Chapter 373: Digging the Corner

"Brother Gang, how did you remember to call me when you have time!"

Zhang Yida pretended to be confused. Xindao, don't you want to pinch me? Now that you've got a chance, come quickly.

"Yida, as you know, H&Q Group has only acquired FTLife Insurance not long ago, and has been busy integrating.

In addition, the private equity business is also a lot of trouble. So on the side of Hantai Fund, I basically didn't ask much.

I also learned that Hantai Fund issued a document to suspend the cooperation with Coin Treasure.

You don't know how angry I was when I heard about it, my lungs almost exploded.

Isn't this a matter of relatives hurting enemies and enemies being happy? Both of us are from Sichuan and Shu, and it is not easy for us to gain a foothold in the capital.

We should be supporting each other, and in fact, we've been doing it all the time.

Hantai Fund can have today's achievements, which is absolutely inseparable from Ruixiang's enthusiastic help.

I've figured out what happened, and there was a little conflict between the CFO you sent over and the general manager Lu Weizhong.

Lu Weizhong is also an anxious person, and he will fool around in a hurry, and randomly send you a letter of termination of the contract.

When I found out about this, I scolded him for half an hour.

He now knows that he was wrong, and wants to find an opportunity to apologize to you in person.

If it's convenient, I'll go to Ruixiang Building with him. ”

Hu Gang said a big call, and he picked himself cleanly, and Lu Weizhong became the backstabber.

Lu Weizhong is also a veteran of Han Group, and he has followed Hu Gang from the beginning of his business, and he is a general in the other camp.

Zhang Yida didn't believe that Lu Weizhong would be so impulsive, without Hu Gang's instructions, he dared to offend Ruixiang, the second shareholder, so much?

"Brother Gang, it's okay, Manager Lu is also a temperamental, I didn't take it to heart at all. ”

Hu Gang was happy on the other end of the phone, is this a turnaround?

Sure enough, it was a young man, and he was fluttering after a few words. If it is yourself, you must make a fuss about this matter and seek a greater voice or some benefits for the company.

"Actually, for Tianhong Fund as a monopoly, there have long been opinions above. ”

Zhang Yida is right, Hu Gang has been mixed up in the Securities Regulatory Commission, and he is also well-informed, so he has heard similar gossip a long time ago.

Where do money market funds go?

It invests in short-term securities such as treasury bonds, commercial papers, bank certificates of deposit, financial bonds, government short-term bonds, and corporate bonds.

After the launch of Yu'e Bao, many people no longer go to the bank to make deposits.

Young people, in particular, have no habit of saving money at all. If you have a little spare money, you can also put Yu Bao or other online financial products.

On the one hand, Yu'e Bao has robbed a lot of bank deposits, and on the other hand, Yu'e Bao relies on bank lending to obtain income.

This directly increases the bank's cost of funds, so it is imperative to restrict Yu'e Bao.

The scale of Yu'e Bao is close to one trillion yuan, which has surpassed some joint-stock banks and is close to the four major banks.

However, the above kept saying that it should be managed, but the board did not fall.

Hu Gang didn't know when the relevant regulatory policies would be officially introduced, and he listened to Zhang Yida continue:

The news of the termination of cooperation with Hantai Fund was heard by the four major shareholders of Ruixiang, and they put forward the idea of opening change treasure and accessing their four funds.

Ruixiang is not my alone, the shareholders have spoken, and we must also sell this face. ”

After a pause, Zhang Yida said: "The most important thing is that Hantai Fund stopped cooperating at that time, and we had to find a backup fund!"

So, that's the way it is!"

Hu Gang sighed and asked: "Is there any possibility of reversing the matter?" After all, this formal supervision has not yet been introduced, and with the Tianhong Fund in front, the board will not fall on the Hantai Fund so quickly. ”

"Hey......" Zhang Yida sighed, "It's late! This contract has been signed, and it can't be invalidated!"

Besides, this is a reversal, that is, not to give face to the four major industries! I don't have the courage to do this. ”

Hu Gang only felt so sorry that good things were messed up.

You must know that such a thing will happen, and he will not dare to force Zhang Yida too much!

Losing 100 million profits every year is a trivial matter, and when converted into the valuation of the enterprise, it is a few billions less!

He still has a trace of doubt, are these four major banks a cover for Zhang Yida?

Hantai Fund cuts 200 million profits every year, and its valuation also cuts billions.

As a 49% shareholder, Ruixiang will also bear half of these losses.

It shouldn't be a battle of will, I'm afraid that the four major banks will learn of the termination of the contract and take advantage of it.

Hu Gang asked again: "Then Yida, can Hantai Fund reconnect to the change treasure?"

Zhang Yida played with the lighter on his desk and did not give an immediate reply.

After the termination of the cooperation of Hantai Fund, the operation team of Ruixiang only needs to use a little means to allow users to redeem and subscribe first, and the scale of Hantai Fund's 200 billion stock money market fund can be wiped out.

However, Zhang Yida didn't want to do anything.

It's not that I'm afraid of losing money, but I'm afraid of angering Hu Gang, and I'll be dumbfounded if I don't sell the company to myself in the future.

