Chapter 19: Continuing to Advance

Ding Le looked at his account and calculated that if he waited until October, when the stock price of Hudong Heavy Machinery climbed to 300 yuan, it was conservatively estimated that the total income of his account would reach more than 15 million, of which Xia Xiao's investment of 50,000 yuan would get a return on investment of 2 million.

At this time, the house price of the best area in the urban area is only 6,500 yuan / square meter, and the total price of buying a 120-square-meter three-bedroom house is less than 850,000 yuan.

In his previous life, he worked for nearly 10 years, until 2016, he only had a 90-square-meter house and a domestic BMW 3 series car under his name, as well as about 1 million stocks, if all converted into RMB, it would be less than 4 million.

Wealth freedom was the goal of a lifetime in a previous life, and it was about to be achieved in a year after being reborn.

Thinking about the heights of his fortune in the coming months, Ding Le lost sleep, and all kinds of strange thoughts popped up in his head.

He thought that he should tell Xia Xiao at this time, she would definitely be excited if she knew, let her be excited too, and it was also fun to find someone to have insomnia with.

So he picked up his phone and sent a text message to Xia Xiao.

"Did you sleep?"

"I just went to sleep, and if I don't sleep again, I won't be able to get up tomorrow morning, and I will definitely have dark circles again. ”

"Tell you something, don't get excited. ”

"What's the matter?"

"The 50,000 yuan you invested before has almost earned 250,000 yuan today. ”

Xia Xiao didn't come back for a long time, and Ding Le estimated that she should be stunned. At this moment, according to the salary level of Haizhou Bank, 250,000 yuan is equivalent to Xia Xiao's salary income for 2 years.

"How can there be so many? You're not lying to me, are you?"

"I found a capital allocation company before, and I added 5 times leverage, but I was afraid that your heart would not be able to bear it, so I didn't tell you. ”

"By the way, according to my judgment, when this wave of market ends, your income will exceed 1 million, and you will become a millionaire!"

After a long time, Xia Xiao didn't reply to the text message, and Ding Le continued to send it. "Stunned, right? Me too, I can't sleep, let's lose sleep together!"

"You're going to die, tease me so late, tomorrow you have dark circles, I will definitely settle accounts with you!" Xia Xiao said angrily.

"Let's make money together, let's lose sleep together!"

After Ding Le sent it over, Xia Xiao never returned.

Early the next morning, Ding Le was woken up by a phone ringing, and the mobile phone came to his ear, which turned out to be a call from his mother Fang Hongli.

"Son, don't you know how to go home on the weekend?"

"The Chinese New Year is coming in half a month, and this is the busiest time for our branch business, I really can't leave, Mom!"

"If you can't leave, then you have to come back to the hospital for a recheck, your body has not fully recovered, don't risk your life for work!" said the mother a little reproachfully.

"Mom, I'm an adult, I'll take care of myself, you can rest assured! I'm going to get up to work, I'll hang up!"

Escaping his mother's nagging, Ding Le got up and prepared for the challenges of the new day.

Although today is the weekend, for those of you who are in the bank, there are no weekends during the peak season.

While eating breakfast in the cafeteria, Ding Le ran into Xia Xiao, she really stared at the two thick dark circles under her eyes, and Ding Le laughed tacitly.

At half past eight in the morning, the branch opened on time.

Soon after the door opened, Fei Yang took two young girls into Ding Le's office, and it turned out that interns arranged by the human resources department of the head office had arrived.

Yu Jiankang promised to send him two interns on the phone before, but he didn't expect to be in place so soon, and Ding Le appreciated that they could report on time at work.

Ding Le shouted to Zhang Maosheng and Zhu Guang outside: "Lao Zhang, Lao Zhu, come in!"

"These two are the interns sent by the head office to our branch, you two will tell these two college students about yesterday's work, and today they will continue to do it, you should hurry up and implement what I explained yesterday. ”

"You guys hand it in first, and I'll go downstairs to the counter and have a look." ”

When he came downstairs, he saw that Fei Yang was talking to a customer about how to buy funds, and when he saw Ding Le coming downstairs, Fei Yang just came over and said: "Leader, let me introduce, this is the propaganda officer of the town government, Officer Zhang." “

"Director Zhang, this is President Ding. Ding Le shook hands with Secretary Zhang and greeted each other.

"Did Secretary Zhang come to our branch to buy funds? I just heard Fei Yang and you talking about this. “

"Yes, yesterday Zhang Maosheng of your branch called me, saying that now your bank is also acting as an agent for funds, and the return on investment is very high, and I will come over to take a look if I don't go to work on the weekend today. “

"Now it is a bull market, investing in stocks is risky, and like you are busy at work, there is no time to look at the market, buying funds is the best choice, according to the current market, I think you buy now, in the short term, the return on investment can reach more than 20%. ”

After listening to Ding Le's introduction, Officer Ding tried to buy 30,000 yuan of funds, and left happily with the prize.

