious step of manually entering data.

24 hours to continuously record the behavior of each pig, with pig management, inventory, personnel behavior broadcast, pig movement tracking and other functions, to provide a complete set of intelligent vision solutions for pig farms.

The press conference ended successfully and lasted for four hours.

At the meeting, Zhang Yida announced a number of policies and took out a lot of technologies that have been developed for two or three years.

The media, the Internet, and the financial community are paying close attention to this conference.

After analyzing the content of the meeting in detail, many people came to a conclusion: Ruixiang is floating, and the good financial business is not done, and they plan to climb the science and technology tree.

The financial company is gearing up and preparing to make two small programs to test the water to see if it is really as good as Zhang Yida said.

Many small start-ups on the Internet also want to hug Ruixiang's thighs to see if they can take over the development work.

The media industry is even more exaggerated, with all kinds of praise on the head.

He also said that Zhang Yida has lofty ambitions, and is not willing to be limited to the financial industry, but wants to promote scientific and technological progress, social progress, and human progress.

Stimulated by this news, Leech Financial also announced in a high-profile manner that it will soon launch its own mini program.

The penguin was more direct, and the mini program was fully launched the next day, attracting the attention of the society again.

The four companies of Goudong, Didi, Magnesium Group, and Toutiao were also brought in by the melon-eating masses to discuss when to launch the mini program and compete for the third place in the Internet industry.

Qiandu's words, Wei Zexi's incident has just subsided, and he is still anxious about the plummeting stock price and ugly financial reports, and he has become invisible for a while.

It's really not high-profile, I was scolded miserably last year, and I'm still licking my wounds in the corner.

……

"Yida, the people below are not sensible, don't be surprised!"

Hu Gang's phone called, and the hearty laughter made people feel good.

Zhang Yida can only say that he admires this. What is a big guy and a hero, Hu Gang is a good example, he can bend and stretch.

After Ruixiang held a high-profile product launch conference, it quickly completed the product replacement of Coin Treasure.

From one money market fund of Hantai Fund, it quickly became five, and the other four were China Agricultural Industry Construction.

Hu Gang was also dumbfounded, he just wanted to warn Zhang Yida one or two, hoping that the other party would be soft.

As a result, Zhang Yida's counterattack was fierce. Regardless of the damage to his own interests, he insisted on bringing in four fund companies.

Among the Hantai funds, the money market fund contributes at least 300 million yuan in profits a year.

Now there are four more fund companies, and at least 200 million profits will be removed.

Won't your heart hurt if you Zhang Yida lost a small goal all of a sudden? Still not a qualified businessman?