There was no reply on the other end of the phone for a long time, and Hu Gang thought that Zhang Yida's anger had not subsided.

So he added another fire, "Yida, I promise that something like this will not happen again."

The operation, management, finance, etc. of Hantai Fund are all fully open to Ruixiang.

We both discussed big and small things, and we never did anything to hide it. Look, is that okay?"

"Okay, let's reconnect then!"

Zhang Yida said, "However, I can say it in advance. Ruixiang does not dare to take sides, and in order to attract users to deposit, five funds have to show their powers!"

"It is clear that Hantai Fund is not afraid of competition, and the rate of return is absolutely satisfactory to users. ”

"Okay," Zhang Yida said with a smile, "Oh, by the way, Brother Gang, Ruixiang is going to open the public beta of the mini program, do you want a place for Hantai Fund?"

Let me tell you a little bit, it's amazing that this mini program is running well......

In short, there is an advantage to doing it first!"

"Okay, then thank you, brother! Hantai Fund wants a place!"

After hanging up the phone, Zhang Yida smiled coldly, he was really an old fox.

For Hu Gang, although Zhang Yida is a fellow countryman with him, he has no admiration.

In five years, a company has moved from a market value of 10 million to a market value of 100 billion, an increase of 10,000 times.

However, how much insider trading and non-compliant trading there are in the middle, I am afraid that only the parties concerned know.

It's all about all kinds of financial capital operations, cutting leeks.

If it is industrial capital, it can also drive the development of some industries, solve some employment and tax revenue.

Such a person can only be called a businessman, not an entrepreneur, nor an entrepreneur.

……

"This software is called sweet potato video, and it is aimed at users in third- and fourth-tier cities and rural areas. ”

After Lu Qi sorted out the business of Douduo and Doushi, he put forward many ideas, one of which was to do market sinking.

Zhang Yida downloaded the sweet potato video software on his mobile phone and fiddled with it.

I found that the UI interface was not much different from Jitter, and asked, "Is there a difference between the recommendation algorithm and Jitter?"

"There is a difference, compared with jitter, the traffic of sweet potato videos will not be particularly skewed to head creators, and the videos of long-tail users have more exposure opportunities.

In addition, the content style will also be more down-to-earth, and the content creators are mainly ordinary people, closely related to life, and have stronger social attributes. ”

Zhang Yida paused for a moment, "This is an imitation of Kuaishou?"

Lu Qi smiled and nodded, "Yes, we are just imitating Kuaishou." ”

"Kuaishou has an obvious first-mover advantage in the sinking channel, and it is not easy to catch up, right?"

"That's right," Lu Qi's face was calm, "but we have to do it."

The genes of Doushi and Pindoduo do not match, Pindodo will complete the market sinking next, and there is also live e-commerce, and there must be a short video software like sweet potato video to assist him.

If you don't do it now, you won't have a chance in the future!"

Lu Qi's idea is very good, and Zhang Yida is also very supportive of this.

With the peak of the domestic short video dividend, in the future, major short video platforms will bayonet red, and they will do everything possible to break into the hinterland of the other party.

"Is there a good operational strategy?"

Lu Qi said: "Start cold, then spend money to buy volume, and then cooperate with Pindoduo to help creators earn income." ”

Seeing that Zhang Yida didn't reply, Lu Qi continued: "At present, Kuaishou has started commercialization, but their commercialization is mainly based on live broadcast reward income.

What we want to do is live e-commerce, and Kuaishou has not tried much for this at present.

This is also our only chance, if we can attract some high-quality creators of Kuaishou through live e-commerce, it will greatly weaken Kuaishou's threat to Doushi.

In addition, Pindodole will also benefit a lot from it!"

"Okay, I'm okay, just do it according to your ideas!"

After discussing the sweet potato video, Lu Qi talked about the commercialization of Douyin again.

"Doushi is still in the stage of rapid growth, and advertising still can't be too widespread, and we must do a good job of reviewing and checking it.

Specific forms include splash ads, in-feed ads, topic customization, stickers, and so on.

In addition, for advertisers, we also need to develop an advertising system, including user portraits, big data feature analysis, advertising creative production, effect optimization, effect statistics and other functions. ”

Zhang Yida nodded, "It's time to start commercialization." By the way, the advertisement also lists several prohibited industries.

For example, P2P financial management must not be accepted, otherwise there will be endless troubles. ”

"Haha, is it that exaggerated? You're also the owner of a P2P company, so unconfident?"

Zhang Yida shook his head, "It's not a matter of self-confidence, this kind of transaction involving money must be paid attention to."

You've heard about the Qiaoxing debt incident, right? There is also Ruixiang to close the Internet financial management supermarket. ”

"Okay, then refuse to settle in the financial industry. ”

Lu Qi asked again: "Is it okay to advertise loans?"

"Yes, but you have to go through all the formalities and have a financial license. ”

"By the way," Lu Qi said again, "we don't have an advertising sales team, do we set it up ourselves or recruit an agency?"

I don't like the agency model, and we have just started commercialization, there are advertising dividends, and advertising should not worry about selling. ”

Zhang Yida chatted with Lu Qi again about which company to dig up, and Qiandu was listed as the first target. Because they are close to each other, they have experience in advertising sales.