Watching the customer leave, Fei Yang said suspiciously: "Brother Le, why don't you recommend him to buy more, he is not out of money." ”

"Although it is a bull market, but I don't dare to guarantee that I can make 100% money by buying funds, I am not a stock god, the customer chooses independently, even if he loses in the future, he will not find me, if he earns, as long as he has money, he will naturally continue to buy more. ”

After Ding Le finished speaking, he looked around, and whispered to Fei Yang: "How is your stock, it's crazy, right?"

At the mention of stocks, Fei Yang suddenly became excited, "At the close of trading yesterday, my stock doubled again, Brother Le, your uncle is the god of stocks!"

Ding Le listened to him, and said with a smile: "You better do the work in front of you first, the bull market cannot last forever, and work is the support of your life!"

After saying that, Ding Le turned around and walked through the security door to the counter, there were customers handling business in front of several windows, Ding Le said to Zhang Linli, who was busy authorizing the back: "Sister Li, come over for a while, I will say a few words." ”

Ding Le asked how much of the current financial expenses of the branch were left. When Wang Yonggui had an accident, there was 40,000 yuan left in the sub-branch's account, and in this marketing campaign, 20,000 yuan was spent on prizes, and 5,000 yuan was spent on the advertising company's propaganda car.

If you don't know the high cost of firewood, rice, oil and salt, plus other expenses of the branch, the remaining money is really stretched.

Ding Le said: "You continue to be busy with you, I'll go and communicate with the finance department of the head office to see if I can come back." ”

According to the 2006 annual performance appraisal of Haizhou Bank, the performance of Taiping Sub-branch ranked 23rd, ranking fourth from the bottom among the 27 outlets of the bank.

According to the task completion rate of that year, the financial expenses of the Taiping Branch of the Planning and Finance Department of the head office had already been allocated in place, and Ding Le spent more than half an hour, his mouth was worn out, and he could not get a little more from Zhang Yun, the boss of the Planning and Finance Department.

Talking about 2006, Ding Le changed his routine and applied for an advance payment of marketing expenses in 2007.

Zhang Yun knew the background of Ding Le's temporary appointment by the Party Committee of the head office, and she understood that Ding Le was now a celebrity in President Yang's heart, so she didn't insist too much on this request for him, and finally agreed to advance half a year's expenses first, but Ding Le must keep it secret, otherwise all branches will come to advance expenses, and her financial management will not be good.

Hanging up the phone, Ding Le took a deep breath, the work of the branch is not easy, big and small things have to rely on communication, grinding mouths.

Ding Le immediately dialed Zhang Linli downstairs and told her that the Ministry of Planning and Finance would demarcate the advanced marketing expenses in the past two days, so that she could pay attention to it, and at the same time, she would keep it confidential from the outside world and not let other branches know.

Ding Le opened the computer to log in to the OA system, found today's performance daily report, as of last night, the deposit balance of the Taiping branch was 52.5 million, and the "good start" competition task issued by the head office was to increase the balance at the beginning of the year by 10 million, and now the actual situation is that it has decreased by 2.5 million compared with the beginning of the year.

Now there is still half a month before the New Year, and there is almost a month and a half before the end of the first quarter competition.

After yesterday's publicity, the number of people who came to the branch to handle business today has obviously increased a lot compared with yesterday.

The propaganda car on the street attracted many new customers, most of whom were customers of the Agricultural Bank of China, who heard that the Taiping branch had deposits and gifts, so they chose to vote with their feet.

Zhang Maosheng and Zhu Guang's telemarketing yesterday also brought some customers, mainly to handle wealth management and fund business.

Today, there were several large customer deposits, and after the bicycles placed in the business hall were taken away, Zhang Linli hurriedly contacted to replenish the goods.

Fei Yang stood in the business hall for two days in a row to divert the flow of customers, Ding Le was afraid that he would be tired, so he also played the role of lobby manager with him in the afternoon.

It was only after five o'clock in the afternoon that the counter was deserted, and the tellers hurried to take stock and roll the accounts, and get all the work done before the cash truck arrived.

Today, the branch released 1 million yuan in cash, and after the cash truck picked up the money and boxes, Zhang Linli also pulled out today's business obviously.

Today's performance has increased a little compared with yesterday, with fixed deposits increasing by 1.65 million yuan, wealth management increasing by 200,000 yuan, and funds increasing by 360,000 yuan.

After seeing the results of a busy day's labor, everyone couldn't help cheering.

Ding Le said: "Today, you have worked hard, in the performance ranking announced by the head office, although we are still underwater for the time being, but according to the current progress, there will be no problem in getting out of the water." ”

"But our goal is to get off to a good start, last year because of the unsatisfactory performance, everyone did not get much money in the assessment, this year we want to reverse this situation, grasp the business development at the same time, improve personal income is the king. Ding Le's words pierced his heart.